2431 S Ponca Avenue is a 4-bed, 3.5-bath, 3,245 sq ft home in Cedar Oaks, Independence, MO, listed at $300,000 on December 11, 2025. HouseLoop Vision saw garage for three or more cars, covered front porch and finished basement in its 38 listing photos (as of November 15, 2026).
$300,000
Under Contract2431 S Ponca Avenue, Independence, MO 64057
About this home
Ignore days on market! Show for backups for short sale per the bank requirements! Major rehab required (see last pictures, pipe burst, mold present). If you’ve been looking for serious space—this is it. This expansive Independence home offers a wide-open main floor that’s perfect for entertaining, featuring a huge kitchen, counter-height bar, formal dining room, cozy hearth room, main-floor laundry, and even a full bathroom for guests. Upstairs, you’ll find four spacious bedrooms and two full baths, including a luxurious primary suite with tall ceilings, abundant natural light, and a bright, airy bathroom that feels like a retreat. The finished lower level provides even more room to spread out, with a large living space, half bath, and an area already set up for a non-conforming fifth bedroom—plus tons of storage. But where this home really shines? The garages. You’ll have an attached 2-car garage AND a massive detached 3-car garage/shop combo out back—perfect for car lovers, business owners, or anyone needing a serious workspace. This home is ready for finishing touches and repairs. Whether you’re hosting the holidays, wrenching on cars, running a business from home, or just need more space—this home delivers. Don’t miss it! This home will be sold As-Is and needs work, flooring, wall repairs, paint, etc. Short sale buyer approval is required and can take months for approval/escrow, no creative deal structuring, no sight unseen offers. Must send proof of funds prior to asking for a showing with a minimum of 48 hours notice.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 2431 S Ponca Avenue, Independence, MO 64057 identified garage for three or more cars, covered front porch, finished basement, traditional style, fireplace and open floor plan, plus 28 more features. The home is an under-contract 4-bedroom, 3.5-bath, 3,245-square-foot single family residence listed for $300,000, MLS #2591882.
Key HouseLoop Vision features
- Kitchen island
- Hardwood floors
- Gas range
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Recessed lighting
- Black appliances
- Raised-panel cabinets
- Finished basement
- Fireplace
- Open floor plan
- Tray ceiling
- Staircase
- Wood stair railing
- Wood-paneled fireplace
- Carpet
- Double vanity
- Wood vanity
- Covered front porch
- Corner lot
- Fenced yard
- Mature trees
- Paver patio
- Concrete driveway
- Concrete patio
- Flat lot
- Gray roof
- Asphalt shingle roof
- White exterior
- Siding exterior
- Wood fence
- Garage for three or more cars
- Traditional style
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 22 × 15
Primary Bathroom
- Level: Second
- Dimensions: 10 × 10
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 18 × 11
Bedroom 3
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 17 × 8
Bedroom 4
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
- Dimensions: 17 × 12
Bathroom 2
- Level: Second
- Dimensions: 10 × 5
Half Bath
- Level: Basement
- Dimensions: 4 × 6
Family Room
- Features: built-in features, ceiling fan(s)
- Level: First
- Dimensions: 18 × 18
Kitchen
- Features: Pantry
- Level: First
- Dimensions: 14 × 11
Breakfast Room
- Level: First
- Dimensions: 18 × 10
Dining Room
- Level: First
- Dimensions: 15 × 13
Recreation Room
- Level: Basement
- Dimensions: 22 × 13
Bathroom 1
- Level: First
- Dimensions: 8 × 5
Heating
- Heating: Forced Air
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Gas Range, Trash Compactor
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Central Vacuum, Pantry, Stained Cabinets, Walk-In Closet(s)
- Flooring: Wood
- Basement: Finished, Full, Sump Pump
- Fireplace features: Gas, Heat Circulator
Interior area
- Finished area above ground: 2,649 sqft
- Finished area below ground: 596 sqft
- Total interior livable area: 3,245 sqft
Property
Parking
- Total spaces: 5
- Parking features: Attached, Detached, Garage Door Opener, Garage Faces Front, Garage Faces Rear
Lot
- Size: 0.27 Acres
- Features: City Lot, Level
- Patio & porch: Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Vinyl Siding
Condition
- Year built: 1992
- Age: 41-50 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
Kitchen
- Walk-in Pantry
- Gas Range
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
- Detached Garage
Financial & listing details
- Annual tax amount: $5,607 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $4,597 | $64,327 |
| 2024 | $5,607 | $80,932 |
| 2023 | $5,480 | $80,932 |
| 2022 | $3,593 | $48,640 |
| 2021 | $3,591 | $48,640 |
| 2020 | $3,629 | $47,749 |
| 2019 | $3,570 | $47,749 |
| 2018 | $3,570 | $41,556 |
| 2017 | $3,349 | $41,556 |
| 2016 | $3,182 | $40,295 |
| 2014 | $3,034 | $39,121 |
| 2013 | $3,016 | $39,121 |
Your payment
Est. payment
$2,269/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- Bridger Middle School7
- Truman High School4
- Blackburn Elementary School7
Price & tax history
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Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 432 homes for sale in Independence, with 158 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $78,000 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,939 homes for sale. Nearby Kansas City runs a higher median at $299,950; Sugar Creek is lower at $162,450.
Listed by 1st Class Real Estate KC
Listed December 11, 2025 11:05 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2591882
HouseLoop last checked:
Listing updated:
This home is under contract — it has an accepted offer.
$300,000
Under Contract2431 S Ponca Avenue, Independence, MO 64057
HouseLoop user activity
HouseLoop last checked:
About this home
Ignore days on market! Show for backups for short sale per the bank requirements! Major rehab required (see last pictures, pipe burst, mold present). If you’ve been looking for serious space—this is it. This expansive Independence home offers a wide-open main floor that’s perfect for entertaining, featuring a huge…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 2431 S Ponca Avenue, Independence, MO 64057 identified garage for three or more cars, covered front porch, finished basement, traditional style, fireplace and open floor plan, plus 28 more features. The home is an under-contract 4-bedroom, 3.5-bath, 3,245-square-foot single family residence listed for $300,000, MLS #2591882.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Kitchen island
- Hardwood floors
- Gas range
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Recessed lighting
- Black appliances
- Raised-panel cabinets
- Finished basement
- Fireplace
- Open floor plan
- Tray ceiling
- Staircase
- Wood stair railing
- Wood-paneled fireplace
- Carpet
- Double vanity
- Wood vanity
- Covered front porch
- Corner lot
- Fenced yard
- Mature trees
- Paver patio
- Concrete driveway
- Concrete patio
- Flat lot
- Gray roof
- Asphalt shingle roof
- White exterior
- Siding exterior
- Wood fence
- Garage for three or more cars
- Traditional style
See this home in person
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$2,269
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$285,000 – $290,700
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 22 × 15
Primary Bathroom
- Level: Second
- Dimensions: 10 × 10
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 18 × 11
Bedroom 3
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 17 × 8
Bedroom 4
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
- Dimensions: 17 × 12
Bathroom 2
- Level: Second
- Dimensions: 10 × 5
Half Bath
- Level: Basement
- Dimensions: 4 × 6
Family Room
- Features: built-in features, ceiling fan(s)
- Level: First
- Dimensions: 18 × 18
Kitchen
- Features: Pantry
- Level: First
- Dimensions: 14 × 11
Breakfast Room
- Level: First
- Dimensions: 18 × 10
Dining Room
- Level: First
- Dimensions: 15 × 13
Recreation Room
- Level: Basement
- Dimensions: 22 × 13
Bathroom 1
- Level: First
- Dimensions: 8 × 5
Heating
- Heating: Forced Air
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Gas Range, Trash Compactor
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Central Vacuum, Pantry, Stained Cabinets, Walk-In Closet(s)
- Flooring: Wood
- Basement: Finished, Full, Sump Pump
- Fireplace features: Gas, Heat Circulator
Interior area
- Finished area above ground: 2,649 sqft
- Finished area below ground: 596 sqft
- Total interior livable area: 3,245 sqft
Property
Parking
- Total spaces: 5
- Parking features: Attached, Detached, Garage Door Opener, Garage Faces Front, Garage Faces Rear
Lot
- Size: 0.27 Acres
- Features: City Lot, Level
- Patio & porch: Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Vinyl Siding
Condition
- Year built: 1992
- Age: 41-50 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
Kitchen
- Walk-in Pantry
- Gas Range
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
- Detached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 7Bridger Middle School
- 4Truman High School
- 7Blackburn Elementary School
Schools provided by the listing agent
- District: Independence
- Elementary: Blackburn
- Middle: Pioneer Ridge
- High: Truman
Price history
Tax
- Annual tax amount: $5,607 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $4,597 | $64,327 |
| 2024 | $5,607 | $80,932 |
| 2023 | $5,480 | $80,932 |
| 2022 | $3,593 | $48,640 |
| 2021 | $3,591 | $48,640 |
| 2020 | $3,629 | $47,749 |
| 2019 | $3,570 | $47,749 |
| 2018 | $3,570 | $41,556 |
| 2017 | $3,349 | $41,556 |
| 2016 | $3,182 | $40,295 |
| 2014 | $3,034 | $39,121 |
| 2013 | $3,016 | $39,121 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 432 homes for sale in Independence, with 158 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $78,000 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,939 homes for sale. Nearby Kansas City runs a higher median at $299,950; Sugar Creek is lower at $162,450.
Common questions about this home
How do I get more information about 2431 S Ponca Avenue?
It is a 4 bed, 3.5 bath, 3,245 sqft home listed at $300,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Independence in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 2431 S Ponca Avenue?
Not yet. 2431 S Ponca Avenue doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available. Ask Myli to find you three more like it in Independence. Tap Ask a question and a HouseLoop agent will build you a fresh list.
How many homes are for sale near 2431 S Ponca Avenue?
44 homes are currently for sale in 64057. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Ask a question for a HouseLoop agent's read on it.
What is the 64057 neighborhood like?
2431 S Ponca Avenue sits in 64057. The median list here is $340,000, versus $225,000 across Independence, MO. Homes in 64057 go under contract in a median of 18 days, faster than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64057 compares to nearby zips. Tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 2431 S Ponca Avenue?
About $1,710 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $4,597 tax bill and mortgage insurance folded in it lands near $2,270. Median sold price in 64057 is $315,000. This $300,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 2431 S Ponca Avenue?
$92 per square foot ($300,000 over 3,245 sqft). Homes sold in 64057 over the same window went for a median of $152 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
When was 2431 S Ponca Avenue built?
2431 S Ponca Avenue was built in 1992. It is about 34 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 2431 S Ponca Avenue have?
2431 S Ponca Avenue is a home with 4 bedrooms and 3.5 bathrooms across 3,245 square feet. On a 0.27 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 2431 S Ponca Avenue?
0.27 acres (about 11,597 square feet), per the county record for 2431 S Ponca Avenue. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 2431 S Ponca Avenue have a garage, a basement, air conditioning?
2431 S Ponca Avenue has a 5-car garage and a finished, full, sump pump basement, and attic fan and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 2431 S Ponca Avenue?
Wood, per the MLS record for 2431 S Ponca Avenue. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Ask a question for a HouseLoop agent's read on it.
What schools serve 2431 S Ponca Avenue?
Bridger Middle School (7/10), Truman High School (4/10), Blackburn Elementary School (7/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64057 a buyer's or a seller's market right now?
64057 is currently a seller's market (below-balanced inventory), with about 3.5 months of supply. Homes there go under contract in a median of 18 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 2431 S Ponca Avenue. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 2431 S Ponca Avenue?
Public records show about $4,597 a year (1.5% of the list price) for 2431 S Ponca Avenue. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 2431 S Ponca Avenue?
No HOA is listed for 2431 S Ponca Avenue, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 2431 S Ponca Avenue still for sale?
2431 S Ponca Avenue went under contract on August 22, 2026. It's off the market for now while the buyer's financing and inspections work their way through. Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and HouseLoop will let you know the moment it comes back available.
Can I share 2431 S Ponca Avenue with someone?
Yes. Tap the share icon on this page to send 2431 S Ponca Avenue by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 2431 S Ponca Avenue to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 2431 S Ponca Avenue?
Yes. Ask her anything about 2431 S Ponca Avenue right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated August 22, 2026 06:21 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by 1st Class Real Estate KC
Listed December 11, 2025 11:05 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2591882
HouseLoop last checked:
Listing updated: