3408 S Phelps Road, Independence, MO 64055

How do I schedule a tour of 3408 S Phelps Road?

It is a 4 bed, 3 bath, 2,009 sqft home listed at $295,000. The earliest open tour slot is today at 10:30 AM.

Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 3408 S Phelps Road?

It is a 4 bed, 3 bath, 2,009 sqft home listed at $295,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 3408 S Phelps Road?

Not yet — 3408 S Phelps Road doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 3408 S Phelps Road?

About $1,680 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $3,142 tax bill folded in it lands near $2,000. Median sold price in 64055 is $240,000 — this $295,000 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 3408 S Phelps Road?

Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64055, where sellers accept 100% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 3408 S Phelps Road?

Yes. 3408 S Phelps Road has been listed 25 days, and the price changed on August 31, 2026. Homes in 64055 sold at about 100% of list over the last 12 months — near or above asking, so room to negotiate is tighter than usual.

Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 3408 S Phelps Road?

Sellers in 64055 accepted 100% of list over the last 12 months across 500 sales, median $240,000, near $289,100 – $294,705 on this $295,000 list. The median home here took 16 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 3408 S Phelps Road?

Making an offer on 3408 S Phelps Road means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 3408 S Phelps Road?

$147 per square foot ($295,000 over 2,009 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot, so this home is priced about even with the block.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 3408 S Phelps Road been on the market?

Listed on August 14, 2026, so 25 days and counting as of today. Homes in 64055 typically go under contract in 16 days, so this one is sitting a little longer than average.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 3408 S Phelps Road built?

3408 S Phelps Road was built in 1973, so it is about 53 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.

What are the property taxes for 3408 S Phelps Road?

Public records show about $3,142 a year (1.1% of the list price) for 3408 S Phelps Road. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 3408 S Phelps Road?

No HOA is listed for 3408 S Phelps Road, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is 3408 S Phelps Road still for sale?

Yes — 3408 S Phelps Road is active as of August 14, 2026.

Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.