12204 E 46th Terrace S, Independence, MO 64055
12204 E 46th Terrace S is a 3-bed, 2.5-bath, 2,211 sq ft home in Wedgewood, Independence, MO, listed at $279,900 on August 28, 2026. HouseLoop Vision saw modern, covered front porch and finished basement in its 38 listing photos (as of November 4, 2026).
$301,263
12204 E 46th Terrace S, Independence, MO 64055
About this home
This spacious 3-bedroom, 2.5-bath ranch offers a unique blend of character, updates, and plenty of room to spread out. Step inside to soaring vaulted ceilings accented by beautiful exposed wood beams, creating an open and inviting feel throughout the main living areas. The living room is anchored by a dramatic floor-to-ceiling brick fireplace and oversized windows that bring in an abundance of natural light. The updated kitchen features rich wood cabinetry, quartz-style countertops, modern appliances, and stylish gold accents, with an adjoining dining area perfect for everyday meals or entertaining. All three bedrooms are conveniently located on the main level, including a spacious primary bedroom with vaulted ceilings and exposed beams. Downstairs, the finished basement adds an impressive amount of additional living space and endless possibilities for a second family room, game room, home theater, office, workout area, or entertaining space. A half bath and large laundry/utility area add even more functionality. Outside, you'll find a distinctive contemporary ranch design, attached garage, fenced yard, and plenty of space to make the outdoor areas your own. With its spacious layout, architectural character, updated finishes, finished lower level, and convenient Independence location, this home offers so much more than your typical ranch!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12204 E 46th Terrace S, Independence, MO 64055 identified modern, covered front porch, finished basement, tall ceilings, fireplace and open floor plan, plus 42 more features. The home is an off-market 3-bedroom, 2.5-bath, 2,211-square-foot single family residence, MLS #2639057.
Key HouseLoop Vision features
- Open floor plan
- Quartz counters
- Double oven
- Breakfast nook
- Wood kitchen cabinets
- Updated kitchen
- Kitchen backsplash
- Subway tile backsplash
- Black stainless appliances
- White countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Statement lighting
- Ceiling beams
- Brick fireplace
- Wall of windows
- Recessed lighting
- Tiled shower
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Covered front porch
- Big backyard
- Fenced yard
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Vinyl fence
- Concrete patio
- Flat lot
- Modern
- Exposed brick wall
- Luxury vinyl floors
- Wainscoting or board and batten
- White trim
- Accent wall
- Renovated home
- Farmhouse style
- Gold hardware
- White walls
- Carpet
- Exposed beam ceilings
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary Bedroom
- Level: Main
- Dimensions: 13 × 12
Bedroom 2
- Level: Main
- Dimensions: 11 × 9
Bedroom 3
- Level: Main
- Dimensions: 10 × 9
Bathroom 2
- Level: Main
Half Bath
- Level: Basement
Bathroom 1
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Microwave, Electric Range, Stainless Steel Appliance(s)
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), In-Law Floorplan, Vaulted Ceiling(s)
- Flooring: Carpet, Luxury Vinyl
- Basement: Finished, Full
- Fireplace features: Living Room
- Other rooms: Entry, Fam Rm Gar Level, Fam Rm Main Level, Main Floor BR, Main Floor Primary Bedroom, Media Room, Sitting Room
Interior area
- Finished area above ground: 1,173 sqft
- Finished area below ground: 1,038 sqft
- Total interior livable area: 2,211 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.18 Acres
- Patio & porch: Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Vinyl Siding
Condition
- Year built: 1957
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Kitchen
- Stainless Appliances
Interior
- Tall Ceilings
Layout
- Main Floor Primary
- Basement
- Finished Basement
- In-law Suite
- Theater Room
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $1,675 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,675 | $20,353 |
| 2024 | $1,885 | $23,532 |
| 2023 | $1,876 | $23,532 |
| 2022 | $1,273 | $15,391 |
| 2021 | $1,272 | $15,391 |
| 2020 | $1,292 | $15,417 |
| 2019 | $1,279 | $15,417 |
| 2018 | $1,279 | $15,296 |
| 2017 | $1,312 | $15,296 |
| 2016 | $1,238 | $14,913 |
| 2014 | $1,213 | $14,478 |
| 2013 | $1,210 | $14,478 |
Your payment
Est. payment
$2,033/mo
Where it’s at
Nearby schools
Raytown · HouseLoop school ratings
- Little Blue Elementary School6
- Raytown Middle School3
- Raytown Sr. High School2
Price & tax history
Myli is ready to help
Myli, your HouseLoop guide
Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $57,900 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,911 homes for sale. Nearby Kansas City runs a higher median at $299,975; Sugar Creek is lower at $155,000.
Listed by Keller Williams Southland
Listed August 28, 2026 10:16 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2639057
HouseLoop last checked:
Listing updated:
HouseLoop Value
$301,263
12204 E 46th Terrace S, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
This spacious 3-bedroom, 2.5-bath ranch offers a unique blend of character, updates, and plenty of room to spread out. Step inside to soaring vaulted ceilings accented by beautiful exposed wood beams, creating an open and inviting feel throughout the main living areas. The living room is anchored by a dramatic…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12204 E 46th Terrace S, Independence, MO 64055 identified modern, covered front porch, finished basement, tall ceilings, fireplace and open floor plan, plus 42 more features. The home is an off-market 3-bedroom, 2.5-bath, 2,211-square-foot single family residence, MLS #2639057.
Key HouseLoop Vision features
- Open floor plan
- Quartz counters
- Double oven
- Breakfast nook
- Wood kitchen cabinets
- Updated kitchen
- Kitchen backsplash
- Subway tile backsplash
- Black stainless appliances
- White countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Statement lighting
- Ceiling beams
- Brick fireplace
- Wall of windows
- Recessed lighting
- Tiled shower
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Covered front porch
- Big backyard
- Fenced yard
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Vinyl fence
- Concrete patio
- Flat lot
- Modern
- Exposed brick wall
- Luxury vinyl floors
- Wainscoting or board and batten
- White trim
- Accent wall
- Renovated home
- Farmhouse style
- Gold hardware
- White walls
- Carpet
- Exposed beam ceilings
- Attached garage
HouseLoop Mortgage Calculator
$2,033
Estimated Sales Range
HouseLoop Home Value History
Already own a home?
What's your home worth?
Enter your address and I'll build your free report.
- Estimated value
- Estimated sales range
- Homes sold near you
No obligation · 100% free · 60 seconds or less
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary Bedroom
- Level: Main
- Dimensions: 13 × 12
Bedroom 2
- Level: Main
- Dimensions: 11 × 9
Bedroom 3
- Level: Main
- Dimensions: 10 × 9
Bathroom 2
- Level: Main
Half Bath
- Level: Basement
Bathroom 1
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Microwave, Electric Range, Stainless Steel Appliance(s)
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), In-Law Floorplan, Vaulted Ceiling(s)
- Flooring: Carpet, Luxury Vinyl
- Basement: Finished, Full
- Fireplace features: Living Room
- Other rooms: Entry, Fam Rm Gar Level, Fam Rm Main Level, Main Floor BR, Main Floor Primary Bedroom, Media Room, Sitting Room
Interior area
- Finished area above ground: 1,173 sqft
- Finished area below ground: 1,038 sqft
- Total interior livable area: 2,211 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.18 Acres
- Patio & porch: Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Vinyl Siding
Condition
- Year built: 1957
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Kitchen
- Stainless Appliances
Interior
- Tall Ceilings
Layout
- Main Floor Primary
- Basement
- Finished Basement
- In-law Suite
- Theater Room
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6Little Blue Elementary School
- 3Raytown Middle School
- 2Raytown Sr. High School
Schools provided by the listing agent
- District: Raytown
- Elementary: Little Blue
- Middle: Raytown
- High: Raytown
Price history
Tax
- Annual tax amount: $1,675 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,675 | $20,353 |
| 2024 | $1,885 | $23,532 |
| 2023 | $1,876 | $23,532 |
| 2022 | $1,273 | $15,391 |
| 2021 | $1,272 | $15,391 |
| 2020 | $1,292 | $15,417 |
| 2019 | $1,279 | $15,417 |
| 2018 | $1,279 | $15,296 |
| 2017 | $1,312 | $15,296 |
| 2016 | $1,238 | $14,913 |
| 2014 | $1,213 | $14,478 |
| 2013 | $1,210 | $14,478 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 424 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,000 and go under contract in a median of 20 days. This home is priced $57,900 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,911 homes for sale. Nearby Kansas City runs a higher median at $299,975; Sugar Creek is lower at $155,000.
Questions buyers asked Myli about this home
Ben N. from Des Moines, IA ·
How do I get more information about 12204 E 46th Terrace S?
Myli · Oct 18, 5:24 AM ET
It is a 3 bed, 2.5 bath, 2,211 sqft home listed at $279,900.
Ask Myli anything about this home right on this page.
Rachel D. from Wichita, KS ·
Can I take a virtual tour of 12204 E 46th Terrace S?
Myli · Oct 18, 11:53 AM ET
Not yet. 12204 E 46th Terrace S doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Independence.
Marcus B. from Minneapolis, MN ·
How many homes are for sale near 12204 E 46th Terrace S?
Myli · Oct 18, 12:27 PM ET
109 homes are currently for sale in 64055.
More options nearby usually means more room to negotiate and more to compare this home against before you commit.
What is the 64055 neighborhood like?
12204 E 46th Terrace S sits in 64055. The median list here is $232,450, versus $225,000 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 12204 E 46th Terrace S?
About $1,590 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,675 tax bill and mortgage insurance folded in it lands near $1,910. Median sold price in 64055 is $240,000 — this $279,900 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 12204 E 46th Terrace S?
$127 per square foot ($279,900 over 2,211 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot. This home is priced a bit below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
When was 12204 E 46th Terrace S built?
12204 E 46th Terrace S was built in 1957. It is about 69 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 12204 E 46th Terrace S have?
12204 E 46th Terrace S is a home with 3 bedrooms and 2.5 bathrooms across 2,211 square feet. On a 0.18 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 12204 E 46th Terrace S?
0.18 acres (about 7,765 square feet), per the county record for 12204 E 46th Terrace S. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 12204 E 46th Terrace S have a garage, a basement, air conditioning?
12204 E 46th Terrace S has a 1-car garage and a finished, full basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 12204 E 46th Terrace S?
Carpet and Luxury Vinyl, per the MLS record for 12204 E 46th Terrace S. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Ask a question for a HouseLoop agent's read on it.
What schools serve 12204 E 46th Terrace S?
Little Blue Elementary School (6/10), Raytown Middle School (3/10), Raytown Sr. High School (2/10) in the Raytown district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64055 a buyer's or a seller's market right now?
64055 is currently a seller's market (below-balanced inventory), with about 2.8 months of supply. Homes there go under contract in a median of 21 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 12204 E 46th Terrace S. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 12204 E 46th Terrace S?
Public records show about $1,675 a year (0.6% of the list price) for 12204 E 46th Terrace S. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 12204 E 46th Terrace S?
No HOA is listed for 12204 E 46th Terrace S, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 12204 E 46th Terrace S still for sale?
No. 12204 E 46th Terrace S is currently not active, which means it isn't something you can tour, offer on. Or track through this page right now. Ask Myli to find you similar homes still on the market in Independence. Tap Ask a question to get a HouseLoop agent's take on what happened here.
Can I share 12204 E 46th Terrace S with someone?
Yes. Tap the share icon on this page to send 12204 E 46th Terrace S by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 12204 E 46th Terrace S to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 12204 E 46th Terrace S?
Yes. Ask her anything about 12204 E 46th Terrace S right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 19, 2026 02:46 PM
This home's area
Popular searches in Independence, MO
Search nearby cities
Independence, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by Keller Williams Southland
Listed August 28, 2026 10:16 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2639057
HouseLoop last checked:
Listing updated: