12620 Charlotte Street, Kansas City, MO 64146
12620 Charlotte Street is a 4-bed, 3.5-bath, 2,648 sq ft home in Somerset Gardens, Kansas City, MO, listed at $449,000 on November 2, 2026. HouseLoop Vision saw covered front porch, finished basement and tall ceilings in its 56 listing photos (as of November 2, 2026).
$449,000
12620 Charlotte Street, Kansas City, MO 64146
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Est. payment
$3,296/mo
Price & tax history
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Where it’s at
Nearby schools
Grandview · HouseLoop school ratings
- Martin City Elementary School3
- Grandview Sr. High School2
- Martin City
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,096 homes for sale in Kansas City, with 798 under contract. Homes here sell for a median of $299,900 and go under contract in a median of 21 days. This home is priced $149,100 above the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,926 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,200.
Listed by Compass Realty Group
Listed November 02, 2026 02:00 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2649809
HouseLoop last checked:
Listing updated:
About this home
This incredible 2-story has active solar to keep your electric bill to a minimum and is located on the neighborhood's largest cul-de-sac that backs to a large tree line for amazing backyard privacy. The covered front porch welcomes you to a beautiful open floor plan. The main level features high ceilings, large picture windows, a stone fireplace, wood flooring, built-ins, and a huge kitchen with a robust center island with counter seating, a walk-in pantry and black stainless appliances. The dining area effortlessly sits between the kitchen and great room. The second floor features the convenience of bedroom level laundry and three bedrooms including the primary suite with double vanities and a walk-in closet. The 2nd full bedroom on the 2nd floor also has double vanities. The finished daylight lower level has a large recreation room, 4th bedroom and an amazing full bathroom with a dog-washing station. Out back, you will love the sprawling 20ft composite deck that spans the entire width of the home and a fenced yard. The home has cat5e ethernet and the HOA cuts and maintains the lawn. Located next to the Blue River Trails, the amazing restaurants in Martin City and quick freeway access.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12620 Charlotte Street, Kansas City, MO 64146 identified covered front porch, finished basement, tall ceilings, fireplace, deck and open floor plan, plus 49 more features. The home is an active 4-bedroom, 3.5-bath, 2,648-square-foot single family residence listed for $449,000, MLS #2649809.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Quartz counters
- Double oven
- Stainless steel appliances
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- White countertops
- Dark kitchen cabinets
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Hardwood floors
- Floor-to-ceiling windows
- Statement lighting
- Tray ceiling
- Stone fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Staircase
- Iron stair railing
- Walk-in closet
- Accent wall
- Gray walls
- Walk-in shower
- Private toilet room
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Tub and shower combo
- Covered front porch
- Deck
- Fenced yard
- Mature trees
- Solar panels
- Farmhouse style
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Iron fence
- Wood deck
- Flat lot
- Tile floors
- White trim
- Black hardware
- Carpet
- Attached garage
Where HouseLoop Vision saw them
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
Primary Bathroom
- Features: Double Vanity
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Lower
Bathroom 2
- Level: Second
Bathroom 3
Half Bath
- Level: First
Great Room
- Features: Ceiling Fan(s)
- Level: First
Kitchen
- Features: granite counters, kitchen island
- Level: First
Dining Room
- Level: First
Recreation Room
- Level: Lower
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Bedroom Level
Features
- Features: Ceiling Fan(s), Pantry, Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Daylight, Finished, Full, Inside Entrance
- Fireplace features: Great Room
Interior area
- Finished area above ground: 1,862 sqft
- Finished area below ground: 786 sqft
- Total interior livable area: 2,648 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.11 Acres
- Features: City Lot
- Patio & porch: Deck, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 2014
- Age: 11-15 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $5,163 / yr
HOA
- Has HOA: Yes
- Fee: $93 /month
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,163 | $61,454 |
| 2024 | $4,536 | $53,440 |
| 2023 | $4,454 | $53,440 |
| 2022 | $4,203 | $46,740 |
| 2021 | $4,202 | $46,740 |
| 2020 | $3,620 | $42,571 |
| 2019 | $3,453 | $42,571 |
| 2018 | $3,453 | $37,050 |
| 2017 | $3,279 | $4,482 |
| 2016 | $377 | $4,370 |
| 2014 | $115 | $1,311 |
| 2013 | $125 | $1,311 |
$449,000
12620 Charlotte Street, Kansas City, MO 64146
HouseLoop user activity
HouseLoop last checked:
About this home
This incredible 2-story has active solar to keep your electric bill to a minimum and is located on the neighborhood's largest cul-de-sac that backs to a large tree line for amazing backyard privacy. The covered front porch welcomes you to a beautiful open floor plan. The main level features high ceilings, large…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12620 Charlotte Street, Kansas City, MO 64146 identified covered front porch, finished basement, tall ceilings, fireplace, deck and open floor plan, plus 49 more features. The home is an active 4-bedroom, 3.5-bath, 2,648-square-foot single family residence listed for $449,000, MLS #2649809.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Quartz counters
- Double oven
- Stainless steel appliances
- Updated kitchen
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- White countertops
- Dark kitchen cabinets
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Hardwood floors
- Floor-to-ceiling windows
- Statement lighting
- Tray ceiling
- Stone fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Staircase
- Iron stair railing
- Walk-in closet
- Accent wall
- Gray walls
- Walk-in shower
- Private toilet room
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Tub and shower combo
- Covered front porch
- Deck
- Fenced yard
- Mature trees
- Solar panels
- Farmhouse style
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Iron fence
- Wood deck
- Flat lot
- Tile floors
- White trim
- Black hardware
- Carpet
- Attached garage
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$3,296
Offer Insights
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$413,080 – $421,611
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
Primary Bathroom
- Features: Double Vanity
- Level: Second
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bedroom 4
- Level: Lower
Bathroom 2
- Level: Second
Bathroom 3
Half Bath
- Level: First
Great Room
- Features: Ceiling Fan(s)
- Level: First
Kitchen
- Features: granite counters, kitchen island
- Level: First
Dining Room
- Level: First
Recreation Room
- Level: Lower
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Bedroom Level
Features
- Features: Ceiling Fan(s), Pantry, Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Daylight, Finished, Full, Inside Entrance
- Fireplace features: Great Room
Interior area
- Finished area above ground: 1,862 sqft
- Finished area below ground: 786 sqft
- Total interior livable area: 2,648 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.11 Acres
- Features: City Lot
- Patio & porch: Deck, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 2014
- Age: 11-15 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
Layout
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $93 /month
Nearby schools
GreatSchools rating
- 3Martin City Elementary School
- 2Grandview Sr. High School
Schools provided by the listing agent
- District: Grandview
- Elementary: Martin City
- Middle: Martin City
- High: Grandview
Price history
Tax
- Annual tax amount: $5,163 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,163 | $61,454 |
| 2024 | $4,536 | $53,440 |
| 2023 | $4,454 | $53,440 |
| 2022 | $4,203 | $46,740 |
| 2021 | $4,202 | $46,740 |
| 2020 | $3,620 | $42,571 |
| 2019 | $3,453 | $42,571 |
| 2018 | $3,453 | $37,050 |
| 2017 | $3,279 | $4,482 |
| 2016 | $377 | $4,370 |
| 2014 | $115 | $1,311 |
| 2013 | $125 | $1,311 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,096 homes for sale in Kansas City, with 798 under contract. Homes here sell for a median of $299,900 and go under contract in a median of 21 days. This home is priced $149,100 above the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,926 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,200.
Questions buyers asked Myli about this home
Maria T. from Denver, CO ·
How do I schedule a tour of 12620 Charlotte Street?
Myli · Nov 1, 7:39 PM ET
12620 Charlotte Street is open for tours now. It is a 4 bed, 3.5 bath, 2,648 sqft home listed at $449,000.
Tap Tour this home to hold up to three times before you pick one.
Aisha K. from Atlanta, GA ·
How do I get more information about 12620 Charlotte Street?
Myli · Oct 27, 6:56 PM ET
It is a 4 bed, 3.5 bath, 2,648 sqft home listed at $449,000.
Ask Myli anything about this home right on this page.
Carlos M. from Dallas, TX ·
Can I take a virtual tour of 12620 Charlotte Street?
Myli · Oct 30, 9:13 AM ET
Not yet. 12620 Charlotte Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
How many homes are for sale near 12620 Charlotte Street?
2 homes are currently for sale in 64146. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64146 neighborhood like?
12620 Charlotte Street sits in 64146. The median list here is $334,500, versus $259,700 across Kansas City, MO. Homes in 64146 go under contract in a median of 16 days, faster than Kansas City, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64146 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 12620 Charlotte Street?
About $2,550 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $5,163 tax bill and mortgage insurance folded in it lands near $3,300. Median sold price in 64146 is $245,000 — this $449,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 12620 Charlotte Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64146, where sellers accept 94% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 12620 Charlotte Street?
Yes. 12620 Charlotte Street was listed on November 2, 2026. Sellers in 64146 accepted about 6% under list on average over the last 12 months across 42 sales. Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 12620 Charlotte Street?
Sellers in 64146 accepted 94% of list over the last 12 months across 42 sales, median $245,000. Near $413,080 – $421,611 on this $449,000 list. The median home here took 16 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 12620 Charlotte Street?
Making an offer on 12620 Charlotte Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 12620 Charlotte Street?
$170 per square foot ($449,000 over 2,648 sqft). Homes sold in 64146 over the same window went for a median of $168 per square foot. This home is priced about even with that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 12620 Charlotte Street been on the market?
Listed on November 2, 2026. Homes in 64146 typically go under contract in 16 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 12620 Charlotte Street built?
12620 Charlotte Street was built in 2014, so it is about 12 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 12620 Charlotte Street have?
12620 Charlotte Street is a home with 4 bedrooms and 3.5 bathrooms across 2,648 square feet. On a 0.11 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 12620 Charlotte Street?
0.11 acres (about 4,684 square feet), per the county record for 12620 Charlotte Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 12620 Charlotte Street have a garage, a basement, air conditioning?
12620 Charlotte Street has a 2-car garage and a daylight, finished, full, inside entrance basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 12620 Charlotte Street?
Carpet, per the MLS record for 12620 Charlotte Street. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer. Tap Tour this home to see it yourself.
What schools serve 12620 Charlotte Street?
Martin City Elementary School (3/10), Grandview Sr. High School (2/10) in the Grandview district, per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64146 a buyer's or a seller's market right now?
64146 is currently a strong seller's market (very tight inventory), with about 0.6 months of supply. Homes there go under contract in a median of 16 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 12620 Charlotte Street. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 12620 Charlotte Street?
Public records show about $5,163 a year (1.1% of the list price) for 12620 Charlotte Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 12620 Charlotte Street?
Yes — $93 a month for 12620 Charlotte Street. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 12620 Charlotte Street still for sale?
Yes — 12620 Charlotte Street is active as of November 2, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 12620 Charlotte Street with someone?
Yes. Tap the share icon on this page to send 12620 Charlotte Street by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 12620 Charlotte Street to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 12620 Charlotte Street?
Yes. Ask her anything about 12620 Charlotte Street right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 02, 2026 12:35 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by Compass Realty Group
Listed November 02, 2026 02:00 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2649809
HouseLoop last checked:
Listing updated: