3510 S Osage Street is a 4-bed, 1-bath, 1,344 sq ft home in Santa Fe Acres, Independence, MO, listed at $139,900 on August 27, 2026. HouseLoop Vision saw ranch-style home, covered front porch and big backyard in its 12 listing photos (as of November 13, 2026).
$139,900
3510 S Osage Street, Independence, MO 64055
About this home
PRICE IMPROVEMENT ...Opportunity awaits! This ranch-style home offers excellent potential for an investor, renovator, or buyer ready to build sweat equity and make it their own. Featuring 4 bedrooms and 1 full bath, the property is situated on a mature, tree-lined lot and includes an attached garage, driveway, and additional partially finished basement space for added functionality. Conveniently located just off the Noland Road corridor, the home is close to shopping, dining, schools, services, major roadways, and a variety of Independence-area amenities. Bring your ideas, tools, and vision—there is plenty of potential to add value and create a home that fits your needs. Make this one yours! Property is bank-owned and being offered in its present condition. Buyers are encouraged to conduct their own inspections and verify all property information.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3510 S Osage Street, Independence, MO 64055 identified ranch-style home, covered front porch, big backyard, mature trees, wainscoting or board and batten and shiplap / paneling, plus 17 more features. The home is an active 4-bedroom, 1-bath, 1,344-square-foot single family residence listed for $139,900, MLS #2639242.
Key HouseLoop Vision features
- Wood kitchen cabinets
- Kitchen backsplash
- Tile backsplash type
- Mixed-finish appliances
- Tile countertops
- Raised-panel cabinets
- Wall of windows
- Tiled shower
- Covered front porch
- Big backyard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Blue exterior
- Concrete driveway
- Concrete patio
- Flat lot
- Ranch-style home
- Wainscoting or board and batten
- Shiplap / paneling
- Beige walls
- Carpet
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 1
Heating
- Heating: Central Gas
Cooling
- Cooling: Electric
Features
- Basement: Finished, Partial
Interior area
- Finished area above ground: 1,104 sqft
- Finished area below ground: 240 sqft
- Total interior livable area: 1,344 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.19 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 1955
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
- Finished Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $1,900 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,900 | $21,609 |
| 2024 | $1,645 | $23,750 |
| 2023 | $1,608 | $23,750 |
| 2022 | $1,207 | $16,340 |
| 2021 | $1,206 | $16,340 |
| 2020 | $1,235 | $16,250 |
| 2019 | $1,215 | $16,250 |
| 2018 | $1,215 | $15,938 |
| 2017 | $1,284 | $15,938 |
| 2016 | $1,227 | $15,539 |
| 2014 | $1,170 | $15,086 |
| 2013 | $1,163 | $15,086 |
Your payment
Est. payment
$1,091/mo
Tour with a HouseLoop agent
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Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- John W. Luff Elementary School6
- Bridger Middle School7
- Truman High School4
Price & tax history
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Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 433 homes for sale in Independence, with 161 under contract. Homes here sell for a median of $223,000 and go under contract in a median of 20 days. This home is priced $83,100 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,941 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Listed by Platinum Realty LLC
Listed August 27, 2026 10:08 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2639242
HouseLoop last checked:
Listing updated:
$139,900
3510 S Osage Street, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
PRICE IMPROVEMENT ...Opportunity awaits! This ranch-style home offers excellent potential for an investor, renovator, or buyer ready to build sweat equity and make it their own. Featuring 4 bedrooms and 1 full bath, the property is situated on a mature, tree-lined lot and includes an attached garage, driveway, and…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3510 S Osage Street, Independence, MO 64055 identified ranch-style home, covered front porch, big backyard, mature trees, wainscoting or board and batten and shiplap / paneling, plus 17 more features. The home is an active 4-bedroom, 1-bath, 1,344-square-foot single family residence listed for $139,900, MLS #2639242.
Key HouseLoop Vision features
- Wood kitchen cabinets
- Kitchen backsplash
- Tile backsplash type
- Mixed-finish appliances
- Tile countertops
- Raised-panel cabinets
- Wall of windows
- Tiled shower
- Covered front porch
- Big backyard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Blue exterior
- Concrete driveway
- Concrete patio
- Flat lot
- Ranch-style home
- Wainscoting or board and batten
- Shiplap / paneling
- Beige walls
- Carpet
- Attached garage
See this home in person
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$1,091
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$139,900 – $142,558
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 1
Heating
- Heating: Central Gas
Cooling
- Cooling: Electric
Features
- Basement: Finished, Partial
Interior area
- Finished area above ground: 1,104 sqft
- Finished area below ground: 240 sqft
- Total interior livable area: 1,344 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.19 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 1955
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
- Finished Basement
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6John W. Luff Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- Elementary: Bridle Ridge
- Middle: Bridger
- High: Truman
Price history
Tax
- Annual tax amount: $1,900 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,900 | $21,609 |
| 2024 | $1,645 | $23,750 |
| 2023 | $1,608 | $23,750 |
| 2022 | $1,207 | $16,340 |
| 2021 | $1,206 | $16,340 |
| 2020 | $1,235 | $16,250 |
| 2019 | $1,215 | $16,250 |
| 2018 | $1,215 | $15,938 |
| 2017 | $1,284 | $15,938 |
| 2016 | $1,227 | $15,539 |
| 2014 | $1,170 | $15,086 |
| 2013 | $1,163 | $15,086 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 433 homes for sale in Independence, with 161 under contract. Homes here sell for a median of $223,000 and go under contract in a median of 20 days. This home is priced $83,100 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,941 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Common questions about this home
How do I schedule a tour of 3510 S Osage Street?
3510 S Osage Street is open for tours now. It is a 4 bed, 1 bath, 1,344 sqft home listed at $139,900. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 3510 S Osage Street?
It is a 4 bed, 1 bath, 1,344 sqft home listed at $139,900. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Independence in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3510 S Osage Street?
Not yet. 3510 S Osage Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
What is the 64055 neighborhood like?
3510 S Osage Street sits in 64055. The median list here is $235,000, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 3510 S Osage Street?
About $800 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,900 tax bill and mortgage insurance folded in it lands near $1,090. Median sold price in Santa Fe Acres is $190,000. This $139,900 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 3510 S Osage Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Santa Fe Acres, where sellers accept 101% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 3510 S Osage Street?
Yes. 3510 S Osage Street was listed on August 27, 2026, and the price changed on October 23, 2026. Homes in Santa Fe Acres sold at about 101% of list over the last 12 months. Near or above asking, so room to negotiate is tighter than usual. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 3510 S Osage Street?
Sellers in Santa Fe Acres accepted 101% of list over the last 12 months across 11 sales, median $190,000. Near $138,501 – $141,159 on this $139,900 list. The median home here took 17 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 3510 S Osage Street?
Making an offer on 3510 S Osage Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 3510 S Osage Street?
$104 per square foot ($139,900 over 1,344 sqft). Homes sold in Independence, MO over the same window went for a median of $145 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 3510 S Osage Street been on the market?
Listed on August 27, 2026. Homes in Santa Fe Acres typically go under contract in 17 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 3510 S Osage Street built?
3510 S Osage Street was built in 1955. It is about 71 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 3510 S Osage Street have?
3510 S Osage Street is a home with 4 bedrooms and 1 bathroom across 1,344 square feet. On a 0.19 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 3510 S Osage Street?
0.19 acres (about 8,477 square feet), per the county record for 3510 S Osage Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 3510 S Osage Street have a garage, a basement, air conditioning?
3510 S Osage Street has a 1-car garage and a finished, partial basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What schools serve 3510 S Osage Street?
John W. Luff Elementary School (6/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 3510 S Osage Street?
Public records show about $1,900 a year (1.4% of the list price) for 3510 S Osage Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3510 S Osage Street?
No HOA is listed for 3510 S Osage Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3510 S Osage Street still for sale?
Yes — 3510 S Osage Street is active as of August 27, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 3510 S Osage Street with someone?
Yes. Tap the share icon on this page to send 3510 S Osage Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 3510 S Osage Street to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3510 S Osage Street?
Yes. Ask her anything about 3510 S Osage Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 23, 2026 04:40 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Platinum Realty LLC
Listed August 27, 2026 10:08 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2639242
HouseLoop last checked:
Listing updated: