12104 E 78th Terrace, Kansas City, MO 64138
$495,500
Under Contract12104 E 78th Terrace, Kansas City, MO 64138
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Est. payment
$3,593/mo
Price & tax history
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Where it’s at
Nearby schools
Raytown · HouseLoop school ratings
- Robinson Elementary School8
- Raytown Central Middle School4
- Raytown South Sr. High School2
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,149 homes for sale in Kansas City, with 814 under contract. Homes here sell for a median of $299,000 and go under contract in a median of 21 days. This home is priced $196,500 above the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,972 homes for sale. Nearby Lee's Summit runs a higher median at $412,000; Independence is lower at $223,000.
Listed by RE/MAX Elite, REALTORS
Listed June 07, 2026 12:35 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2624628
HouseLoop last checked:
Listing updated:
This home is under contract — it has an accepted offer.
About this home
**PRICE REDUCED!!** Welcome to this exceptional 6-bedroom, 5-bathroom home situated on a spacious half-acre lot, thoughtfully designed with comfort, accessibility, and multigenerational living in mind. With over-the-top functionality and room for everyone, this unique property offers a rare combination of space, flexibility, and convenience. Built with accessibility at the forefront, the home features extra-wide hallways and 3-foot-wide interior doorways throughout, providing ease of movement and everyday comfort. The main level offers three bedrooms and three full bathrooms, including two primary suites, making it ideal for extended families, guests, or those seeking single-level living. Upstairs, you'll find two additional bedrooms and a full bathroom, providing plenty of space for family members, home offices, or hobby rooms. The walkout basement is truly a home within a home, featuring a complete second living quarters with a full kitchen, bedroom, full bathroom, two separate living areas, and its own private garage space. Whether you're accommodating aging parents, adult children, long-term guests, or exploring income-producing opportunities, this setup provides unmatched versatility. Recent updates include fresh interior paint and new flooring throughout most of the home, giving the interior a clean, modern feel. With three total garage spaces, abundant living space, and a layout designed to adapt to a variety of living situations, this property is perfectly suited for today's multigenerational lifestyle. Opportunities like this are rare—schedule your private showing today and experience all this remarkable home has to offer!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12104 E 78th Terrace, Kansas City, MO 64138 identified covered front porch, finished basement, traditional style, tall ceilings, second kitchen and fireplace, plus 38 more features. The home is an under-contract 6-bedroom, 5-bath, 4,439-square-foot single family residence listed for $495,500, MLS #2624628.
Key HouseLoop Vision features
- Open floor plan
- Off-white kitchen cabinets
- Stainless steel appliances
- Breakfast nook
- Electric range
- Gray countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Second kitchen
- Fireplace
- Home office
- Statement lighting
- Wall of windows
- Two-story living room
- Staircase
- Wood stair railing
- Tile fireplace
- Double vanity
- Wood vanity
- Covered front porch
- Deck
- Big backyard
- Pergola
- Fenced yard
- Mature trees
- Fire pit
- Paver patio
- Gray roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Wood fence
- Wood deck
- Concrete patio
- Flat lot
- Traditional style
- Tile floors
- Garage storage system
- Black hardware
- White trim
- Beige walls
- Carpet
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Full bathrooms: 5
Heating
- Heating: Natural Gas, Forced Air, Zoned
Cooling
- Cooling: Electric, Zoned
Appliances
- Laundry: Main Level, Multiple Locations
Features
- Flooring: Carpet, Luxury Vinyl, Tile, Wood
- Basement: Basement BR, Concrete, Finished, Full, Walk-Out Access
- Fireplace features: Living Room
- Other rooms: Main Floor BR, Main Floor Primary Bedroom, Workshop
Interior area
- Finished area above ground: 3,047 sqft
- Finished area below ground: 1,392 sqft
- Total interior livable area: 4,439 sqft
Property
Parking
- Total spaces: 3
- Parking features: Basement, Garage Door Opener, Garage Faces Front, Garage Faces Side
Lot
- Size: 0.47 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 1992
- Age: 31-40 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fenced Yard
Interior
- Hardwood Floors
- Tile Floors
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- In-law Suite
- Workshop
Financial & listing details
- Annual tax amount: $6,518 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $6,519 | $71,864 |
| 2024 | $7,069 | $78,100 |
| 2023 | $7,023 | $78,100 |
| 2022 | $5,084 | $54,341 |
| 2021 | $5,083 | $54,341 |
| 2020 | $4,907 | $51,830 |
| 2019 | $4,814 | $51,830 |
| 2018 | $4,814 | $43,783 |
| 2017 | $4,179 | $43,783 |
| 2016 | $3,912 | $42,663 |
| 2014 | $3,822 | $41,420 |
| 2013 | $3,861 | $41,420 |
$495,500
Under Contract12104 E 78th Terrace, Kansas City, MO 64138
HouseLoop user activity
HouseLoop last checked:
About this home
**PRICE REDUCED!!** Welcome to this exceptional 6-bedroom, 5-bathroom home situated on a spacious half-acre lot, thoughtfully designed with comfort, accessibility, and multigenerational living in mind. With over-the-top functionality and room for everyone, this unique property offers a rare combination of space,…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 12104 E 78th Terrace, Kansas City, MO 64138 identified covered front porch, finished basement, traditional style, tall ceilings, second kitchen and fireplace, plus 38 more features. The home is an under-contract 6-bedroom, 5-bath, 4,439-square-foot single family residence listed for $495,500, MLS #2624628.
Key HouseLoop Vision features
- Open floor plan
- Off-white kitchen cabinets
- Stainless steel appliances
- Breakfast nook
- Electric range
- Gray countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Second kitchen
- Fireplace
- Home office
- Statement lighting
- Wall of windows
- Two-story living room
- Staircase
- Wood stair railing
- Tile fireplace
- Double vanity
- Wood vanity
- Covered front porch
- Deck
- Big backyard
- Pergola
- Fenced yard
- Mature trees
- Fire pit
- Paver patio
- Gray roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Wood fence
- Wood deck
- Concrete patio
- Flat lot
- Traditional style
- Tile floors
- Garage storage system
- Black hardware
- White trim
- Beige walls
- Carpet
- Attached garage
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$3,593
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Full bathrooms: 5
Heating
- Heating: Natural Gas, Forced Air, Zoned
Cooling
- Cooling: Electric, Zoned
Appliances
- Laundry: Main Level, Multiple Locations
Features
- Flooring: Carpet, Luxury Vinyl, Tile, Wood
- Basement: Basement BR, Concrete, Finished, Full, Walk-Out Access
- Fireplace features: Living Room
- Other rooms: Main Floor BR, Main Floor Primary Bedroom, Workshop
Interior area
- Finished area above ground: 3,047 sqft
- Finished area below ground: 1,392 sqft
- Total interior livable area: 4,439 sqft
Property
Parking
- Total spaces: 3
- Parking features: Basement, Garage Door Opener, Garage Faces Front, Garage Faces Side
Lot
- Size: 0.47 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 1992
- Age: 31-40 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fenced Yard
Interior
- Hardwood Floors
- Tile Floors
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- In-law Suite
- Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Robinson Elementary School
- 4Raytown Central Middle School
- 2Raytown South Sr. High School
Schools provided by the listing agent
- District: Raytown
- High: Raytown South
Price history
Tax
- Annual tax amount: $6,518 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $6,519 | $71,864 |
| 2024 | $7,069 | $78,100 |
| 2023 | $7,023 | $78,100 |
| 2022 | $5,084 | $54,341 |
| 2021 | $5,083 | $54,341 |
| 2020 | $4,907 | $51,830 |
| 2019 | $4,814 | $51,830 |
| 2018 | $4,814 | $43,783 |
| 2017 | $4,179 | $43,783 |
| 2016 | $3,912 | $42,663 |
| 2014 | $3,822 | $41,420 |
| 2013 | $3,861 | $41,420 |
Similar listings and the Kansas City market
Look throughout Kansas City, Missouri
There are currently 2,149 homes for sale in Kansas City, with 814 under contract. Homes here sell for a median of $299,000 and go under contract in a median of 21 days. This home is priced $196,500 above the Kansas City median.
Kansas City sits in Jackson County, which covers 51 zip codes and 2,972 homes for sale. Nearby Lee's Summit runs a higher median at $412,000; Independence is lower at $223,000.
Frequently asked questions about 12104 E 78th Terrace
How do I get more information about 12104 E 78th Terrace?
It is a 6 bed, 5 bath, 4,439 sqft home listed at $495,500.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Kansas City in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 12104 E 78th Terrace?
Not yet — 12104 E 78th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Kansas City, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How many homes are for sale near 12104 E 78th Terrace?
105 homes are currently for sale in 64138.
More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Ask a question for a HouseLoop agent's read on it.
What is the 64138 neighborhood like?
12104 E 78th Terrace sits in 64138. The median list here is $220,000, versus $265,000 across Kansas City, MO. Homes in 64138 go under contract in a median of 20 days, faster than Kansas City, MO as a whole.
A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64138 compares to nearby zips, or tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 12104 E 78th Terrace?
About $2,820 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $6,519 tax bill and mortgage insurance folded in it lands near $3,590. Median sold price in 64138 is $225,000 — this $495,500 list is above it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 12104 E 78th Terrace?
$112 per square foot ($495,500 over 4,439 sqft). Homes sold in 64138 over the same window went for a median of $138 per square foot, so this home is priced well below that per-square-foot median.
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 12104 E 78th Terrace built?
12104 E 78th Terrace was built in 1992, so it is about 34 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 12104 E 78th Terrace have?
12104 E 78th Terrace is a home with 6 bedrooms and 5 bathrooms across 4,439 square feet, on a 0.47 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 12104 E 78th Terrace?
0.47 acres (about 20,502 square feet), per the county record for 12104 E 78th Terrace.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City, or tap Ask a question to find out what's allowed.
Does 12104 E 78th Terrace have a garage, a basement, air conditioning?
12104 E 78th Terrace has a 3-car garage and a basement br, concrete, finished, full, walk-out access basement, and electric and zoned cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 12104 E 78th Terrace?
Carpet, Luxury Vinyl, Tile and Wood, per the MLS record for 12104 E 78th Terrace.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 12104 E 78th Terrace?
Robinson Elementary School (8/10), Raytown Central Middle School (4/10), Raytown South Sr. High School (2/10) in the Raytown district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
Is 64138 a buyer's or a seller's market right now?
64138 is currently a seller's market (below-balanced inventory), with about 3.9 months of supply. Homes there go under contract in a median of 20 days.
That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 12104 E 78th Terrace, or tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 12104 E 78th Terrace?
Public records show about $6,519 a year (1.3% of the list price) for 12104 E 78th Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 12104 E 78th Terrace?
No HOA is listed for 12104 E 78th Terrace, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 12104 E 78th Terrace still for sale?
12104 E 78th Terrace went under contract on October 6, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and HouseLoop will let you know the moment it comes back available.
Can I share 12104 E 78th Terrace with someone?
Yes — tap the share icon on this page to send 12104 E 78th Terrace by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 12104 E 78th Terrace to get a text the moment its price or status changes, or search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 12104 E 78th Terrace?
Yes — ask her anything about 12104 E 78th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Kansas City.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 06, 2026 02:18 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by RE/MAX Elite, REALTORS
Listed June 07, 2026 12:35 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2624628
HouseLoop last checked:
Listing updated: