1226 S Spring Street, Independence, MO 64055
1226 S Spring Street is a 4-bed, 1-bath, 1,728 sq ft home in Summit, Independence, MO, listed at $190,000 on October 30, 2026. HouseLoop Vision saw ranch-style home, covered front porch and deck in its 2 listing photos (as of October 31, 2026).
$190,000
1226 S Spring Street, Independence, MO 64055
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Est. payment
$1,330/mo
Price & tax history
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Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- Santa Fe Trail Elementary School8
- Bridger Middle School7
- Truman High School4
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 431 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,350 and go under contract in a median of 20 days. This home is priced $32,350 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,964 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $169,900.
Listed by United Real Estate Kansas City
Listed October 30, 2026 02:42 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2649608
HouseLoop last checked:
Listing updated:
About this home
Welcome to this beautifully updated ranch-style home in Independence, Missouri! Offering a spacious and versatile layout, this home features modern updates throughout while maintaining its original charm. Step inside to an inviting open-concept living area with vaulted ceilings, abundant natural light, and attractive luxury vinyl plank flooring. The spacious kitchen features white cabinetry, stainless steel appliances, updated countertops, a stylish backsplash, and plenty of cabinet space, making it perfect for everyday living and entertaining. The main level offers comfortable bedrooms with fresh carpeting, neutral paint, and updated finishes throughout. The bathroom features an updated vanity, modern fixtures, and a tub/shower combination. Convenient main-level laundry adds to the home's functionality. The finished lower level provides additional living space, perfect for a second family room, recreation area, home office, or guest accommodations. Additional finished rooms offer flexibility to fit a variety of needs. Walk out through the lower-level French doors to enjoy the backyard and outdoor space. Outside, the home features updated gray siding with contrasting shutters, a covered front porch, and a spacious front yard. Conveniently located in Independence with easy access to shopping, dining, parks, schools, and major highways, providing a quick commute throughout the Kansas City metro. With its updated interior, flexible living spaces, and convenient location, this home offers a great combination of comfort, functionality, and value. Schedule your showing today!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1226 S Spring Street, Independence, MO 64055 identified ranch-style home, covered front porch, deck, mature trees, driveway and gray roof, plus 6 more features. The home is an active 4-bedroom, 1-bath, 1,728-square-foot single family residence listed for $190,000, MLS #2649608.
Key HouseLoop Vision features
- Covered front porch
- Deck
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Wood deck
- Flat lot
- Ranch-style home
Where HouseLoop Vision saw them
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 1
Primary Bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: Basement
Bedroom 4
- Level: Basement
Family Room
- Level: Basement
Living Room
- Level: First
Kitchen
- Level: First
Bathroom 1
- Level: First
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Laundry: Laundry Room, Off The Kitchen
Features
- Basement: Finished, Full, Walk-Out Access
Interior area
- Finished area above ground: 864 sqft
- Finished area below ground: 864 sqft
- Total interior livable area: 1,728 sqft
Property
Parking
- Parking features: Other
Lot
- Size: 0.16 Acres
- Features: City Lot
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Other
Condition
- Year built: 1958
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
Layout
- Basement
- Finished Basement
- Walk-out Basement
Financial & listing details
- Annual tax amount: $1,185 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,185 | $16,583 |
| 2024 | $1,865 | $26,919 |
| 2023 | $1,823 | $26,919 |
| 2022 | $926 | $12,540 |
| 2021 | $926 | $12,540 |
| 2020 | $834 | $10,980 |
| 2019 | $821 | $10,980 |
| 2018 | $821 | $9,556 |
| 2017 | $770 | $9,556 |
| 2016 | $736 | $9,317 |
| 2014 | $702 | $9,046 |
| 2013 | $948 | $9,046 |
$190,000
1226 S Spring Street, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome to this beautifully updated ranch-style home in Independence, Missouri! Offering a spacious and versatile layout, this home features modern updates throughout while maintaining its original charm. Step inside to an inviting open-concept living area with vaulted ceilings, abundant natural light, and attractive…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1226 S Spring Street, Independence, MO 64055 identified ranch-style home, covered front porch, deck, mature trees, driveway and gray roof, plus 6 more features. The home is an active 4-bedroom, 1-bath, 1,728-square-foot single family residence listed for $190,000, MLS #2649608.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Covered front porch
- Deck
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Wood deck
- Flat lot
- Ranch-style home
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$1,330
Offer Insights
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$184,300 – $187,910
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 1
Primary Bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: Basement
Bedroom 4
- Level: Basement
Family Room
- Level: Basement
Living Room
- Level: First
Kitchen
- Level: First
Bathroom 1
- Level: First
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Laundry: Laundry Room, Off The Kitchen
Features
- Basement: Finished, Full, Walk-Out Access
Interior area
- Finished area above ground: 864 sqft
- Finished area below ground: 864 sqft
- Total interior livable area: 1,728 sqft
Property
Parking
- Parking features: Other
Lot
- Size: 0.16 Acres
- Features: City Lot
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Other
Condition
- Year built: 1958
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
Layout
- Basement
- Finished Basement
- Walk-out Basement
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Santa Fe Trail Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- Elementary: Santa Fe
- Middle: Middle School Complx
- High: Truman
Price history
Tax
- Annual tax amount: $1,185 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,185 | $16,583 |
| 2024 | $1,865 | $26,919 |
| 2023 | $1,823 | $26,919 |
| 2022 | $926 | $12,540 |
| 2021 | $926 | $12,540 |
| 2020 | $834 | $10,980 |
| 2019 | $821 | $10,980 |
| 2018 | $821 | $9,556 |
| 2017 | $770 | $9,556 |
| 2016 | $736 | $9,317 |
| 2014 | $702 | $9,046 |
| 2013 | $948 | $9,046 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 431 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,350 and go under contract in a median of 20 days. This home is priced $32,350 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,964 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $169,900.
Questions buyers asked Myli about this home
Ben N. from Des Moines, IA ·
How do I schedule a tour of 1226 S Spring Street?
Myli · Oct 30, 6:39 PM ET
1226 S Spring Street is open for tours now. It is a 4 bed, 1 bath, 1,728 sqft home listed at $190,000.
Tap Tour this home to hold up to three times before you pick one.
Carlos M. from Dallas, TX ·
How do I get more information about 1226 S Spring Street?
Myli · Oct 29, 7:10 PM ET
It is a 4 bed, 1 bath, 1,728 sqft home listed at $190,000.
Ask Myli anything about this home right on this page.
Rachel D. from Wichita, KS ·
Can I take a virtual tour of 1226 S Spring Street?
Myli · Oct 30, 12:25 AM ET
Not yet. 1226 S Spring Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
How many homes are for sale near 1226 S Spring Street?
116 homes are currently for sale in 64055. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64055 neighborhood like?
1226 S Spring Street sits in 64055. The median list here is $232,450, versus $224,900 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 1226 S Spring Street?
About $1,080 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,185 tax bill and mortgage insurance folded in it lands near $1,330. Median sold price in 64055 is $240,000 — this $190,000 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 1226 S Spring Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64055, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 1226 S Spring Street?
Yes. 1226 S Spring Street was listed on October 30, 2026. Sellers in 64055 accepted about 1% under list on average over the last 12 months across 477 sales. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 1226 S Spring Street?
Sellers in 64055 accepted 99% of list over the last 12 months across 477 sales, median $240,000. Near $184,300 – $187,910 on this $190,000 list. The median home here took 21 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 1226 S Spring Street?
Making an offer on 1226 S Spring Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 1226 S Spring Street?
$110 per square foot ($190,000 over 1,728 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 1226 S Spring Street been on the market?
Listed on October 30, 2026. Homes in 64055 typically go under contract in 21 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 1226 S Spring Street built?
1226 S Spring Street was built in 1958. It is about 68 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 1226 S Spring Street have?
1226 S Spring Street is a home with 4 bedrooms and 1 bathroom across 1,728 square feet. On a 0.16 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 1226 S Spring Street?
0.16 acres (about 7,073 square feet), per the county record for 1226 S Spring Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 1226 S Spring Street have a garage, a basement, air conditioning?
1226 S Spring Street has a finished, full, walk-out access basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What schools serve 1226 S Spring Street?
Santa Fe Trail Elementary School (8/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64055 a buyer's or a seller's market right now?
64055 is currently a seller's market (below-balanced inventory), with about 2.9 months of supply. Homes there go under contract in a median of 21 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 1226 S Spring Street. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 1226 S Spring Street?
Public records show about $1,185 a year (0.6% of the list price) for 1226 S Spring Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 1226 S Spring Street?
No HOA is listed for 1226 S Spring Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 1226 S Spring Street still for sale?
Yes — 1226 S Spring Street is active as of October 30, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 1226 S Spring Street with someone?
Yes. Tap the share icon on this page to send 1226 S Spring Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 1226 S Spring Street to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 1226 S Spring Street?
Yes. Ask her anything about 1226 S Spring Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 31, 2026 04:01 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by United Real Estate Kansas City
Listed October 30, 2026 02:42 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2649608
HouseLoop last checked:
Listing updated: