3814 NE 86th Terrace, Kansas City, MO 64156
$225,000
Under Contract3814 NE 86th Terrace, Kansas City, MO 64156
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Est. payment
$1,841/mo
Price & tax history
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Where it’s at
Nearby schools
North Kansas City · HouseLoop school ratings
- Northview Elementary School8
- GATEWAY 6TH GRADE CENTER7
- Staley High School9
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,150 homes for sale in Kansas City, with 813 under contract. Homes here sell for a median of $299,000 and go under contract in a median of 21 days. This home is priced $74,000 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,978 homes for sale. Nearby Lee's Summit runs a higher median at $412,000; Independence is lower at $223,500.
Listed by United Real Estate Kansas City
Listed October 08, 2026 06:01 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2645919
HouseLoop last checked:
Listing updated:
This home is under contract — it has an accepted offer.
About this home
Maintenance free 3 bedroom, 2 bath townhome in STALEY Schools! Main floor living area with corner fireplace walks out to deck. Eat in kitchen includes all stainless appliances and refrigerator stays! Spacious master bedroom features double closets, vaulted ceilings. Downstairs features mud room, storage room, laundry/utility room and additional space that can be used as another master bedroom or rec room! 2 car garage. HOA includes all exterior maintenance including roof, snow removal, play area directly across the street, neighborhood pool! Don't miss out on this well cared for property!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3814 NE 86th Terrace, Kansas City, MO 64156 identified brick exterior, covered front porch, fireplace, deck, open floor plan and tiled shower, plus 13 more features. The home is an under-contract 3-bedroom, 2-bath, 1,520-square-foot townhouse listed for $225,000, MLS #2645919.
Key HouseLoop Vision features
- Stainless steel appliances
- Wood kitchen cabinets
- Fireplace
- Open floor plan
- Tile fireplace
- Carpet
- Tiled shower
- Brick exterior
- Covered front porch
- Deck
- Concrete driveway
- Concrete patio
- Flat lot
- Brown roof
- Asphalt shingle roof
- Mixed exterior materials
- Red brick exterior
- Wood deck
- Attached garage
Where HouseLoop Vision saw them
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Primary Bedroom
- Level: First
- Dimensions: 12 × 14
Bedroom 2
- Level: Basement
- Dimensions: 11 × 11
Bedroom 3
- Level: Basement
- Dimensions: 12 × 12
Living Room
- Level: First
- Dimensions: 12 × 18
Kitchen
- Level: First
- Dimensions: 10 × 12
Dining Room
- Level: First
- Dimensions: 9 × 10
Laundry
- Level: Basement
- Dimensions: 6 × 10
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Free-Standing Electric Oven
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Vaulted Ceiling(s)
- Flooring: Carpet
- Basement: Concrete, Partial
- Fireplace features: Living Room
- Other rooms: Formal Living Room
Interior area
- Finished area above ground: 975 sqft
- Finished area below ground: 545 sqft
- Total interior livable area: 1,520 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement, Built-In, Garage Faces Rear
Lot
- Size: 0.02 Acres
- Features: Sprinkler-In Ground, Zero Lot Line
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Townhouse
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 2003
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Sprinkler System
Interior
- Tall Ceilings
Layout
- Basement
Garage & Parking
- Attached Garage
Community
- Community Pool
- Clubhouse
Financial & listing details
- Annual tax amount: $2,479 / yr
HOA
- Has HOA: Yes
- Fee: $195 /month
Amenities
- Clubhouse
- Pool
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,479 | $31,460 |
| 2024 | $2,206 | $27,380 |
| 2023 | $2,186 | $27,380 |
| 2022 | $2,106 | $25,210 |
| 2021 | $2,109 | $25,210 |
| 2020 | $2,041 | $22,570 |
| 2019 | $2,041 | $22,570 |
| 2018 | $2,003 | $20,460 |
| 2017 | $1,866 | $20,460 |
| 2016 | $1,866 | $20,460 |
| 2015 | $1,866 | $20,460 |
| 2014 | $1,865 | $19,720 |
$225,000
Under Contract3814 NE 86th Terrace, Kansas City, MO 64156
HouseLoop user activity
HouseLoop last checked:
About this home
Maintenance free 3 bedroom, 2 bath townhome in STALEY Schools! Main floor living area with corner fireplace walks out to deck. Eat in kitchen includes all stainless appliances and refrigerator stays! Spacious master bedroom features double closets, vaulted ceilings. Downstairs features mud room, storage room,…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3814 NE 86th Terrace, Kansas City, MO 64156 identified brick exterior, covered front porch, fireplace, deck, open floor plan and tiled shower, plus 13 more features. The home is an under-contract 3-bedroom, 2-bath, 1,520-square-foot townhouse listed for $225,000, MLS #2645919.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Stainless steel appliances
- Wood kitchen cabinets
- Fireplace
- Open floor plan
- Tile fireplace
- Carpet
- Tiled shower
- Brick exterior
- Covered front porch
- Deck
- Concrete driveway
- Concrete patio
- Flat lot
- Brown roof
- Asphalt shingle roof
- Mixed exterior materials
- Red brick exterior
- Wood deck
- Attached garage
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$1,841
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$218,250 – $222,525
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Primary Bedroom
- Level: First
- Dimensions: 12 × 14
Bedroom 2
- Level: Basement
- Dimensions: 11 × 11
Bedroom 3
- Level: Basement
- Dimensions: 12 × 12
Living Room
- Level: First
- Dimensions: 12 × 18
Kitchen
- Level: First
- Dimensions: 10 × 12
Dining Room
- Level: First
- Dimensions: 9 × 10
Laundry
- Level: Basement
- Dimensions: 6 × 10
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Free-Standing Electric Oven
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Vaulted Ceiling(s)
- Flooring: Carpet
- Basement: Concrete, Partial
- Fireplace features: Living Room
- Other rooms: Formal Living Room
Interior area
- Finished area above ground: 975 sqft
- Finished area below ground: 545 sqft
- Total interior livable area: 1,520 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement, Built-In, Garage Faces Rear
Lot
- Size: 0.02 Acres
- Features: Sprinkler-In Ground, Zero Lot Line
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Townhouse
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 2003
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Sprinkler System
Interior
- Tall Ceilings
Layout
- Basement
Garage & Parking
- Attached Garage
Community
- Community Pool
- Clubhouse
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $195 /month
Amenities
- Clubhouse
- Pool
Nearby schools
GreatSchools rating
- 8Northview Elementary School
- 7GATEWAY 6TH GRADE CENTER
- 9Staley High School
Schools provided by the listing agent
- District: North Kansas City
- Elementary: Northview
- Middle: New Mark
- High: Oak Park
Price history
Tax
- Annual tax amount: $2,479 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,479 | $31,460 |
| 2024 | $2,206 | $27,380 |
| 2023 | $2,186 | $27,380 |
| 2022 | $2,106 | $25,210 |
| 2021 | $2,109 | $25,210 |
| 2020 | $2,041 | $22,570 |
| 2019 | $2,041 | $22,570 |
| 2018 | $2,003 | $20,460 |
| 2017 | $1,866 | $20,460 |
| 2016 | $1,866 | $20,460 |
| 2015 | $1,866 | $20,460 |
| 2014 | $1,865 | $19,720 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,150 homes for sale in Kansas City, with 813 under contract. Homes here sell for a median of $299,000 and go under contract in a median of 21 days. This home is priced $74,000 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,978 homes for sale. Nearby Lee's Summit runs a higher median at $412,000; Independence is lower at $223,500.
Frequently asked questions about 3814 NE 86th Terrace
How do I get more information about 3814 NE 86th Terrace?
It is a 3 bed, 2 bath, 1,520 sqft home listed at $225,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Kansas City in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3814 NE 86th Terrace?
Not yet — 3814 NE 86th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Kansas City, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How many homes are for sale near 3814 NE 86th Terrace?
102 homes are currently for sale in 64156.
More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Ask a question for a HouseLoop agent's read on it.
What is the 64156 neighborhood like?
3814 NE 86th Terrace sits in 64156. The median list here is $510,000, versus $265,000 across Kansas City, MO. Homes in 64156 go under contract in a median of 38 days, slower than Kansas City, MO as a whole.
A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64156 compares to nearby zips, or tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 3814 NE 86th Terrace?
About $1,280 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,479 tax bill and mortgage insurance folded in it lands near $1,840. Median sold price in 64156 is $499,900 — this $225,000 list is below it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 3814 NE 86th Terrace?
$148 per square foot ($225,000 over 1,520 sqft). Homes sold in 64156 over the same window went for a median of $209 per square foot, so this home is priced well below that per-square-foot median.
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 3814 NE 86th Terrace built?
3814 NE 86th Terrace was built in 2003, so it is about 23 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 3814 NE 86th Terrace have?
3814 NE 86th Terrace is a home with 3 bedrooms and 2 bathrooms across 1,520 square feet, on a 0.02 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 3814 NE 86th Terrace?
0.02 acres (about 871 square feet), per the county record for 3814 NE 86th Terrace.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City, or tap Ask a question to find out what's allowed.
Does 3814 NE 86th Terrace have a garage, a basement, air conditioning?
3814 NE 86th Terrace has a 2-car garage and a concrete, partial basement, and electric and heat pump cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 3814 NE 86th Terrace?
Carpet, per the MLS record for 3814 NE 86th Terrace.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 3814 NE 86th Terrace?
Northview Elementary School (8/10), GATEWAY 6TH GRADE CENTER (7/10), Staley High School (9/10) in the North Kansas City district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
Is 64156 a buyer's or a seller's market right now?
64156 is currently a balanced market, with about 6 months of supply. Homes there go under contract in a median of 38 days.
That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 3814 NE 86th Terrace, or tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 3814 NE 86th Terrace?
Public records show about $2,479 a year (1.1% of the list price) for 3814 NE 86th Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3814 NE 86th Terrace?
Yes — $195 a month for 3814 NE 86th Terrace.
An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 3814 NE 86th Terrace still for sale?
3814 NE 86th Terrace went under contract on October 12, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and HouseLoop will let you know the moment it comes back available.
Can I share 3814 NE 86th Terrace with someone?
Yes — tap the share icon on this page to send 3814 NE 86th Terrace by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 3814 NE 86th Terrace to get a text the moment its price or status changes, or search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3814 NE 86th Terrace?
Yes — ask her anything about 3814 NE 86th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Kansas City.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 12, 2026 11:40 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by United Real Estate Kansas City
Listed October 08, 2026 06:01 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2645919
HouseLoop last checked:
Listing updated: