23509 E 11th Terrace S, Independence, MO 64056








































$371,999
23509 E 11th Terrace S, Independence, MO 64056
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Est. payment
$2,814/mo
Price & tax history
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Where it’s at
Nearby schools
Blue Springs · HouseLoop school ratings
- James Lewis Elementary School7
- Brittany Hill Middle School7
- Blue Springs High School8
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 428 homes for sale in Independence, with 163 under contract. Homes here sell for a median of $222,700 and go under contract in a median of 20 days. This home is priced $149,299 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,932 homes for sale. Nearby Kansas City runs a higher median at $299,000; Sugar Creek is lower at $162,450.
Listed by ERA McClain Brothers
Listed September 02, 2026 07:36 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640249
HouseLoop last checked:
Listing updated:
About this home
HUGE Price Improvement! VA ASSUMABLE LOAN AVAILIABLE! Welcome to a beautifully cared for home where thoughtful details, serene surroundings, and inviting interiors come together. From the moment you walk in, you’ll notice the special touches throughout that make this home feel warm, welcoming, and truly one of a kind. Natural light fills the interiors while peaceful views create a serene backdrop throughout the home. The thoughtfully designed spaces offer both comfort and functionality, making it easy to settle in and enjoy everyday living or entertain family and friends. The basement offers even more potential with a great layout and space ready for you to finish and make your own. Create a family room, home gym, office, theater, or additional bedrooms or living space tailored to your lifestyle. And there’s even more to love about the location! Enjoy the excitement of the New Town Harmony community and its growing collection of amenities, adding convenience, recreation, and a wonderful sense of community just moments from home. Beautifully maintained, filled with thoughtful details, and surrounded by peaceful views, this is a home that offers both the comfort you’re looking for today and the opportunity to make it your own tomorrow. Come see all the special touches that make this one so inviting!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 23509 E 11th Terrace S, Independence, MO 64056 identified modern, covered front porch, deck, open floor plan, mature trees and kitchen island, plus 43 more features. The home is an active 3-bedroom, 3.5-bath, 1,475-square-foot single family residence listed for $371,999, MLS #2640249.
Kitchen · HouseLoop Vision: open floor plan · photo not confirmed
Bathrooms · HouseLoop Vision: freestanding tub · photo not confirmed
Outside · HouseLoop Vision: covered front porch · photo not confirmed
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Hardwood floors
- Quartz counters
- Gas range
- Green kitchen cabinets
- Double oven
- Stainless steel appliances
- Breakfast nook
- Kitchen backsplash
- Subway tile backsplash
- White countertops
- Raised-panel cabinets
- Recessed lighting
- White trim
- Updated kitchen
- Statement lighting
- Wall of windows
- Mudroom built-ins
- Carpet
- Freestanding tub
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Covered front porch
- Deck
- Mature trees
- Composite deck
- Black exterior windows
- Covered patio
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Concrete patio
- Flat lot
- Modern
- Wainscoting or board and batten
- Shiplap / paneling
- Gold hardware
- Attached garage
- Farmhouse style
- White walls
- Playground on property
- Community amenities visible
- Food truck/vendor space
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 2
- Level: Second
Bedroom 3
- Level: Basement
Bathroom 2
- Level: Second
Bathroom 3
- Level: Basement
Family Room
- Level: First
Kitchen
- Level: First
Dining Room
- Level: First
Bathroom 1
- Level: Second
Bedroom 1
- Level: Second
Family Rm- 2nd
- Level: Basement
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Egress Window(s), Sump Pump
Interior area
- Finished area above ground: 1,475 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,475 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.06 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 2023
- Age: 3-5 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $5,260 / yr
HOA
- Has HOA: Yes
- Fee: $735 /year
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,261 | $74,323 |
| 2024 | $274 | $3,990 |
| 2023 | $268 | $3,990 |
| 2022 | $292 | $3,800 |
| 2021 | $292 | $3,800 |
| 2020 | $292 | $3,743 |
| 2019 | $282 | $3,743 |
| 2018 | $282 | $3,420 |
| 2017 | $273 | — |
$371,999
23509 E 11th Terrace S, Independence, MO 64056
HouseLoop user activity
HouseLoop last checked:
About this home
HUGE Price Improvement! VA ASSUMABLE LOAN AVAILIABLE! Welcome to a beautifully cared for home where thoughtful details, serene surroundings, and inviting interiors come together. From the moment you walk in, you’ll notice the special touches throughout that make this home feel warm, welcoming, and truly one of a kind.…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 23509 E 11th Terrace S, Independence, MO 64056 identified modern, covered front porch, deck, open floor plan, mature trees and kitchen island, plus 43 more features. The home is an active 3-bedroom, 3.5-bath, 1,475-square-foot single family residence listed for $371,999, MLS #2640249.
Kitchen · HouseLoop Vision: open floor plan · photo not confirmed
Bathrooms · HouseLoop Vision: freestanding tub · photo not confirmed
Outside · HouseLoop Vision: covered front porch · photo not confirmed
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Hardwood floors
- Quartz counters
- Gas range
- Green kitchen cabinets
- Double oven
- Stainless steel appliances
- Breakfast nook
- Kitchen backsplash
- Subway tile backsplash
- White countertops
- Raised-panel cabinets
- Recessed lighting
- White trim
- Updated kitchen
- Statement lighting
- Wall of windows
- Mudroom built-ins
- Carpet
- Freestanding tub
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Covered front porch
- Deck
- Mature trees
- Composite deck
- Black exterior windows
- Covered patio
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Concrete patio
- Flat lot
- Modern
- Wainscoting or board and batten
- Shiplap / paneling
- Gold hardware
- Attached garage
- Farmhouse style
- White walls
- Playground on property
- Community amenities visible
- Food truck/vendor space
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HouseLoop Mortgage Calculator
$2,814
Offer Insights
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$353,399 – $360,467
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 2
- Level: Second
Bedroom 3
- Level: Basement
Bathroom 2
- Level: Second
Bathroom 3
- Level: Basement
Family Room
- Level: First
Kitchen
- Level: First
Dining Room
- Level: First
Bathroom 1
- Level: Second
Bedroom 1
- Level: Second
Family Rm- 2nd
- Level: Basement
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Egress Window(s), Sump Pump
Interior area
- Finished area above ground: 1,475 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,475 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.06 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 2023
- Age: 3-5 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
Garage & Parking
- Attached Garage
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $735 /year
Nearby schools
GreatSchools rating
- 7James Lewis Elementary School
- 7Brittany Hill Middle School
- 8Blue Springs High School
Schools provided by the listing agent
- District: Blue Springs
- Elementary: James Lewis
- Middle: Brittany Hill
- High: Blue Springs
Price history
Tax
- Annual tax amount: $5,260 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,261 | $74,323 |
| 2024 | $274 | $3,990 |
| 2023 | $268 | $3,990 |
| 2022 | $292 | $3,800 |
| 2021 | $292 | $3,800 |
| 2020 | $292 | $3,743 |
| 2019 | $282 | $3,743 |
| 2018 | $282 | $3,420 |
| 2017 | $273 | — |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 428 homes for sale in Independence, with 163 under contract. Homes here sell for a median of $222,700 and go under contract in a median of 20 days. This home is priced $149,299 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,932 homes for sale. Nearby Kansas City runs a higher median at $299,000; Sugar Creek is lower at $162,450.
Frequently asked questions about 23509 E 11th Terrace S
How do I schedule a tour of 23509 E 11th Terrace S?
23509 E 11th Terrace S is open for tours now. It is a 3 bed, 3.5 bath, 1,475 sqft home listed at $371,999.
Tap Tour this home to hold up to three times before you pick one — HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 23509 E 11th Terrace S?
It is a 3 bed, 3.5 bath, 1,475 sqft home listed at $371,999.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 23509 E 11th Terrace S?
Not yet — 23509 E 11th Terrace S doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How many homes are for sale near 23509 E 11th Terrace S?
62 homes are currently for sale in 64056.
More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Tour this home to see this one first.
What is the 64056 neighborhood like?
23509 E 11th Terrace S sits in 64056. The median list here is $299,900, versus $225,000 across Independence, MO. Homes in 64056 go under contract in a median of 21 days, slower than Independence, MO as a whole.
A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64056 compares to nearby zips, or tap Tour this home to see the block for yourself.
How much is the monthly payment for 23509 E 11th Terrace S?
About $2,120 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $5,261 tax bill and mortgage insurance folded in it lands near $2,810. Median sold price in 64056 is $254,000 — this $371,999 list is above it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 23509 E 11th Terrace S?
Tap Get pre-approved. We send your request to the one local lender you pick, and that lender answers you from their own phone number and email. It is a soft credit check only.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64056, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 23509 E 11th Terrace S?
Yes. 23509 E 11th Terrace S was listed on September 2, 2026, and the price changed on October 13, 2026. Sellers in 64056 accepted about 2% under list on average over the last 12 months across 207 sales.
Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 23509 E 11th Terrace S?
Sellers in 64056 accepted 98% of list over the last 12 months across 207 sales, median $254,000, near $357,119 – $364,187 on this $371,999 list. The median home here took 21 days to go under contract, so most sellers aren't fielding three offers on day one.
See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 23509 E 11th Terrace S?
Making an offer on 23509 E 11th Terrace S means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 23509 E 11th Terrace S?
$252 per square foot ($371,999 over 1,475 sqft). Homes sold in 64056 over the same window went for a median of $161 per square foot, so this home is priced well above that per-square-foot median.
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 23509 E 11th Terrace S been on the market?
Listed on September 2, 2026. Homes in 64056 typically go under contract in 21 days.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 23509 E 11th Terrace S built?
23509 E 11th Terrace S was built in 2023, so it is about 3 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 23509 E 11th Terrace S have?
23509 E 11th Terrace S is a home with 3 bedrooms and 3.5 bathrooms across 1,475 square feet, on a 0.06 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 23509 E 11th Terrace S?
0.06 acres (about 2,592 square feet), per the county record for 23509 E 11th Terrace S.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence, or tap Ask a question to find out what's allowed.
Does 23509 E 11th Terrace S have a garage, a basement, air conditioning?
23509 E 11th Terrace S has a 2-car garage and a egress window(s), sump pump basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What schools serve 23509 E 11th Terrace S?
James Lewis Elementary School (7/10), Brittany Hill Middle School (7/10), Blue Springs High School (8/10) in the Blue Springs district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
Is 64056 a buyer's or a seller's market right now?
64056 is currently a seller's market (below-balanced inventory), with about 3.6 months of supply. Homes there go under contract in a median of 21 days.
That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 23509 E 11th Terrace S, or tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 23509 E 11th Terrace S?
Public records show about $5,261 a year (1.4% of the list price) for 23509 E 11th Terrace S. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 23509 E 11th Terrace S?
Yes — $61 a month for 23509 E 11th Terrace S.
An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 23509 E 11th Terrace S still for sale?
Yes — 23509 E 11th Terrace S is active as of September 2, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 23509 E 11th Terrace S with someone?
Yes — tap the share icon on this page to send 23509 E 11th Terrace S by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 23509 E 11th Terrace S to get a text the moment its price or status changes, or search Independence on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 23509 E 11th Terrace S?
Yes — ask her anything about 23509 E 11th Terrace S right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Independence.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 13, 2026 11:00 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by ERA McClain Brothers
Listed September 02, 2026 07:36 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640249
HouseLoop last checked:
Listing updated:









