12808 E MCCOY Street, Independence, MO 64055
12808 E MCCOY Street is a 2-bed, 1.5-bath, 1,352 sq ft home in Santa Fe Acres, Independence, MO, listed at $160,000 on October 4, 2026. HouseLoop Vision saw ranch-style home, mature trees and attached garage in its 1 listing photos (as of November 3, 2026).
$160,000
12808 E MCCOY Street, Independence, MO 64055
About this home
Being sold as is! There's a dumpster in the driveway. This affordable Independence ranch in Santa Fe Acres offers plenty of space and a great location! The spacious main level features a large living room, eat-in kitchen, generously sized primary bedroom, plus a second bedroom and full bath. The finished basement provides even more living space with two non-conforming bedrooms, perfect for a home office, guest rooms, workout space or additional living areas. Outside, enjoy the level, fenced backyard and covered patio, ideal for relaxing or entertaining. A great opportunity at an affordable price—don’t miss this one!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12808 E MCCOY Street, Independence, MO 64055 identified ranch-style home, mature trees, attached garage, gray roof, asphalt shingle roof and white exterior, plus 4 more features. The home is an active 2-bedroom, 1.5-bath, 1,352-square-foot single family residence listed for $160,000, MLS #2645362.
Key HouseLoop Vision features
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Flat lot
- Exterior shutters
- Ranch-style home
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 10 × 14
Bedroom 2
- Level: First
- Dimensions: 11 × 8
Living Room
- Level: First
- Dimensions: 17 × 18
Kitchen
- Features: Pantry
- Level: First
- Dimensions: 8 × 18
Other Room
- Level: Basement
- Dimensions: 9 × 14
Bathroom 1
- Level: First
- Dimensions: 5 × 5
Other Room
- Level: Basement
- Dimensions: 9 × 12
Other Room
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Disposal, Dryer, Refrigerator, Electric Range, Washer
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Pantry, Stained Cabinets
- Flooring: Carpet
- Basement: Concrete, Finished
- Other rooms: Exercise Room, Office
Interior area
- Finished area above ground: 1,152 sqft
- Finished area below ground: 200 sqft
- Total interior livable area: 1,352 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.22 Acres
- Features: City Lot, Many Trees
- Patio & porch: Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Metal Siding
Condition
- Year built: 1955
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Fenced Yard
- Mature Trees
Kitchen
- Walk-in Pantry
Layout
- Basement
- Finished Basement
- Home Office
- Home Gym
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $941 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,347 | $18,845 |
| 2024 | $1,777 | $25,650 |
| 2023 | $1,737 | $25,650 |
| 2022 | $1,053 | $14,250 |
| 2021 | $1,052 | $14,250 |
| 2020 | $1,076 | $14,155 |
| 2019 | $1,058 | $14,155 |
| 2018 | $1,058 | $13,552 |
| 2017 | $1,092 | $13,552 |
| 2016 | $1,053 | $13,328 |
| 2014 | $1,004 | $12,939 |
| 2013 | $998 | $12,939 |
Your payment
Est. payment
$1,165/mo
Tour with a HouseLoop agent
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Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- John W. Luff Elementary School6
- Bridger Middle School7
- Truman High School4
Price & tax history
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Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 422 homes for sale in Independence, with 160 under contract. Homes here sell for a median of $222,200 and go under contract in a median of 20 days. This home is priced $62,200 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,920 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Listed by Real Broker, LLC-MO
Listed October 04, 2026 09:44 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2645362
HouseLoop last checked:
Listing updated:
$160,000
12808 E MCCOY Street, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
Being sold as is! There's a dumpster in the driveway. This affordable Independence ranch in Santa Fe Acres offers plenty of space and a great location! The spacious main level features a large living room, eat-in kitchen, generously sized primary bedroom, plus a second bedroom and full bath. The finished basement…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12808 E MCCOY Street, Independence, MO 64055 identified ranch-style home, mature trees, attached garage, gray roof, asphalt shingle roof and white exterior, plus 4 more features. The home is an active 2-bedroom, 1.5-bath, 1,352-square-foot single family residence listed for $160,000, MLS #2645362.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Flat lot
- Exterior shutters
- Ranch-style home
- Attached garage
See this home in person
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HouseLoop Mortgage Calculator
$1,165
Offer Insights
Choose an offer strength
$158,400 – $161,440
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 10 × 14
Bedroom 2
- Level: First
- Dimensions: 11 × 8
Living Room
- Level: First
- Dimensions: 17 × 18
Kitchen
- Features: Pantry
- Level: First
- Dimensions: 8 × 18
Other Room
- Level: Basement
- Dimensions: 9 × 14
Bathroom 1
- Level: First
- Dimensions: 5 × 5
Other Room
- Level: Basement
- Dimensions: 9 × 12
Other Room
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Disposal, Dryer, Refrigerator, Electric Range, Washer
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Pantry, Stained Cabinets
- Flooring: Carpet
- Basement: Concrete, Finished
- Other rooms: Exercise Room, Office
Interior area
- Finished area above ground: 1,152 sqft
- Finished area below ground: 200 sqft
- Total interior livable area: 1,352 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.22 Acres
- Features: City Lot, Many Trees
- Patio & porch: Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Metal Siding
Condition
- Year built: 1955
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Fenced Yard
- Mature Trees
Kitchen
- Walk-in Pantry
Layout
- Basement
- Finished Basement
- Home Office
- Home Gym
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6John W. Luff Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- Elementary: Luff
- Middle: Bridger
- High: Truman
Price history
Tax
- Annual tax amount: $941 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,347 | $18,845 |
| 2024 | $1,777 | $25,650 |
| 2023 | $1,737 | $25,650 |
| 2022 | $1,053 | $14,250 |
| 2021 | $1,052 | $14,250 |
| 2020 | $1,076 | $14,155 |
| 2019 | $1,058 | $14,155 |
| 2018 | $1,058 | $13,552 |
| 2017 | $1,092 | $13,552 |
| 2016 | $1,053 | $13,328 |
| 2014 | $1,004 | $12,939 |
| 2013 | $998 | $12,939 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 422 homes for sale in Independence, with 160 under contract. Homes here sell for a median of $222,200 and go under contract in a median of 20 days. This home is priced $62,200 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,920 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Questions buyers asked Myli about this home
Ben N. from Des Moines, IA ·
How do I schedule a tour of 12808 E MCCOY Street?
Myli · Oct 27, 8:20 AM ET
12808 E MCCOY Street is open for tours now. It is a 2 bed, 1.5 bath, 1,352 sqft home listed at $160,000.
Tap Tour this home to hold up to three times before you pick one.
Rachel D. from Wichita, KS ·
How do I get more information about 12808 E MCCOY Street?
Myli · Oct 25, 1:58 PM ET
It is a 2 bed, 1.5 bath, 1,352 sqft home listed at $160,000.
Ask Myli anything about this home right on this page.
Hannah L. from St. Louis, MO ·
Can I take a virtual tour of 12808 E MCCOY Street?
Myli · Oct 29, 2:34 PM ET
Not yet. 12808 E MCCOY Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
What is the 64055 neighborhood like?
12808 E MCCOY Street sits in 64055. The median list here is $234,900, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 12808 E MCCOY Street?
About $910 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,347 tax bill and mortgage insurance folded in it lands near $1,160. Median sold price in Santa Fe Acres is $190,000. This $160,000 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 12808 E MCCOY Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Santa Fe Acres, where sellers accept 101% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 12808 E MCCOY Street?
Yes. 12808 E MCCOY Street was listed on October 2, 2026, and the price changed on October 31, 2026. Homes in Santa Fe Acres sold at about 101% of list over the last 12 months. Near or above asking, so room to negotiate is tighter than usual. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 12808 E MCCOY Street?
Sellers in Santa Fe Acres accepted 101% of list over the last 12 months across 11 sales, median $190,000. Near $158,400 – $161,440 on this $160,000 list. The median home here took 17 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 12808 E MCCOY Street?
Making an offer on 12808 E MCCOY Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 12808 E MCCOY Street?
$118 per square foot ($160,000 over 1,352 sqft). Homes sold in Independence, MO over the same window went for a median of $145 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 12808 E MCCOY Street been on the market?
Listed on October 2, 2026. Homes in Santa Fe Acres typically go under contract in 17 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 12808 E MCCOY Street built?
12808 E MCCOY Street was built in 1955. It is about 71 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 12808 E MCCOY Street have?
12808 E MCCOY Street is a home with 2 bedrooms and 1.5 bathrooms across 1,352 square feet. On a 0.22 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 12808 E MCCOY Street?
0.22 acres (about 9,375 square feet), per the county record for 12808 E MCCOY Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 12808 E MCCOY Street have a garage, a basement, air conditioning?
12808 E MCCOY Street has a 1-car garage and a concrete, finished basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 12808 E MCCOY Street?
Carpet, per the MLS record for 12808 E MCCOY Street. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 12808 E MCCOY Street?
John W. Luff Elementary School (6/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 12808 E MCCOY Street?
Public records show about $1,347 a year (0.8% of the list price) for 12808 E MCCOY Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 12808 E MCCOY Street?
No HOA is listed for 12808 E MCCOY Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 12808 E MCCOY Street still for sale?
Yes — 12808 E MCCOY Street is active as of October 2, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 12808 E MCCOY Street with someone?
Yes. Tap the share icon on this page to send 12808 E MCCOY Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 12808 E MCCOY Street to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 12808 E MCCOY Street?
Yes. Ask her anything about 12808 E MCCOY Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 31, 2026 01:33 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Real Broker, LLC-MO
Listed October 04, 2026 09:44 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2645362
HouseLoop last checked:
Listing updated: