4235 N 109th Terrace is a 3-bed, 2.5-bath, 1,640 sq ft home in Am Heritage, Kansas City, KS, listed at $340,000 on October 28, 2026. HouseLoop Vision saw finished basement, second kitchen and fireplace in its 30 listing photos (as of November 15, 2026).
$340,000
4235 N 109th Terrace, Kansas City, KS 66109
About this home
**NO HOA & MINUTES FROM PIPER CREEK ELEMENTARY AND MIDDLE SCHOOLS!** Welcome home to this charming 3-bedroom, 2.5-bath split-level, for sale by only its 2nd owners! Step inside & fall in love with the inviting living room, with a dramatic vaulted ceiling featuring beautiful wood accents & exposed beams that creates a warm, welcoming atmosphere filled with character. A cozy fireplace completes the space, making it the perfect spot to relax or gather with friends & family. The kitchen features granite countertops, a gas stove, & plenty of cabinetry for all your storage needs! An additional open wall offers the perfect opportunity to add even more cabinets, shelving, or personalized storage solutions. The home's three bedrooms provide comfortable accommodations, including one with beautiful hardwood flooring that adds warmth & character. The hallway bathroom features newly installed tile flooring, adding a fresh, updated touch. The finished lower level provides a fantastic second living area, complete with a gas fireplace & a convenient half bath, making it an ideal space for movie nights, a game room, home office, or entertaining guests. Enjoy morning coffee on the deck or host weekend gatherings in the spacious, fully fenced backyard situated on nearly a 1/3 of an acre! Whether you're looking to relax, garden, or entertain, there's plenty of room to make it your own. Additional highlights include a convenient backyard storage shed, & the washer & dryer stay with the home! BIG-TICKET UPDATES & ADDED PEACE OF MIND! HVAC replaced in 2023, and the roof was replaced in 2017 with a transferable warranty! These valuable improvements offer added reassurance for the next owner. Plus, with **NO HOA dues**, that's one less expense to worry about! Location is another bonus, with Piper Creek Elementary and Middle Schools just 0.2 miles away, less than a 15-minute walk! Enjoy convenient access to shopping, dining, entertainment, & major highways. A wonderful place to call home!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 4235 N 109th Terrace, Kansas City, KS 66109 identified finished basement, second kitchen, fireplace, deck, kitchen open to the living area and big backyard, plus 38 more features. The home is an active 3-bedroom, 2.5-bath, 1,640-square-foot single family residence listed for $340,000, MLS #2648879.
Key HouseLoop Vision features
- Kitchen open to the living area
- Kitchen island
- Granite counters
- Stainless steel appliances
- Updated kitchen
- Kitchen backsplash
- Tile backsplash type
- Veined countertops
- Dark kitchen cabinets
- Raised-panel cabinets
- Finished basement
- Second kitchen
- Fireplace
- Ceiling beams
- Brick fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Staircase
- Wood stair railing
- Walk-in closet
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Mixed exterior materials
- Wood fence
- Wood deck
- Flat lot
- Hardwood floors
- Wainscoting or board and batten
- Bronze hardware
- Carpet
- Attached garage
- Tankless water heater
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Upper
Primary Bathroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 2
- Level: Upper
Half Bath
- Level: Lower
Family Room
- Level: Upper
Kitchen
- Level: Upper
Bathroom 1
- Level: Upper
Basement
- Level: Lower
Heating
- Heating: Forced Air
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Range, Washer
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Vaulted Ceiling(s)
- Flooring: Carpet, Tile, Vinyl, Wood
- Basement: Daylight, Finished, Full, Garage Entrance, Inside Entrance
- Fireplace features: Basement, Family Room, Gas
Interior area
- Finished area above ground: 1,232 sqft
- Finished area below ground: 408 sqft
- Total interior livable area: 1,640 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.29 Acres
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 1978
- Age: 41-50 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Fenced Yard
Kitchen
- Gas Range
Interior
- Hardwood Floors
- Tile Floors
- Tall Ceilings
Layout
- Basement
- Finished Basement
- Walk-out Basement
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $5,952 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,952 | $36,225 |
| 2024 | $5,154 | $32,350 |
| 2023 | $5,312 | $30,843 |
| 2022 | $4,382 | $25,645 |
| 2021 | $3,294 | $19,575 |
| 2020 | $3,218 | $19,192 |
| 2019 | $3,152 | $18,816 |
| 2018 | $3,170 | $18,446 |
| 2017 | $3,053 | $17,991 |
| 2016 | $2,993 | $17,466 |
| 2015 | $2,990 | $17,123 |
| 2014 | $2,778 | $17,123 |
Your payment
Est. payment
$2,620/mo
Tour with a HouseLoop agent
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Where it’s at
Nearby schools
Piper · HouseLoop school ratings
- Piper East Elementary School6
- Piper Middle School6
- Piper High School6
Price & tax history
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Similar listings and the Kansas City market
Look throughout Kansas City, Kansas
There are currently 492 homes for sale in Kansas City, with 162 under contract. Homes here sell for a median of $226,750 and go under contract in a median of 23 days. This home is priced $113,250 above the Kansas City median.
Kansas City sits in Wyandotte County, which covers 10 zip codes and 522 homes for sale. Nearby Shawnee runs a higher median at $425,000.
Listed by Redfin Corporation
Listed October 28, 2026 09:52 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2648879
HouseLoop last checked:
Listing updated:
$340,000
4235 N 109th Terrace, Kansas City, KS 66109
HouseLoop user activity
HouseLoop last checked:
About this home
**NO HOA & MINUTES FROM PIPER CREEK ELEMENTARY AND MIDDLE SCHOOLS!** Welcome home to this charming 3-bedroom, 2.5-bath split-level, for sale by only its 2nd owners! Step inside & fall in love with the inviting living room, with a dramatic vaulted ceiling featuring beautiful wood accents & exposed beams that creates a…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 4235 N 109th Terrace, Kansas City, KS 66109 identified finished basement, second kitchen, fireplace, deck, kitchen open to the living area and big backyard, plus 38 more features. The home is an active 3-bedroom, 2.5-bath, 1,640-square-foot single family residence listed for $340,000, MLS #2648879.
Key HouseLoop Vision features
- Kitchen open to the living area
- Kitchen island
- Granite counters
- Stainless steel appliances
- Updated kitchen
- Kitchen backsplash
- Tile backsplash type
- Veined countertops
- Dark kitchen cabinets
- Raised-panel cabinets
- Finished basement
- Second kitchen
- Fireplace
- Ceiling beams
- Brick fireplace
- Wall of windows
- Built-ins
- Recessed lighting
- Staircase
- Wood stair railing
- Walk-in closet
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Mixed exterior materials
- Wood fence
- Wood deck
- Flat lot
- Hardwood floors
- Wainscoting or board and batten
- Bronze hardware
- Carpet
- Attached garage
- Tankless water heater
See this home in person
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HouseLoop Mortgage Calculator
$2,620
Offer Insights
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$329,800 – $336,260
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Upper
Primary Bathroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 2
- Level: Upper
Half Bath
- Level: Lower
Family Room
- Level: Upper
Kitchen
- Level: Upper
Bathroom 1
- Level: Upper
Basement
- Level: Lower
Heating
- Heating: Forced Air
Cooling
- Cooling: Attic Fan, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Range, Washer
- Laundry: In Basement
Features
- Features: Ceiling Fan(s), Vaulted Ceiling(s)
- Flooring: Carpet, Tile, Vinyl, Wood
- Basement: Daylight, Finished, Full, Garage Entrance, Inside Entrance
- Fireplace features: Basement, Family Room, Gas
Interior area
- Finished area above ground: 1,232 sqft
- Finished area below ground: 408 sqft
- Total interior livable area: 1,640 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Faces Front
Lot
- Size: 0.29 Acres
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Wood Siding
Condition
- Year built: 1978
- Age: 41-50 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Fenced Yard
Kitchen
- Gas Range
Interior
- Hardwood Floors
- Tile Floors
- Tall Ceilings
Layout
- Basement
- Finished Basement
- Walk-out Basement
Fireplace
- Fireplace
- Gas Fireplace
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 6Piper East Elementary School
- 6Piper Middle School
- 6Piper High School
Schools provided by the listing agent
- District: Piper
- Elementary: Piper
- Middle: Piper
- High: Piper
Price history
Tax
- Annual tax amount: $5,952 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,952 | $36,225 |
| 2024 | $5,154 | $32,350 |
| 2023 | $5,312 | $30,843 |
| 2022 | $4,382 | $25,645 |
| 2021 | $3,294 | $19,575 |
| 2020 | $3,218 | $19,192 |
| 2019 | $3,152 | $18,816 |
| 2018 | $3,170 | $18,446 |
| 2017 | $3,053 | $17,991 |
| 2016 | $2,993 | $17,466 |
| 2015 | $2,990 | $17,123 |
| 2014 | $2,778 | $17,123 |
Similar listings and the Kansas City market
Look throughout Kansas City, Kansas
There are currently 492 homes for sale in Kansas City, with 162 under contract. Homes here sell for a median of $226,750 and go under contract in a median of 23 days. This home is priced $113,250 above the Kansas City median.
Kansas City sits in Wyandotte County, which covers 10 zip codes and 522 homes for sale. Nearby Shawnee runs a higher median at $425,000.
Common questions about this home
How do I schedule a tour of 4235 N 109th Terrace?
4235 N 109th Terrace is open for tours now. It is a 3 bed, 2.5 bath, 1,640 sqft home listed at $340,000. Tap Tour this home to hold up to three times before you pick one. HouseLoop confirms your tour and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 4235 N 109th Terrace?
It is a 3 bed, 2.5 bath, 1,640 sqft home listed at $340,000. Ask Myli anything about this home right on this page. She can pull the schools, taxes, HOA and recent sales in Kansas City in seconds. Or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 4235 N 109th Terrace?
Not yet. 4235 N 109th Terrace doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now. Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person. Ask Myli to check back once one is added.
What is 4235 N 109th Terrace worth?
HouseLoop values this home at $340,996, in a range of $323,946 to $358,046. About $996 above its $340,000 asking price. This is our own estimate, not an appraisal. It moves as new sales come in nearby. Ask Myli how we built this number. Tap Tour this home to see the home before you weigh it against the asking price.
How many homes are for sale near 4235 N 109th Terrace?
124 homes are currently for sale in 66109. More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size. Tap Tour this home to see this one first.
What is the 66109 neighborhood like?
4235 N 109th Terrace sits in 66109. The median list here is $385,000, versus $249,000 across Kansas City, KS. Homes in 66109 go under contract in a median of 24 days, slower than Kansas City, KS as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 66109 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 4235 N 109th Terrace?
About $1,930 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $5,952 tax bill and mortgage insurance folded in it lands near $2,620. Median sold price in 66109 is $345,000. This $340,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 4235 N 109th Terrace?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in 66109, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 4235 N 109th Terrace?
Yes. 4235 N 109th Terrace was listed on October 28, 2026, and the price changed on November 11, 2026. Sellers in 66109 accepted about 1% under list on average over the last 12 months across 314 sales. Your HouseLoop agent writes the offer with the recent sales in Kansas City sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 4235 N 109th Terrace?
Sellers in 66109 accepted 99% of list over the last 12 months across 314 sales, median $345,000. Near $329,800 – $336,260 on this $340,000 list. The median home here took 24 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 4235 N 109th Terrace?
Making an offer on 4235 N 109th Terrace means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 4235 N 109th Terrace?
$207 per square foot ($340,000 over 1,640 sqft). Homes sold in 66109 over the same window went for a median of $175 per square foot. This home is priced well above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 4235 N 109th Terrace been on the market?
Listed on October 28, 2026. Homes in 66109 typically go under contract in 24 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 4235 N 109th Terrace built?
4235 N 109th Terrace was built in 1978. It is about 48 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 4235 N 109th Terrace have?
4235 N 109th Terrace is a home with 3 bedrooms and 2.5 bathrooms across 1,640 square feet. On a 0.29 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 4235 N 109th Terrace?
0.29 acres (about 12,632 square feet), per the county record for 4235 N 109th Terrace. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Kansas City. Tap Ask a question to find out what's allowed.
Does 4235 N 109th Terrace have a garage, a basement, air conditioning?
4235 N 109th Terrace has a 2-car garage and a daylight, finished, full, garage entrance, inside entrance basement, and attic fan and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 4235 N 109th Terrace?
Carpet, Tile, Vinyl and Wood, per the MLS record for 4235 N 109th Terrace. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Kansas City tend to prefer. Tap Tour this home to see it yourself.
What schools serve 4235 N 109th Terrace?
Piper East Elementary School (6/10), Piper Middle School (6/10), Piper High School (6/10) in the Piper district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
Is 66109 a buyer's or a seller's market right now?
66109 is currently a balanced market, with about 4.7 months of supply. Homes there go under contract in a median of 24 days. That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 4235 N 109th Terrace. Tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 4235 N 109th Terrace?
Public records show about $5,952 a year (1.8% of the list price) for 4235 N 109th Terrace. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 4235 N 109th Terrace?
No HOA is listed for 4235 N 109th Terrace, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 4235 N 109th Terrace still for sale?
Yes — 4235 N 109th Terrace is active as of October 28, 2026. Tap Tour this home to see it in person this week. Ask Myli to run the numbers on financing and the neighborhood's recent sales first. If you want the full picture before you go. She can also pull the schools and taxes while you decide.
Can I share 4235 N 109th Terrace with someone?
Yes. Tap the share icon on this page to send 4235 N 109th Terrace by text, email. Or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Kansas City market?
Tap ♥ on 4235 N 109th Terrace to get a text the moment its price or status changes. Search Kansas City on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 4235 N 109th Terrace?
Yes. Ask her anything about 4235 N 109th Terrace right below this list. The price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Kansas City. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 11, 2026 11:17 AM
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Listed by Redfin Corporation
Listed October 28, 2026 09:52 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2648879
HouseLoop last checked:
Listing updated: