10901 E 81st Terrace, Raytown, MO 64138
10901 E 81st Terrace is a 3-bed, 1-bath, 2,072 sq ft home in Rolling Hills, Raytown, MO, listed at $205,000 on October 19, 2026. HouseLoop Vision saw ranch-style home, covered front porch and finished basement in its 32 listing photos (as of November 2, 2026).
$205,000
10901 E 81st Terrace, Raytown, MO 64138
About this home
Charming 3-bedroom, 1-bath ranch situated on a spacious corner lot! A circular driveway provides additional parking and easy access, while the two-car garage offers room for vehicles and storage. Inside, the kitchen features a gas range and plenty of cabinet space, with a dedicated dining area perfect for everyday meals and gatherings. A covered breezeway connects the home to the garage and provides convenient access to the large, fenced backyard, ideal for entertaining, pets, or outdoor activities. The basement offers additional living space with flexibility for a recreation room, home office, or hobby area. With its functional layout, oversized outdoor space, and convenient location, this home has plenty to offer!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 10901 E 81st Terrace, Raytown, MO 64138 identified ranch-style home, covered front porch, finished basement, open floor plan, mature trees and kitchen island, plus 25 more features. The home is an active 3-bedroom, 1-bath, 2,072-square-foot single family residence listed for $205,000, MLS #2647448.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Gas range
- Stainless steel appliances
- Wood kitchen cabinets
- Kitchen backsplash
- Beige or brown countertops
- Raised-panel cabinets
- Finished basement
- Wall of windows
- Built-ins
- Recessed lighting
- Walk-in closet
- Tiled shower
- Double vanity
- Gray vanity
- Renovated bathrooms
- Tub and shower combo
- Covered front porch
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Flat lot
- Ranch-style home
- Hardwood floors
- Tile floors
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Heating
- Heating: Central Electric
Cooling
- Cooling: Electric
Features
- Basement: Full
Interior area
- Finished area above ground: 1,036 sqft
- Finished area below ground: 1,036 sqft
- Total interior livable area: 2,072 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.34 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1940
- Age: 76-100 Years
Utilities & green energy
- Water: Public
Highlights
Layout
- Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $2,309 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,309 | $20,854 |
| 2024 | $2,644 | $29,310 |
| 2023 | $2,626 | $29,310 |
| 2022 | $1,483 | $15,771 |
| 2021 | $1,489 | $15,771 |
| 2020 | $1,494 | $15,680 |
| 2019 | $1,486 | $15,680 |
| 2018 | $1,486 | $15,456 |
| 2017 | $1,456 | $15,456 |
| 2016 | $1,375 | $15,069 |
| 2014 | $1,347 | $14,630 |
| 2013 | $1,345 | $14,630 |
Your payment
Est. payment
$1,513/mo
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Where it’s at
Nearby schools
Raytown · HouseLoop school ratings
- Southwood Elementary School2
- South Middle School3
- Raytown South Sr. High School2
Price & tax history
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Similar listings and the Raytown market
Look throughout Raytown, Missouri
There are currently 123 homes for sale in Raytown, with 36 under contract. Homes here sell for a median of $224,000 and go under contract in a median of 23 days. This home is priced $19,000 below the Raytown median.
Raytown sits in Jackson County, which covers 51 zip codes and 2,920 homes for sale. Nearby Kansas City runs a higher median at $299,900; Independence is lower at $222,200 with more inventory.
Listed by Keller Williams Realty Partners Inc.
Listed October 19, 2026 07:32 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2647448
HouseLoop last checked:
Listing updated:
$205,000
10901 E 81st Terrace, Raytown, MO 64138
HouseLoop user activity
HouseLoop last checked:
About this home
Charming 3-bedroom, 1-bath ranch situated on a spacious corner lot! A circular driveway provides additional parking and easy access, while the two-car garage offers room for vehicles and storage. Inside, the kitchen features a gas range and plenty of cabinet space, with a dedicated dining area perfect for everyday…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 10901 E 81st Terrace, Raytown, MO 64138 identified ranch-style home, covered front porch, finished basement, open floor plan, mature trees and kitchen island, plus 25 more features. The home is an active 3-bedroom, 1-bath, 2,072-square-foot single family residence listed for $205,000, MLS #2647448.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Gas range
- Stainless steel appliances
- Wood kitchen cabinets
- Kitchen backsplash
- Beige or brown countertops
- Raised-panel cabinets
- Finished basement
- Wall of windows
- Built-ins
- Recessed lighting
- Walk-in closet
- Tiled shower
- Double vanity
- Gray vanity
- Renovated bathrooms
- Tub and shower combo
- Covered front porch
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Flat lot
- Ranch-style home
- Hardwood floors
- Tile floors
- Attached garage
See this home in person
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$1,513
Offer Insights
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$196,800 – $200,695
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 1
Heating
- Heating: Central Electric
Cooling
- Cooling: Electric
Features
- Basement: Full
Interior area
- Finished area above ground: 1,036 sqft
- Finished area below ground: 1,036 sqft
- Total interior livable area: 2,072 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.34 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1940
- Age: 76-100 Years
Utilities & green energy
- Water: Public
Highlights
Layout
- Basement
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 2Southwood Elementary School
- 3South Middle School
- 2Raytown South Sr. High School
Schools provided by the listing agent
- District: Raytown
- Elementary: Southwood
- Middle: South Middle School
- High: Raytown South
Price history
Tax
- Annual tax amount: $2,309 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,309 | $20,854 |
| 2024 | $2,644 | $29,310 |
| 2023 | $2,626 | $29,310 |
| 2022 | $1,483 | $15,771 |
| 2021 | $1,489 | $15,771 |
| 2020 | $1,494 | $15,680 |
| 2019 | $1,486 | $15,680 |
| 2018 | $1,486 | $15,456 |
| 2017 | $1,456 | $15,456 |
| 2016 | $1,375 | $15,069 |
| 2014 | $1,347 | $14,630 |
| 2013 | $1,345 | $14,630 |
Similar listings and the Raytown market
Look throughout Raytown, Missouri
There are currently 123 homes for sale in Raytown, with 36 under contract. Homes here sell for a median of $224,000 and go under contract in a median of 23 days. This home is priced $19,000 below the Raytown median.
Raytown sits in Jackson County, which covers 51 zip codes and 2,920 homes for sale. Nearby Kansas City runs a higher median at $299,900; Independence is lower at $222,200 with more inventory.
Questions buyers asked Myli about this home
Daniel H. from Seattle, WA ·
How do I schedule a tour of 10901 E 81st Terrace?
Myli · Oct 20, 8:17 AM ET
10901 E 81st Terrace is open for tours now. It is a 3 bed, 1 bath, 2,072 sqft home listed at $205,000.
Tap Tour this home to hold up to three times before you pick one.
Carlos M. from Dallas, TX ·
How do I get more information about 10901 E 81st Terrace?
Myli · Oct 21, 8:39 AM ET
It is a 3 bed, 1 bath, 2,072 sqft home listed at $205,000.
Ask Myli anything about this home right on this page.
Maria T. from Denver, CO ·
Can I take a virtual tour of 10901 E 81st Terrace?
Myli · Oct 21, 4:46 PM ET
Not yet. 10901 E 81st Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
How many homes are for sale near 10901 E 81st Terrace?
107 homes are currently for sale in 64138. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 64138 neighborhood like?
10901 E 81st Terrace sits in 64138. The median list here is $219,950, versus $215,000 across Raytown, MO. Homes in 64138 go under contract in a median of 20 days, faster than Raytown, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64138 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 10901 E 81st Terrace?
About $1,170 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $2,309 tax bill and mortgage insurance folded in it lands near $1,510. Median sold price in 64138 is $225,000. This $205,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 10901 E 81st Terrace?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64138, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 10901 E 81st Terrace?
Yes. 10901 E 81st Terrace was listed on October 19, 2026. Sellers in 64138 accepted about 2% under list on average over the last 12 months across 320 sales. Your HouseLoop agent writes the offer with the recent sales in Raytown sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 10901 E 81st Terrace?
Sellers in 64138 accepted 98% of list over the last 12 months across 320 sales, median $225,000. Near $196,800 – $200,695 on this $205,000 list. The median home here took 20 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 10901 E 81st Terrace?
Making an offer on 10901 E 81st Terrace means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 10901 E 81st Terrace?
$99 per square foot ($205,000 over 2,072 sqft). Homes sold in 64138 over the same window went for a median of $137 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 10901 E 81st Terrace been on the market?
Listed on October 19, 2026. Homes in 64138 typically go under contract in 20 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 10901 E 81st Terrace built?
10901 E 81st Terrace was built in 1940. It is about 86 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 10901 E 81st Terrace have?
10901 E 81st Terrace is a home with 3 bedrooms and 1 bathroom across 2,072 square feet. On a 0.34 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 10901 E 81st Terrace?
0.34 acres (about 14,636 square feet), per the county record for 10901 E 81st Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Raytown. Tap Ask a question to find out what's allowed.
Does 10901 E 81st Terrace have a garage, a basement, air conditioning?
10901 E 81st Terrace has a 2-car garage and a full basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What schools serve 10901 E 81st Terrace?
Southwood Elementary School (2/10), South Middle School (3/10), Raytown South Sr. High School (2/10) in the Raytown district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64138 a buyer's or a seller's market right now?
64138 is currently a seller's market (below-balanced inventory), with about 4 months of supply. Homes there go under contract in a median of 20 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 10901 E 81st Terrace. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 10901 E 81st Terrace?
Public records show about $2,309 a year (1.1% of the list price) for 10901 E 81st Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 10901 E 81st Terrace?
No HOA is listed for 10901 E 81st Terrace, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 10901 E 81st Terrace still for sale?
Yes — 10901 E 81st Terrace is active as of October 19, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 10901 E 81st Terrace with someone?
Yes. Tap the share icon on this page to send 10901 E 81st Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Raytown market?
Tap ♥ on 10901 E 81st Terrace to get a text the moment its price or status changes. Search Raytown on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 10901 E 81st Terrace?
Yes. Ask her anything about 10901 E 81st Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Raytown. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 24, 2026 01:33 AM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Keller Williams Realty Partners Inc.
Listed October 19, 2026 07:32 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2647448
HouseLoop last checked:
Listing updated: