14615 Derby Road, Smithville, MO 64089
$459,000
14615 Derby Road, Smithville, MO 64089
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Est. payment
$3,169/mo
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Where it’s at
Nearby schools
Smithville · HouseLoop school ratings
- Horizon Elementary School10
- Smithville Middle School7
- Smithville High School9
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 83 homes for sale in Smithville, with 22 under contract. Homes here sell for a median of $369,950 and go under contract in a median of 24 days. This home is priced $89,050 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 903 homes for sale. Nearby Kearney runs a higher median at $424,950; Kansas City is lower at $299,000 with more inventory.
Listed by ReeceNichols-KCN
Listed October 14, 2026 03:33 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2647218
HouseLoop last checked:
Listing updated:
About this home
Welcome to this Custom built home in 2003 with Gabled rooflines and impeccabilty of this multi-level Smithville home on Derby Rd. Wood siding, a digital sprinkler system, and integrated solar panels define the outer structure, which is complemented by a freshly stained deck. Practical exterior features include a whole home generator, Renewal by Anderson windows, and a driveway leading to a multi-car garage, featuring an extra deep 3rd car garage, an oversized garage door, garage door opener, and dedicated HVAC in all 3 garages. Fresh paint and new carpet establish a warm and inviting atmosphere throughout this single-family residence. The entry leads to a living room featuring high vaulted ceilings and a fireplace, with ceiling fans installed to provide comfort. A security system is integrated into the home, which features three bedrooms and three full bathrooms across the living space, situated on a 0.22-acre lot. The kitchen is equipped with appliances including a dishwasher, disposal, hood/fan, microwave, wine rack, and electric range/oven. Main-level accommodations also include laundry facilities and walk-in closets. A versatile bonus room provides flexible space suitable for an office, a craft room, or a non-conforming fifth bedroom. The lower walk-out level expands the living space with a great room, an additional bedroom, and a full bathroom. A lower sub-level offers dedicated space for storage, projects, or recreational activities. This Smithville property offers an opportunity to experience a functional multi-level layout. Schedule a tour today to view this home.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 14615 Derby Road, Smithville, MO 64089 identified mature trees, attached garage, brown roof, asphalt shingle roof, beige exterior and concrete driveway, plus 4 more features. The home is a coming-soon 4-bedroom, 3-bath, 3,100-square-foot single family residence listed for $459,000, MLS #2647218.
Key HouseLoop Vision features
- Mature trees
- Brown roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Flat lot
- Light neutral exterior
- Exterior shutters
- Attached garage
- 3-car garage
Where HouseLoop Vision saw them
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Primary Bedroom
- Level: Upper
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Lower
Bonus Room
- Level: Upper
Heating
- Heating: Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Microwave, Electric Range
- Laundry: Bedroom Level
Features
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Flooring: Wood
- Basement: Full
- Fireplace features: Gas Starter, Living Room, Wood Burning
- Other rooms: Family Room, Office, Sitting Room, Workshop
Interior area
- Finished area above ground: 2,540 sqft
- Finished area below ground: 560 sqft
- Total interior livable area: 3,100 sqft
Property
Parking
- Total spaces: 3
- Parking features: Built-In, Garage Faces Front
Lot
- Size: 0.22 Acres
- Features: City Lot
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 2003
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
Interior
- Hardwood Floors
Layout
- Basement
- Home Office
- Bonus Room
- Workshop
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
Community
- Trails
Financial & listing details
- Annual tax amount: $4,038 / yr
Amenities
- Trail(s)
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $4,038 | $65,440 |
| 2024 | $4,100 | $56,790 |
| 2023 | $3,922 | $56,790 |
| 2022 | $3,457 | $48,220 |
| 2021 | $3,482 | $48,220 |
| 2020 | $3,476 | $47,800 |
| 2019 | $3,476 | $47,800 |
| 2018 | $3,501 | $42,160 |
| 2017 | $2,824 | $42,160 |
| 2016 | $2,824 | $42,160 |
| 2015 | $2,824 | $42,160 |
| 2014 | $2,801 | $38,680 |
$459,000
14615 Derby Road, Smithville, MO 64089
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome to this Custom built home in 2003 with Gabled rooflines and impeccabilty of this multi-level Smithville home on Derby Rd. Wood siding, a digital sprinkler system, and integrated solar panels define the outer structure, which is complemented by a freshly stained deck. Practical exterior features include a whole…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 14615 Derby Road, Smithville, MO 64089 identified mature trees, attached garage, brown roof, asphalt shingle roof, beige exterior and concrete driveway, plus 4 more features. The home is a coming-soon 4-bedroom, 3-bath, 3,100-square-foot single family residence listed for $459,000, MLS #2647218.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Mature trees
- Brown roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Flat lot
- Light neutral exterior
- Exterior shutters
- Attached garage
- 3-car garage
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$3,169
Offer Insights
Choose an offer strength
$445,230 – $453,951
Estimated Sales Range
HouseLoop Home Value History
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Primary Bedroom
- Level: Upper
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Lower
Bonus Room
- Level: Upper
Heating
- Heating: Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Microwave, Electric Range
- Laundry: Bedroom Level
Features
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Flooring: Wood
- Basement: Full
- Fireplace features: Gas Starter, Living Room, Wood Burning
- Other rooms: Family Room, Office, Sitting Room, Workshop
Interior area
- Finished area above ground: 2,540 sqft
- Finished area below ground: 560 sqft
- Total interior livable area: 3,100 sqft
Property
Parking
- Total spaces: 3
- Parking features: Built-In, Garage Faces Front
Lot
- Size: 0.22 Acres
- Features: City Lot
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 2003
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
Interior
- Hardwood Floors
Layout
- Basement
- Home Office
- Bonus Room
- Workshop
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
Community
- Trails
HOA and Amenities
Amenities
- Trail(s)
Nearby schools
GreatSchools rating
- 10Horizon Elementary School
- 7Smithville Middle School
- 9Smithville High School
Schools provided by the listing agent
- District: Smithville
- Elementary: Smithville
- Middle: Smithville
- High: Smithville
Price history
Tax
- Annual tax amount: $4,038 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $4,038 | $65,440 |
| 2024 | $4,100 | $56,790 |
| 2023 | $3,922 | $56,790 |
| 2022 | $3,457 | $48,220 |
| 2021 | $3,482 | $48,220 |
| 2020 | $3,476 | $47,800 |
| 2019 | $3,476 | $47,800 |
| 2018 | $3,501 | $42,160 |
| 2017 | $2,824 | $42,160 |
| 2016 | $2,824 | $42,160 |
| 2015 | $2,824 | $42,160 |
| 2014 | $2,801 | $38,680 |
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 83 homes for sale in Smithville, with 22 under contract. Homes here sell for a median of $369,950 and go under contract in a median of 24 days. This home is priced $89,050 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 903 homes for sale. Nearby Kearney runs a higher median at $424,950; Kansas City is lower at $299,000 with more inventory.
Frequently asked questions about 14615 Derby Road
How do I schedule a tour of 14615 Derby Road?
14615 Derby Road is coming soon, and tours start November 5, 2026. It is a 4 bed, 3 bath, 3,100 sqft home listed at $459,000.
Tap Tour this home to hold up to three times before you pick one — HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 14615 Derby Road?
It is a 4 bed, 3 bath, 3,100 sqft home listed at $459,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Smithville in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 14615 Derby Road?
Not yet — 14615 Derby Road doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
What is the 64089 neighborhood like?
14615 Derby Road sits in 64089. The median list here is $329,900, versus $329,900 across Smithville, MO. Homes in 64089 go under contract in a median of 24 days, about the same pace as Smithville, MO as a whole.
A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64089 compares to nearby zips, or tap Tour this home to see the block for yourself.
How much is the monthly payment for 14615 Derby Road?
About $2,610 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $4,038 tax bill and mortgage insurance folded in it lands near $3,170. Median sold price in Hills Of Shannon is $355,000 — this $459,000 list is above it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 14615 Derby Road?
Tap Get pre-approved. We send your request to the one local lender you pick, and that lender answers you from their own phone number and email. It is a soft credit check only.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in Hills Of Shannon, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 14615 Derby Road?
Yes. 14615 Derby Road was listed on October 13, 2026. Sellers in Hills Of Shannon accepted about 1% under list on average over the last 12 months across 18 sales.
Your HouseLoop agent writes the offer with the recent sales in Smithville sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 14615 Derby Road?
Sellers in Hills Of Shannon accepted 99% of list over the last 12 months across 18 sales, median $355,000, near $445,230 – $453,951 on this $459,000 list. The median home here took 15 days to go under contract, so most sellers aren't fielding three offers on day one.
See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 14615 Derby Road?
Making an offer on 14615 Derby Road means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 14615 Derby Road?
$148 per square foot ($459,000 over 3,100 sqft). Homes sold in Smithville, MO over the same window went for a median of $189 per square foot, so this home is priced well below that per-square-foot median.
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 14615 Derby Road been on the market?
Listed on October 13, 2026. Homes in Hills Of Shannon typically go under contract in 15 days.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 14615 Derby Road built?
14615 Derby Road was built in 2003, so it is about 23 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 14615 Derby Road have?
14615 Derby Road is a home with 4 bedrooms and 3 bathrooms across 3,100 square feet, on a 0.22 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 14615 Derby Road?
0.22 acres (about 9,583 square feet), per the county record for 14615 Derby Road.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Smithville, or tap Ask a question to find out what's allowed.
Does 14615 Derby Road have a garage, a basement, air conditioning?
14615 Derby Road has a 3-car garage and a full basement, and electric and heat pump cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What are the floors made of in 14615 Derby Road?
Wood, per the MLS record for 14615 Derby Road.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Smithville tend to prefer, or tap Tour this home to see it yourself.
What schools serve 14615 Derby Road?
Horizon Elementary School (10/10), Smithville Middle School (7/10), Smithville High School (9/10) in the Smithville district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 14615 Derby Road?
Public records show about $4,038 a year (0.9% of the list price) for 14615 Derby Road. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 14615 Derby Road?
No HOA is listed for 14615 Derby Road, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 14615 Derby Road still for sale?
14615 Derby Road is coming soon and will be active on the market on November 5, 2026 — you can see it, and start planning around it, before most buyers even know it exists.
Tap Tour this home to reserve your spot for opening day, or tap ♥ to save it and HouseLoop will let you know the moment it goes live so you're never a day behind.
Can I share 14615 Derby Road with someone?
Yes — tap the share icon on this page to send 14615 Derby Road by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Smithville market?
Tap ♥ on 14615 Derby Road to get a text the moment its price or status changes, or search Smithville on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 14615 Derby Road?
Yes — ask her anything about 14615 Derby Road right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Smithville.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 19, 2026 04:13 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by ReeceNichols-KCN
Listed October 14, 2026 03:33 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2647218
HouseLoop last checked:
Listing updated: