3320 Spruce Avenue is a 3-bed, 1-bath, 725 sq ft home in Knoche Park Annex, Kansas City, MO, listed at $98,000 on May 26, 2026. HouseLoop Vision saw covered front porch, open floor plan and main-floor primary bedroom in its 34 listing photos (as of November 14, 2026).
$98,000
3320 Spruce Avenue, Kansas City, MO 64128
About this home
OWNER FINANCE IS AN OPTION FOR PURCHASE SELLER IS OPEN TO OFFERS!! HOME APPRAISED FOR $143000 IN 2025 Stop renting and step into homeownership with this incredible, completely move-in-ready 3 bed 1 bath opportunity priced at an unbelievable $109,000. Finding a fully updated home at this price point in the Kansas City market is exceptionally rare, offering a turnkey solution without the stress or expense of ongoing projects. Every corner of this residence has been refreshed, allowing for an immediate move-in where you can simply unpack your bags and enjoy the benefits of a completely updated interior from day one. The location is a commuter's dream, putting you right in the center of everything Kansas City has to offer. The property is situated just minutes from the Kansas City VA Medical Center, making it incredibly convenient for anyone needing quick access to the facility. When the weekend arrives, you are perfectly positioned to enjoy the best of the city, sitting just a short drive from the bustling energy of Downtown Kansas City's dining and nightlife and KC iconic sports stadiums!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3320 Spruce Avenue, Kansas City, MO 64128 identified covered front porch, open floor plan, main-floor primary bedroom, fenced yard, mature trees and white kitchen, plus 23 more features. The home is an active 3-bedroom, 1-bath, 725-square-foot single family residence listed for $98,000, MLS #2621713.
Key HouseLoop Vision features
- Open floor plan
- White kitchen
- Granite counters
- Gas range
- Walk-in pantry
- Stainless steel appliances
- Updated kitchen
- Kitchen backsplash
- Mosaic tile backsplash
- Beige or brown countertops
- Home office
- Recessed lighting
- Main-floor primary bedroom
- Tiled shower
- White vanity
- Covered front porch
- Fenced yard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Blue exterior
- Concrete driveway
- Siding exterior
- Wood fence
- Concrete patio
- Flat lot
- Luxury vinyl floors
- White trim
- White walls
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Heating
- Heating: Forced Air
Cooling
- Cooling: Window Unit(s)
Appliances
- Laundry: Off The Kitchen
Features
- Basement: Partial
Interior area
- Finished area above ground: 725 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 725 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached
Lot
- Size: 0.12 Acres
- Features: City Lot
- Patio & porch: Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1921
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
Layout
- Basement
Garage & Parking
- Detached Garage
Financial & listing details
- Annual tax amount: $393 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $379 | $4,522 |
| 2024 | $393 | $4,978 |
| 2023 | $389 | $4,978 |
| 2022 | $281 | $3,421 |
| 2021 | $280 | $3,421 |
| 2020 | $267 | $3,222 |
| 2019 | $262 | $3,222 |
| 2018 | $262 | $3,001 |
| 2017 | $249 | $3,001 |
| 2016 | $234 | $2,925 |
| 2014 | $235 | $2,925 |
| 2013 | $237 | $2,925 |
Your payment
Est. payment
$715/mo
Tour with a HouseLoop agent
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Where it’s at
Nearby schools
Kansas City Mo · HouseLoop school ratings
- George Melcher Elementary School2
- Central Middle School2
- Central High School1
Price & tax history
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Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,095 homes for sale in Kansas City, with 763 under contract. Homes here sell for a median of $299,950 and go under contract in a median of 21 days. This home is priced $201,950 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,950 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,500.
Listed by EXP Realty LLC
Listed May 26, 2026 11:22 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2621713
HouseLoop last checked:
Listing updated:
$98,000
3320 Spruce Avenue, Kansas City, MO 64128
HouseLoop user activity
HouseLoop last checked:
About this home
OWNER FINANCE IS AN OPTION FOR PURCHASE SELLER IS OPEN TO OFFERS!! HOME APPRAISED FOR $143000 IN 2025 Stop renting and step into homeownership with this incredible, completely move-in-ready 3 bed 1 bath opportunity priced at an unbelievable $109,000. Finding a fully updated home at this price point in the Kansas City…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 3320 Spruce Avenue, Kansas City, MO 64128 identified covered front porch, open floor plan, main-floor primary bedroom, fenced yard, mature trees and white kitchen, plus 23 more features. The home is an active 3-bedroom, 1-bath, 725-square-foot single family residence listed for $98,000, MLS #2621713.
Key HouseLoop Vision features
- Open floor plan
- White kitchen
- Granite counters
- Gas range
- Walk-in pantry
- Stainless steel appliances
- Updated kitchen
- Kitchen backsplash
- Mosaic tile backsplash
- Beige or brown countertops
- Home office
- Recessed lighting
- Main-floor primary bedroom
- Tiled shower
- White vanity
- Covered front porch
- Fenced yard
- Mature trees
- Gray roof
- Asphalt shingle roof
- Blue exterior
- Concrete driveway
- Siding exterior
- Wood fence
- Concrete patio
- Flat lot
- Luxury vinyl floors
- White trim
- White walls
See this home in person
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$715
Offer Insights
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$83,300 – $85,162
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Heating
- Heating: Forced Air
Cooling
- Cooling: Window Unit(s)
Appliances
- Laundry: Off The Kitchen
Features
- Basement: Partial
Interior area
- Finished area above ground: 725 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 725 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached
Lot
- Size: 0.12 Acres
- Features: City Lot
- Patio & porch: Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1921
- Age: 101 Years/More
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
Layout
- Basement
Garage & Parking
- Detached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 2George Melcher Elementary School
- 2Central Middle School
- 1Central High School
Schools provided by the listing agent
- District: Kansas City Mo
Price history
Tax
- Annual tax amount: $393 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $379 | $4,522 |
| 2024 | $393 | $4,978 |
| 2023 | $389 | $4,978 |
| 2022 | $281 | $3,421 |
| 2021 | $280 | $3,421 |
| 2020 | $267 | $3,222 |
| 2019 | $262 | $3,222 |
| 2018 | $262 | $3,001 |
| 2017 | $249 | $3,001 |
| 2016 | $234 | $2,925 |
| 2014 | $235 | $2,925 |
| 2013 | $237 | $2,925 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,095 homes for sale in Kansas City, with 763 under contract. Homes here sell for a median of $299,950 and go under contract in a median of 21 days. This home is priced $201,950 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,950 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,500.
Common questions about this home
How do I schedule a tour of 3320 Spruce Avenue?
3320 Spruce Avenue is open for tours now. It is a 3 bed, 1 bath, 725 sqft home listed at $98,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 3320 Spruce Avenue?
It is a 3 bed, 1 bath, 725 sqft home listed at $98,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Kansas City in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 3320 Spruce Avenue?
Not yet. 3320 Spruce Avenue doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
How many homes are for sale near 3320 Spruce Avenue?
52 homes are currently for sale in 64128. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64128 neighborhood like?
3320 Spruce Avenue sits in 64128. The median list here is $165,500, versus $265,000 across Kansas City, MO. Homes in 64128 go under contract in a median of 50 days, slower than Kansas City, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64128 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 3320 Spruce Avenue?
About $560 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $379 tax bill and mortgage insurance folded in it lands near $720. Median sold price in 64128 is $112,000 — this $98,000 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 3320 Spruce Avenue?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64128, where sellers accept 88% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 3320 Spruce Avenue?
Yes. 3320 Spruce Avenue was listed on May 26, 2026, and the price changed on May 26, 2026. Sellers in 64128 accepted about 12% under list on average over the last 12 months across 87 sales. Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 3320 Spruce Avenue?
Sellers in 64128 accepted 88% of list over the last 12 months across 87 sales, median $112,000. Near $84,280 – $86,142 on this $98,000 list. The median home here took 50 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 3320 Spruce Avenue?
Making an offer on 3320 Spruce Avenue means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 3320 Spruce Avenue?
$135 per square foot ($98,000 over 725 sqft). Homes sold in 64128 over the same window went for a median of $81 per square foot. This home is priced well above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 3320 Spruce Avenue been on the market?
Listed on May 26, 2026. Homes in 64128 typically go under contract in 50 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 3320 Spruce Avenue built?
3320 Spruce Avenue was built in 1921, so it is about 105 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 3320 Spruce Avenue have?
3320 Spruce Avenue is a home with 3 bedrooms and 1 bathroom across 725 square feet. On a 0.12 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 3320 Spruce Avenue?
0.12 acres (about 5,440 square feet), per the county record for 3320 Spruce Avenue. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 3320 Spruce Avenue have a garage, a basement, air conditioning?
3320 Spruce Avenue has a 1-car garage and a partial basement, and window unit(s) cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What schools serve 3320 Spruce Avenue?
George Melcher Elementary School (2/10), Central Middle School (2/10), Central High School (1/10) in the Kansas City Mo district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64128 a buyer's or a seller's market right now?
64128 is currently a buyer's market (elevated inventory), with about 7.2 months of supply. Homes there go under contract in a median of 50 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 3320 Spruce Avenue. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 3320 Spruce Avenue?
Public records show about $379 a year (0.4% of the list price) for 3320 Spruce Avenue. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 3320 Spruce Avenue?
No HOA is listed for 3320 Spruce Avenue, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 3320 Spruce Avenue still for sale?
Yes — 3320 Spruce Avenue is active as of May 26, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 3320 Spruce Avenue with someone?
Yes. Tap the share icon on this page to send 3320 Spruce Avenue by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 3320 Spruce Avenue to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 3320 Spruce Avenue?
Yes. Ask her anything about 3320 Spruce Avenue right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated September 16, 2026 12:25 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by EXP Realty LLC
Listed May 26, 2026 11:22 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2621713
HouseLoop last checked:
Listing updated: