16009 E 40th Terrace, Independence, MO 64055

How do I schedule a tour of 16009 E 40th Terrace?

16009 E 40th Terrace is open for tours now. It is a 3 bed, 3 bath, 1,428 sqft home listed at $279,000.

Tap Tour this home to hold up to three times before you pick one — HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 16009 E 40th Terrace?

It is a 3 bed, 3 bath, 1,428 sqft home listed at $279,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 16009 E 40th Terrace?

Not yet — 16009 E 40th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How many homes are for sale near 16009 E 40th Terrace?

111 homes are currently for sale in 64055.

More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Tour this home to see this one first.

What is the 64055 neighborhood like?

16009 E 40th Terrace sits in 64055. The median list here is $234,950, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole.

A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips, or tap Tour this home to see the block for yourself.

How much is the monthly payment for 16009 E 40th Terrace?

About $1,590 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,390 tax bill and mortgage insurance folded in it lands near $1,960. Median sold price in 64055 is $240,000 — this $279,000 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.

How do I get pre-approved to buy 16009 E 40th Terrace?

Tap Get pre-approved. We send your request to the one local lender you pick, and that lender answers you from their own phone number and email. It is a soft credit check only.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64055, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 16009 E 40th Terrace?

Yes. 16009 E 40th Terrace was listed on October 23, 2026. Sellers in 64055 accepted about 2% under list on average over the last 12 months across 468 sales.

Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 16009 E 40th Terrace?

Sellers in 64055 accepted 98% of list over the last 12 months across 468 sales, median $240,000, near $267,840 – $273,141 on this $279,000 list. The median home here took 21 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 16009 E 40th Terrace?

Making an offer on 16009 E 40th Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 16009 E 40th Terrace?

$195 per square foot ($279,000 over 1,428 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot, so this home is priced well above that per-square-foot median.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 16009 E 40th Terrace been on the market?

Listed on October 23, 2026. Homes in 64055 typically go under contract in 21 days.

How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.

When was 16009 E 40th Terrace built?

16009 E 40th Terrace was built in 1970, so it is about 56 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.

How many bedrooms and bathrooms does 16009 E 40th Terrace have?

16009 E 40th Terrace is a home with 3 bedrooms and 3 bathrooms across 1,428 square feet, on a 0.34 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.

What is the lot size of 16009 E 40th Terrace?

0.34 acres (about 14,872 square feet), per the county record for 16009 E 40th Terrace.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence, or tap Ask a question to find out what's allowed.

Does 16009 E 40th Terrace have a garage, a basement, air conditioning?

16009 E 40th Terrace has a 2-car garage and a daylight, finished, garage entrance basement, and electric cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.

Is 64055 a buyer's or a seller's market right now?

64055 is currently a seller's market (below-balanced inventory), with about 2.8 months of supply. Homes there go under contract in a median of 21 days.

That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 16009 E 40th Terrace, or tap Ask a question for a HouseLoop agent's read on it.

What are the property taxes for 16009 E 40th Terrace?

Public records show about $2,390 a year (0.9% of the list price) for 16009 E 40th Terrace. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 16009 E 40th Terrace?

No HOA is listed for 16009 E 40th Terrace, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is 16009 E 40th Terrace still for sale?

Yes — 16009 E 40th Terrace is active as of October 23, 2026.

Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.

Can I share 16009 E 40th Terrace with someone?

Yes — tap the share icon on this page to send 16009 E 40th Terrace by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the Independence market?

Tap ♥ on 16009 E 40th Terrace to get a text the moment its price or status changes, or search Independence on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 16009 E 40th Terrace?

Yes — ask her anything about 16009 E 40th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Independence.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.