15109 E 40th Street S, Independence, MO 64055
15109 E 40th Street S is a 3-bed, 2-bath, 1,762 sq ft home in Stewart Heights East, Independence, MO, listed at $245,000 on October 28, 2026. HouseLoop Vision saw ranch-style home, brick exterior and covered front porch in its 29 listing photos (as of October 28, 2026).
$245,000
15109 E 40th Street S, Independence, MO 64055
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Est. payment
$1,780/mo
Price & tax history
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Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- Sycamore Hills Elementary School5
- Bridger Middle School7
- Truman High School4
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 426 homes for sale in Independence, with 162 under contract. Homes here sell for a median of $222,850 and go under contract in a median of 20 days. This home is priced $22,150 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,944 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $162,450.
Listed by RE/MAX Heritage
Listed October 27, 2026 08:35 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2649017
HouseLoop last checked:
Listing updated:
About this home
Welcome home to this beautifully updated 3 bedroom, 2 full bath raised ranch, situated on an oversized corner lot with a fenced backyard. Step inside to an inviting open concept living room and kitchen combination featuring beautiful hardwood floors, a cozy fireplace, and custom built in cabinetry. The kitchen offers newer appliances, an island with bar seating, and an additional built in dining bar overlooking the backyard. A separate dining room just off the living area provides even more space for gathering and entertaining. The finished basement offers two additional non conforming rooms, providing endless possibilities! Whether you’re dreaming of extra sleeping areas, a home theater, game room, man cave, home office, or additional recreational space, there’s plenty of room to make it your own. Enjoy numerous updates throughout, including newer flooring, updated fixtures, and modern touches that make this home truly move in ready. For added peace of mind, the sewer line has been replaced all the way to the main! Outside, the expansive corner lot and fenced backyard provide plenty of room for entertaining, pets, outdoor activities, or simply relaxing.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 15109 E 40th Street S, Independence, MO 64055 identified ranch-style home, brick exterior, covered front porch, finished basement, fireplace and open floor plan, plus 40 more features. The home is an active 3-bedroom, 2-bath, 1,762-square-foot single family residence listed for $245,000, MLS #2649017.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Stainless steel appliances
- Updated kitchen
- Kitchen backsplash
- Veined countertops
- Dark kitchen cabinets
- Raised-panel cabinets
- Finished basement
- Fireplace
- Statement lighting
- Wainscoting or board and batten
- Brick fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Walk-in closet
- Walk-in shower
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Tub and shower combo
- Brick exterior
- Covered front porch
- Big backyard
- Fenced yard
- Mature trees
- Covered patio
- Driveway
- Gray roof
- Asphalt shingle roof
- Red brick exterior
- Wood fence
- Concrete patio
- Flat lot
- Ranch-style home
- Hardwood floors
- Tile floors
- Ceiling beams
- White trim
- Accent wall
- Bronze hardware
- Beige walls
Where HouseLoop Vision saw them
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: First
- Dimensions: 11 × 13
Primary Bathroom
- Level: First
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
- Dimensions: 11 × 12
Bedroom 3
- Features: ceiling fan(s), walk-in closet(s)
- Level: First
- Dimensions: 10 × 12
Bathroom 2
- Level: First
Great Room
- Features: built-in features, ceiling fan(s)
- Level: First
- Dimensions: 14 × 16
Family Room
- Level: Basement
- Dimensions: 26 × 13
Kitchen
- Features: granite counters, pantry
- Level: First
- Dimensions: 9 × 15
Dining Room
- Level: First
- Dimensions: 12 × 19
Heating
- Heating: Central Gas, Forced Air, Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Humidifier, Microwave, Electric Range, Stainless Steel Appliance(s)
- Laundry: In Basement
Features
- Features: Custom Cabinets, Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Wood
- Basement: Finished, Partial, Sump Pump
- Fireplace features: Family Room
- Other rooms: Entry, Family Room, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,424 sqft
- Finished area below ground: 338 sqft
- Total interior livable area: 1,762 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Built-In, Garage Faces Side
Lot
- Size: 0.29 Acres
- Features: City Lot
- Patio & porch: Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 1965
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Fenced Yard
Kitchen
- Kitchen Island
- Walk-in Pantry
- Stainless Appliances
Interior
- Hardwood Floors
- Tall Ceilings
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Bonus Room
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $2,657 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,658 | $37,189 |
| 2024 | $3,014 | $43,507 |
| 2023 | $2,946 | $43,507 |
| 2022 | $2,077 | $28,120 |
| 2021 | $2,076 | $28,120 |
| 2020 | $1,865 | $24,544 |
| 2019 | $1,835 | $24,544 |
| 2018 | $1,835 | $23,385 |
| 2017 | $1,885 | $23,385 |
| 2016 | $1,801 | $22,799 |
| 2014 | $1,717 | $22,135 |
| 2013 | $1,706 | $22,135 |
$245,000
15109 E 40th Street S, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome home to this beautifully updated 3 bedroom, 2 full bath raised ranch, situated on an oversized corner lot with a fenced backyard. Step inside to an inviting open concept living room and kitchen combination featuring beautiful hardwood floors, a cozy fireplace, and custom built in cabinetry. The kitchen…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 15109 E 40th Street S, Independence, MO 64055 identified ranch-style home, brick exterior, covered front porch, finished basement, fireplace and open floor plan, plus 40 more features. The home is an active 3-bedroom, 2-bath, 1,762-square-foot single family residence listed for $245,000, MLS #2649017.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Stainless steel appliances
- Updated kitchen
- Kitchen backsplash
- Veined countertops
- Dark kitchen cabinets
- Raised-panel cabinets
- Finished basement
- Fireplace
- Statement lighting
- Wainscoting or board and batten
- Brick fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Walk-in closet
- Walk-in shower
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Tub and shower combo
- Brick exterior
- Covered front porch
- Big backyard
- Fenced yard
- Mature trees
- Covered patio
- Driveway
- Gray roof
- Asphalt shingle roof
- Red brick exterior
- Wood fence
- Concrete patio
- Flat lot
- Ranch-style home
- Hardwood floors
- Tile floors
- Ceiling beams
- White trim
- Accent wall
- Bronze hardware
- Beige walls
See this home in person
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HouseLoop Mortgage Calculator
$1,780
Offer Insights
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$252,350 – $257,005
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: First
- Dimensions: 11 × 13
Primary Bathroom
- Level: First
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
- Dimensions: 11 × 12
Bedroom 3
- Features: ceiling fan(s), walk-in closet(s)
- Level: First
- Dimensions: 10 × 12
Bathroom 2
- Level: First
Great Room
- Features: built-in features, ceiling fan(s)
- Level: First
- Dimensions: 14 × 16
Family Room
- Level: Basement
- Dimensions: 26 × 13
Kitchen
- Features: granite counters, pantry
- Level: First
- Dimensions: 9 × 15
Dining Room
- Level: First
- Dimensions: 12 × 19
Heating
- Heating: Central Gas, Forced Air, Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Humidifier, Microwave, Electric Range, Stainless Steel Appliance(s)
- Laundry: In Basement
Features
- Features: Custom Cabinets, Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Wood
- Basement: Finished, Partial, Sump Pump
- Fireplace features: Family Room
- Other rooms: Entry, Family Room, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,424 sqft
- Finished area below ground: 338 sqft
- Total interior livable area: 1,762 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Built-In, Garage Faces Side
Lot
- Size: 0.29 Acres
- Features: City Lot
- Patio & porch: Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 1965
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Fenced Yard
Kitchen
- Kitchen Island
- Walk-in Pantry
- Stainless Appliances
Interior
- Hardwood Floors
- Tall Ceilings
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Bonus Room
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 5Sycamore Hills Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- Elementary: William Southern
- Middle: Middle School Complx
- High: Truman
Price history
Tax
- Annual tax amount: $2,657 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,658 | $37,189 |
| 2024 | $3,014 | $43,507 |
| 2023 | $2,946 | $43,507 |
| 2022 | $2,077 | $28,120 |
| 2021 | $2,076 | $28,120 |
| 2020 | $1,865 | $24,544 |
| 2019 | $1,835 | $24,544 |
| 2018 | $1,835 | $23,385 |
| 2017 | $1,885 | $23,385 |
| 2016 | $1,801 | $22,799 |
| 2014 | $1,717 | $22,135 |
| 2013 | $1,706 | $22,135 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 426 homes for sale in Independence, with 162 under contract. Homes here sell for a median of $222,850 and go under contract in a median of 20 days. This home is priced $22,150 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,944 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $162,450.
Questions buyers asked Myli about this home
Daniel H. from Seattle, WA ·
How do I schedule a tour of 15109 E 40th Street S?
Myli · Oct 27, 4:26 PM ET
15109 E 40th Street S is open for tours now. It is a 3 bed, 2 bath, 1,762 sqft home listed at $245,000.
Tap Tour this home to hold up to three times before you pick one.
Rachel D. from Wichita, KS ·
How do I get more information about 15109 E 40th Street S?
Myli · Oct 24, 6:29 PM ET
It is a 3 bed, 2 bath, 1,762 sqft home listed at $245,000.
Ask Myli anything about this home right on this page.
Ben N. from Des Moines, IA ·
Can I take a virtual tour of 15109 E 40th Street S?
Myli · Oct 23, 9:12 AM ET
Not yet. 15109 E 40th Street S doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
What is the 64055 neighborhood like?
15109 E 40th Street S sits in 64055. The median list here is $234,900, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 15109 E 40th Street S?
About $1,390 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $2,658 tax bill and mortgage insurance folded in it lands near $1,780. Median sold price in Stewart Heights East is $238,898. This $245,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 15109 E 40th Street S?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Stewart Heights East, where sellers accept 105% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 15109 E 40th Street S?
Yes. 15109 E 40th Street S was listed on October 27, 2026. Homes in Stewart Heights East sold at about 105% of list over the last 12 months. Near or above asking, so room to negotiate is tighter than usual. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 15109 E 40th Street S?
Sellers in Stewart Heights East accepted 105% of list over the last 12 months across 10 sales, median $238,898. Near $252,350 – $257,005 on this $245,000 list. The median home here took 15 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 15109 E 40th Street S?
Making an offer on 15109 E 40th Street S means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 15109 E 40th Street S?
$139 per square foot ($245,000 over 1,762 sqft). Homes sold in Independence, MO over the same window went for a median of $145 per square foot. This home is priced a bit below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 15109 E 40th Street S been on the market?
Listed on October 27, 2026. Homes in Stewart Heights East typically go under contract in 15 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 15109 E 40th Street S built?
15109 E 40th Street S was built in 1965. It is about 61 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 15109 E 40th Street S have?
15109 E 40th Street S is a home with 3 bedrooms and 2 bathrooms across 1,762 square feet. On a 0.29 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 15109 E 40th Street S?
0.29 acres (about 12,462 square feet), per the county record for 15109 E 40th Street S. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 15109 E 40th Street S have a garage, a basement, air conditioning?
15109 E 40th Street S has a 2-car garage and a finished, partial, sump pump basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 15109 E 40th Street S?
Wood, per the MLS record for 15109 E 40th Street S. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 15109 E 40th Street S?
Sycamore Hills Elementary School (5/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 15109 E 40th Street S?
Public records show about $2,658 a year (1.1% of the list price) for 15109 E 40th Street S. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 15109 E 40th Street S?
No HOA is listed for 15109 E 40th Street S, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 15109 E 40th Street S still for sale?
Yes — 15109 E 40th Street S is active as of October 27, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 15109 E 40th Street S with someone?
Yes. Tap the share icon on this page to send 15109 E 40th Street S by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 15109 E 40th Street S to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 15109 E 40th Street S?
Yes. Ask her anything about 15109 E 40th Street S right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 28, 2026 04:01 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by RE/MAX Heritage
Listed October 27, 2026 08:35 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2649017
HouseLoop last checked:
Listing updated: