3509 S Saddle Ridge Drive is a 5-bed, 6-bath, 5,996 sq ft home in Saddleridge, Independence, MO, listed at $835,000 on September 8, 2026. HouseLoop Vision saw finished basement, traditional style and tall ceilings in its 36 listing photos (as of November 8, 2026).





































$835,000
3509 S Saddle Ridge Drive, Independence, MO 64057
About this home
Beautifully built 1.5-story home offering 5 bedrooms, two fireplaces, multiple living areas, and picturesque views of a gorgeous backyard backing to green space. Ideally located near the community pool, this home offers a wonderful combination of privacy, space, and convenience. The main level features hardwood floors, a spacious primary suite, and a gourmet kitchen complete with a gas range, double ovens, stainless steel appliances, custom cabinetry, and a generous breakfast bar. The kitchen flows seamlessly into the inviting hearth room, creating the perfect setting for everyday living and entertaining. Step outside to enjoy the large composite deck overlooking the beautiful backyard, or retreat to the private covered patio and hot tub. The finished walkout/walk-up lower level provides even more space for entertaining, along with abundant storage and plumbing already in place for an additional bathroom. Conveniently located with easy highway access and just minutes from shopping, dining, hospitals, schools, Stone Canyon Golf Club, and a variety of entertainment options. All of this within the highly regarded Blue Springs School District.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3509 S Saddle Ridge Drive, Independence, MO 64057 identified finished basement, traditional style, tall ceilings, fireplace, deck and open floor plan, plus 49 more features. The home is an active 5-bedroom, 6-bath, 5,996-square-foot single family residence listed for $835,000, MLS #2640891.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Hardwood floors
- Granite counters
- Double oven
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Updated kitchen
- Kitchen backsplash
- Recessed lighting
- Subway tile backsplash
- Gray countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Home office
- Statement lighting
- Wainscoting or board and batten
- Coffered ceiling
- Tray ceiling
- Stone fireplace
- Wall of windows
- Two-story living room
- Staircase
- Iron stair railing
- Two-story foyer
- Freestanding tub
- Tiled shower
- Frameless glass shower
- Renovated bathrooms
- Walk-in closet
- Double vanity
- White vanity
- Deck
- Big backyard
- Mature trees
- Hot tub
- Composite deck
- Covered patio
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Mixed exterior materials
- Flat lot
- Traditional style
- Mudroom built-ins
- White trim
- Carpet
- Attached garage
- Bronze hardware
- Gray walls
- Coffered ceilings
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Full bathrooms: 6
Primary Bedroom
- Level: First
- Dimensions: 17 × 17
Primary Bathroom
- Features: Double Vanity
- Level: First
- Dimensions: 15 × 12
Bedroom 2
- Level: Second
- Dimensions: 13 × 13
Bedroom 3
- Level: Second
- Dimensions: 13 × 13
Bedroom 4
- Level: First
- Dimensions: 12 × 12
Bedroom 5
- Level: Second
- Dimensions: 35 × 20
Bathroom 2
- Level: Second
Bathroom 3
- Level: Second
Bathroom 4
- Level: Second
Great Room
- Level: First
- Dimensions: 17 × 17
Kitchen
- Features: Kitchen Island
- Level: First
- Dimensions: 13 × 13
Breakfast Room
- Level: First
- Dimensions: 13 × 12
Dining Room
- Level: First
- Dimensions: 13 × 13
Sitting Room
- Level: Second
- Dimensions: 13 × 12
Bathroom 1
- Level: First
Hearth Room
- Level: First
- Dimensions: 15 × 13
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Double Oven, Microwave, Gas Range, Stainless Steel Appliance(s)
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Custom Cabinets, Kitchen Island, Pantry, Smart Thermostat, Stained Cabinets, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Basement: Concrete, Finished, Sump Pump, Walk-Out Access, Walk-Up Access
- Fireplace features: Great Room, Hearth Room
- Other rooms: Entry, Fam Rm Main Level, Family Room, Main Floor Primary Bedroom, Mud Room, Office, Recreation Room
Interior area
- Finished area above ground: 4,496 sqft
- Finished area below ground: 1,500 sqft
- Total interior livable area: 5,996 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Faces Side
Lot
- Size: 0.37 Acres
- Features: Adjoin Greenspace, City Lot, Level, Sprinkler-In Ground
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Stone Veneer, Stucco
Condition
- Year built: 2008
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Hot Tub
- Deck
- Adjoins Greenspace
- Sprinkler System
Kitchen
- Kitchen Island
- Walk-in Pantry
- Double Oven
- Gas Range
- Stainless Appliances
Interior
- Hardwood Floors
- Tile Floors
- Smart Thermostat
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Home Office
- Mudroom
- Bonus Room
Garage & Parking
- Attached Garage
Community
- Community Pool
- Trails
Financial & listing details
- Annual tax amount: $9,194 / yr
Amenities
- Pool
- Trail(s)
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $9,194 | $129,896 |
| 2024 | $7,748 | $112,953 |
| 2023 | $7,587 | $112,953 |
| 2022 | $8,578 | $111,720 |
| 2021 | $8,574 | $111,720 |
| 2020 | $8,702 | $111,713 |
| 2019 | $8,412 | $111,713 |
| 2018 | $8,412 | $97,226 |
| 2017 | $7,765 | $97,226 |
| 2016 | $6,914 | $89,642 |
| 2014 | $6,700 | $86,070 |
| 2013 | $6,686 | $86,070 |
Your payment
Est. payment
$5,837/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Blue Springs · HouseLoop school ratings
- Sunny Pointe Elementary School8
- Paul Kinder Middle School6
- Blue Springs High School8
Price & tax history
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Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 438 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,350 and go under contract in a median of 20 days. This home is priced $612,650 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,941 homes for sale. Nearby Kansas City runs a higher median at $299,950; Sugar Creek is lower at $155,000.
Listed by Cynda Sells Realty Group L L C
Listed September 08, 2026 04:07 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640891
HouseLoop last checked:
Listing updated:
$835,000
3509 S Saddle Ridge Drive, Independence, MO 64057
HouseLoop user activity
HouseLoop last checked:
About this home
Beautifully built 1.5-story home offering 5 bedrooms, two fireplaces, multiple living areas, and picturesque views of a gorgeous backyard backing to green space. Ideally located near the community pool, this home offers a wonderful combination of privacy, space, and convenience. The main level features hardwood…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3509 S Saddle Ridge Drive, Independence, MO 64057 identified finished basement, traditional style, tall ceilings, fireplace, deck and open floor plan, plus 49 more features. The home is an active 5-bedroom, 6-bath, 5,996-square-foot single family residence listed for $835,000, MLS #2640891.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Hardwood floors
- Granite counters
- Double oven
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Updated kitchen
- Kitchen backsplash
- Recessed lighting
- Subway tile backsplash
- Gray countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Home office
- Statement lighting
- Wainscoting or board and batten
- Coffered ceiling
- Tray ceiling
- Stone fireplace
- Wall of windows
- Two-story living room
- Staircase
- Iron stair railing
- Two-story foyer
- Freestanding tub
- Tiled shower
- Frameless glass shower
- Renovated bathrooms
- Walk-in closet
- Double vanity
- White vanity
- Deck
- Big backyard
- Mature trees
- Hot tub
- Composite deck
- Covered patio
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Mixed exterior materials
- Flat lot
- Traditional style
- Mudroom built-ins
- White trim
- Carpet
- Attached garage
- Bronze hardware
- Gray walls
- Coffered ceilings
See this home in person
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HouseLoop Mortgage Calculator
$5,837
Offer Insights
Choose an offer strength
$793,250 – $809,115
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Full bathrooms: 6
Primary Bedroom
- Level: First
- Dimensions: 17 × 17
Primary Bathroom
- Features: Double Vanity
- Level: First
- Dimensions: 15 × 12
Bedroom 2
- Level: Second
- Dimensions: 13 × 13
Bedroom 3
- Level: Second
- Dimensions: 13 × 13
Bedroom 4
- Level: First
- Dimensions: 12 × 12
Bedroom 5
- Level: Second
- Dimensions: 35 × 20
Bathroom 2
- Level: Second
Bathroom 3
- Level: Second
Bathroom 4
- Level: Second
Great Room
- Level: First
- Dimensions: 17 × 17
Kitchen
- Features: Kitchen Island
- Level: First
- Dimensions: 13 × 13
Breakfast Room
- Level: First
- Dimensions: 13 × 12
Dining Room
- Level: First
- Dimensions: 13 × 13
Sitting Room
- Level: Second
- Dimensions: 13 × 12
Bathroom 1
- Level: First
Hearth Room
- Level: First
- Dimensions: 15 × 13
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Double Oven, Microwave, Gas Range, Stainless Steel Appliance(s)
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Custom Cabinets, Kitchen Island, Pantry, Smart Thermostat, Stained Cabinets, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Basement: Concrete, Finished, Sump Pump, Walk-Out Access, Walk-Up Access
- Fireplace features: Great Room, Hearth Room
- Other rooms: Entry, Fam Rm Main Level, Family Room, Main Floor Primary Bedroom, Mud Room, Office, Recreation Room
Interior area
- Finished area above ground: 4,496 sqft
- Finished area below ground: 1,500 sqft
- Total interior livable area: 5,996 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Faces Side
Lot
- Size: 0.37 Acres
- Features: Adjoin Greenspace, City Lot, Level, Sprinkler-In Ground
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Stone Veneer, Stucco
Condition
- Year built: 2008
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Hot Tub
- Deck
- Adjoins Greenspace
- Sprinkler System
Kitchen
- Kitchen Island
- Walk-in Pantry
- Double Oven
- Gas Range
- Stainless Appliances
Interior
- Hardwood Floors
- Tile Floors
- Smart Thermostat
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Home Office
- Mudroom
- Bonus Room
Garage & Parking
- Attached Garage
Community
- Community Pool
- Trails
HOA and Amenities
Amenities
- Pool
- Trail(s)
Nearby schools
GreatSchools rating
- 8Sunny Pointe Elementary School
- 6Paul Kinder Middle School
- 8Blue Springs High School
Schools provided by the listing agent
- District: Blue Springs
- Elementary: Sunny Pointe
- Middle: Paul Kinder
- High: Blue Springs
Price history
Tax
- Annual tax amount: $9,194 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $9,194 | $129,896 |
| 2024 | $7,748 | $112,953 |
| 2023 | $7,587 | $112,953 |
| 2022 | $8,578 | $111,720 |
| 2021 | $8,574 | $111,720 |
| 2020 | $8,702 | $111,713 |
| 2019 | $8,412 | $111,713 |
| 2018 | $8,412 | $97,226 |
| 2017 | $7,765 | $97,226 |
| 2016 | $6,914 | $89,642 |
| 2014 | $6,700 | $86,070 |
| 2013 | $6,686 | $86,070 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 438 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,350 and go under contract in a median of 20 days. This home is priced $612,650 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,941 homes for sale. Nearby Kansas City runs a higher median at $299,950; Sugar Creek is lower at $155,000.
Common questions about this home
How do I schedule a tour of 3509 S Saddle Ridge Drive?
3509 S Saddle Ridge Drive is open for tours now. It is a 5 bed, 6 bath, 5,996 sqft home listed at $835,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 3509 S Saddle Ridge Drive?
It is a 5 bed, 6 bath, 5,996 sqft home listed at $835,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Independence in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3509 S Saddle Ridge Drive?
Not yet. 3509 S Saddle Ridge Drive doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
How many homes are for sale near 3509 S Saddle Ridge Drive?
44 homes are currently for sale in 64057. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64057 neighborhood like?
3509 S Saddle Ridge Drive sits in 64057. The median list here is $340,000, versus $225,000 across Independence, MO. Homes in 64057 go under contract in a median of 18 days, faster than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64057 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 3509 S Saddle Ridge Drive?
About $4,750 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $9,194 tax bill and mortgage insurance folded in it lands near $5,840. Median sold price in 64057 is $315,000 — this $835,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 3509 S Saddle Ridge Drive?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64057, where sellers accept 97% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 3509 S Saddle Ridge Drive?
Yes. 3509 S Saddle Ridge Drive was listed on September 8, 2026, and the price changed on September 14, 2026. Sellers in 64057 accepted about 3% under list on average over the last 12 months across 151 sales. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 3509 S Saddle Ridge Drive?
Sellers in 64057 accepted 97% of list over the last 12 months across 151 sales, median $315,000. Near $793,250 – $809,115 on this $835,000 list. The median home here took 18 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 3509 S Saddle Ridge Drive?
Making an offer on 3509 S Saddle Ridge Drive means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 3509 S Saddle Ridge Drive?
$139 per square foot ($835,000 over 5,996 sqft). Homes sold in 64057 over the same window went for a median of $152 per square foot. This home is priced a bit below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 3509 S Saddle Ridge Drive been on the market?
Listed on September 8, 2026. Homes in 64057 typically go under contract in 18 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 3509 S Saddle Ridge Drive built?
3509 S Saddle Ridge Drive was built in 2008. It is about 18 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 3509 S Saddle Ridge Drive have?
3509 S Saddle Ridge Drive is a home with 5 bedrooms and 6 bathrooms across 5,996 square feet. On a 0.37 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 3509 S Saddle Ridge Drive?
0.37 acres (about 16,117 square feet), per the county record for 3509 S Saddle Ridge Drive. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 3509 S Saddle Ridge Drive have a garage, a basement, air conditioning?
3509 S Saddle Ridge Drive has a 3-car garage and a concrete, finished, sump pump, walk-out access, walk-up access basement, and electric and heat pump cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 3509 S Saddle Ridge Drive?
Carpet, Tile and Wood, per the MLS record for 3509 S Saddle Ridge Drive. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 3509 S Saddle Ridge Drive?
Sunny Pointe Elementary School (8/10), Paul Kinder Middle School (6/10), Blue Springs High School (8/10) in the Blue Springs district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64057 a buyer's or a seller's market right now?
64057 is currently a seller's market (below-balanced inventory), with about 3.5 months of supply. Homes there go under contract in a median of 18 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 3509 S Saddle Ridge Drive. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 3509 S Saddle Ridge Drive?
Public records show about $9,194 a year (1.1% of the list price) for 3509 S Saddle Ridge Drive. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3509 S Saddle Ridge Drive?
No HOA is listed for 3509 S Saddle Ridge Drive, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3509 S Saddle Ridge Drive still for sale?
Yes — 3509 S Saddle Ridge Drive is active as of September 8, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 3509 S Saddle Ridge Drive with someone?
Yes. Tap the share icon on this page to send 3509 S Saddle Ridge Drive by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 3509 S Saddle Ridge Drive to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3509 S Saddle Ridge Drive?
Yes. Ask her anything about 3509 S Saddle Ridge Drive right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated September 15, 2026 10:35 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Cynda Sells Realty Group L L C
Listed September 08, 2026 04:07 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640891
HouseLoop last checked:
Listing updated:









