12439 Charlotte Street is a 2-bed, 1.5-bath, 1,380 sq ft home in Mission Lake, Kansas City, MO, listed at $220,000 on October 20, 2026. HouseLoop Vision saw fireplace, open floor plan and fenced yard in its 29 listing photos (as of November 15, 2026).
$220,000
12439 Charlotte Street, Kansas City, MO 64146
About this home
Enjoy updated interiors and low-maintenance living in Mission Lake! This two-bedroom, 2 bath townhome offers 1,380 square feet, an attached garage, and a private patio. Renovations completed in 2023 include new quartz countertops throughout, new stainless steel appliances, an updated kitchen backsplash, and refreshed flooring and lighting. A gas fireplace adds warmth to the living room. HOA includes access to two pools, a lake, clubhouse, walking trails, water utility, trash utility, lawn care, snow removal, exterior and roof maintenance covered. Convenient access to Martin City, Red Bridge shopping and dining, and major highways makes everyday living easy.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12439 Charlotte Street, Kansas City, MO 64146 identified fireplace, open floor plan, fenced yard, home office, statement lighting and stainless steel appliances, plus 21 more features. The home is an active 2-bedroom, 1.5-bath, 1,380-square-foot townhouse listed for $220,000, MLS #2648119.
Key HouseLoop Vision features
- Open floor plan
- Statement lighting
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Recessed lighting
- Electric range
- Subway tile backsplash
- Veined countertops
- Fireplace
- Home office
- Staircase
- Wood stair railing
- Tile fireplace
- Accent wall
- Fenced yard
- Concrete patio
- Flat lot
- Brown roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Siding exterior
- Wood fence
- Black hardware
- White walls
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
Half Bath
- Level: First
Living Room
- Features: Ceiling Fan(s)
- Level: First
Kitchen
- Features: Pantry
- Level: First
Bathroom 1
- Level: Second
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Electric Range, Stainless Steel Appliance(s)
- Laundry: Off The Kitchen
Features
- Features: Ceiling Fan(s)
- Flooring: Laminate, Wood
- Basement: Slab
- Fireplace features: Gas, Living Room
Interior area
- Finished area above ground: 1,380 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,380 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.03 Acres
- Features: City Lot
- Patio & porch: Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Townhouse
Materials
- Materials: Frame
Condition
- Year built: 1991
- Age: 31-40 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Kitchen
- Stainless Appliances
Interior
- Hardwood Floors
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
Community
- Community Pool
- Clubhouse
- Fitness Center
Financial & listing details
- Annual tax amount: $2,723 / yr
HOA
- Has HOA: Yes
- Fee: $390 /month
Amenities
- Clubhouse
- Exercise Room
- Pool
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,723 | $32,414 |
| 2024 | $2,508 | $29,547 |
| 2023 | $2,463 | $29,547 |
| 2022 | $2,204 | $24,511 |
| 2021 | $2,203 | $24,511 |
| 2020 | $1,892 | $22,258 |
| 2019 | $1,805 | $22,258 |
| 2018 | $1,805 | $14,752 |
| 2017 | $1,306 | $14,752 |
| 2016 | $1,242 | $14,383 |
| 2014 | $1,266 | $14,383 |
| 2013 | $1,813 | $14,383 |
Your payment
Est. payment
$2,027/mo
Tour with a HouseLoop agent
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Where it’s at
Nearby schools
Grandview · HouseLoop school ratings
- Martin City Elementary School3
- Grandview Sr. High School2
- Martin City
Price & tax history
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Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,090 homes for sale in Kansas City, with 768 under contract. Homes here sell for a median of $299,950 and go under contract in a median of 21 days. This home is priced $79,950 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,939 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,000.
Listed by ReeceNichols - Overland Park
Listed October 20, 2026 10:16 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2648119
HouseLoop last checked:
Listing updated:
$220,000
12439 Charlotte Street, Kansas City, MO 64146
HouseLoop user activity
HouseLoop last checked:
About this home
Enjoy updated interiors and low-maintenance living in Mission Lake! This two-bedroom, 2 bath townhome offers 1,380 square feet, an attached garage, and a private patio. Renovations completed in 2023 include new quartz countertops throughout, new stainless steel appliances, an updated kitchen backsplash, and refreshed…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12439 Charlotte Street, Kansas City, MO 64146 identified fireplace, open floor plan, fenced yard, home office, statement lighting and stainless steel appliances, plus 21 more features. The home is an active 2-bedroom, 1.5-bath, 1,380-square-foot townhouse listed for $220,000, MLS #2648119.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Statement lighting
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Recessed lighting
- Electric range
- Subway tile backsplash
- Veined countertops
- Fireplace
- Home office
- Staircase
- Wood stair railing
- Tile fireplace
- Accent wall
- Fenced yard
- Concrete patio
- Flat lot
- Brown roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Siding exterior
- Wood fence
- Black hardware
- White walls
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
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HouseLoop Mortgage Calculator
$2,027
Offer Insights
Choose an offer strength
$211,200 – $215,380
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
Half Bath
- Level: First
Living Room
- Features: Ceiling Fan(s)
- Level: First
Kitchen
- Features: Pantry
- Level: First
Bathroom 1
- Level: Second
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Electric Range, Stainless Steel Appliance(s)
- Laundry: Off The Kitchen
Features
- Features: Ceiling Fan(s)
- Flooring: Laminate, Wood
- Basement: Slab
- Fireplace features: Gas, Living Room
Interior area
- Finished area above ground: 1,380 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,380 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached
Lot
- Size: 0.03 Acres
- Features: City Lot
- Patio & porch: Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Townhouse
Materials
- Materials: Frame
Condition
- Year built: 1991
- Age: 31-40 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Kitchen
- Stainless Appliances
Interior
- Hardwood Floors
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
Community
- Community Pool
- Clubhouse
- Fitness Center
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $390 /month
Amenities
- Clubhouse
- Exercise Room
- Pool
Nearby schools
GreatSchools rating
- 3Martin City Elementary School
- 2Grandview Sr. High School
Schools provided by the listing agent
- District: Grandview
- Elementary: Martin City
- Middle: Martin City
- High: Grandview
Price history
Tax
- Annual tax amount: $2,723 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,723 | $32,414 |
| 2024 | $2,508 | $29,547 |
| 2023 | $2,463 | $29,547 |
| 2022 | $2,204 | $24,511 |
| 2021 | $2,203 | $24,511 |
| 2020 | $1,892 | $22,258 |
| 2019 | $1,805 | $22,258 |
| 2018 | $1,805 | $14,752 |
| 2017 | $1,306 | $14,752 |
| 2016 | $1,242 | $14,383 |
| 2014 | $1,266 | $14,383 |
| 2013 | $1,813 | $14,383 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,090 homes for sale in Kansas City, with 768 under contract. Homes here sell for a median of $299,950 and go under contract in a median of 21 days. This home is priced $79,950 below the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,939 homes for sale. Nearby Lee's Summit runs a higher median at $410,000; Independence is lower at $222,000.
Common questions about this home
How do I schedule a tour of 12439 Charlotte Street?
12439 Charlotte Street is open for tours now. It is a 2 bed, 1.5 bath, 1,380 sqft home listed at $220,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 12439 Charlotte Street?
It is a 2 bed, 1.5 bath, 1,380 sqft home listed at $220,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Kansas City in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 12439 Charlotte Street?
Not yet. 12439 Charlotte Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
What is the 64146 neighborhood like?
12439 Charlotte Street sits in 64146. The median list here is $264,950, versus $259,000 across Kansas City, MO. Homes in 64146 go under contract in a median of 16 days, faster than Kansas City, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64146 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 12439 Charlotte Street?
About $1,250 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $2,723 tax bill and mortgage insurance folded in it lands near $2,030. Median sold price in Mission Lake is $215,000. This $220,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 12439 Charlotte Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Mission Lake, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 12439 Charlotte Street?
Yes. 12439 Charlotte Street was listed on October 20, 2026, and the price changed on October 30, 2026. Sellers in Mission Lake accepted about 2% under list on average over the last 12 months across 23 sales. Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 12439 Charlotte Street?
Sellers in Mission Lake accepted 98% of list over the last 12 months across 23 sales, median $215,000. Near $211,200 – $215,380 on this $220,000 list. The median home here took 28 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 12439 Charlotte Street?
Making an offer on 12439 Charlotte Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 12439 Charlotte Street?
$159 per square foot ($220,000 over 1,380 sqft). Homes sold in Kansas City, MO over the same window went for a median of $175 per square foot. This home is priced a bit below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 12439 Charlotte Street been on the market?
Listed on October 20, 2026. Homes in Mission Lake typically go under contract in 28 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 12439 Charlotte Street built?
12439 Charlotte Street was built in 1991, so it is about 35 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 12439 Charlotte Street have?
12439 Charlotte Street is a home with 2 bedrooms and 1.5 bathrooms across 1,380 square feet. On a 0.03 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 12439 Charlotte Street?
0.03 acres (about 1,222 square feet), per the county record for 12439 Charlotte Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 12439 Charlotte Street have a garage, a basement, air conditioning?
12439 Charlotte Street has a 1-car garage and a slab basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 12439 Charlotte Street?
Laminate and Wood, per the MLS record for 12439 Charlotte Street. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer. Tap Tour this home to see it yourself.
What schools serve 12439 Charlotte Street?
Martin City Elementary School (3/10), Grandview Sr. High School (2/10) in the Grandview district, per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 12439 Charlotte Street?
Public records show about $2,723 a year (1.2% of the list price) for 12439 Charlotte Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 12439 Charlotte Street?
Yes — $390 a month for 12439 Charlotte Street. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 12439 Charlotte Street still for sale?
Yes — 12439 Charlotte Street is active as of October 20, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 12439 Charlotte Street with someone?
Yes. Tap the share icon on this page to send 12439 Charlotte Street by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 12439 Charlotte Street to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 12439 Charlotte Street?
Yes. Ask her anything about 12439 Charlotte Street right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 15, 2026 12:23 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by ReeceNichols - Overland Park
Listed October 20, 2026 10:16 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2648119
HouseLoop last checked:
Listing updated: