109 T Street, Lake Lotawana, MO 64086
109 T Street is a 2-bed, 2-bath, 1,944 sq ft home in Lake Lotawana, Lake Lotawana, MO, listed at $540,000 on November 5, 2026. HouseLoop Vision saw lake visible from the property, tall ceilings and fireplace in its 22 listing photos (as of November 5, 2026).
$540,000
109 T Street, Lake Lotawana, MO 64086
About this home
Welcome to the lake! This rare Lake Lotawana gem sits on an expansive flat double lot and delivers the premium waterfront lifestyle—This one level ranch 2 bedroom 2 bath home has an oversized 2 car garage and a massive driveway for the parking space everyone craves but rarely finds! Step inside to an open-air floor plan designed for effortless lake entertaining. The front door opens to a spacious living room boasting soaring ceilings and immediate, captivating water views. A double-sided see-through fireplace anchors the main dining area, seamlessly connecting to a cozy family room lined with massive picture windows that frame the lake. The open kitchen features a kitchen island perfect for hosting, and a pantry. The primary suite is a true retreat, featuring an incredible, one-of-a-kind custom walk-in closet, a bonus built-in vanity, and an updated ensuite bathroom complete with double vanities and a custom steam shower. The oversized second bedroom does not disappoint, offering a very roomy walk-in closet of its own. Outside is an entertainer's paradise. Relax on the multiple decks or gather around the firepit just steps from the shoreline. Water enthusiasts will love having two private docks: a dedicated swim dock, plus a spectacular double-decker dock equipped with a boat slip, and an expansive upper sundeck. Enjoy everything this vibrant community has to offer, including pickleball and tennis courts, a kids' park, active boating, fishing, legendary ski shows, and one of the area's best waterfront restaurants. Easy access from 7 hwy! Don't miss this rare opportunity to own a piece of Lotawana paradise!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 109 T Street, Lake Lotawana, MO 64086 identified lake visible from the property, tall ceilings, fireplace, pond or creek visible on the lot, open floor plan and big backyard, plus 39 more features. The home is an active 2-bedroom, 2-bath, 1,944-square-foot single family residence listed for $540,000, MLS #2650217.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- White kitchen
- Butcher block countertops
- Shaker cabinets
- Updated kitchen
- White appliances
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- Beige or brown countertops
- Black hardware
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Statement lighting
- Tray ceiling
- Ceiling beams
- Wall of windows
- Built-ins
- Recessed lighting
- Tile fireplace
- Walk-in closet
- Carpet
- Walk-in shower
- Tiled shower
- Double vanity
- Frameless glass shower
- Black vanity
- Renovated bathrooms
- Tub and shower combo
- Lake visible from the property
- Pond or creek visible on the lot
- Big backyard
- Mature trees
- Covered patio
- Brown roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Flat lot
- Hardwood floors
- Farmhouse style
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: Main
Primary Bathroom
- Features: Double Vanity
- Level: Main
Bedroom 2
- Features: ceiling fan(s), walk-in closet(s)
- Level: Main
Family Room
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Kitchen
- Features: kitchen island, laminate counters, pantry
- Level: Main
Dining Room
- Level: Main
Laundry
- Level: Main
Bathroom 1
- Level: Main
Heating
- Heating: Central Electric
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Floor, Wood
- Basement: Crawl Space
- Fireplace features: Dining Room, Family Room, See Through, Wood Burning
- Other rooms: Family Room
Interior area
- Finished area above ground: 1,944 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,944 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.43 Acres
- Features: Lake Front
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1950
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Waterfront
Kitchen
- Kitchen Island
- Walk-in Pantry
Interior
- Hardwood Floors
- Tile Floors
- Tall Ceilings
Layout
- Bonus Room
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
Community
- Playground
- Tennis Court
Financial & listing details
- Annual tax amount: $4,772 / yr
HOA
- Has HOA: Yes
- Fee: $2,725 /year
Amenities
- Pickleball Court(s)
- Play Area
- Tennis Court(s)
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2022 | $899 | $11,020 |
| 2021 | $861 | $11,020 |
| 2020 | $891 | $10,972 |
| 2019 | $870 | $10,972 |
| 2018 | $870 | $9,549 |
| 2017 | $847 | $9,549 |
| 2016 | $809 | $9,310 |
| 2014 | $826 | $9,310 |
| 2013 | $826 | $9,310 |
| 2012 | $830 | $9,310 |
| 2011 | $826 | $9,310 |
| 2010 | $815 | $9,310 |
Your payment
Est. payment
$3,617/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Lee's Summit · HouseLoop school ratings
- Mason Elementary School8
- Bernard C. Campbell Middle School7
- Lee's Summit North High School8
Price & tax history
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Similar listings and the Lake Lotawana market
Look throughout Lake Lotawana, Missouri
There are currently 41 homes for sale in Lake Lotawana, with 13 under contract. Homes here sell for a median of $560,000 and go under contract in a median of 34 days. This home is priced $20,000 below the Lake Lotawana median.
Lake Lotawana sits in Jackson County, which covers 51 zip codes and 2,914 homes for sale. Nearby Kansas City is lower at $299,999 with more inventory.
Listed by ReeceNichols - Lees Summit
Listed November 05, 2026 12:50 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650217
HouseLoop last checked:
Listing updated:
$540,000
109 T Street, Lake Lotawana, MO 64086
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome to the lake! This rare Lake Lotawana gem sits on an expansive flat double lot and delivers the premium waterfront lifestyle—This one level ranch 2 bedroom 2 bath home has an oversized 2 car garage and a massive driveway for the parking space everyone craves but rarely finds! Step inside to an open-air floor…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 109 T Street, Lake Lotawana, MO 64086 identified lake visible from the property, tall ceilings, fireplace, pond or creek visible on the lot, open floor plan and big backyard, plus 39 more features. The home is an active 2-bedroom, 2-bath, 1,944-square-foot single family residence listed for $540,000, MLS #2650217.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- White kitchen
- Butcher block countertops
- Shaker cabinets
- Updated kitchen
- White appliances
- Electric range
- Kitchen backsplash
- Subway tile backsplash
- Beige or brown countertops
- Black hardware
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Statement lighting
- Tray ceiling
- Ceiling beams
- Wall of windows
- Built-ins
- Recessed lighting
- Tile fireplace
- Walk-in closet
- Carpet
- Walk-in shower
- Tiled shower
- Double vanity
- Frameless glass shower
- Black vanity
- Renovated bathrooms
- Tub and shower combo
- Lake visible from the property
- Pond or creek visible on the lot
- Big backyard
- Mature trees
- Covered patio
- Brown roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Flat lot
- Hardwood floors
- Farmhouse style
- Attached garage
See this home in person
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HouseLoop Mortgage Calculator
$3,617
Offer Insights
Choose an offer strength
$491,400 – $501,660
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: Main
Primary Bathroom
- Features: Double Vanity
- Level: Main
Bedroom 2
- Features: ceiling fan(s), walk-in closet(s)
- Level: Main
Family Room
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Kitchen
- Features: kitchen island, laminate counters, pantry
- Level: Main
Dining Room
- Level: Main
Laundry
- Level: Main
Bathroom 1
- Level: Main
Heating
- Heating: Central Electric
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Floor, Wood
- Basement: Crawl Space
- Fireplace features: Dining Room, Family Room, See Through, Wood Burning
- Other rooms: Family Room
Interior area
- Finished area above ground: 1,944 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 1,944 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.43 Acres
- Features: Lake Front
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1950
- Age: 76-100 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Waterfront
Kitchen
- Kitchen Island
- Walk-in Pantry
Interior
- Hardwood Floors
- Tile Floors
- Tall Ceilings
Layout
- Bonus Room
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
Community
- Playground
- Tennis Court
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $2,725 /year
Amenities
- Pickleball Court(s)
- Play Area
- Tennis Court(s)
Nearby schools
GreatSchools rating
- 8Mason Elementary School
- 7Bernard C. Campbell Middle School
- 8Lee's Summit North High School
Schools provided by the listing agent
- District: Lee's Summit
- Elementary: Mason
- Middle: Bernard Campbell
- High: Lee's Summit North
Price history
Tax
- Annual tax amount: $4,772 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2022 | $899 | $11,020 |
| 2021 | $861 | $11,020 |
| 2020 | $891 | $10,972 |
| 2019 | $870 | $10,972 |
| 2018 | $870 | $9,549 |
| 2017 | $847 | $9,549 |
| 2016 | $809 | $9,310 |
| 2014 | $826 | $9,310 |
| 2013 | $826 | $9,310 |
| 2012 | $830 | $9,310 |
| 2011 | $826 | $9,310 |
| 2010 | $815 | $9,310 |
Similar listings and the Lake Lotawana market
Look throughout Lake Lotawana, Missouri
There are currently 41 homes for sale in Lake Lotawana, with 13 under contract. Homes here sell for a median of $560,000 and go under contract in a median of 34 days. This home is priced $20,000 below the Lake Lotawana median.
Lake Lotawana sits in Jackson County, which covers 51 zip codes and 2,914 homes for sale. Nearby Kansas City is lower at $299,999 with more inventory.
Questions buyers asked Myli about this home
Marcus B. from Minneapolis, MN ·
How do I schedule a tour of 109 T Street?
Myli · Oct 30, 10:56 PM ET
109 T Street is open for tours now. It is a 2 bed, 2 bath, 1,944 sqft home listed at $540,000.
Tap Tour this home to hold up to three times before you pick one.
Daniel H. from Seattle, WA ·
How do I get more information about 109 T Street?
Myli · Nov 1, 8:26 PM ET
It is a 2 bed, 2 bath, 1,944 sqft home listed at $540,000.
Ask Myli anything about this home right on this page.
Priya S. from Austin, TX ·
Can I take a virtual tour of 109 T Street?
Myli · Nov 1, 2:48 AM ET
Not yet. 109 T Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
What is the 64086 neighborhood like?
109 T Street sits in 64086. The median list here is $375,000, versus $449,000 across Lake Lotawana, MO. Homes in 64086 go under contract in a median of 20 days, faster than Lake Lotawana, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64086 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 109 T Street?
About $3,070 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With an $6,480 estimated tax and mortgage insurance folded in it lands near $4,080. Median sold price in Lake Lotawana is $640,000. This $540,000 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 109 T Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Lake Lotawana, where sellers accept 93% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 109 T Street?
Yes. 109 T Street was listed on November 4, 2026. Sellers in Lake Lotawana accepted about 7% under list on average over the last 12 months across 40 sales. Your HouseLoop agent writes the offer with the recent sales in Lake Lotawana sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 109 T Street?
Sellers in Lake Lotawana accepted 93% of list over the last 12 months across 40 sales, median $640,000. Near $491,400 – $501,660 on this $540,000 list. The median home here took 28 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 109 T Street?
Making an offer on 109 T Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 109 T Street?
$278 per square foot ($540,000 over 1,944 sqft). Homes sold in Lake Lotawana, MO over the same window went for a median of $343 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 109 T Street been on the market?
Listed on November 4, 2026. Homes in Lake Lotawana typically go under contract in 28 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 109 T Street built?
109 T Street was built in 1950, so it is about 76 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 109 T Street have?
109 T Street is a home with 2 bedrooms and 2 bathrooms across 1,944 square feet. On a 0.43 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 109 T Street?
0.43 acres (about 18,731 square feet), per the county record for 109 T Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Lake Lotawana. Tap Ask a question to find out what's allowed.
Does 109 T Street have a garage, a basement, air conditioning?
109 T Street has a 2-car garage and a crawl space basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 109 T Street?
Carpet, Ceramic Floor and Wood, per the MLS record for 109 T Street. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Lake Lotawana tend to prefer. Tap Tour this home to see it yourself.
What schools serve 109 T Street?
Mason Elementary School (8/10), Bernard C. Campbell Middle School (7/10), Lee's Summit North High School (8/10) in the Lee's Summit district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 109 T Street?
Public records show about $899 a year (0.2% of the list price) for 109 T Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 109 T Street?
Yes — $227 a month for 109 T Street. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 109 T Street still for sale?
Yes — 109 T Street is active as of November 4, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 109 T Street with someone?
Yes. Tap the share icon on this page to send 109 T Street by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Lake Lotawana market?
Tap ♥ on 109 T Street to get a text the moment its price or status changes. Search Lake Lotawana on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 109 T Street?
Yes. Ask her anything about 109 T Street right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Lake Lotawana. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 05, 2026 04:01 AM
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Counties homes for sale · median list price
Listed by ReeceNichols - Lees Summit
Listed November 05, 2026 12:50 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650217
HouseLoop last checked:
Listing updated: