19713 NE 197th Terrace is a 4-bed, 2.5-bath, 2,136 sq ft home in Harbor Lake, Smithville, MO, listed at $469,950 on September 24, 2026. HouseLoop Vision saw lake visible from the property, modern and finished basement in its 32 listing photos (as of November 11, 2026).
$469,950
19713 NE 197th Terrace, Smithville, MO 64089
About this home
OUTSTANDING OPPORTUNITY TO LIVE IN A QUIET NEIGHBORHOOD AT THE END OF A CUL-DE-SAC LITERALLY 5 MINUTES FROM THE BOAT LAUNCH. THIS HOME IS UNIQUE IN THAT IT BACKS UP TO GREENSPACE THAT IS OWNED BY THE ARMY CORPS OF ENGINEERS FOR SMITHVILLE LAKE - YOU EVEN HAVE A LAKE VIEW IN THE WINTER/EARLY SPRING. EXTERIOR HAS A NEW ROOF, GUTTERS, DOWNSPOUTS AND GARAGE DOORS BEING INSTALLED BY 10/10. THREE CAR GARAGE WHICH IS GREAT FOR EXTRA STORAGE OR THREE CARS. A NICE DECK OVERLOOKS A TREED, FLAT BACKYARD AND SHADED PATIO GREAT FOR HANGING OUT EVEN IN THE HEAT OF THE SUMMER. INSIDE IS AN OPEN, ATRIUM PLAN WITH NATURAL LIGHT FLOODING THE HOME. WOODFLOORS ON THE MAIN AND IN THE KITCHEN AS WELL AS NEW CARPET THRUOUT. FRESH PAINT ADORNS THE WALLS SO THIS HOME IS ABSOLUTELY MOVE IN READY. KITCHEN HAS A NICE COUNTERTOPSPACE AND RAISED PANEL CABINETS. THE MASTER BEDROOM IS GOOD-SIZE WITH A BATH THAT INCLUDES A DOUBLE VANITY SINK, WHIRLPOOL TUB AND WALK IN CLOSET. BEDROOM LEVEL LAUNDRY MAKES FOR EASE WHEN DOING THE WASH. THE REC ROOM IS A FAVORITE SPACE TO GATHER HAVING A FIREPLACE AND WALKOUT TO A PATIO. THE SUB-BASMENT COMPLETES THE PACKAGE WITH AMPLE STORAGE AND SPACE OPTIMIZATION ON BUILT IN SHELVING WHICH STAYS WITH THE PROPERTY. ESCAPE THE HUSTLE BUSTLE OF THE CITY AND COME BACK TO NATURE. A GREAT HOME FOR THE OUTDOOR ENTHUSIAST IN ALL OF US. WALKING TRAILS AND HIKING TRAILS IN THE NEIGHBORHOOD AND WITHIN 5 MINUTES. 15 MINUTES TO THE AIRPORT AND 20 MINUTES TO DOWNTOWN. YOU DON'T WANT TO MISS THIS ONE!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19713 NE 197th Terrace, Smithville, MO 64089 identified lake visible from the property, modern, finished basement, tall ceilings, fireplace and pond or creek visible on the lot, plus 46 more features. The home is a sold 4-bedroom, 2.5-bath, 2,136-square-foot single family residence, MLS #2642064.
Key HouseLoop Vision features
- Open floor plan
- Hardwood floors
- Granite counters
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Black appliances
- Beige or brown countertops
- Raised-panel cabinets
- Tile backsplash type
- Finished basement
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Coffered ceiling
- Wall of windows
- Two-story living room
- Recessed lighting
- Staircase
- Wood stair railing
- Tile fireplace
- Carpet
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Lake visible from the property
- Pond or creek visible on the lot
- Deck
- Big backyard
- Mature trees
- Composite deck
- Covered patio
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Mixed exterior materials
- Concrete patio
- Modern
- Mudroom built-ins
- Black hardware
- White trim
- White walls
- Attached garage
- Farmhouse style
- Waterfront lot
- Pond views
- Wooded setting
- Two-story great room
- Large windows
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heating: Central Electric, Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Bedroom Level, Laundry Room
Features
- Features: Ceiling Fan(s), Pantry, Stained Cabinets, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Basement: Concrete
- Fireplace features: Family Room
- Other rooms: Family Room
Interior area
- Finished area above ground: 2,136 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 2,136 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Built-In, Garage Door Opener, Garage Faces Front
Lot
- Size: 0.31 Acres
- Features: Adjoin Greenspace, City Lot, Cul-De-Sac
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Stone Trim
Condition
- Year built: 2009
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Cul-de-sac
- Adjoins Greenspace
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
- Tile Floors
- Tall Ceilings
Layout
- Basement
- Bonus Room
Garage & Parking
- Attached Garage
Community
- Community Pool
- Trails
Financial & listing details
- Annual tax amount: $4,592 / yr
HOA
- Has HOA: Yes
- Fee: $575 /year
Amenities
- Pool
- Trail(s)
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $4,592 | $64,520 |
| 2024 | $4,382 | $60,690 |
| 2023 | $4,191 | $60,690 |
| 2022 | $3,751 | $52,310 |
| 2021 | $3,777 | $52,310 |
| 2020 | $3,537 | $48,640 |
| 2019 | $3,537 | $48,640 |
| 2018 | $3,562 | $46,890 |
| 2017 | $3,038 | $46,890 |
| 2016 | $3,038 | $45,350 |
| 2015 | $3,038 | $45,350 |
| 2014 | $3,013 | $43,260 |
Where it’s at
Nearby schools
Smithville · HouseLoop school ratings
- Eagle Heights Elementary School5
- Smithville Middle School7
- Smithville High School9
Price & tax history
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Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 86 homes for sale in Smithville, with 19 under contract. Homes here sell for a median of $373,625 and go under contract in a median of 22 days. This home is priced $96,325 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 872 homes for sale. Nearby Kearney runs a higher median at $429,825; Kansas City is lower at $299,900 with more inventory.
Listed by RE/MAX Revolution
Listed September 24, 2026 05:05 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2642064
HouseLoop last checked:
Listing updated:
Listed for
$469,950
Sale price not disclosed
19713 NE 197th Terrace, Smithville, MO 64089
HouseLoop user activity
HouseLoop last checked:
About this home
OUTSTANDING OPPORTUNITY TO LIVE IN A QUIET NEIGHBORHOOD AT THE END OF A CUL-DE-SAC LITERALLY 5 MINUTES FROM THE BOAT LAUNCH. THIS HOME IS UNIQUE IN THAT IT BACKS UP TO GREENSPACE THAT IS OWNED BY THE ARMY CORPS OF ENGINEERS FOR SMITHVILLE LAKE - YOU EVEN HAVE A LAKE VIEW IN THE WINTER/EARLY SPRING. EXTERIOR HAS A NEW…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19713 NE 197th Terrace, Smithville, MO 64089 identified lake visible from the property, modern, finished basement, tall ceilings, fireplace and pond or creek visible on the lot, plus 46 more features. The home is a sold 4-bedroom, 2.5-bath, 2,136-square-foot single family residence, MLS #2642064.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Hardwood floors
- Granite counters
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Black appliances
- Beige or brown countertops
- Raised-panel cabinets
- Tile backsplash type
- Finished basement
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Coffered ceiling
- Wall of windows
- Two-story living room
- Recessed lighting
- Staircase
- Wood stair railing
- Tile fireplace
- Carpet
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Lake visible from the property
- Pond or creek visible on the lot
- Deck
- Big backyard
- Mature trees
- Composite deck
- Covered patio
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Mixed exterior materials
- Concrete patio
- Modern
- Mudroom built-ins
- Black hardware
- White trim
- White walls
- Attached garage
- Farmhouse style
- Waterfront lot
- Pond views
- Wooded setting
- Two-story great room
- Large windows
Is this your home?
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Estimated Sales Range
HouseLoop Home Value History
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heating: Central Electric, Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Bedroom Level, Laundry Room
Features
- Features: Ceiling Fan(s), Pantry, Stained Cabinets, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Basement: Concrete
- Fireplace features: Family Room
- Other rooms: Family Room
Interior area
- Finished area above ground: 2,136 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 2,136 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Built-In, Garage Door Opener, Garage Faces Front
Lot
- Size: 0.31 Acres
- Features: Adjoin Greenspace, City Lot, Cul-De-Sac
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Stone Trim
Condition
- Year built: 2009
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Cul-de-sac
- Adjoins Greenspace
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
- Tile Floors
- Tall Ceilings
Layout
- Basement
- Bonus Room
Garage & Parking
- Attached Garage
Community
- Community Pool
- Trails
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $575 /year
Amenities
- Pool
- Trail(s)
Nearby schools
GreatSchools rating
- 5Eagle Heights Elementary School
- 7Smithville Middle School
- 9Smithville High School
Schools provided by the listing agent
- District: Smithville
- Elementary: Smithville
- Middle: Smithville
- High: Smithville
Price history
Tax
- Annual tax amount: $4,592 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $4,592 | $64,520 |
| 2024 | $4,382 | $60,690 |
| 2023 | $4,191 | $60,690 |
| 2022 | $3,751 | $52,310 |
| 2021 | $3,777 | $52,310 |
| 2020 | $3,537 | $48,640 |
| 2019 | $3,537 | $48,640 |
| 2018 | $3,562 | $46,890 |
| 2017 | $3,038 | $46,890 |
| 2016 | $3,038 | $45,350 |
| 2015 | $3,038 | $45,350 |
| 2014 | $3,013 | $43,260 |
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 86 homes for sale in Smithville, with 19 under contract. Homes here sell for a median of $373,625 and go under contract in a median of 22 days. This home is priced $96,325 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 872 homes for sale. Nearby Kearney runs a higher median at $429,825; Kansas City is lower at $299,900 with more inventory.
Common questions about this home
How do I get more information about 19713 NE 197th Terrace?
It is a 4 bed, 2.5 bath, 2,136 sqft home listed at $469,950. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Smithville in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 19713 NE 197th Terrace?
Not yet. 19713 NE 197th Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available. Ask Myli to find you three more like it in Smithville. Tap Ask a question and a HouseLoop agent will build you a fresh list.
What is 19713 NE 197th Terrace worth?
HouseLoop values this home at $450,943, in a range of $428,396 to $478,000. About $19,007 below its $469,950 asking price. This is our own estimate, not an appraisal. It moves as new sales come in nearby. Ask Myli how we built this number. Tap Ask a question for a HouseLoop agent's read on it.
What is the 64089 neighborhood like?
19713 NE 197th Terrace sits in 64089. The median list here is $335,000, versus $330,000 across Smithville, MO. Homes in 64089 go under contract in a median of 24 days, about the same pace as Smithville, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64089 compares to nearby zips. Tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 19713 NE 197th Terrace?
About $2,670 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $4,592 tax bill and mortgage insurance folded in it lands near $3,330. Median sold price in Harbor Lake is $400,000. This $469,950 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 19713 NE 197th Terrace?
$220 per square foot ($469,950 over 2,136 sqft). Homes sold in Smithville, MO over the same window went for a median of $189 per square foot. This home is priced well above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
When was 19713 NE 197th Terrace built?
19713 NE 197th Terrace was built in 2009. It is about 17 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 19713 NE 197th Terrace have?
19713 NE 197th Terrace is a home with 4 bedrooms and 2.5 bathrooms across 2,136 square feet. On a 0.31 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 19713 NE 197th Terrace?
0.31 acres (about 13,504 square feet), per the county record for 19713 NE 197th Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Smithville. Tap Ask a question to find out what's allowed.
Does 19713 NE 197th Terrace have a garage, a basement, air conditioning?
19713 NE 197th Terrace has a 3-car garage and a concrete basement, and electric and heat pump cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 19713 NE 197th Terrace?
Carpet, Tile and Wood, per the MLS record for 19713 NE 197th Terrace. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Smithville tend to prefer. Tap Ask a question for a HouseLoop agent's read on it.
What schools serve 19713 NE 197th Terrace?
Eagle Heights Elementary School (5/10), Smithville Middle School (7/10), Smithville High School (9/10) in the Smithville district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 19713 NE 197th Terrace?
Public records show about $4,592 a year (1% of the list price) for 19713 NE 197th Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 19713 NE 197th Terrace?
Yes — $48 a month for 19713 NE 197th Terrace. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 19713 NE 197th Terrace still for sale?
19713 NE 197th Terrace sold on October 23, 2026 and is no longer available. This listing is here as a record rather than something you can tour or make an offer on. It went under contract 3 days after listing on September 24, 2026. 11 homes have sold in Harbor Lake over the last 12 months. Ask Myli to pull the ones most like this one. Ask Myli to find you three more like it in Smithville. Tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 19713 NE 197th Terrace with someone?
Yes. Tap the share icon on this page to send 19713 NE 197th Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Smithville market?
Tap ♥ on 19713 NE 197th Terrace to get a text the moment its price or status changes. Search Smithville on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 19713 NE 197th Terrace?
Yes. Ask her anything about 19713 NE 197th Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Smithville. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 09, 2026 03:58 PM
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Smithville, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by RE/MAX Revolution
Listed September 24, 2026 05:05 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2642064
HouseLoop last checked:
Listing updated:
Insights on 19713 NE 197th Terrace
This 2009 single-family home in Harbor Lake moved to contract in three days, one day faster than the subdivision median, signaling strong buyer demand. With the subdivision posting a 100% sell-to-list ratio across 11 sales in the past year, this home's swift acceptance reflects both its condition and the neighborhood's competitive market.
More sold homes in Harbor Lake →
| Home | Bd/Ba | Sqft | Days to contract |
|---|---|---|---|
| 1404 NE 196th Street | 3/— | 1,797 | 104 |
| 2004 NE 196th Place | 4/— | 2,401 | 17 |
| 19710 NE 197th Terrace | 5/— | 2,828 | 4 |
| 1902 NE 197TH Court | 4/— | 2,402 | 3 |
| 1507 NE 196th Street | 3/3 | 1,900 | — |
Homes with similar features
Frequently asked questions
How much did 19713 NE 197th Terrace sell for?
19713 NE 197th Terrace was listed at $469,950 and sold in Oct 2026. Individual sold prices aren't published here, but the surrounding data tells the story: homes in Harbor Lake have been selling for about 100% of list price; this home performed better than the market, going under contract in 3 days; it featured Lake visible from the property, Modern, Finished basement per HouseLoop Vision.
How fast did 19713 NE 197th Terrace sell?
It went under contract in 3 days — better than the market for the area.
What features did this home have?
HouseLoop Vision detected: Lake visible from the property, Modern, Finished basement, Tall ceilings, Fireplace, Pond or creek visible on the lot, Deck, Open floor plan.
What schools serve 19713 NE 197th Terrace?
This home is in the Smithville school district (Smithville High School). Verify the exact attendance boundary for this address before relying on it.