826 S Cottage Street, Independence, MO 64050
826 S Cottage Street is a 5-bed, 2-bath, 1,425 sq ft home in South Side Add, Independence, MO, listed at $229,000 on July 21, 2026. HouseLoop Vision saw modern, covered front porch and deck in its 30 listing photos (as of November 4, 2026).
$229,000
826 S Cottage Street, Independence, MO 64050
About this home
Beautiful house completely updated. New windows, new doors. new flooring, new HVAC, new kitchen and bathrooms, new appliances etc. There is plenty of space here. Its is zoned as duplex and can be converted back to it. Huge backyard with mature trees. Ready to move in.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 826 S Cottage Street, Independence, MO 64050 identified modern, covered front porch, deck, open floor plan, big backyard and mature trees, plus 32 more features. The home is a sold 5-bedroom, 2-bath, 1,425-square-foot single family residence, MLS #2632849.
Key HouseLoop Vision features
- Open floor plan
- White kitchen
- Quartz counters
- Shaker cabinets
- Double oven
- Stainless steel appliances
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- Black countertops
- Wall of windows
- Recessed lighting
- Tiled shower
- Frameless glass shower
- White vanity
- Renovated bathrooms
- Covered front porch
- Deck
- Big backyard
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Farmhouse-style home
- Wood deck
- Flat lot
- Modern
- Luxury vinyl floors
- Black hardware
- White trim
- Renovated home
- Farmhouse style
- White walls
- Carpet
- Wood deck with views
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Full bathrooms: 2
Bathroom 2
- Level: Second
Bathroom 1
- Level: First
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Unfinished
Interior area
- Finished area above ground: 1,425 sqft
- Total interior livable area: 1,425 sqft
Property
Parking
- Parking features: Other
Lot
- Size: 0.33 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1900
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
Financial & listing details
- Annual tax amount: $1,347 / yr
No HOA on this home.
Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- Santa Fe Trail Elementary School8
- Bridger Middle School7
- William Chrisman High School3
Price & tax history
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Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 158 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $7,000 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,911 homes for sale. Nearby Kansas City runs a higher median at $299,987; Sugar Creek is lower at $155,000.
Listed by Realty of America
Listed July 21, 2026 11:08 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2632849
HouseLoop last checked:
Listing updated:
Listed for
$229,000
Sale price not disclosed
826 S Cottage Street, Independence, MO 64050
HouseLoop user activity
HouseLoop last checked:
About this home
Beautiful house completely updated. New windows, new doors. new flooring, new HVAC, new kitchen and bathrooms, new appliances etc. There is plenty of space here. Its is zoned as duplex and can be converted back to it. Huge backyard with mature trees. Ready to move in.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 826 S Cottage Street, Independence, MO 64050 identified modern, covered front porch, deck, open floor plan, big backyard and mature trees, plus 32 more features. The home is a sold 5-bedroom, 2-bath, 1,425-square-foot single family residence, MLS #2632849.
Key HouseLoop Vision features
- Open floor plan
- White kitchen
- Quartz counters
- Shaker cabinets
- Double oven
- Stainless steel appliances
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- Black countertops
- Wall of windows
- Recessed lighting
- Tiled shower
- Frameless glass shower
- White vanity
- Renovated bathrooms
- Covered front porch
- Deck
- Big backyard
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Farmhouse-style home
- Wood deck
- Flat lot
- Modern
- Luxury vinyl floors
- Black hardware
- White trim
- Renovated home
- Farmhouse style
- White walls
- Carpet
- Wood deck with views
Is this your home?
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Estimated Sales Range
HouseLoop Home Value History
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Full bathrooms: 2
Bathroom 2
- Level: Second
Bathroom 1
- Level: First
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Unfinished
Interior area
- Finished area above ground: 1,425 sqft
- Total interior livable area: 1,425 sqft
Property
Parking
- Parking features: Other
Lot
- Size: 0.33 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1900
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Santa Fe Trail Elementary School
- 7Bridger Middle School
- 3William Chrisman High School
Schools provided by the listing agent
- District: Independence
Price history
Tax
- Annual tax amount: $1,347 / yr
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 158 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $7,000 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,911 homes for sale. Nearby Kansas City runs a higher median at $299,987; Sugar Creek is lower at $155,000.
Questions buyers asked Myli about this home
Hannah L. from St. Louis, MO ·
How do I get more information about 826 S Cottage Street?
Myli · Sep 9, 11:19 AM ET
It is a 5 bed, 2 bath, 1,425 sqft home listed at $229,000.
Ask Myli anything about this home right on this page.
Aisha K. from Atlanta, GA ·
Can I take a virtual tour of 826 S Cottage Street?
Myli · Sep 7, 11:36 AM ET
Not yet. 826 S Cottage Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Independence.
Carlos M. from Dallas, TX ·
How many homes are for sale near 826 S Cottage Street?
Myli · Sep 5, 12:05 AM ET
80 homes are currently for sale in 64050.
More options nearby usually means more room to negotiate and more to compare this home against before you commit.
What is the 64050 neighborhood like?
826 S Cottage Street sits in 64050. The median list here is $189,950, versus $225,000 across Independence, MO. Homes in 64050 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64050 compares to nearby zips. Tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 826 S Cottage Street?
About $1,300 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,347 tax bill and mortgage insurance folded in it lands near $1,580. Median sold price in 64050 is $186,000 — this $229,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 826 S Cottage Street?
$161 per square foot ($229,000 over 1,425 sqft). Homes sold in 64050 over the same window went for a median of $141 per square foot. This home is priced a bit above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
When was 826 S Cottage Street built?
826 S Cottage Street was built in 1900. It is about 126 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 826 S Cottage Street have?
826 S Cottage Street is a home with 5 bedrooms and 2 bathrooms across 1,425 square feet. On a 0.33 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 826 S Cottage Street?
0.33 acres (about 14,250 square feet), per the county record for 826 S Cottage Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 826 S Cottage Street have a garage, a basement, air conditioning?
826 S Cottage Street has a unfinished basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Ask a question for a HouseLoop agent's read on it.
What schools serve 826 S Cottage Street?
Santa Fe Trail Elementary School (8/10), Bridger Middle School (7/10), William Chrisman High School (3/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64050 a buyer's or a seller's market right now?
64050 is currently a seller's market (below-balanced inventory), with about 3.8 months of supply. Homes there go under contract in a median of 21 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 826 S Cottage Street. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 826 S Cottage Street?
Public records show about $1,347 a year (0.6% of the list price) for 826 S Cottage Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 826 S Cottage Street?
No HOA is listed for 826 S Cottage Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 826 S Cottage Street still for sale?
826 S Cottage Street sold on September 9, 2026 and is no longer available. This listing is here as a record rather than something you can tour or make an offer on. It went under contract 2 days after listing on July 21, 2026. 251 homes have sold in 64050 over the last 12 months. Ask Myli to pull the ones most like this one. Ask Myli to find you three more like it in Independence. Tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 826 S Cottage Street with someone?
Yes. Tap the share icon on this page to send 826 S Cottage Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 826 S Cottage Street to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 826 S Cottage Street?
Yes. Ask her anything about 826 S Cottage Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated September 09, 2026 04:05 PM
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Independence, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by Realty of America
Listed July 21, 2026 11:08 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2632849
HouseLoop last checked:
Listing updated:
Insights on 826 S Cottage Street
This 1900 single-family home in South Side Add went under contract in just two days—three days faster than the subdivision median of six. The five-bedroom layout and updated condition clearly resonated with buyers in a neighborhood where only six homes sold over the past year.
More sold homes in South Side Add →
| Home | Bd/Ba | Sqft | Days to contract |
|---|---|---|---|
| 732 W Stone Street | 2/— | 720 | 8 |
| 1020 S Mccoy Street | 3/— | 2,768 | 58 |
| 408 W SEA Avenue | 2/1 | 1,027 | 14 |
| 406 W SOUTH Avenue | 2/1 | 730 | 10 |
| 423-25 W Linden Avenue | —/— | — | 8 |
Homes with similar features
Frequently asked questions
How much did 826 S Cottage Street sell for?
826 S Cottage Street was listed at $229,000 and sold in Sep 2026. Individual sold prices aren't published here, but the surrounding data tells the story: this home performed exceptionally well, going under contract in 2 days; it featured Modern, Covered front porch, Deck per HouseLoop Vision.
How fast did 826 S Cottage Street sell?
It went under contract in 2 days — exceptionally well for the area.
What features did this home have?
HouseLoop Vision detected: Modern, Covered front porch, Deck, Open floor plan, Big backyard, Mature trees, White kitchen, Quartz counters.
What schools serve 826 S Cottage Street?
This home is in the Independence school district (William Chrisman High School). Verify the exact attendance boundary for this address before relying on it.