3410 E 45th Terrace is a 2-bed, 1-bath, 1,088 sq ft home in Oak Park, Kansas City, MO, listed at $109,000 on October 13, 2026. HouseLoop Vision saw covered front porch, fenced yard and mature trees in its 23 listing photos (as of November 7, 2026).
$109,000
3410 E 45th Terrace, Kansas City, MO 64130
About this home
This home offers comfortable living space, a new furnace, off street parking and convenient access to the Plaza. The home also features a covered front porch, fenced yard, and additional rear access. With its convenient location and practical layout, this home is ready for its next owner.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3410 E 45th Terrace, Kansas City, MO 64130 identified covered front porch, fenced yard, mature trees, white kitchen, luxury vinyl floors and electric range, plus 16 more features. The home is an active 2-bedroom, 1-bath, 1,088-square-foot single family residence listed for $109,000, MLS #2646932.
Key HouseLoop Vision features
- White kitchen
- Electric range
- Black appliances
- Black countertops
- Staircase
- Wood stair railing
- Carpet
- White vanity
- Tub and shower combination
- Covered front porch
- Fenced yard
- Mature trees
- Chain-link fence
- Flat lot
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Siding exterior
- One-and-a-half-story home
- Luxury vinyl floors
- White trim
- Gray walls
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
Heating
- Heating: Forced Air
Cooling
- Cooling: Central Gas
Features
- Basement: Finished
Interior area
- Finished area above ground: 1,088 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,088 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.15 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Asbestos
Condition
- Year built: 1925
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
- Finished Basement
Financial & listing details
- Annual tax amount: $485 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $485 | $5,778 |
| 2024 | $824 | $10,435 |
| 2023 | $816 | $10,435 |
| 2022 | $359 | $4,371 |
| 2021 | $358 | $4,371 |
| 2020 | $357 | $4,307 |
| 2019 | $350 | $4,307 |
| 2018 | $350 | $4,266 |
| 2017 | $354 | $4,266 |
| 2016 | $332 | $4,160 |
| 2014 | $334 | $4,160 |
| 2013 | $337 | $4,160 |
Your payment
Est. payment
$789/mo
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Where it’s at
Nearby schools
Kansas City Mo · HouseLoop school ratings
- M. L. King Elementary School4
- Central Middle School2
- Central High School1
Price & tax history
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Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,092 homes for sale in Kansas City, with 751 under contract. Homes here sell for a median of $299,975 and go under contract in a median of 21 days. This home is priced $190,975 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,944 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,200.
Listed by Keller Williams Platinum Prtnr
Listed October 13, 2026 02:46 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2646932
HouseLoop last checked:
Listing updated:
$109,000
3410 E 45th Terrace, Kansas City, MO 64130
HouseLoop user activity
HouseLoop last checked:
About this home
This home offers comfortable living space, a new furnace, off street parking and convenient access to the Plaza. The home also features a covered front porch, fenced yard, and additional rear access. With its convenient location and practical layout, this home is ready for its next owner.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3410 E 45th Terrace, Kansas City, MO 64130 identified covered front porch, fenced yard, mature trees, white kitchen, luxury vinyl floors and electric range, plus 16 more features. The home is an active 2-bedroom, 1-bath, 1,088-square-foot single family residence listed for $109,000, MLS #2646932.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- White kitchen
- Electric range
- Black appliances
- Black countertops
- Staircase
- Wood stair railing
- Carpet
- White vanity
- Tub and shower combination
- Covered front porch
- Fenced yard
- Mature trees
- Chain-link fence
- Flat lot
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Siding exterior
- One-and-a-half-story home
- Luxury vinyl floors
- White trim
- Gray walls
See this home in person
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HouseLoop Mortgage Calculator
$789
Offer Insights
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$89,380 – $91,451
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
Heating
- Heating: Forced Air
Cooling
- Cooling: Central Gas
Features
- Basement: Finished
Interior area
- Finished area above ground: 1,088 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,088 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.15 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Asbestos
Condition
- Year built: 1925
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Layout
- Basement
- Finished Basement
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 4M. L. King Elementary School
- 2Central Middle School
- 1Central High School
Schools provided by the listing agent
- District: Kansas City Mo
- Elementary: Martin Luther King
- Middle: Central
- High: Central
Price history
Tax
- Annual tax amount: $485 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $485 | $5,778 |
| 2024 | $824 | $10,435 |
| 2023 | $816 | $10,435 |
| 2022 | $359 | $4,371 |
| 2021 | $358 | $4,371 |
| 2020 | $357 | $4,307 |
| 2019 | $350 | $4,307 |
| 2018 | $350 | $4,266 |
| 2017 | $354 | $4,266 |
| 2016 | $332 | $4,160 |
| 2014 | $334 | $4,160 |
| 2013 | $337 | $4,160 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,092 homes for sale in Kansas City, with 751 under contract. Homes here sell for a median of $299,975 and go under contract in a median of 21 days. This home is priced $190,975 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,944 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,200.
Common questions about this home
How do I schedule a tour of 3410 E 45th Terrace?
3410 E 45th Terrace is open for tours now. It is a 2 bed, 1 bath, 1,088 sqft home listed at $109,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 3410 E 45th Terrace?
It is a 2 bed, 1 bath, 1,088 sqft home listed at $109,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Kansas City in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3410 E 45th Terrace?
Not yet. 3410 E 45th Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
What is the 64130 neighborhood like?
3410 E 45th Terrace sits in 64130. The median list here is $115,000, versus $259,000 across Kansas City, MO. Homes in 64130 go under contract in a median of 36 days, slower than Kansas City, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64130 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 3410 E 45th Terrace?
About $620 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $485 tax bill and mortgage insurance folded in it lands near $790. Median sold price in Oak Park is $92,000. This $109,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 3410 E 45th Terrace?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Oak Park, where sellers accept 84% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 3410 E 45th Terrace?
Yes. 3410 E 45th Terrace was listed on October 13, 2026, and the price changed on October 29, 2026. Sellers in Oak Park accepted about 16% under list on average over the last 12 months across 15 sales. Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 3410 E 45th Terrace?
Sellers in Oak Park accepted 84% of list over the last 12 months across 15 sales, median $92,000. Near $89,380 – $91,451 on this $109,000 list. The median home here took 16 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 3410 E 45th Terrace?
Making an offer on 3410 E 45th Terrace means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 3410 E 45th Terrace?
$100 per square foot ($109,000 over 1,088 sqft). Homes sold in Kansas City, MO over the same window went for a median of $175 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 3410 E 45th Terrace been on the market?
Listed on October 13, 2026. Homes in Oak Park typically go under contract in 16 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 3410 E 45th Terrace built?
3410 E 45th Terrace was built in 1925. It is about 101 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 3410 E 45th Terrace have?
3410 E 45th Terrace is a home with 2 bedrooms and 1 bathroom across 1,088 square feet. On a 0.15 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 3410 E 45th Terrace?
0.15 acres (about 6,336 square feet), per the county record for 3410 E 45th Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 3410 E 45th Terrace have a garage, a basement, air conditioning?
3410 E 45th Terrace has a finished basement, and central gas cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What schools serve 3410 E 45th Terrace?
M. L. King Elementary School (4/10), Central Middle School (2/10), Central High School (1/10) in the Kansas City Mo district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 3410 E 45th Terrace?
Public records show about $485 a year (0.4% of the list price) for 3410 E 45th Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3410 E 45th Terrace?
No HOA is listed for 3410 E 45th Terrace, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3410 E 45th Terrace still for sale?
Yes — 3410 E 45th Terrace is active as of October 13, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 3410 E 45th Terrace with someone?
Yes. Tap the share icon on this page to send 3410 E 45th Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 3410 E 45th Terrace to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3410 E 45th Terrace?
Yes. Ask her anything about 3410 E 45th Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 03, 2026 09:49 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Keller Williams Platinum Prtnr
Listed October 13, 2026 02:46 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2646932
HouseLoop last checked:
Listing updated: