5220 Sterling Avenue is a 3-bed, 2-bath, 1,304 sq ft home in Raytown, MO, listed at $220,000 on September 24, 2026. HouseLoop Vision saw ranch-style home, fireplace and open floor plan in its 17 listing photos (as of November 7, 2026).
$220,000
5220 Sterling Avenue, Raytown, MO 64133
About this home
**CHECK THIS OUT!** Great opportunity to make this spacious Raytown home your own! Featuring beautiful wood floors, generously sized bedrooms with ample closet space, a large kitchen with separate dining area, and two brick fireplaces. Enjoy the nice-sized backyard with plenty of room for outdoor activities, gardening or relaxing. HUD-owned property, HUD Case #291-618686. Property is being sold **AS-IS**. Eligible owner-occupant purchasers using FHA-insured financing may qualify for HUD's **$100 Down Payment Program**. Property may also be purchased using cash or conventional financing. Buyer and lender to verify financing eligibility and requirements.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 5220 Sterling Avenue, Raytown, MO 64133 identified ranch-style home, fireplace, open floor plan, big backyard, fenced yard and mature trees, plus 27 more features. The home is an active 3-bedroom, 2-bath, 1,304-square-foot single family residence listed for $220,000, MLS #2643913.
Key HouseLoop Vision features
- Open floor plan
- Luxury vinyl floors
- Granite counters
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Mosaic tile backsplash
- Black stainless appliances
- Veined countertops
- Raised-panel cabinets
- Recessed lighting
- Black hardware
- White trim
- Gray walls
- Fireplace
- Brick fireplace
- Tiled shower
- Accent wall
- Big backyard
- Fenced yard
- Mature trees
- Black roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Chain-link fence
- Concrete patio
- Flat lot
- Ranch-style home
- Hardwood floors
- Exposed brick wall
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Heating
- Heating: Natural Gas
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Microwave, Electric Range, Stainless Steel Appliance(s), Water Purifier, Water Softener
- Laundry: In Bathroom, Lower Level
Features
- Features: Ceiling Fan(s), Stained Cabinets
- Flooring: Carpet, Laminate, Luxury Vinyl, Vinyl, Wood
- Basement: Finished
- Fireplace features: Family Room, Living Room
Interior area
- Finished area above ground: 1,304 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,304 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.27 Acres
- Features: City Limits
- Patio & porch: Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick Trim, Vinyl Siding
Condition
- Year built: 1968
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fenced Yard
Kitchen
- Stainless Appliances
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $3,010 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,011 | $32,415 |
| 2024 | $3,563 | $39,495 |
| 2023 | $3,539 | $39,495 |
| 2022 | $2,306 | $24,510 |
| 2021 | $2,314 | $24,510 |
| 2020 | $2,231 | $23,411 |
| 2019 | $2,219 | $23,411 |
| 2018 | $2,219 | $21,559 |
| 2017 | $2,031 | $21,559 |
| 2016 | $1,918 | $21,018 |
| 2014 | $1,879 | $20,406 |
| 2013 | $1,876 | $20,406 |
Your payment
Est. payment
$1,661/mo
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Where it’s at
Nearby schools
Raytown · HouseLoop school ratings
- Laurel Hills Elementary School6
- Raytown Middle School3
- Raytown Sr. High School2
Price & tax history
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Similar listings and the Raytown market
Look throughout Raytown, Missouri
There are currently 131 homes for sale in Raytown, with 28 under contract. Homes here sell for a median of $225,000 and go under contract in a median of 23 days. This home is priced $5,000 below the Raytown median.
Raytown sits in Jackson County, which covers 51 zip codes and 2,944 homes for sale. Nearby Kansas City runs a higher median at $299,975; Independence is lower at $222,200 with more inventory.
Listed by Realty Professionals Heartland
Listed September 24, 2026 12:08 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2643913
HouseLoop last checked:
Listing updated:
$220,000
5220 Sterling Avenue, Raytown, MO 64133
HouseLoop user activity
HouseLoop last checked:
About this home
**CHECK THIS OUT!** Great opportunity to make this spacious Raytown home your own! Featuring beautiful wood floors, generously sized bedrooms with ample closet space, a large kitchen with separate dining area, and two brick fireplaces. Enjoy the nice-sized backyard with plenty of room for outdoor activities, gardening…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 5220 Sterling Avenue, Raytown, MO 64133 identified ranch-style home, fireplace, open floor plan, big backyard, fenced yard and mature trees, plus 27 more features. The home is an active 3-bedroom, 2-bath, 1,304-square-foot single family residence listed for $220,000, MLS #2643913.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Luxury vinyl floors
- Granite counters
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Mosaic tile backsplash
- Black stainless appliances
- Veined countertops
- Raised-panel cabinets
- Recessed lighting
- Black hardware
- White trim
- Gray walls
- Fireplace
- Brick fireplace
- Tiled shower
- Accent wall
- Big backyard
- Fenced yard
- Mature trees
- Black roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Chain-link fence
- Concrete patio
- Flat lot
- Ranch-style home
- Hardwood floors
- Exposed brick wall
- Attached garage
See this home in person
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$1,661
Offer Insights
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$211,200 – $215,380
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Heating
- Heating: Natural Gas
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Microwave, Electric Range, Stainless Steel Appliance(s), Water Purifier, Water Softener
- Laundry: In Bathroom, Lower Level
Features
- Features: Ceiling Fan(s), Stained Cabinets
- Flooring: Carpet, Laminate, Luxury Vinyl, Vinyl, Wood
- Basement: Finished
- Fireplace features: Family Room, Living Room
Interior area
- Finished area above ground: 1,304 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,304 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.27 Acres
- Features: City Limits
- Patio & porch: Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick Trim, Vinyl Siding
Condition
- Year built: 1968
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fenced Yard
Kitchen
- Stainless Appliances
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6Laurel Hills Elementary School
- 3Raytown Middle School
- 2Raytown Sr. High School
Schools provided by the listing agent
- District: Raytown
- Elementary: Laurel Hills
- Middle: Raytown
- High: Raytown
Price history
Tax
- Annual tax amount: $3,010 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,011 | $32,415 |
| 2024 | $3,563 | $39,495 |
| 2023 | $3,539 | $39,495 |
| 2022 | $2,306 | $24,510 |
| 2021 | $2,314 | $24,510 |
| 2020 | $2,231 | $23,411 |
| 2019 | $2,219 | $23,411 |
| 2018 | $2,219 | $21,559 |
| 2017 | $2,031 | $21,559 |
| 2016 | $1,918 | $21,018 |
| 2014 | $1,879 | $20,406 |
| 2013 | $1,876 | $20,406 |
Similar listings and the Raytown market
Look throughout Raytown, Missouri
There are currently 131 homes for sale in Raytown, with 28 under contract. Homes here sell for a median of $225,000 and go under contract in a median of 23 days. This home is priced $5,000 below the Raytown median.
Raytown sits in Jackson County, which covers 51 zip codes and 2,944 homes for sale. Nearby Kansas City runs a higher median at $299,975; Independence is lower at $222,200 with more inventory.
Common questions about this home
How do I schedule a tour of 5220 Sterling Avenue?
5220 Sterling Avenue is open for tours now. It is a 3 bed, 2 bath, 1,304 sqft home listed at $220,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 5220 Sterling Avenue?
It is a 3 bed, 2 bath, 1,304 sqft home listed at $220,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Raytown in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 5220 Sterling Avenue?
Not yet. 5220 Sterling Avenue doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
How many homes are for sale near 5220 Sterling Avenue?
139 homes are currently for sale in 64133. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64133 neighborhood like?
5220 Sterling Avenue sits in 64133. The median list here is $227,000, versus $215,000 across Raytown, MO. Homes in 64133 go under contract in a median of 25 days, slower than Raytown, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64133 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 5220 Sterling Avenue?
About $1,250 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $3,011 tax bill and mortgage insurance folded in it lands near $1,660. Median sold price in 64133 is $225,000. This $220,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 5220 Sterling Avenue?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64133, where sellers accept 97% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 5220 Sterling Avenue?
Yes. 5220 Sterling Avenue was listed on September 24, 2026. Sellers in 64133 accepted about 3% under list on average over the last 12 months across 471 sales. Your HouseLoop agent writes the offer with the recent sales in Raytown sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 5220 Sterling Avenue?
Sellers in 64133 accepted 97% of list over the last 12 months across 471 sales, median $225,000. Near $209,000 – $213,180 on this $220,000 list. The median home here took 25 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 5220 Sterling Avenue?
Making an offer on 5220 Sterling Avenue means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 5220 Sterling Avenue?
$169 per square foot ($220,000 over 1,304 sqft). Homes sold in 64133 over the same window went for a median of $143 per square foot. This home is priced well above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 5220 Sterling Avenue been on the market?
Listed on September 24, 2026. Homes in 64133 typically go under contract in 25 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 5220 Sterling Avenue built?
5220 Sterling Avenue was built in 1968, so it is about 58 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 5220 Sterling Avenue have?
5220 Sterling Avenue is a home with 3 bedrooms and 2 bathrooms across 1,304 square feet. On a 0.27 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 5220 Sterling Avenue?
0.27 acres (about 11,840 square feet), per the county record for 5220 Sterling Avenue. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Raytown. Tap Ask a question to find out what's allowed.
Does 5220 Sterling Avenue have a garage, a basement, air conditioning?
5220 Sterling Avenue has a 2-car garage and a finished basement, and attic fan and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 5220 Sterling Avenue?
Carpet, Laminate, Luxury Vinyl, Vinyl and Wood, per the MLS record for 5220 Sterling Avenue. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Raytown tend to prefer. Tap Tour this home to see it yourself.
What schools serve 5220 Sterling Avenue?
Laurel Hills Elementary School (6/10), Raytown Middle School (3/10), Raytown Sr. High School (2/10) in the Raytown district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64133 a buyer's or a seller's market right now?
64133 is currently a seller's market (below-balanced inventory), with about 3.5 months of supply. Homes there go under contract in a median of 25 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 5220 Sterling Avenue. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 5220 Sterling Avenue?
Public records show about $3,011 a year (1.4% of the list price) for 5220 Sterling Avenue. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 5220 Sterling Avenue?
No HOA is listed for 5220 Sterling Avenue, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 5220 Sterling Avenue still for sale?
Yes — 5220 Sterling Avenue is active as of September 24, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 5220 Sterling Avenue with someone?
Yes. Tap the share icon on this page to send 5220 Sterling Avenue by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Raytown market?
Tap ♥ on 5220 Sterling Avenue to get a text the moment its price or status changes. Search Raytown on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 5220 Sterling Avenue?
Yes. Ask her anything about 5220 Sterling Avenue right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Raytown. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated September 25, 2026 04:02 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Realty Professionals Heartland
Listed September 24, 2026 12:08 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2643913
HouseLoop last checked:
Listing updated: