1106 W 35th Terrace is a 4-bed, 3-bath, 2,074 sq ft home in Virginia Heights, Independence, MO, listed at $289,000 on November 7, 2026. HouseLoop Vision saw ranch-style home, finished basement and tall ceilings in its 42 listing photos (as of November 11, 2026).
$289,000
1106 W 35th Terrace, Independence, MO 64055
About this home
A HOME WITH ROOM FOR EVERYONE AND SEPARATE LIVING QUARTERS! This unique property offers flexibility, convenience, and TWO DRIVEWAYS! The circular driveway in front provides easy access to the main level, while a second driveway leads to the rear of the property, providing convenient access to the completely finished lower level. Perfect for extended family, guests, or multigenerational living, the lower level features a bedroom, full bathroom, kitchen area, and spacious living room with plenty of windows providing natural light. The main level offers generous living space, a welcoming fireplace, formal dining room, and separate breakfast area. Step outside and enjoy the open deck or relax on the separate covered deck, accessible from the dining area, where you can enjoy peaceful views of the backyard and surrounding nature throughout the seasons. Conveniently located near shopping, schools, places of worship, and everyday amenities. Whether you're looking for additional living space, guest accommodations, or room for extended family, this property offers outstanding possibilities. TWO DRIVEWAYS, SEPARATE LIVING QUARTERS, AND ROOM TO SPREAD OUT! Don't miss this opportunity. Schedule your private showing today!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1106 W 35th Terrace, Independence, MO 64055 identified ranch-style home, finished basement, tall ceilings, fireplace, deck and open floor plan, plus 46 more features. The home is an active 4-bedroom, 3-bath, 2,074-square-foot single family residence listed for $289,000, MLS #2650844.
Key HouseLoop Vision features
- Finished basement
- Open floor plan
- Quartz counters
- Stainless steel appliances
- Wood kitchen cabinets
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- White countertops
- Flat-panel cabinets
- Brushed nickel hardware
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Home office
- Statement lighting
- Open-riser staircase
- Ceiling beams
- Brick fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Staircase
- Wood stair railing
- Walk-in closet
- Carpet
- Walk-in shower
- Tiled shower
- Double vanity
- Gray vanity
- Renovated bathrooms
- Tub and shower combo
- Deck
- Big backyard
- Mature trees
- Fire pit
- Screened porch
- Covered patio
- Driveway
- Gray roof
- Asphalt shingle roof
- Brown exterior
- Concrete driveway
- Wood deck
- Concrete patio
- Flat lot
- Ranch-style home
- Hardwood floors
- Shiplap / paneling
- White trim
- Beige walls
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Primary Bedroom
- Level: First
- Dimensions: 12 × 13
Bedroom 2
- Level: First
- Dimensions: 11 × 11
Bedroom 3
- Level: First
- Dimensions: 12 × 11
Bedroom 4
- Level: Basement
- Dimensions: 13 × 9
Bathroom 2
- Level: First
Bathroom 3
- Level: First
Great Room
- Level: First
- Dimensions: 19 × 13
Kitchen
- Level: First
- Dimensions: 25 × 7
Dining Room
- Level: First
- Dimensions: 13 × 11
Bathroom 1
- Level: Basement
Heating
- Heating: Forced Air, Zoned
Cooling
- Cooling: Electric
Appliances
- Included: Cooktop, Dishwasher, Refrigerator
- Laundry: In Basement
Features
- Features: In-Law Floorplan
- Flooring: Carpet
- Basement: Finished, Full, Sump Pump, Walk-Out Access
- Fireplace features: Basement, Great Room
- Other rooms: Sun Room
Interior area
- Finished area above ground: 1,574 sqft
- Finished area below ground: 500 sqft
- Total interior livable area: 2,074 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement, Garage Faces Side
Lot
- Size: 0.84 Acres
- Features: Acreage
- Patio & porch: Deck, Screened
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1960
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Acreage
Layout
- Basement
- Finished Basement
- Walk-out Basement
- In-law Suite
- Sunroom
Financial & listing details
- Annual tax amount: $3,000 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,053 | $42,715 |
| 2024 | $3,130 | $45,172 |
| 2023 | $3,058 | $45,172 |
| 2022 | $2,386 | $32,300 |
| 2021 | $2,385 | $32,300 |
| 2020 | $2,139 | $28,151 |
| 2019 | $2,105 | $28,151 |
| 2018 | $2,105 | $26,700 |
| 2017 | $2,152 | $26,700 |
| 2016 | $2,056 | $26,032 |
| 2014 | $1,960 | $25,273 |
| 2013 | $1,948 | $25,273 |
Your payment
Est. payment
$2,075/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Independence · HouseLoop school ratings
- John W. Luff Elementary School6
- Bridger Middle School7
- Truman High School4
Price & tax history
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Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 422 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,500 and go under contract in a median of 20 days. This home is priced $66,500 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,899 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Listed by Realty Professionals Heartland
Listed November 07, 2026 08:16 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650844
HouseLoop last checked:
Listing updated:
$289,000
1106 W 35th Terrace, Independence, MO 64055
HouseLoop user activity
HouseLoop last checked:
About this home
A HOME WITH ROOM FOR EVERYONE AND SEPARATE LIVING QUARTERS! This unique property offers flexibility, convenience, and TWO DRIVEWAYS! The circular driveway in front provides easy access to the main level, while a second driveway leads to the rear of the property, providing convenient access to the completely finished…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1106 W 35th Terrace, Independence, MO 64055 identified ranch-style home, finished basement, tall ceilings, fireplace, deck and open floor plan, plus 46 more features. The home is an active 4-bedroom, 3-bath, 2,074-square-foot single family residence listed for $289,000, MLS #2650844.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Finished basement
- Open floor plan
- Quartz counters
- Stainless steel appliances
- Wood kitchen cabinets
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- White countertops
- Flat-panel cabinets
- Brushed nickel hardware
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Home office
- Statement lighting
- Open-riser staircase
- Ceiling beams
- Brick fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Staircase
- Wood stair railing
- Walk-in closet
- Carpet
- Walk-in shower
- Tiled shower
- Double vanity
- Gray vanity
- Renovated bathrooms
- Tub and shower combo
- Deck
- Big backyard
- Mature trees
- Fire pit
- Screened porch
- Covered patio
- Driveway
- Gray roof
- Asphalt shingle roof
- Brown exterior
- Concrete driveway
- Wood deck
- Concrete patio
- Flat lot
- Ranch-style home
- Hardwood floors
- Shiplap / paneling
- White trim
- Beige walls
See this home in person
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HouseLoop Mortgage Calculator
$2,075
Offer Insights
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$280,330 – $285,821
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Primary Bedroom
- Level: First
- Dimensions: 12 × 13
Bedroom 2
- Level: First
- Dimensions: 11 × 11
Bedroom 3
- Level: First
- Dimensions: 12 × 11
Bedroom 4
- Level: Basement
- Dimensions: 13 × 9
Bathroom 2
- Level: First
Bathroom 3
- Level: First
Great Room
- Level: First
- Dimensions: 19 × 13
Kitchen
- Level: First
- Dimensions: 25 × 7
Dining Room
- Level: First
- Dimensions: 13 × 11
Bathroom 1
- Level: Basement
Heating
- Heating: Forced Air, Zoned
Cooling
- Cooling: Electric
Appliances
- Included: Cooktop, Dishwasher, Refrigerator
- Laundry: In Basement
Features
- Features: In-Law Floorplan
- Flooring: Carpet
- Basement: Finished, Full, Sump Pump, Walk-Out Access
- Fireplace features: Basement, Great Room
- Other rooms: Sun Room
Interior area
- Finished area above ground: 1,574 sqft
- Finished area below ground: 500 sqft
- Total interior livable area: 2,074 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement, Garage Faces Side
Lot
- Size: 0.84 Acres
- Features: Acreage
- Patio & porch: Deck, Screened
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1960
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Acreage
Layout
- Basement
- Finished Basement
- Walk-out Basement
- In-law Suite
- Sunroom
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6John W. Luff Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- Elementary: Luff
- Middle: Bridger
- High: Truman
Price history
Tax
- Annual tax amount: $3,000 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,053 | $42,715 |
| 2024 | $3,130 | $45,172 |
| 2023 | $3,058 | $45,172 |
| 2022 | $2,386 | $32,300 |
| 2021 | $2,385 | $32,300 |
| 2020 | $2,139 | $28,151 |
| 2019 | $2,105 | $28,151 |
| 2018 | $2,105 | $26,700 |
| 2017 | $2,152 | $26,700 |
| 2016 | $2,056 | $26,032 |
| 2014 | $1,960 | $25,273 |
| 2013 | $1,948 | $25,273 |
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 422 homes for sale in Independence, with 157 under contract. Homes here sell for a median of $222,500 and go under contract in a median of 20 days. This home is priced $66,500 above the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,899 homes for sale. Nearby Kansas City runs a higher median at $299,900; Sugar Creek is lower at $155,000.
Common questions about this home
How do I schedule a tour of 1106 W 35th Terrace?
1106 W 35th Terrace is open for tours now. It is a 4 bed, 3 bath, 2,074 sqft home listed at $289,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 1106 W 35th Terrace?
It is a 4 bed, 3 bath, 2,074 sqft home listed at $289,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Independence in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 1106 W 35th Terrace?
Not yet. 1106 W 35th Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
How many homes are for sale near 1106 W 35th Terrace?
121 homes are currently for sale in 64055. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64055 neighborhood like?
1106 W 35th Terrace sits in 64055. The median list here is $242,450, versus $224,900 across Independence, MO. Homes in 64055 go under contract in a median of 21 days, slower than Independence, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64055 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 1106 W 35th Terrace?
About $1,640 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $3,053 tax bill and mortgage insurance folded in it lands near $2,070. Median sold price in 64055 is $240,000 — this $289,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 1106 W 35th Terrace?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64055, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 1106 W 35th Terrace?
Yes. 1106 W 35th Terrace was listed on November 7, 2026. Sellers in 64055 accepted about 1% under list on average over the last 12 months across 474 sales. Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 1106 W 35th Terrace?
Sellers in 64055 accepted 99% of list over the last 12 months across 474 sales, median $240,000. Near $280,330 – $285,821 on this $289,000 list. The median home here took 21 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 1106 W 35th Terrace?
Making an offer on 1106 W 35th Terrace means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 1106 W 35th Terrace?
$139 per square foot ($289,000 over 2,074 sqft). Homes sold in 64055 over the same window went for a median of $146 per square foot. This home is priced a bit below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 1106 W 35th Terrace been on the market?
Listed on November 7, 2026. Homes in 64055 typically go under contract in 21 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 1106 W 35th Terrace built?
1106 W 35th Terrace was built in 1960. It is about 66 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 1106 W 35th Terrace have?
1106 W 35th Terrace is a home with 4 bedrooms and 3 bathrooms across 2,074 square feet. On a 0.84 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 1106 W 35th Terrace?
0.84 acres (about 36,590 square feet), per the county record for 1106 W 35th Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence. Tap Ask a question to find out what's allowed.
Does 1106 W 35th Terrace have a garage, a basement, air conditioning?
1106 W 35th Terrace has a 2-car garage and a finished, full, sump pump, walk-out access basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 1106 W 35th Terrace?
Carpet, per the MLS record for 1106 W 35th Terrace. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Independence tend to prefer. Tap Tour this home to see it yourself.
What schools serve 1106 W 35th Terrace?
John W. Luff Elementary School (6/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64055 a buyer's or a seller's market right now?
64055 is currently a seller's market (below-balanced inventory), with about 3.1 months of supply. Homes there go under contract in a median of 21 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 1106 W 35th Terrace. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 1106 W 35th Terrace?
Public records show about $3,053 a year (1.1% of the list price) for 1106 W 35th Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 1106 W 35th Terrace?
No HOA is listed for 1106 W 35th Terrace, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 1106 W 35th Terrace still for sale?
Yes — 1106 W 35th Terrace is active as of November 7, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 1106 W 35th Terrace with someone?
Yes. Tap the share icon on this page to send 1106 W 35th Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 1106 W 35th Terrace to get a text the moment its price or status changes. Search Independence on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 1106 W 35th Terrace?
Yes. Ask her anything about 1106 W 35th Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Independence. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 08, 2026 02:48 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Realty Professionals Heartland
Listed November 07, 2026 08:16 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650844
HouseLoop last checked:
Listing updated: