1400 S Mccoy Street, Independence, MO 64055
1400 S Mccoy Street is a 3-bed, 1-bath, 1,023 sq ft home in Willow Springs, Independence, MO, listed at $185,000 on November 5, 2026. HouseLoop Vision saw ranch-style home, covered front porch and tall ceilings in its 23 listing photos (as of November 7, 2026).
$185,000
1400 S Mccoy Street, Independence, MO 64055
About this home
Charming, Updated Ranch Bungalow with an Oversized Private Lot! Welcome home to this adorable 3-bedroom, 1-bath ranch bungalow nestled in a fantastic neighborhood! Bursting with character and curb appeal, this inviting home offers the convenience of one-level living with an impressive list of recent improvements. Step inside to discover beautifully refinished hardwood floors, fresh interior paint, and updated kitchen flooring. The kitchen features a new sink along with a new refrigerator, dishwasher, and range?all staying with the home! Additional upgrades include new windows, added attic insulation, select new interior doors, beautifully updated shower tile, and freshly painted exterior trim. Enjoy peace of mind with a roof approximately 3?4 years old and a new heating and cooling system installed in 2025! Outside, the oversized private lot offers endless possibilities for outdoor entertaining, gardening, or future improvements. Whether you're searching for your first home, looking to downsize, or adding to your investment portfolio, this charming bungalow offers a wonderful combination of character, comfort, and value. Move-in ready and full of potential?don't miss this opportunity!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1400 S Mccoy Street, Independence, MO 64055 identified ranch-style home, covered front porch, tall ceilings, open floor plan, big backyard and mature trees, plus 21 more features. The home is an active 3-bedroom, 1-bath, 1,023-square-foot single family residence listed for $185,000, MLS #2650505.
Key HouseLoop Vision features
- Open floor plan
- Tile floors
- Stainless steel appliances
- Wood kitchen cabinets
- Electric range
- Raised-panel cabinets
- Tall ceilings
- Home office
- Statement lighting
- Wall of windows
- Built-ins
- Recessed lighting
- Walk-in closet
- Tiled shower
- White vanity
- Tub and shower combo
- Covered front porch
- Big backyard
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- White exterior
- Siding exterior
- Flat lot
- Ranch-style home
- Hardwood floors
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Bedroom 2
- Features: Built-in Features
- Level: Main
- Dimensions: 11 × 8
Bedroom 3
- Level: Main
- Dimensions: 11 × 11
Living Room
- Features: Ceiling Fan(s)
- Level: Main
- Dimensions: 11 × 15
Kitchen
- Level: Main
- Dimensions: 11 × 9
Dining Room
- Level: Main
- Dimensions: 8 × 15
Laundry
- Level: Main
- Dimensions: 5 × 7
Bedroom 1
- Features: Built-in Features
- Level: Main
- Dimensions: 14 × 9
Bathroom 1
- Level: Main
- Dimensions: 10 × 5
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Refrigerator, Electric Range, Free-Standing Electric Oven
- Laundry: Main Level, Off The Kitchen
Features
- Features: Ceiling Fan(s), Stained Cabinets
- Flooring: Vinyl, Laminate, Wood
- Basement: Egress Window(s), Unfinished
- Other rooms: Mud Room
Interior area
- Finished area above ground: 1,023 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,023 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.37 Acres
- Features: City Limits, Level, Many Trees
- Patio & porch: Deck, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1950
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Mature Trees
Kitchen
- Stainless Appliances
Interior
- Hardwood Floors
Layout
- Basement
- Mudroom
Financial & listing details
- Annual tax amount: $1,059 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,059 | $14,824 |
| 2024 | $1,424 | $20,554 |
| 2023 | $1,392 | $20,554 |
| 2022 | $828 | $11,210 |
| 2021 | $828 | $11,210 |
| 2020 | $850 | $11,190 |
| 2019 | $837 | $11,190 |
| 2018 | $837 | $9,739 |
| 2017 | $785 | $9,739 |
| 2016 | $725 | $9,178 |
| 2014 | $691 | $8,911 |
| 2013 | $687 | $8,911 |
Your payment
Est. payment
$1,290/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- Santa Fe Trail Elementary School8
- Bridger Middle School7
- Truman High School4
Price & tax history
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Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 438 homes for sale in Independence, with 155 under contract. Homes here sell for a median of $222,350 and go under contract in a median of 20 days. This home is priced $37,350 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,947 homes for sale. Nearby Kansas City runs a higher median at $299,999; Sugar Creek is lower at $155,000.
Listed by ReeceNichols - Lees Summit
Listed November 05, 2026 02:18 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650505
HouseLoop last checked:
Listing updated:
$185,000
1400 S Mccoy Street, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
Charming, Updated Ranch Bungalow with an Oversized Private Lot! Welcome home to this adorable 3-bedroom, 1-bath ranch bungalow nestled in a fantastic neighborhood! Bursting with character and curb appeal, this inviting home offers the convenience of one-level living with an impressive list of recent improvements. Step…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1400 S Mccoy Street, Independence, MO 64055 identified ranch-style home, covered front porch, tall ceilings, open floor plan, big backyard and mature trees, plus 21 more features. The home is an active 3-bedroom, 1-bath, 1,023-square-foot single family residence listed for $185,000, MLS #2650505.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Tile floors
- Stainless steel appliances
- Wood kitchen cabinets
- Electric range
- Raised-panel cabinets
- Tall ceilings
- Home office
- Statement lighting
- Wall of windows
- Built-ins
- Recessed lighting
- Walk-in closet
- Tiled shower
- White vanity
- Tub and shower combo
- Covered front porch
- Big backyard
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- White exterior
- Siding exterior
- Flat lot
- Ranch-style home
- Hardwood floors
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
Pick a date
Pick a time
Checking tour times…
HouseLoop Mortgage Calculator
$1,290
Offer Insights
Choose an offer strength
$179,450 – $182,965
Estimated Sales Range
HouseLoop Home Value History
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Bedroom 2
- Features: Built-in Features
- Level: Main
- Dimensions: 11 × 8
Bedroom 3
- Level: Main
- Dimensions: 11 × 11
Living Room
- Features: Ceiling Fan(s)
- Level: Main
- Dimensions: 11 × 15
Kitchen
- Level: Main
- Dimensions: 11 × 9
Dining Room
- Level: Main
- Dimensions: 8 × 15
Laundry
- Level: Main
- Dimensions: 5 × 7
Bedroom 1
- Features: Built-in Features
- Level: Main
- Dimensions: 14 × 9
Bathroom 1
- Level: Main
- Dimensions: 10 × 5
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Refrigerator, Electric Range, Free-Standing Electric Oven
- Laundry: Main Level, Off The Kitchen
Features
- Features: Ceiling Fan(s), Stained Cabinets
- Flooring: Vinyl, Laminate, Wood
- Basement: Egress Window(s), Unfinished
- Other rooms: Mud Room
Interior area
- Finished area above ground: 1,023 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,023 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.37 Acres
- Features: City Limits, Level, Many Trees
- Patio & porch: Deck, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1950
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Mature Trees
Kitchen
- Stainless Appliances
Interior
- Hardwood Floors
Layout
- Basement
- Mudroom
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Santa Fe Trail Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- Elementary: Santa Fe Trails
- Middle: Nowlin
- High: Truman
Price history
Tax
- Annual tax amount: $1,059 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,059 | $14,824 |
| 2024 | $1,424 | $20,554 |
| 2023 | $1,392 | $20,554 |
| 2022 | $828 | $11,210 |
| 2021 | $828 | $11,210 |
| 2020 | $850 | $11,190 |
| 2019 | $837 | $11,190 |
| 2018 | $837 | $9,739 |
| 2017 | $785 | $9,739 |
| 2016 | $725 | $9,178 |
| 2014 | $691 | $8,911 |
| 2013 | $687 | $8,911 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 438 homes for sale in Independence, with 155 under contract. Homes here sell for a median of $222,350 and go under contract in a median of 20 days. This home is priced $37,350 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,947 homes for sale. Nearby Kansas City runs a higher median at $299,999; Sugar Creek is lower at $155,000.
Questions buyers asked Myli about this home
Jordan P. from Chicago, IL ·
How do I schedule a tour of 1400 S Mccoy Street?
Myli · Nov 5, 5:47 PM ET
1400 S Mccoy Street is open for tours now. It is a 3 bed, 1 bath, 1,023 sqft home listed at $185,000.
Tap Tour this home to hold up to three times before you pick one.
Hannah L. from St. Louis, MO ·
How do I get more information about 1400 S Mccoy Street?
Myli · Oct 31, 11:05 PM ET
It is a 3 bed, 1 bath, 1,023 sqft home listed at $185,000.
Ask Myli anything about this home right on this page.
Carlos M. from Dallas, TX ·
Can I take a virtual tour of 1400 S Mccoy Street?
Myli · Nov 3, 4:42 AM ET
Not yet. 1400 S Mccoy Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
How many homes are for sale near 1400 S Mccoy Street?
118 homes are currently for sale in 64055. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64055 neighborhood like?
1400 S Mccoy Street sits in 64055. The median list here is $235,000, versus $220,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 1400 S Mccoy Street?
About $1,050 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,059 tax bill and mortgage insurance folded in it lands near $1,290. Median sold price in 64055 is $240,000 — this $185,000 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 1400 S Mccoy Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64055, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 1400 S Mccoy Street?
Yes. 1400 S Mccoy Street was listed on November 4, 2026. Sellers in 64055 accepted about 1% under list on average over the last 12 months across 475 sales. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 1400 S Mccoy Street?
Sellers in 64055 accepted 99% of list over the last 12 months across 475 sales, median $240,000. Near $179,450 – $182,965 on this $185,000 list. The median home here took 21 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 1400 S Mccoy Street?
Making an offer on 1400 S Mccoy Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 1400 S Mccoy Street?
$181 per square foot ($185,000 over 1,023 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot. This home is priced well above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 1400 S Mccoy Street been on the market?
Listed on November 4, 2026. Homes in 64055 typically go under contract in 21 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 1400 S Mccoy Street built?
1400 S Mccoy Street was built in 1950. It is about 76 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 1400 S Mccoy Street have?
1400 S Mccoy Street is a home with 3 bedrooms and 1 bathroom across 1,023 square feet. On a 0.37 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 1400 S Mccoy Street?
0.37 acres (about 16,117 square feet), per the county record for 1400 S Mccoy Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 1400 S Mccoy Street have a garage, a basement, air conditioning?
1400 S Mccoy Street has a egress window(s), unfinished basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 1400 S Mccoy Street?
Vinyl, Laminate and Wood, per the MLS record for 1400 S Mccoy Street. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 1400 S Mccoy Street?
Santa Fe Trail Elementary School (8/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64055 a buyer's or a seller's market right now?
64055 is currently a seller's market (below-balanced inventory), with about 3 months of supply. Homes there go under contract in a median of 21 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 1400 S Mccoy Street. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 1400 S Mccoy Street?
Public records show about $1,059 a year (0.6% of the list price) for 1400 S Mccoy Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 1400 S Mccoy Street?
No HOA is listed for 1400 S Mccoy Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 1400 S Mccoy Street still for sale?
Yes — 1400 S Mccoy Street is active as of November 4, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 1400 S Mccoy Street with someone?
Yes. Tap the share icon on this page to send 1400 S Mccoy Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 1400 S Mccoy Street to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 1400 S Mccoy Street?
Yes. Ask her anything about 1400 S Mccoy Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 06, 2026 12:26 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by ReeceNichols - Lees Summit
Listed November 05, 2026 02:18 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650505
HouseLoop last checked:
Listing updated: