Homes Under $500K for Sale in Clay County, MO

627 homes fit this search · Sorted by Newest Listed

About Homes Under $500K in Clay County, MO

Clay County, MO has 627 homes under $500k for sale right now, with a median list price of $310,000. These homes under $500k were built between 1837 and 2026. Most are between 1,104 and 2,913 square feet.

502 193rd Street, Smithville, MO502 193rd Street, Smithville, MO: listing photo 2502 193rd Street, Smithville, MO: listing photo 3
33 photos
Price Cut · $7K
$332,50023d active
3beds|3baths|1,708sqft|House for sale
502 193rd St, Smithville, MO
406 Buck Court, Kearney, MO406 Buck Court, Kearney, MO: listing photo 2406 Buck Court, Kearney, MO: listing photo 3
47 photos
3-car garage
$485,00023d active
4beds|2.5baths|2,405sqft|House for sale
406 Buck Ct, Kearney, MO
1001 NE 46th Terrace, Kansas City, MO1001 NE 46th Terrace, Kansas City, MO: listing photo 21001 NE 46th Terrace, Kansas City, MO: listing photo 3
42 photos
Open Sat 11 AM to 1 PM
$340,00023d active
5beds|2.5baths|2,931sqft|House for sale
1001 NE 46th Ter, Kansas City, MO
14615 Derby Road, Smithville, MO14615 Derby Road, Smithville, MO: listing photo 214615 Derby Road, Smithville, MO: listing photo 3
70 photos
Open Sat 3 to 5 PM
$459,00023d active
4beds|3baths|3,100sqft|House for sale
14615 Derby Rd, Smithville, MO
5511 NE 50th Street, Kansas City, MO5511 NE 50th Street, Kansas City, MO: listing photo 25511 NE 50th Street, Kansas City, MO: listing photo 3
30 photos
Fireplace
$235,00023d active
3beds|1.5baths|1,567sqft|House for sale
5511 NE 50th St, Kansas City, MO
5418 NE 59th Street, Kansas City, MO5418 NE 59th Street, Kansas City, MO: listing photo 25418 NE 59th Street, Kansas City, MO: listing photo 3
37 photos
Single-story
$229,00023d active
3beds|2baths|1,320sqft|House for sale
5418 NE 59th St, Kansas City, MO
807 NW 70th Street, Kansas City, MO807 NW 70th Street, Kansas City, MO: listing photo 2807 NW 70th Street, Kansas City, MO: listing photo 3
39 photos
Open Sat 11 AM to 2 PM
$319,00024d active
3beds|2.5baths|2,174sqft|House for sale
807 NW 70th St, Kansas City, MO
514 Benton Avenue, Excelsior Springs, MO514 Benton Avenue, Excelsior Springs, MO: listing photo 2514 Benton Avenue, Excelsior Springs, MO: listing photo 3
15 photos
24 days
$159,00024d active
2,656sqft|House for sale
514 Benton Ave, Excelsior Springs, MO

Last updated

① Clay County itself — the place you are on

Homes by price in Clay County

Price rangeFor sale
Under $200,000For sale136
Under $300,000For sale297
Under $400,000For sale487
Under $500,000For sale626
How we compute these
For sale.
Homes listed as active right now. A live count, not a monthly average.
③ Nearby cities — two steps out

Search homes in Clay County

CityMarket (Market type is set by months of supply — how long it would take to sell every home for sale at the current pace. Under ~4 months favors sellers (low inventory, faster sales, homes near or above asking); over ~6 favors buyers (more choice, more negotiating room). 4–6 is balanced.)Months supplyMedian listSell-to-listDays to contractFor saleComing soonUnder contract
Kansas CitySeller's3.9 moMedian$259,95099%21d2,17993758
LibertySeller's2.7 moMedian$400,00098%25d107841
GladstoneSeller's2.3 moMedian$264,95097%15d56524
KearneyBalanced4.4 moMedian$499,00098%24d107429
SmithvilleSeller's4 moMedian$335,75097%22d83121
How we compute these
Market.
Market type is set by months of supply — how long it would take to sell every home for sale at the current pace. Under ~4 months favors sellers (low inventory, faster sales, homes near or above asking); over ~6 favors buyers (more choice, more negotiating room). 4–6 is balanced.
Months supply.
How many months it would take to sell every home now for sale at the pace of the last 90 days: homes for sale ÷ (closings in the last 90 days ÷ 3).
Median list.
The middle asking price among the homes for sale right now. Half are listed above it, half below.
Days to contract.
The middle number of days between a home being listed and going under contract, over the last 90 days of closings. It is not days-to-close, and it is not how long today's listings have been sitting. Newly built homes are excluded, because a build finishing is not a market moving.
For sale.
Homes listed as active right now. A live count, not a monthly average.
Coming soon.
Homes announced but not yet accepting showings. A live count.
Under contract.
Homes with an accepted contract that have not closed yet. A live count.

Homes Under $500K FAQs Clay County, MO

How many homes under $500k are for sale in Clay County, MO?

There are currently 627 homes under $500k for sale in Clay County, MO on HouseLoop, as of Nov 6, 2026, from Heartland MLS.

What is the median list price of homes under $500k in Clay County, MO?

The median list price of homes under $500k for sale in Clay County, MO is $310,000, or about $174 per square foot, as of Nov 6, 2026.