3621 E 46th Terrace is a 2-bed, 1-bath, 1,300 sq ft home in Benton Ridge, Kansas City, MO, listed at $79,900 on August 25, 2026. HouseLoop Vision saw ranch-style home, covered front porch and finished basement in its 24 listing photos (as of November 7, 2026).

























$79,900
3621 E 46th Terrace, Kansas City, MO 64130
About this home
Back on market, no fault of seller - buyer couldn't come up with earnest money deposit. Bring your tool belt and your vision — this one's got value waiting to be uncovered. There's a solid house waiting under the surface here, and it's calling out for someone who isn't afraid to roll up their sleeves. This is the kind of property where sweat equity turns into real equity — fast. If you've got the vision (or the crew) to bring it back to life, the upside here is real. Downstairs, you'll find a walkout basement that opens up a world of possibilities — extra living space, a rec room, an in-law setup, you name it. Tucked into that lower level is a bonus non-conforming bedroom, perfect for guests, a home office, or additional living space. Combined with the garage under the deck, this layout gives you flexibility you just don't find in every house on the block. Yes, it needs work. We're not going to pretend otherwise. But that's exactly where the opportunity lives — for the investor looking for their next value-add project, or the homeowner who wants to build instant equity by putting in the effort themselves. Houses like this don't come around priced to move very often. If you can see past a little wear and tear to what this place could become, this is your shot. Come walk through it and picture it — then make it yours.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3621 E 46th Terrace, Kansas City, MO 64130 identified ranch-style home, covered front porch, finished basement, deck, mature trees and tile floors, plus 27 more features. The home is an active 2-bedroom, 1-bath, 1,300-square-foot single family residence listed for $79,900, MLS #2638722.
Key HouseLoop Vision features
- Tile floors
- Wall of windows
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Tile backsplash type
- Black appliances
- Flat-panel cabinets
- White countertops
- Laminate countertops
- Finished basement
- Recessed lighting
- Staircase
- Wood stair railing
- Carpet
- Tiled shower
- White vanity
- Covered front porch
- Deck
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Wood deck
- Flat lot
- Ranch-style home
- White trim
- Accent wall
- Red main wall color
- Attached garage
- Deck with stairs
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
Primary Bedroom
- Level: First
Bedroom 2
- Level: First
Workshop
- Level: Basement
Other Room
- Level: Basement
Bathroom 1
- Level: First
Heating
- Heating: Central Gas
Cooling
- Cooling: Electric
Appliances
- Laundry: In Basement
Features
- Flooring: Carpet
- Basement: Walk-Out Access
Interior area
- Finished area above ground: 900 sqft
- Finished area below ground: 400 sqft
- Total interior livable area: 1,300 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Basement, Off Street
Lot
- Size: 0.12 Acres
- Patio & porch: Deck, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1950
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: City/Public - Verify
Highlights
Outdoor & Lot
- Deck
- Covered Patio
Layout
- Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $548 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $548 | $6,532 |
| 2024 | $818 | $10,359 |
| 2023 | $810 | $10,359 |
| 2022 | $406 | $4,941 |
| 2021 | $405 | $4,941 |
| 2020 | $414 | $4,987 |
| 2019 | $405 | $4,987 |
| 2018 | $405 | $5,725 |
| 2017 | $475 | $5,725 |
| 2016 | $446 | $5,581 |
| 2014 | $449 | $5,581 |
| 2013 | $451 | $5,581 |
Your payment
Est. payment
$621/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Kansas City Mo · HouseLoop school ratings
- M. L. King Elementary School4
- Central Middle School2
- Central High School1
Price & tax history
Myli is ready to help
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Ask about this home, the neighborhood or what it costs to own.
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Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,089 homes for sale in Kansas City, with 755 under contract. Homes here sell for a median of $299,963 and go under contract in a median of 21 days. This home is priced $220,063 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,935 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,350.
Listed by Platinum Realty LLC
Listed August 25, 2026 04:26 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2638722
HouseLoop last checked:
Listing updated:
$79,900
3621 E 46th Terrace, Kansas City, MO 64130
HouseLoop user activity
HouseLoop last checked:
About this home
Back on market, no fault of seller - buyer couldn't come up with earnest money deposit. Bring your tool belt and your vision — this one's got value waiting to be uncovered. There's a solid house waiting under the surface here, and it's calling out for someone who isn't afraid to roll up their sleeves. This is the kind…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3621 E 46th Terrace, Kansas City, MO 64130 identified ranch-style home, covered front porch, finished basement, deck, mature trees and tile floors, plus 27 more features. The home is an active 2-bedroom, 1-bath, 1,300-square-foot single family residence listed for $79,900, MLS #2638722.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Tile floors
- Wall of windows
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Tile backsplash type
- Black appliances
- Flat-panel cabinets
- White countertops
- Laminate countertops
- Finished basement
- Recessed lighting
- Staircase
- Wood stair railing
- Carpet
- Tiled shower
- White vanity
- Covered front porch
- Deck
- Mature trees
- Gray roof
- Asphalt shingle roof
- White exterior
- Concrete driveway
- Siding exterior
- Wood deck
- Flat lot
- Ranch-style home
- White trim
- Accent wall
- Red main wall color
- Attached garage
- Deck with stairs
See this home in person
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HouseLoop Mortgage Calculator
$621
Offer Insights
Choose an offer strength
$66,317 – $67,835
Estimated Sales Range
HouseLoop Home Value History

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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
Primary Bedroom
- Level: First
Bedroom 2
- Level: First
Workshop
- Level: Basement
Other Room
- Level: Basement
Bathroom 1
- Level: First
Heating
- Heating: Central Gas
Cooling
- Cooling: Electric
Appliances
- Laundry: In Basement
Features
- Flooring: Carpet
- Basement: Walk-Out Access
Interior area
- Finished area above ground: 900 sqft
- Finished area below ground: 400 sqft
- Total interior livable area: 1,300 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Basement, Off Street
Lot
- Size: 0.12 Acres
- Patio & porch: Deck, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Vinyl Siding
Condition
- Year built: 1950
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: City/Public - Verify
Highlights
Outdoor & Lot
- Deck
- Covered Patio
Layout
- Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 4M. L. King Elementary School
- 2Central Middle School
- 1Central High School
Schools provided by the listing agent
- District: Kansas City Mo
Price history
Tax
- Annual tax amount: $548 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $548 | $6,532 |
| 2024 | $818 | $10,359 |
| 2023 | $810 | $10,359 |
| 2022 | $406 | $4,941 |
| 2021 | $405 | $4,941 |
| 2020 | $414 | $4,987 |
| 2019 | $405 | $4,987 |
| 2018 | $405 | $5,725 |
| 2017 | $475 | $5,725 |
| 2016 | $446 | $5,581 |
| 2014 | $449 | $5,581 |
| 2013 | $451 | $5,581 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,089 homes for sale in Kansas City, with 755 under contract. Homes here sell for a median of $299,963 and go under contract in a median of 21 days. This home is priced $220,063 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,935 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,350.
Common questions about this home
How do I schedule a tour of 3621 E 46TH Terrace?
3621 E 46TH Terrace is open for tours now. It is a 2 bed, 1 bath, 1,300 sqft home listed at $79,900. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 3621 E 46TH Terrace?
It is a 2 bed, 1 bath, 1,300 sqft home listed at $79,900. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Kansas City in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3621 E 46TH Terrace?
Not yet. 3621 E 46TH Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
How many homes are for sale near 3621 E 46TH Terrace?
124 homes are currently for sale in 64130. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64130 neighborhood like?
3621 E 46TH Terrace sits in 64130. The median list here is $110,000, versus $265,000 across Kansas City, MO. Homes in 64130 go under contract in a median of 36 days, slower than Kansas City, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64130 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 3621 E 46TH Terrace?
About $450 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $548 tax bill and mortgage insurance folded in it lands near $620. Median sold price in 64130 is $105,000 — this $79,900 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 3621 E 46TH Terrace?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64130, where sellers accept 84% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 3621 E 46TH Terrace?
Yes. 3621 E 46TH Terrace was listed on August 25, 2026, and the price changed on October 5, 2026. Sellers in 64130 accepted about 16% under list on average over the last 12 months across 212 sales. Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 3621 E 46TH Terrace?
Sellers in 64130 accepted 84% of list over the last 12 months across 212 sales, median $105,000. Near $65,518 – $67,036 on this $79,900 list. The median home here took 36 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 3621 E 46TH Terrace?
Making an offer on 3621 E 46TH Terrace means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 3621 E 46TH Terrace?
$61 per square foot ($79,900 over 1,300 sqft). Homes sold in 64130 over the same window went for a median of $91 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 3621 E 46TH Terrace been on the market?
Listed on August 25, 2026. Homes in 64130 typically go under contract in 36 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 3621 E 46TH Terrace built?
3621 E 46TH Terrace was built in 1950. It is about 76 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 3621 E 46TH Terrace have?
3621 E 46TH Terrace is a home with 2 bedrooms and 1 bathroom across 1,300 square feet. On a 0.12 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 3621 E 46TH Terrace?
0.12 acres (about 5,108 square feet), per the county record for 3621 E 46TH Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 3621 E 46TH Terrace have a garage, a basement, air conditioning?
3621 E 46TH Terrace has a 1-car garage and a walk-out access basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 3621 E 46TH Terrace?
Carpet, per the MLS record for 3621 E 46TH Terrace. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer. Tap Tour this home to see it yourself.
What schools serve 3621 E 46TH Terrace?
M. L. King Elementary School (4/10), Central Middle School (2/10), Central High School (1/10) in the Kansas City Mo district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64130 a buyer's or a seller's market right now?
64130 is currently a buyer's market (elevated inventory), with about 7 months of supply. Homes there go under contract in a median of 36 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 3621 E 46TH Terrace. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 3621 E 46TH Terrace?
Public records show about $548 a year (0.7% of the list price) for 3621 E 46TH Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3621 E 46TH Terrace?
No HOA is listed for 3621 E 46TH Terrace, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3621 E 46TH Terrace still for sale?
Yes — 3621 E 46TH Terrace is active as of August 25, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 3621 E 46TH Terrace with someone?
Yes. Tap the share icon on this page to send 3621 E 46TH Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 3621 E 46TH Terrace to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3621 E 46TH Terrace?
Yes. Ask her anything about 3621 E 46TH Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 21, 2026 03:21 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Platinum Realty LLC
Listed August 25, 2026 04:26 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2638722
HouseLoop last checked:
Listing updated:









