643 N Main Street, Excelsior Springs, MO 64024
643 N Main Street is a 2-bed, 1-bath, 962 sq ft home in Kansas City Addition, Excelsior Springs, MO, listed at $174,900 on October 22, 2026. HouseLoop Vision saw statement lighting, luxury vinyl floors and butcher block countertops in its 3 listing photos (as of November 4, 2026).
$137,466
643 N Main Street, Excelsior Springs, MO 64024
About this home
Charming, updated, and move-in ready! This beautifully renovated 2-bedroom, 1-bath home offers the perfect combination of modern updates and timeless character. Enjoy peace of mind with a new roof, HVAC system, plumbing, windows, and appliances! Inside, you'll find fresh finishes throughout, including updated flooring, a beautifully refreshed kitchen featuring butcher block countertops, and a stylish bathroom with modern fixtures and tilework. The home's original charm blends seamlessly with its thoughtful upgrades, creating a warm and inviting space. Whether you're a first-time buyer or looking to downsize, this one checks all the boxes. Don't miss your chance to own a beautifully updated home with the big-ticket improvements already taken care of! Broker/ Owner
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 643 N Main Street, Excelsior Springs, MO 64024 identified statement lighting, luxury vinyl floors, butcher block countertops, green kitchen cabinets, tiled shower and stainless steel appliances, plus 9 more features. The home is an off-market 2-bedroom, 1-bath, 962-square-foot single family residence, MLS #2648483.
Key HouseLoop Vision features
- Butcher block countertops
- Green kitchen cabinets
- Stainless steel appliances
- Kitchen backsplash
- Subway tile backsplash
- Beige or brown countertops
- Raised-panel cabinets
- Updated kitchen
- Statement lighting
- Tiled shower
- White vanity
- Black hardware
- Luxury vinyl floors
- White trim
- Beige walls
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
Heating
- Heating: Central Gas
Cooling
- Cooling: Electric
Features
- Basement: Full, Garage Entrance, Unfinished
Interior area
- Finished area above ground: 962 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 962 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Basement
Lot
- Size: 0.41 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1885
- Age: 101 Years/More
Utilities & green energy
- Water: Public
Highlights
Layout
- Basement
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $1,598 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,599 | $17,290 |
| 2024 | $1,491 | $15,560 |
| 2023 | $1,084 | $15,560 |
| 2022 | $945 | $13,340 |
| 2021 | $949 | $13,340 |
| 2020 | $934 | $12,770 |
| 2019 | $934 | $12,768 |
| 2018 | $934 | $12,070 |
| 2017 | $863 | $12,060 |
| 2016 | $863 | $12,060 |
| 2015 | $863 | $12,060 |
| 2014 | $871 | $11,400 |
Your payment
Est. payment
$1,052/mo
Where it’s at
Nearby schools
Excelsior Springs · HouseLoop school ratings
- Lewis Elementary School6
- Excelsior Springs Middle School4
- Excelsior Springs High School5
Price & tax history
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Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Excelsior Springs market
Look throughout Excelsior Springs, Missouri
There are currently 54 homes for sale in Excelsior Springs, with 20 under contract. Homes here sell for a median of $240,000 and go under contract in a median of 25 days. This home is priced $65,100 below the Excelsior Springs median.
Excelsior Springs sits in Clay County, which covers 18 zip codes and 862 homes for sale. Nearby Kansas City runs a higher median at $299,987; Independence is lower at $222,000 with more inventory.
Listed by Osborn Real Estate
Listed October 22, 2026 07:58 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2648483
HouseLoop last checked:
Listing updated:
HouseLoop Value
$137,466
643 N Main Street, Excelsior Springs, MO 64024
HouseLoop user activity
HouseLoop last checked:
About this home
Charming, updated, and move-in ready! This beautifully renovated 2-bedroom, 1-bath home offers the perfect combination of modern updates and timeless character. Enjoy peace of mind with a new roof, HVAC system, plumbing, windows, and appliances! Inside, you'll find fresh finishes throughout, including updated…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 643 N Main Street, Excelsior Springs, MO 64024 identified statement lighting, luxury vinyl floors, butcher block countertops, green kitchen cabinets, tiled shower and stainless steel appliances, plus 9 more features. The home is an off-market 2-bedroom, 1-bath, 962-square-foot single family residence, MLS #2648483.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Butcher block countertops
- Green kitchen cabinets
- Stainless steel appliances
- Kitchen backsplash
- Subway tile backsplash
- Beige or brown countertops
- Raised-panel cabinets
- Updated kitchen
- Statement lighting
- Tiled shower
- White vanity
- Black hardware
- Luxury vinyl floors
- White trim
- Beige walls
HouseLoop Mortgage Calculator
$1,052
Estimated Sales Range
HouseLoop Home Value History
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 1
Heating
- Heating: Central Gas
Cooling
- Cooling: Electric
Features
- Basement: Full, Garage Entrance, Unfinished
Interior area
- Finished area above ground: 962 sqft
- Finished area below ground: 0 sqft
- Total interior livable area: 962 sqft
Property
Parking
- Total spaces: 1
- Parking features: Attached, Basement
Lot
- Size: 0.41 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1885
- Age: 101 Years/More
Utilities & green energy
- Water: Public
Highlights
Layout
- Basement
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6Lewis Elementary School
- 4Excelsior Springs Middle School
- 5Excelsior Springs High School
Schools provided by the listing agent
- District: Excelsior Springs
Price history
Tax
- Annual tax amount: $1,598 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $1,599 | $17,290 |
| 2024 | $1,491 | $15,560 |
| 2023 | $1,084 | $15,560 |
| 2022 | $945 | $13,340 |
| 2021 | $949 | $13,340 |
| 2020 | $934 | $12,770 |
| 2019 | $934 | $12,768 |
| 2018 | $934 | $12,070 |
| 2017 | $863 | $12,060 |
| 2016 | $863 | $12,060 |
| 2015 | $863 | $12,060 |
| 2014 | $871 | $11,400 |
Similar listings and the Excelsior Springs market
Look throughout Excelsior Springs, Missouri
There are currently 54 homes for sale in Excelsior Springs, with 20 under contract. Homes here sell for a median of $240,000 and go under contract in a median of 25 days. This home is priced $65,100 below the Excelsior Springs median.
Excelsior Springs sits in Clay County, which covers 18 zip codes and 862 homes for sale. Nearby Kansas City runs a higher median at $299,987; Independence is lower at $222,000 with more inventory.
Questions buyers asked Myli about this home
Elena R. from Phoenix, AZ ·
How do I get more information about 643 N Main Street?
Myli · Nov 1, 12:10 PM ET
It is a 2 bed, 1 bath, 962 sqft home listed at $174,900.
Ask Myli anything about this home right on this page.
Jordan P. from Chicago, IL ·
Can I take a virtual tour of 643 N Main Street?
Myli · Oct 29, 10:43 PM ET
Not yet. 643 N Main Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
Maria T. from Denver, CO ·
How many homes are for sale near 643 N Main Street?
Myli · Oct 27, 4:57 PM ET
57 homes are currently for sale in 64024.
More options nearby usually means more room to negotiate and more to compare this home against before you commit.
What is the 64024 neighborhood like?
643 N Main Street sits in 64024. The median list here is $269,900, versus $269,950 across Excelsior Springs, MO. Homes in 64024 go under contract in a median of 24 days, faster than Excelsior Springs, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64024 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 643 N Main Street?
About $990 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $1,599 tax bill and mortgage insurance folded in it lands near $1,270. Median sold price in 64024 is $240,000 — this $174,900 list is below it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 643 N Main Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 64024, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 643 N Main Street?
Yes. 643 N Main Street was listed on October 22, 2026. Sellers in 64024 accepted about 2% under list on average over the last 12 months across 229 sales. Your HouseLoop agent writes the offer with the recent sales in Excelsior Springs sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 643 N Main Street?
Sellers in 64024 accepted 98% of list over the last 12 months across 229 sales, median $240,000. Near $167,904 – $171,227 on this $174,900 list. The median home here took 24 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 643 N Main Street?
Making an offer on 643 N Main Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 643 N Main Street?
$182 per square foot ($174,900 over 962 sqft). Homes sold in 64024 over the same window went for a median of $164 per square foot. This home is priced a bit above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 643 N Main Street been on the market?
Listed on October 22, 2026. Homes in 64024 typically go under contract in 24 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 643 N Main Street built?
643 N Main Street was built in 1885. It is about 141 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 643 N Main Street have?
643 N Main Street is a home with 2 bedrooms and 1 bathroom across 962 square feet. On a 0.41 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 643 N Main Street?
0.41 acres (about 17,951 square feet), per the county record for 643 N Main Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Excelsior Springs. Tap Ask a question to find out what's allowed.
Does 643 N Main Street have a garage, a basement, air conditioning?
643 N Main Street has a 1-car garage and a full, garage entrance, unfinished basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What schools serve 643 N Main Street?
Lewis Elementary School (6/10), Excelsior Springs Middle School (4/10), Excelsior Springs High School (5/10) in the Excelsior Springs district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 64024 a buyer's or a seller's market right now?
64024 is currently a seller's market (below-balanced inventory), with about 3 months of supply. Homes there go under contract in a median of 24 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 643 N Main Street. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 643 N Main Street?
Public records show about $1,599 a year (0.9% of the list price) for 643 N Main Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 643 N Main Street?
No HOA is listed for 643 N Main Street, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Can I share 643 N Main Street with someone?
Yes. Tap the share icon on this page to send 643 N Main Street by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Excelsior Springs market?
Tap ♥ on 643 N Main Street to get a text the moment its price or status changes. Search Excelsior Springs on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 643 N Main Street?
Yes. Ask her anything about 643 N Main Street right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Excelsior Springs. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 02, 2026 01:03 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
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Listed by Osborn Real Estate
Listed October 22, 2026 07:58 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2648483
HouseLoop last checked:
Listing updated: