15305 E 45th Terrace S, Independence, MO 64055

How do I schedule a tour of 15305 E 45th Terrace S?

15305 E 45th Terrace S is open for tours now. It is a 2 bed, 1.5 bath, 1,312 sqft home listed at $144,500.

Tap Tour this home to hold up to three times before you pick one — HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 15305 E 45th Terrace S?

It is a 2 bed, 1.5 bath, 1,312 sqft home listed at $144,500.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 15305 E 45th Terrace S?

Not yet — 15305 E 45th Terrace S doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

What is 15305 E 45th Terrace S worth?

HouseLoop values this home at $151,353, in a range of $134,704 to $164,975 — about $6,853 above its $144,500 asking price.

This is our own estimate, not an appraisal, and it moves as new sales come in nearby. Ask Myli how we built this number, or tap Tour this home to see the home before you weigh it against the asking price.

How many homes are for sale near 15305 E 45th Terrace S?

110 homes are currently for sale in 64055.

More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Tour this home to see this one first.

What is the 64055 neighborhood like?

15305 E 45th Terrace S sits in 64055. The median list here is $235,000, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole.

A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips, or tap Tour this home to see the block for yourself.

How much is the monthly payment for 15305 E 45th Terrace S?

About $820 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,598 tax bill and mortgage insurance folded in it lands near $1,170. Median sold price in 64055 is $240,000 — this $144,500 list is below it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.

How do I get pre-approved to buy 15305 E 45th Terrace S?

Tap Get pre-approved. We send your request to the one local lender you pick, and that lender answers you from their own phone number and email. It is a soft credit check only.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64055, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 15305 E 45th Terrace S?

Yes. 15305 E 45th Terrace S was listed on October 23, 2026. Sellers in 64055 accepted about 2% under list on average over the last 12 months across 468 sales.

Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 15305 E 45th Terrace S?

Sellers in 64055 accepted 98% of list over the last 12 months across 468 sales, median $240,000, near $138,720 – $141,466 on this $144,500 list. The median home here took 21 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 15305 E 45th Terrace S?

Making an offer on 15305 E 45th Terrace S means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 15305 E 45th Terrace S?

$110 per square foot ($144,500 over 1,312 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot, so this home is priced well below that per-square-foot median.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 15305 E 45th Terrace S been on the market?

Listed on October 23, 2026. Homes in 64055 typically go under contract in 21 days.

How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.

When was 15305 E 45th Terrace S built?

15305 E 45th Terrace S was built in 1980, so it is about 46 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.

How many bedrooms and bathrooms does 15305 E 45th Terrace S have?

15305 E 45th Terrace S is a home with 2 bedrooms and 1.5 bathrooms across 1,312 square feet, on a 0.02 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.

What is the lot size of 15305 E 45th Terrace S?

0.02 acres (about 871 square feet), per the county record for 15305 E 45th Terrace S.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence, or tap Ask a question to find out what's allowed.

Does 15305 E 45th Terrace S have a garage, a basement, air conditioning?

15305 E 45th Terrace S has a 1-car garage and a slab basement, and electric cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.

What are the floors made of in 15305 E 45th Terrace S?

Carpet and Laminate, per the MLS record for 15305 E 45th Terrace S.

Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer, or tap Tour this home to see it yourself.

What schools serve 15305 E 45th Terrace S?

William Southern Elementary School (7/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district, per GreatSchools' 1-10 ratings for this address.

School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.

Is 64055 a buyer's or a seller's market right now?

64055 is currently a seller's market (below-balanced inventory), with about 2.8 months of supply. Homes there go under contract in a median of 21 days.

That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 15305 E 45th Terrace S, or tap Ask a question for a HouseLoop agent's read on it.

What are the property taxes for 15305 E 45th Terrace S?

Public records show about $1,598 a year (1.1% of the list price) for 15305 E 45th Terrace S. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 15305 E 45th Terrace S?

Yes — $72 a month for 15305 E 45th Terrace S.

An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.

Is 15305 E 45th Terrace S still for sale?

Yes — 15305 E 45th Terrace S is active as of October 23, 2026.

Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.

Can I share 15305 E 45th Terrace S with someone?

Yes — tap the share icon on this page to send 15305 E 45th Terrace S by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the Independence market?

Tap ♥ on 15305 E 45th Terrace S to get a text the moment its price or status changes, or search Independence on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 15305 E 45th Terrace S?

Yes — ask her anything about 15305 E 45th Terrace S right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Independence.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.