How do I schedule a tour of 12321 E 89th Terrace?

12321 E 89th Terrace is open for tours now. It is a 4 bed, 3 bath, 2,200 sqft home listed at $489,900.

Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 12321 E 89th Terrace?

It is a 4 bed, 3 bath, 2,200 sqft home listed at $489,900.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Kansas City in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 12321 E 89th Terrace?

Not yet — 12321 E 89th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How many homes are for sale near 12321 E 89th Terrace?

102 homes are currently for sale in 64138.

More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Tour this home to see this one first.

What is the 64138 neighborhood like?

12321 E 89th Terrace sits in 64138. The median list here is $226,750, versus $268,000 across Kansas City, MO. Homes in 64138 go under contract in a median of 15 days, faster than Kansas City, MO as a whole.

A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64138 compares to nearby zips, or tap Tour this home to see the block for yourself.

How much is the monthly payment for 12321 E 89th Terrace?

About $2,790 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $6,800 tax bill and mortgage insurance folded in it lands near $3,660. Median sold price in 64138 is $227,000 — this $489,900 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 12321 E 89th Terrace?

Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64138, where sellers accept 101% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 12321 E 89th Terrace?

Yes. 12321 E 89th Terrace was listed on July 15, 2026. Homes in 64138 sold at about 101% of list over the last 12 months — near or above asking, so room to negotiate is tighter than usual.

Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 12321 E 89th Terrace?

Sellers in 64138 accepted 101% of list over the last 12 months across 331 sales, median $227,000, near $485,001 – $494,309 on this $489,900 list. The median home here took 15 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 12321 E 89th Terrace?

Making an offer on 12321 E 89th Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 12321 E 89th Terrace?

$223 per square foot ($489,900 over 2,200 sqft). Homes sold in 64138 over the same window went for a median of $137 per square foot, so this home is priced well above that per-square-foot median.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 12321 E 89th Terrace been on the market?

Listed on July 15, 2026. Homes in 64138 typically go under contract in 15 days.

How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 12321 E 89th Terrace built?

12321 E 89th Terrace was built this year.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.

How many bedrooms and bathrooms does 12321 E 89th Terrace have?

12321 E 89th Terrace is a home with 4 bedrooms and 3 bathrooms across 2,200 square feet, on a 0.22 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.

What is the lot size of 12321 E 89th Terrace?

0.22 acres (about 9,620 square feet), per the county record for 12321 E 89th Terrace.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City, or tap Ask a question to find out what's allowed.

Does 12321 E 89th Terrace have a garage, a basement, air conditioning?

12321 E 89th Terrace has a 3-car garage and a basement br, finished, full basement, and electric cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.

What schools serve 12321 E 89th Terrace?

Southwood Elementary School (2/10), South Middle School (3/10), Raytown South Sr. High School (2/10) in the Raytown district, per GreatSchools' 1-10 ratings for this address.

School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.

Is 64138 a buyer's or a seller's market right now?

64138 is currently a seller's market (below-balanced inventory), with about 3.7 months of supply. Homes there go under contract in a median of 15 days.

That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 12321 E 89th Terrace, or tap Ask a question for a HouseLoop agent's read on it.

What are the property taxes for 12321 E 89th Terrace?

Public records show about $6,800 a year (1.4% of the list price) for 12321 E 89th Terrace. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 12321 E 89th Terrace?

Yes — $77 a month for 12321 E 89th Terrace.

An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.

Is 12321 E 89th Terrace still for sale?

Yes — 12321 E 89th Terrace is active as of July 15, 2026.

Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.

Can I share 12321 E 89th Terrace with someone?

Yes — tap the share icon on this page to send 12321 E 89th Terrace by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the Kansas City market?

Tap ♥ on 12321 E 89th Terrace to get a text the moment its price or status changes, or search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 12321 E 89th Terrace?

Yes — ask her anything about 12321 E 89th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Kansas City.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.