3607 S Osage Street, Independence, MO 64055


















$185,000
3607 S Osage Street, Independence, MO 64055
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Est. payment
$1,311/mo
Price & tax history
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Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- John W. Luff Elementary School6
- Bridger Middle School7
- Truman High School4
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 429 homes for sale in Independence, with 163 under contract. Homes here sell for a median of $223,000 and go under contract in a median of 20 days. This home is priced $38,000 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,948 homes for sale. Nearby Kansas City runs a higher median at $299,888; Sugar Creek is lower at $155,000.
Listed by Compass Realty Group
Listed October 15, 2026 08:36 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2645739
HouseLoop last checked:
Listing updated:
About this home
Welcome to 3607 S Osage Street in Independence! 3RD NON CONFORMING BEDROOM IN BASEMENT-- This charming ranch-style home offers comfortable main-level living with a functional layout and plenty of potential to make it your own. Step inside to a bright and inviting living room featuring hardwood floors, neutral paint colors, and a large front window that fills the space with natural light. The adjoining kitchen offers convenient access from the main living area, while the bedrooms provide comfortable spaces with neutral finishes. Outside, enjoy a spacious front yard, a welcoming front deck, and the convenience of an attached garage. Whether you're purchasing your first home, looking to downsize, or searching for your next investment opportunity, this property offers possibilities worth exploring. Schedule your showing today and see the potential for yourself!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3607 S Osage Street, Independence, MO 64055 identified ranch-style home, covered front porch, deck, open floor plan, main-floor primary bedroom and big backyard, plus 32 more features. The home is an active 2-bedroom, 2-bath, 864-square-foot single family residence listed for $185,000, MLS #2645739.
Key HouseLoop Vision features
- Open floor plan
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Electric range
- Mixed-finish appliances
- Beige or brown countertops
- Laminate countertops
- Stained cabinets
- Ceiling fan
- Main-floor primary bedroom
- Tiled shower
- White vanity
- Tub and shower combination
- Covered front porch
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Mixed fence
- Wood deck
- Flat lot
- Ranch-style home
- Hardwood floors
- Tile floors
- White trim
- Gray walls
- Carpet
- Medium wood floors
- Neutral walls
- Colored walls
- White walls
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Level: First
- Dimensions: 11 × 12
Bedroom 2
- Level: First
- Dimensions: 11 × 12
Living Room
- Level: First
- Dimensions: 11 × 18
Kitchen
- Level: First
- Dimensions: 10 × 16
Heating
- Heating: Forced Air
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: In Basement
Features
- Flooring: Wood
- Basement: Concrete, Finished, Full
Interior area
- Finished area above ground: 864 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 864 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.19 Acres
- Features: City Lot, Level
- Patio & porch: Deck, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1955
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: City/Public - Verify
Highlights
Outdoor & Lot
- Deck
- Covered Patio
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $1,311 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,311 | $18,343 |
| 2024 | $1,470 | $21,217 |
| 2023 | $1,437 | $21,217 |
| 2022 | $1,025 | $13,870 |
| 2021 | $1,024 | $13,870 |
| 2020 | $1,055 | $13,888 |
| 2019 | $1,038 | $13,888 |
| 2018 | $1,038 | $13,590 |
| 2017 | $1,095 | $13,590 |
| 2016 | $1,046 | $13,249 |
| 2014 | $998 | $12,863 |
| 2013 | $992 | $12,863 |
$185,000
3607 S Osage Street, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome to 3607 S Osage Street in Independence! 3RD NON CONFORMING BEDROOM IN BASEMENT-- This charming ranch-style home offers comfortable main-level living with a functional layout and plenty of potential to make it your own. Step inside to a bright and inviting living room featuring hardwood floors, neutral paint…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3607 S Osage Street, Independence, MO 64055 identified ranch-style home, covered front porch, deck, open floor plan, main-floor primary bedroom and big backyard, plus 32 more features. The home is an active 2-bedroom, 2-bath, 864-square-foot single family residence listed for $185,000, MLS #2645739.
Key HouseLoop Vision features
- Open floor plan
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Electric range
- Mixed-finish appliances
- Beige or brown countertops
- Laminate countertops
- Stained cabinets
- Ceiling fan
- Main-floor primary bedroom
- Tiled shower
- White vanity
- Tub and shower combination
- Covered front porch
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Mixed fence
- Wood deck
- Flat lot
- Ranch-style home
- Hardwood floors
- Tile floors
- White trim
- Gray walls
- Carpet
- Medium wood floors
- Neutral walls
- Colored walls
- White walls
- Attached garage
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HouseLoop Mortgage Calculator
$1,311
Offer Insights
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$185,000 – $188,515
Estimated Sales Range
HouseLoop Home Value History

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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Level: First
- Dimensions: 11 × 12
Bedroom 2
- Level: First
- Dimensions: 11 × 12
Living Room
- Level: First
- Dimensions: 11 × 18
Kitchen
- Level: First
- Dimensions: 10 × 16
Heating
- Heating: Forced Air
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: In Basement
Features
- Flooring: Wood
- Basement: Concrete, Finished, Full
Interior area
- Finished area above ground: 864 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 864 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.19 Acres
- Features: City Lot, Level
- Patio & porch: Deck, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1955
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: City/Public - Verify
Highlights
Outdoor & Lot
- Deck
- Covered Patio
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6John W. Luff Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
Price history
Tax
- Annual tax amount: $1,311 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,311 | $18,343 |
| 2024 | $1,470 | $21,217 |
| 2023 | $1,437 | $21,217 |
| 2022 | $1,025 | $13,870 |
| 2021 | $1,024 | $13,870 |
| 2020 | $1,055 | $13,888 |
| 2019 | $1,038 | $13,888 |
| 2018 | $1,038 | $13,590 |
| 2017 | $1,095 | $13,590 |
| 2016 | $1,046 | $13,249 |
| 2014 | $998 | $12,863 |
| 2013 | $992 | $12,863 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 429 homes for sale in Independence, with 163 under contract. Homes here sell for a median of $223,000 and go under contract in a median of 20 days. This home is priced $38,000 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,948 homes for sale. Nearby Kansas City runs a higher median at $299,888; Sugar Creek is lower at $155,000.
Frequently asked questions about 3607 S Osage Street
How do I schedule a tour of 3607 S Osage Street?
3607 S Osage Street is open for tours now. It is a 2 bed, 2 bath, 864 sqft home listed at $185,000.
Tap Tour this home to hold up to three times before you pick one — HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 3607 S Osage Street?
It is a 2 bed, 2 bath, 864 sqft home listed at $185,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3607 S Osage Street?
Not yet — 3607 S Osage Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
What is the 64055 neighborhood like?
3607 S Osage Street sits in 64055. The median list here is $232,450, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole.
A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips, or tap Tour this home to see the block for yourself.
How much is the monthly payment for 3607 S Osage Street?
About $1,050 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,311 tax bill and mortgage insurance folded in it lands near $1,310. Median sold price in Santa Fe Acres is $192,500 — this $185,000 list is right at it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 3607 S Osage Street?
Tap Get pre-approved. We send your request to the one local lender you pick, and that lender answers you from their own phone number and email. It is a soft credit check only.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in Santa Fe Acres, where sellers accept 102% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 3607 S Osage Street?
Yes. 3607 S Osage Street was listed on October 10, 2026. Homes in Santa Fe Acres sold at about 102% of list over the last 12 months — near or above asking, so room to negotiate is tighter than usual.
Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 3607 S Osage Street?
Sellers in Santa Fe Acres accepted 102% of list over the last 12 months across 12 sales, median $192,500, near $185,000 – $188,515 on this $185,000 list. The median home here took 14 days to go under contract, so most sellers aren't fielding three offers on day one.
See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 3607 S Osage Street?
Making an offer on 3607 S Osage Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 3607 S Osage Street?
$214 per square foot ($185,000 over 864 sqft). Homes sold in Independence, MO over the same window went for a median of $145 per square foot, so this home is priced well above that per-square-foot median.
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 3607 S Osage Street been on the market?
Listed on October 10, 2026. Homes in Santa Fe Acres typically go under contract in 14 days.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 3607 S Osage Street built?
3607 S Osage Street was built in 1955, so it is about 71 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 3607 S Osage Street have?
3607 S Osage Street is a home with 2 bedrooms and 2 bathrooms across 864 square feet, on a 0.19 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 3607 S Osage Street?
0.19 acres (about 8,391 square feet), per the county record for 3607 S Osage Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence, or tap Ask a question to find out what's allowed.
Does 3607 S Osage Street have a garage, a basement, air conditioning?
3607 S Osage Street has a 1-car garage and a concrete, finished, full basement, and attic fan and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What are the floors made of in 3607 S Osage Street?
Wood, per the MLS record for 3607 S Osage Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer, or tap Tour this home to see it yourself.
What schools serve 3607 S Osage Street?
John W. Luff Elementary School (6/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 3607 S Osage Street?
Public records show about $1,311 a year (0.7% of the list price) for 3607 S Osage Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3607 S Osage Street?
No HOA is listed for 3607 S Osage Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3607 S Osage Street still for sale?
Yes — 3607 S Osage Street is active as of October 10, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 3607 S Osage Street with someone?
Yes — tap the share icon on this page to send 3607 S Osage Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 3607 S Osage Street to get a text the moment its price or status changes, or search Independence on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3607 S Osage Street?
Yes — ask her anything about 3607 S Osage Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Independence.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 19, 2026 05:10 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by Compass Realty Group
Listed October 15, 2026 08:36 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2645739
HouseLoop last checked:
Listing updated:









