Homes Under $500K for Sale in Clay County, MO

626 homes fit this search · Sorted by Newest Listed

About Homes Under $500K in Clay County, MO

Clay County, MO has 626 homes under $500k for sale right now, with a median list price of $310,000. These homes under $500k were built between 1837 and 2026. Most are between 1,104 and 2,913 square feet.

1718 Aspen Lane, Excelsior Springs, MO1718 Aspen Lane, Excelsior Springs, MO: listing photo 21718 Aspen Lane, Excelsior Springs, MO: listing photo 3
38 photos
Pantry
$369,90014d active
4beds|2.5baths|3,216sqft|House for sale
1718 Aspen Ln, Excelsior Springs, MO
190 4th Street, Holt, MO190 4th Street, Holt, MO: listing photo 2190 4th Street, Holt, MO: listing photo 3
31 photos
Kitchen island
$369,90014d active
3beds|3baths|1,750sqft|House for sale
190 4th St, Holt, MO
495 Main Street, Holt, MO495 Main Street, Holt, MO: listing photo 2495 Main Street, Holt, MO: listing photo 3
42 photos
Painted cabinets
$455,00014d active
4beds|2baths|2,150sqft|House for sale
495 Main St, Holt, MO
8623 N Richmond Avenue, Kansas City, MO8623 N Richmond Avenue, Kansas City, MO: listing photo 28623 N Richmond Avenue, Kansas City, MO: listing photo 3
45 photos
3-car garage
$499,90015d active
3beds|2.5baths|2,538sqft|House for sale
8623 N Richmond Ave, Kansas City, MO
2216 NE 39th Terrace, Kansas City, MO2216 NE 39th Terrace, Kansas City, MO: listing photo 22216 NE 39th Terrace, Kansas City, MO: listing photo 3
26 photos
Single-story
$199,90015d active
3beds|1baths|1,656sqft|House for sale
2216 NE 39th Ter, Kansas City, MO
908 NE 44th Terrace, Kansas City, MO908 NE 44th Terrace, Kansas City, MO: listing photo 2908 NE 44th Terrace, Kansas City, MO: listing photo 3
20 photos
Single-story
$229,00015d active
3beds|2baths|1,120sqft|House for sale
908 NE 44th Ter, Kansas City, MO
5708 NE 50th Street, Kansas City, MO5708 NE 50th Street, Kansas City, MO: listing photo 25708 NE 50th Street, Kansas City, MO: listing photo 3
31 photos
Single-story
$200,00015d active
2beds|1.5baths|1,400sqft|House for sale
5708 NE 50th St, Kansas City, MO
806 Howard Lane, Liberty, MO806 Howard Lane, Liberty, MO: listing photo 2806 Howard Lane, Liberty, MO: listing photo 3
31 photos
Single-story
$365,00015d active
4beds|3baths|2,263sqft|House for sale
806 Howard Ln, Liberty, MO

Last updated

① Clay County itself — the place you are on

Homes by price in Clay County

Price rangeFor sale
Under $200,000For sale136
Under $300,000For sale297
Under $400,000For sale487
Under $500,000For sale626
How we compute these
For sale.
Homes listed as active right now. A live count, not a monthly average.
③ Nearby cities — two steps out

Search homes in Clay County

CityMarket (Market type is set by months of supply — how long it would take to sell every home for sale at the current pace. Under ~4 months favors sellers (low inventory, faster sales, homes near or above asking); over ~6 favors buyers (more choice, more negotiating room). 4–6 is balanced.)Months supplyMedian listSell-to-listDays to contractFor saleComing soonUnder contract
Kansas CitySeller's3.9 moMedian$259,95099%21d2,17993758
LibertySeller's2.7 moMedian$400,00098%25d107841
GladstoneSeller's2.3 moMedian$264,95097%15d56524
KearneyBalanced4.4 moMedian$499,00098%24d107429
SmithvilleSeller's4 moMedian$335,75097%22d83121
How we compute these
Market.
Market type is set by months of supply — how long it would take to sell every home for sale at the current pace. Under ~4 months favors sellers (low inventory, faster sales, homes near or above asking); over ~6 favors buyers (more choice, more negotiating room). 4–6 is balanced.
Months supply.
How many months it would take to sell every home now for sale at the pace of the last 90 days: homes for sale ÷ (closings in the last 90 days ÷ 3).
Median list.
The middle asking price among the homes for sale right now. Half are listed above it, half below.
Days to contract.
The middle number of days between a home being listed and going under contract, over the last 90 days of closings. It is not days-to-close, and it is not how long today's listings have been sitting. Newly built homes are excluded, because a build finishing is not a market moving.
For sale.
Homes listed as active right now. A live count, not a monthly average.
Coming soon.
Homes announced but not yet accepting showings. A live count.
Under contract.
Homes with an accepted contract that have not closed yet. A live count.

Homes Under $500K FAQs Clay County, MO

How many homes under $500k are for sale in Clay County, MO?

There are currently 626 homes under $500k for sale in Clay County, MO on HouseLoop, as of Nov 6, 2026, from Heartland MLS.

What is the median list price of homes under $500k in Clay County, MO?

The median list price of homes under $500k for sale in Clay County, MO is $310,000, or about $174 per square foot, as of Nov 6, 2026.