644 E 74th Terrace is a 3-bed, 2.5-bath, 2,109 sq ft home in Rockhill Gardens, Kansas City, MO, listed at $399,950 on August 19, 2026. HouseLoop Vision saw brick exterior, colonial style and covered front porch in its 40 listing photos (as of November 7, 2026).
$399,950
Under Contract644 E 74th Terrace, Kansas City, MO 64131
About this home
SO MUCH SPACE IN ROCKHILL GARDENS! This home boasts a flexible floor plan with multiple bonus areas at an AFFORDABLE PRICE! Fresh interior paint and newly refinished hardwood floors throughout give this one a fresh feel from the moment you walk inside. Formal living room, formal dining room, plus an extra BONUS room that works perfectly as a den, office or playroom. Updated kitchen with granite countertops, stainless steel appliances, a pantry and an adjacent breakfast nook. All 3 bedrooms are nicely sized and located on the 2nd floor. The primary bedroom features a new ensuite full bathroom and walks out to a spacious martini deck. Downstairs, the finished lower level gives you even more options — use it as a 4th bedroom, rec room, workout space or a little of everything. The 2-car garage is attached by a breezeway and boasts a RARE expandable attic above it! Major updates include a roof approximately 2 years old and HVAC + water heater approximately 1 year old. Lots of space, lots of possibilities and a great Rockhill Gardens location.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 644 E 74th Terrace, Kansas City, MO 64131 identified brick exterior, colonial style, covered front porch, finished basement, fireplace and main-floor primary bedroom, plus 33 more features. The home is an under-contract 3-bedroom, 2.5-bath, 2,109-square-foot single family residence listed for $399,950, MLS #2637639.
Key HouseLoop Vision features
- Home office
- Granite counters
- Wainscoting or board and batten
- Walk-in pantry
- Stainless steel appliances
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Mosaic tile backsplash
- Gray countertops
- Raised-panel cabinets
- Finished basement
- Fireplace
- Wall of windows
- Recessed lighting
- Staircase
- Wood stair railing
- Plaster fireplace
- Main-floor primary bedroom
- Bedroom sitting area
- White vanity
- Brick exterior
- Covered front porch
- Big backyard
- Mature trees
- Concrete driveway
- Flat lot
- Gray roof
- Asphalt shingle roof
- Red brick exterior
- Colonial style
- Hardwood floors
- Shiplap / paneling
- White trim
- Attached garage
- Brushed nickel hardware
- Greige walls
- Wainscoting
- Primary sitting area
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 20 × 13
Bedroom 2
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
- Dimensions: 14 × 10
Bedroom 3
- Features: Walk-In Closet(s)
- Level: Second
- Dimensions: 12 × 11
Living Room
- Level: First
- Dimensions: 20 × 12
Kitchen
- Features: ceiling fan(s), pantry
- Level: First
- Dimensions: 11 × 10
Breakfast Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 8 × 8
Dining Room
- Level: First
- Dimensions: 12 × 11
Recreation Room
- Features: ceiling fan(s), walk-in closet(s)
- Level: Basement
- Dimensions: 19 × 10
Sun Room
- Level: First
- Dimensions: 14 × 9
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Disposal, Built-In Oven, Electric Range
- Laundry: Lower Level
Features
- Features: Ceiling Fan(s), Expandable Attic, Pantry, Walk-In Closet(s)
- Flooring: Tile, Wood
- Basement: Finished, Full, Stone/Rock
- Fireplace features: Basement, Family Room
- Other rooms: Balcony/Loft, Breakfast Room, Den/Study, Formal Living Room, Recreation Room
Interior area
- Finished area above ground: 1,934 sqft
- Finished area below ground: 175 sqft
- Total interior livable area: 2,109 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.21 Acres
- Features: City Lot, Corner Lot, Many Trees
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar
Condition
- Year built: 1935
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Mature Trees
- Corner Lot
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
- Tile Floors
Layout
- Basement
- Finished Basement
- Bonus Room
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $1,575 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,880 | $70,104 |
| 2024 | $6,129 | $77,655 |
| 2023 | $6,071 | $77,655 |
| 2022 | $4,360 | $53,010 |
| 2021 | $4,346 | $53,010 |
| 2020 | $3,840 | $46,262 |
| 2019 | $3,760 | $46,262 |
| 2018 | $3,760 | $40,263 |
| 2017 | $3,340 | $40,263 |
| 2016 | $2,881 | $36,073 |
| 2014 | $2,842 | $35,366 |
| 2013 | $2,833 | $35,366 |
Your payment
Est. payment
$2,971/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Kansas City Mo · HouseLoop school ratings
- Hale Cook Elementary8
- Central Middle School2
- SOUTHEAST High School1
Price & tax history
Myli is ready to help
Myli, your HouseLoop guide
Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,086 homes for sale in Kansas City, with 756 under contract. Homes here sell for a median of $299,999 and go under contract in a median of 21 days. This home is priced $99,951 above the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,942 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,200.
Listed by ReeceNichols - Country Club Plaza
Listed August 19, 2026 11:34 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2637639
HouseLoop last checked:
Listing updated:
This home is under contract — it has an accepted offer.
$399,950
Under Contract644 E 74th Terrace, Kansas City, MO 64131
HouseLoop user activity
HouseLoop last checked:
About this home
SO MUCH SPACE IN ROCKHILL GARDENS! This home boasts a flexible floor plan with multiple bonus areas at an AFFORDABLE PRICE! Fresh interior paint and newly refinished hardwood floors throughout give this one a fresh feel from the moment you walk inside. Formal living room, formal dining room, plus an extra BONUS room…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 644 E 74th Terrace, Kansas City, MO 64131 identified brick exterior, colonial style, covered front porch, finished basement, fireplace and main-floor primary bedroom, plus 33 more features. The home is an under-contract 3-bedroom, 2.5-bath, 2,109-square-foot single family residence listed for $399,950, MLS #2637639.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Home office
- Granite counters
- Wainscoting or board and batten
- Walk-in pantry
- Stainless steel appliances
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Mosaic tile backsplash
- Gray countertops
- Raised-panel cabinets
- Finished basement
- Fireplace
- Wall of windows
- Recessed lighting
- Staircase
- Wood stair railing
- Plaster fireplace
- Main-floor primary bedroom
- Bedroom sitting area
- White vanity
- Brick exterior
- Covered front porch
- Big backyard
- Mature trees
- Concrete driveway
- Flat lot
- Gray roof
- Asphalt shingle roof
- Red brick exterior
- Colonial style
- Hardwood floors
- Shiplap / paneling
- White trim
- Attached garage
- Brushed nickel hardware
- Greige walls
- Wainscoting
- Primary sitting area
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
Pick a date
Pick a time
Checking tour times…
HouseLoop Mortgage Calculator
$2,971
Offer Insights
Choose an offer strength
$391,951 – $399,550
Estimated Sales Range
HouseLoop Home Value History
Already own a home?
What's your home worth?
Enter your address and I'll build your free report.
- Estimated value
- Estimated sales range
- Homes sold near you
No obligation · 100% free · 60 seconds or less
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 20 × 13
Bedroom 2
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
- Dimensions: 14 × 10
Bedroom 3
- Features: Walk-In Closet(s)
- Level: Second
- Dimensions: 12 × 11
Living Room
- Level: First
- Dimensions: 20 × 12
Kitchen
- Features: ceiling fan(s), pantry
- Level: First
- Dimensions: 11 × 10
Breakfast Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 8 × 8
Dining Room
- Level: First
- Dimensions: 12 × 11
Recreation Room
- Features: ceiling fan(s), walk-in closet(s)
- Level: Basement
- Dimensions: 19 × 10
Sun Room
- Level: First
- Dimensions: 14 × 9
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Disposal, Built-In Oven, Electric Range
- Laundry: Lower Level
Features
- Features: Ceiling Fan(s), Expandable Attic, Pantry, Walk-In Closet(s)
- Flooring: Tile, Wood
- Basement: Finished, Full, Stone/Rock
- Fireplace features: Basement, Family Room
- Other rooms: Balcony/Loft, Breakfast Room, Den/Study, Formal Living Room, Recreation Room
Interior area
- Finished area above ground: 1,934 sqft
- Finished area below ground: 175 sqft
- Total interior livable area: 2,109 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.21 Acres
- Features: City Lot, Corner Lot, Many Trees
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar
Condition
- Year built: 1935
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Mature Trees
- Corner Lot
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
- Tile Floors
Layout
- Basement
- Finished Basement
- Bonus Room
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Hale Cook Elementary
- 2Central Middle School
- 1SOUTHEAST High School
Schools provided by the listing agent
- District: Kansas City Mo
- Elementary: Kansas City
- Middle: Kansas City
- High: Kansas City
Price history
Tax
- Annual tax amount: $1,575 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,880 | $70,104 |
| 2024 | $6,129 | $77,655 |
| 2023 | $6,071 | $77,655 |
| 2022 | $4,360 | $53,010 |
| 2021 | $4,346 | $53,010 |
| 2020 | $3,840 | $46,262 |
| 2019 | $3,760 | $46,262 |
| 2018 | $3,760 | $40,263 |
| 2017 | $3,340 | $40,263 |
| 2016 | $2,881 | $36,073 |
| 2014 | $2,842 | $35,366 |
| 2013 | $2,833 | $35,366 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,086 homes for sale in Kansas City, with 756 under contract. Homes here sell for a median of $299,999 and go under contract in a median of 21 days. This home is priced $99,951 above the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,942 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,200.
Common questions about this home
How do I get more information about 644 E 74th Terrace?
It is a 3 bed, 2.5 bath, 2,109 sqft home listed at $399,950. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Kansas City in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 644 E 74th Terrace?
Not yet. 644 E 74th Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available. Ask Myli to find you three more like it in Kansas City. Tap Ask a question and a HouseLoop agent will build you a fresh list.
What is the 64131 neighborhood like?
644 E 74th Terrace sits in 64131. The median list here is $219,950, versus $259,000 across Kansas City, MO. Homes in 64131 go under contract in a median of 21 days, about the same pace as Kansas City, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64131 compares to nearby zips. Tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 644 E 74th Terrace?
About $2,280 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $5,880 tax bill and mortgage insurance folded in it lands near $2,970. Median sold price in Rockhill Gardens is $400,000. This $399,950 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 644 E 74th Terrace?
$190 per square foot ($399,950 over 2,109 sqft). Homes sold in Kansas City, MO over the same window went for a median of $175 per square foot. This home is priced a bit above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
When was 644 E 74th Terrace built?
644 E 74th Terrace was built in 1935. It is about 91 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 644 E 74th Terrace have?
644 E 74th Terrace is a home with 3 bedrooms and 2.5 bathrooms across 2,109 square feet. On a 0.21 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 644 E 74th Terrace?
0.21 acres (about 9,235 square feet), per the county record for 644 E 74th Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 644 E 74th Terrace have a garage, a basement, air conditioning?
644 E 74th Terrace has a 2-car garage and a finished, full, stone/rock basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 644 E 74th Terrace?
Tile and Wood, per the MLS record for 644 E 74th Terrace. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer. Tap Ask a question for a HouseLoop agent's read on it.
What schools serve 644 E 74th Terrace?
Hale Cook Elementary (8/10), Central Middle School (2/10), SOUTHEAST High School (1/10) in the Kansas City Mo district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 644 E 74th Terrace?
Public records show about $5,880 a year (1.5% of the list price) for 644 E 74th Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 644 E 74th Terrace?
No HOA is listed for 644 E 74th Terrace, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 644 E 74th Terrace still for sale?
644 E 74th Terrace went under contract on October 17, 2026. It's off the market for now while the buyer's financing and inspections work their way through. Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and HouseLoop will let you know the moment it comes back available.
Can I share 644 E 74th Terrace with someone?
Yes. Tap the share icon on this page to send 644 E 74th Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 644 E 74th Terrace to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 644 E 74th Terrace?
Yes. Ask her anything about 644 E 74th Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 05, 2026 09:51 PM
This home's area
Popular searches in Kansas City, MO
Search nearby cities
Kansas City, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by ReeceNichols - Country Club Plaza
Listed August 19, 2026 11:34 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2637639
HouseLoop last checked:
Listing updated: