604 W 38th Street, Independence, MO 64050
604 W 38th Street is a 3-bed, 2-bath, 1,634 sq ft home in Kentucky Hills, Independence, MO, listed at $195,000 on September 3, 2026. HouseLoop Vision saw modern, covered front porch and finished basement in its 29 listing photos (as of November 4, 2026).
$195,000
604 W 38th Street, Independence, MO 64050
About this home
Welcome home to this beautifully updated property in Kentucky Hills Subdivision! This charming 3 bed, 2 bath home features recent updates throughout, offering a perfect blend of modern finishes and everyday functionality. With upgrades to the home and an inviting layout, this home is a must see. Recent Updates Include: • Updated interior paint • Updated kitchen • Updated bathrooms with modern fixtures • Updated lighting and hardware Appliances: All kitchen appliances will remain in the home in their current condition. Appliances to stay AS IS, with no warranties or repairs provided by the seller. Enjoy a great location in Independence, close to local amenities, shopping, and major highways. Schedule your showing today!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 604 W 38th Street, Independence, MO 64050 identified modern, covered front porch, finished basement, open floor plan, big backyard and mature trees, plus 30 more features. The home is an active 3-bedroom, 2-bath, 1,634-square-foot single family residence listed for $195,000, MLS #2640122.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Navy kitchen cabinets
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- Black appliances
- Gray countertops
- Raised-panel cabinets
- Recessed lighting
- Finished basement
- Wall of windows
- Staircase
- Tiled shower
- White vanity
- Renovated bathrooms
- Black hardware
- Covered front porch
- Big backyard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Navy exterior color
- Concrete driveway
- Siding exterior
- Concrete patio
- Flat lot
- Modern
- Luxury vinyl floors
- White trim
- Renovated home
- Farmhouse style
- Bronze hardware
- White walls
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator
Features
- Features: Ceiling Fan(s)
- Flooring: Wood
- Basement: Finished, Full
Interior area
- Finished area above ground: 869 sqft
- Finished area below ground: 765 sqft
- Total interior livable area: 1,634 sqft
Property
Parking
- Total spaces: 0
- Parking features: Other
Lot
- Size: 0.23 Acres
- Features: Many Trees
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1961
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Mature Trees
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Financial & listing details
- Annual tax amount: $1,490 / yr
No HOA on this home.
Your payment
Est. payment
$1,385/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- Mill Creek Elementary School8
- Bingham Middle School3
- William Chrisman High School3
Price & tax history
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Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 158 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $27,000 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,911 homes for sale. Nearby Kansas City runs a higher median at $299,987; Sugar Creek is lower at $155,000.
Listed by Huck Homes
Listed September 03, 2026 02:44 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640122
HouseLoop last checked:
Listing updated:
$195,000
604 W 38th Street, Independence, MO 64050
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome home to this beautifully updated property in Kentucky Hills Subdivision! This charming 3 bed, 2 bath home features recent updates throughout, offering a perfect blend of modern finishes and everyday functionality. With upgrades to the home and an inviting layout, this home is a must see. Recent Updates…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 604 W 38th Street, Independence, MO 64050 identified modern, covered front porch, finished basement, open floor plan, big backyard and mature trees, plus 30 more features. The home is an active 3-bedroom, 2-bath, 1,634-square-foot single family residence listed for $195,000, MLS #2640122.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Navy kitchen cabinets
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- Black appliances
- Gray countertops
- Raised-panel cabinets
- Recessed lighting
- Finished basement
- Wall of windows
- Staircase
- Tiled shower
- White vanity
- Renovated bathrooms
- Black hardware
- Covered front porch
- Big backyard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Navy exterior color
- Concrete driveway
- Siding exterior
- Concrete patio
- Flat lot
- Modern
- Luxury vinyl floors
- White trim
- Renovated home
- Farmhouse style
- Bronze hardware
- White walls
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
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Checking tour times…
HouseLoop Mortgage Calculator
$1,385
Offer Insights
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$193,050 – $196,755
Estimated Sales Range
HouseLoop Home Value History
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator
Features
- Features: Ceiling Fan(s)
- Flooring: Wood
- Basement: Finished, Full
Interior area
- Finished area above ground: 869 sqft
- Finished area below ground: 765 sqft
- Total interior livable area: 1,634 sqft
Property
Parking
- Total spaces: 0
- Parking features: Other
Lot
- Size: 0.23 Acres
- Features: Many Trees
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1961
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Mature Trees
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Mill Creek Elementary School
- 3Bingham Middle School
- 3William Chrisman High School
Schools provided by the listing agent
- District: Independence
Price history
Tax
- Annual tax amount: $1,490 / yr
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 158 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $27,000 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,911 homes for sale. Nearby Kansas City runs a higher median at $299,987; Sugar Creek is lower at $155,000.
Questions buyers asked Myli about this home
Daniel H. from Seattle, WA ·
How do I schedule a tour of 604 W 38th Street?
Myli · Oct 30, 7:17 PM ET
604 W 38th Street is open for tours now. It is a 3 bed, 2 bath, 1,634 sqft home listed at $195,000.
Tap Tour this home to hold up to three times before you pick one.
Marcus B. from Minneapolis, MN ·
How do I get more information about 604 W 38th Street?
Myli · Nov 1, 4:18 AM ET
It is a 3 bed, 2 bath, 1,634 sqft home listed at $195,000.
Ask Myli anything about this home right on this page.
Hannah L. from St. Louis, MO ·
Can I take a virtual tour of 604 W 38th Street?
Myli · Oct 31, 5:55 AM ET
Not yet. 604 W 38th Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
What is the 64050 neighborhood like?
604 W 38th Street sits in 64050. The median list here is $189,450, versus $225,000 across Independence, MO. Homes in 64050 go under contract in a median of 20 days, about the same pace as Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64050 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 604 W 38th Street?
About $1,110 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,490 tax bill and mortgage insurance folded in it lands near $1,390. Median sold price in Kentucky Hills is $188,000. This $195,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 604 W 38th Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Kentucky Hills, where sellers accept 102% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 604 W 38th Street?
Yes. 604 W 38th Street was listed on September 3, 2026, and the price changed on September 30, 2026. Homes in Kentucky Hills sold at about 102% of list over the last 12 months. Near or above asking, so room to negotiate is tighter than usual. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 604 W 38th Street?
Sellers in Kentucky Hills accepted 102% of list over the last 12 months across 17 sales, median $188,000. Near $195,000 – $198,705 on this $195,000 list. The median home here took 46 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 604 W 38th Street?
Making an offer on 604 W 38th Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 604 W 38th Street?
$119 per square foot ($195,000 over 1,634 sqft). Homes sold in Independence, MO over the same window went for a median of $145 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 604 W 38th Street been on the market?
Listed on September 3, 2026. Homes in Kentucky Hills typically go under contract in 46 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 604 W 38th Street built?
604 W 38th Street was built in 1961. It is about 65 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 604 W 38th Street have?
604 W 38th Street is a home with 3 bedrooms and 2 bathrooms across 1,634 square feet. On a 0.23 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 604 W 38th Street?
0.23 acres (about 10,130 square feet), per the county record for 604 W 38th Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 604 W 38th Street have a garage, a basement, air conditioning?
604 W 38th Street has a finished, full basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 604 W 38th Street?
Wood, per the MLS record for 604 W 38th Street. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 604 W 38th Street?
Mill Creek Elementary School (8/10), Bingham Middle School (3/10), William Chrisman High School (3/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 604 W 38th Street?
Public records show about $1,490 a year (0.8% of the list price) for 604 W 38th Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 604 W 38th Street?
No HOA is listed for 604 W 38th Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 604 W 38th Street still for sale?
Yes — 604 W 38th Street is active as of September 3, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 604 W 38th Street with someone?
Yes. Tap the share icon on this page to send 604 W 38th Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 604 W 38th Street to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 604 W 38th Street?
Yes. Ask her anything about 604 W 38th Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 02, 2026 02:54 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Huck Homes
Listed September 03, 2026 02:44 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640122
HouseLoop last checked:
Listing updated: