19515 E 11th Terrace N, Independence, MO 64056
19515 E 11th Terrace N is a 3-bed, 2.5-bath, 2,988 sq ft home in Regency Heights, Independence, MO, listed at $348,000 on September 17, 2026. HouseLoop Vision saw brick exterior, covered front porch and finished basement in its 22 listing photos (as of November 3, 2026).
$348,000
19515 E 11th Terrace N, Independence, MO 64056
About this home
Looking for more than just three bedrooms? Discover a home with room to spread out, entertain, and enjoy separate living spaces! Located in Regency Heights within the Fort Osage School District, this 3-bedroom, 2.5-bath home offers 2,988 finished square feet, including a spacious finished walkout basement with a wet bar! Step inside to soaring vaulted ceilings, abundant natural light, and a welcoming living room with a cozy fireplace. The main level offers comfortable space for gathering, relaxing, and entertaining. Upstairs, all three bedrooms are thoughtfully situated away from the main living areas. The spacious primary suite is a retreat of its own, featuring a SECOND fireplace, private bathroom with jetted tub and separate shower, and a walk-in closet with the convenience of laundry! The two additional bedrooms each feature their own vanity sink and share a Jack-and-Jill bathroom. Need additional space for movie nights, game days, hobbies or entertaining? The 948-square-foot finished walkout basement offers even more possibilities, complete with a wet bar and storage. Love spending time outdoors? Enjoy your morning coffee on the covered front porch or unwind on the back deck overlooking the wooded scenery and creek along the rear of the property. Additional highlights include a 2-car garage and access to the Regency Heights neighborhood swimming pool. BONUS OPPORTUNITIES! The seller is open to considering offers contingent on the sale of a buyer’s current home. If multiple living spaces, a distinctive primary suite, and wooded views are on your wish list, this is a home you’ll want to experience in person. Schedule your private showing today.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19515 E 11th Terrace N, Independence, MO 64056 identified brick exterior, covered front porch, finished basement, traditional style, tall ceilings and fireplace, plus 35 more features. The home is an active 3-bedroom, 2.5-bath, 2,988-square-foot single family residence listed for $348,000, MLS #2640041.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Subway tile backsplash
- Black appliances
- Finished basement
- Tall ceilings
- Fireplace
- Statement lighting
- Tray ceiling
- Wet bar
- Brick fireplace
- Wall of windows
- Two-story living room
- Recessed lighting
- Staircase
- Wood stair railing
- Double vanity
- Wood vanity
- Brick exterior
- Covered front porch
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Composite deck
- Gray roof
- Asphalt shingle roof
- Red brick exterior
- Concrete driveway
- Wood fence
- Flat lot
- Traditional style
- Tile floors
- White trim
- Beige walls
- Carpet
- Basement wet bar
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Upper
Half Bath
- Level: Main
Bedroom 1
- Level: Upper
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Refrigerator
- Laundry: Bedroom Level
Features
- Features: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Laminate, Tile
- Basement: Finished, Stubbed for Bath, Sump Pump, Walk-Out Access
- Fireplace features: Living Room, Primary Bedroom
- Other rooms: Fam Rm Main Level
Interior area
- Finished area above ground: 2,040 sqft
- Finished area below ground: 948 sqft
- Total interior livable area: 2,988 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Garage Faces Front
Lot
- Size: 0.24 Acres
- Features: City Limits, Stream(s), Many Trees
- Patio & porch: Deck, Covered Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Wood Siding
Condition
- Year built: 2004
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Fenced Yard
- Mature Trees
- Waterfront
Interior
- Tile Floors
- Tall Ceilings
- Wet Bar
Layout
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Community
- Community Pool
Financial & listing details
- Annual tax amount: $5,218 / yr
HOA
- Has HOA: Yes
- Fee: $250 /year
Amenities
- Pool
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,218 | $63,954 |
| 2024 | $4,416 | $55,613 |
| 2023 | $4,395 | $55,613 |
| 2022 | $4,094 | $49,211 |
| 2021 | $4,092 | $49,211 |
| 2020 | $3,946 | $46,799 |
| 2019 | $3,908 | $46,799 |
| 2018 | $3,908 | $40,613 |
| 2017 | $3,504 | $40,613 |
| 2016 | $3,043 | $39,596 |
| 2014 | $3,045 | $39,767 |
| 2013 | $2,998 | $39,767 |
Your payment
Est. payment
$2,627/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Fort Osage · HouseLoop school ratings
- Indian Trails Elementary School7
- Osage Trail Middle School5
- Fort Osage High School3
Price & tax history
Myli is ready to help
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Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Independence market
700 S Alexander Road, Independence, MO
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 160 under contract. Homes here sell for a median of $222,200 and go under contract in a median of 20 days. This home is priced $125,800 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,917 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Listed by EXP Realty LLC
Listed September 17, 2026 07:16 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640041
HouseLoop last checked:
Listing updated:
$348,000
19515 E 11th Terrace N, Independence, MO 64056
HouseLoop user activity
HouseLoop last checked:
About this home
Looking for more than just three bedrooms? Discover a home with room to spread out, entertain, and enjoy separate living spaces! Located in Regency Heights within the Fort Osage School District, this 3-bedroom, 2.5-bath home offers 2,988 finished square feet, including a spacious finished walkout basement with a wet…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19515 E 11th Terrace N, Independence, MO 64056 identified brick exterior, covered front porch, finished basement, traditional style, tall ceilings and fireplace, plus 35 more features. The home is an active 3-bedroom, 2.5-bath, 2,988-square-foot single family residence listed for $348,000, MLS #2640041.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Subway tile backsplash
- Black appliances
- Finished basement
- Tall ceilings
- Fireplace
- Statement lighting
- Tray ceiling
- Wet bar
- Brick fireplace
- Wall of windows
- Two-story living room
- Recessed lighting
- Staircase
- Wood stair railing
- Double vanity
- Wood vanity
- Brick exterior
- Covered front porch
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Composite deck
- Gray roof
- Asphalt shingle roof
- Red brick exterior
- Concrete driveway
- Wood fence
- Flat lot
- Traditional style
- Tile floors
- White trim
- Beige walls
- Carpet
- Basement wet bar
- Attached garage
See this home in person
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$2,627
Offer Insights
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$330,600 – $337,212
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Upper
Half Bath
- Level: Main
Bedroom 1
- Level: Upper
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Refrigerator
- Laundry: Bedroom Level
Features
- Features: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Laminate, Tile
- Basement: Finished, Stubbed for Bath, Sump Pump, Walk-Out Access
- Fireplace features: Living Room, Primary Bedroom
- Other rooms: Fam Rm Main Level
Interior area
- Finished area above ground: 2,040 sqft
- Finished area below ground: 948 sqft
- Total interior livable area: 2,988 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Garage Faces Front
Lot
- Size: 0.24 Acres
- Features: City Limits, Stream(s), Many Trees
- Patio & porch: Deck, Covered Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Wood Siding
Condition
- Year built: 2004
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Fenced Yard
- Mature Trees
- Waterfront
Interior
- Tile Floors
- Tall Ceilings
- Wet Bar
Layout
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Community
- Community Pool
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $250 /year
Amenities
- Pool
Nearby schools
GreatSchools rating
- 7Indian Trails Elementary School
- 5Osage Trail Middle School
- 3Fort Osage High School
Schools provided by the listing agent
- District: Fort Osage
- Elementary: Indian Trails
- Middle: Osage Trail
- High: Fort Osage
Price history
Tax
- Annual tax amount: $5,218 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,218 | $63,954 |
| 2024 | $4,416 | $55,613 |
| 2023 | $4,395 | $55,613 |
| 2022 | $4,094 | $49,211 |
| 2021 | $4,092 | $49,211 |
| 2020 | $3,946 | $46,799 |
| 2019 | $3,908 | $46,799 |
| 2018 | $3,908 | $40,613 |
| 2017 | $3,504 | $40,613 |
| 2016 | $3,043 | $39,596 |
| 2014 | $3,045 | $39,767 |
| 2013 | $2,998 | $39,767 |
Similar listings and the Independence market
700 S Alexander Road, Independence, MO
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 160 under contract. Homes here sell for a median of $222,200 and go under contract in a median of 20 days. This home is priced $125,800 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,917 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Questions buyers asked Myli about this home
Tyler W. from Omaha, NE ·
How do I schedule a tour of 19515 E 11th Terrace N?
Myli · Oct 20, 7:10 AM ET
19515 E 11th Terrace N is open for tours now. It is a 3 bed, 2.5 bath, 2,988 sqft home listed at $348,000.
Tap Tour this home to hold up to three times before you pick one.
Jordan P. from Chicago, IL ·
How do I get more information about 19515 E 11th Terrace N?
Myli · Oct 22, 2:43 AM ET
It is a 3 bed, 2.5 bath, 2,988 sqft home listed at $348,000.
Ask Myli anything about this home right on this page.
Maria T. from Denver, CO ·
Can I take a virtual tour of 19515 E 11th Terrace N?
Myli · Oct 18, 1:01 AM ET
Not yet. 19515 E 11th Terrace N doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
How many homes are for sale near 19515 E 11th Terrace N?
64 homes are currently for sale in 64056. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64056 neighborhood like?
19515 E 11th Terrace N sits in 64056. The median list here is $295,000, versus $225,000 across Independence, MO. Homes in 64056 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64056 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 19515 E 11th Terrace N?
About $1,980 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $5,218 tax bill and mortgage insurance folded in it lands near $2,630. Median sold price in 64056 is $254,500 — this $348,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 19515 E 11th Terrace N?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64056, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 19515 E 11th Terrace N?
Yes. 19515 E 11th Terrace N was listed on September 16, 2026, and the price changed on October 23, 2026. Sellers in 64056 accepted about 2% under list on average over the last 12 months across 206 sales. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 19515 E 11th Terrace N?
Sellers in 64056 accepted 98% of list over the last 12 months across 206 sales, median $254,500. Near $334,080 – $340,692 on this $348,000 list. The median home here took 21 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 19515 E 11th Terrace N?
Making an offer on 19515 E 11th Terrace N means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 19515 E 11th Terrace N?
$116 per square foot ($348,000 over 2,988 sqft). Homes sold in 64056 over the same window went for a median of $161 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 19515 E 11th Terrace N been on the market?
Listed on September 16, 2026. Homes in 64056 typically go under contract in 21 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 19515 E 11th Terrace N built?
19515 E 11th Terrace N was built in 2004. It is about 22 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 19515 E 11th Terrace N have?
19515 E 11th Terrace N is a home with 3 bedrooms and 2.5 bathrooms across 2,988 square feet. On a 0.24 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 19515 E 11th Terrace N?
0.24 acres (about 10,514 square feet), per the county record for 19515 E 11th Terrace N. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 19515 E 11th Terrace N have a garage, a basement, air conditioning?
19515 E 11th Terrace N has a 2-car garage and a finished, stubbed for bath, sump pump, walk-out access basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 19515 E 11th Terrace N?
Carpet, Laminate and Tile, per the MLS record for 19515 E 11th Terrace N. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 19515 E 11th Terrace N?
Indian Trails Elementary School (7/10), Osage Trail Middle School (5/10), Fort Osage High School (3/10) in the Fort Osage district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64056 a buyer's or a seller's market right now?
64056 is currently a seller's market (below-balanced inventory), with about 3.7 months of supply. Homes there go under contract in a median of 21 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 19515 E 11th Terrace N. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 19515 E 11th Terrace N?
Public records show about $5,218 a year (1.5% of the list price) for 19515 E 11th Terrace N. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 19515 E 11th Terrace N?
Yes — $21 a month for 19515 E 11th Terrace N. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 19515 E 11th Terrace N still for sale?
Yes — 19515 E 11th Terrace N is active as of September 16, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 19515 E 11th Terrace N with someone?
Yes. Tap the share icon on this page to send 19515 E 11th Terrace N by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 19515 E 11th Terrace N to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 19515 E 11th Terrace N?
Yes. Ask her anything about 19515 E 11th Terrace N right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 23, 2026 10:12 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by EXP Realty LLC
Listed September 17, 2026 07:16 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640041
HouseLoop last checked:
Listing updated: