4 Lakes Drive, Agency, MO 64401
4 Lakes Drive is a 3-bed, 3.5-bath, 2,600 sq ft home in Agency, MO, listed at $550,000 on August 3, 2026. HouseLoop Vision saw lake visible from the property, covered front porch and finished basement in its 51 listing photos (as of November 3, 2026).
$550,000
4 Lakes Drive, Agency, MO 64401
About this home
Tucked away on a secluded drive in Agency, Missouri, this one-owner home offers a rare combination of privacy, acreage, and thoughtful updates. Surrounded by mature trees and featuring a fully stocked pond ready for fishing, the setting feels peaceful and private with plenty of room to enjoy the outdoors. Inside, this well-maintained 1.5-story home is filled with warmth, character, and inviting spaces. The updated kitchen features granite countertops and custom-stained cabinetry and opens to a dining room flooded with natural light, where expansive windows frame beautiful views of the property. Just beyond, the sunken living room creates a cozy gathering space centered around an expansive brick wood-burning fireplace, replaced in 2026 along with a new chimney liner. The main-level primary suite includes a large walk-in closet and attached bath. Also on the main floor, a dedicated office with custom-stained cabinetry provides a functional and attractive space for working from home, as well as a large fully screened in porch allowing for more outdoor enjoyment. Upstairs, the open design overlooks the living area below, adding to the home's spacious and airy feel. Two additional bedrooms and a fully renovated bathroom complete the second floor. A large walk-in attic provides an abundance of easily accessible storage, along with exciting possibilities for those looking to finish the space and potentially add even more usable living area. The finished lower level offers more versatility with two separate living areas, one featuring the home's second wood-burning fireplace. With direct access to the outdoors, the lower level flows onto a large concrete patio, creating even more opportunities to relax, entertain, or simply enjoy the privacy and natural setting. From quiet mornings overlooking the pond to cozy evenings around the fireplace, this type of opportunity is increasingly hard to find.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 4 Lakes Drive, Agency, MO 64401 identified lake visible from the property, covered front porch, finished basement, tall ceilings, fireplace and pond or creek visible on the lot, plus 52 more features. The home is a sold 3-bedroom, 3.5-bath, 2,600-square-foot single family residence, MLS #2634985.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Walk-in pantry
- Double oven
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Subway tile backsplash
- Black stainless appliances
- Beige or brown countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Home office
- Statement lighting
- Home gym
- Coffered ceiling
- Tray ceiling
- Ceiling beams
- Brick fireplace
- Wall of windows
- Two-story fireplace
- Two-story living room
- Recessed lighting
- Staircase
- Wood stair railing
- Tiled shower
- Double vanity
- Wood vanity
- Lake visible from the property
- Covered front porch
- Pond or creek visible on the lot
- Deck
- Big backyard
- Mature trees
- Paver patio
- Covered patio
- Brown roof
- Asphalt shingle roof
- Brown exterior
- Paver driveway
- Mixed exterior materials
- Wood deck
- Concrete patio
- Wooded lot
- Transitional style
- Exposed brick wall
- Luxury vinyl floors
- White trim
- Accent wall
- Bronze hardware
- Beige walls
- Carpet
- Pond on property
- Finished basement with rec room
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: ceiling fan(s), double vanity, walk-in closet(s)
- Level: Main
- Dimensions: 15 × 15
Primary Bathroom
- Level: Main
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 15 × 11
Bedroom 3
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
- Dimensions: 12 × 13
Bathroom 2
- Features: Built-in Features
- Level: Second
- Dimensions: 8 × 7
Half Bath
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Kitchen
- Features: ceiling fan(s), granite counters
- Level: Main
Dining Room
- Level: Main
Office
- Features: Built-in Features
- Level: Main
Laundry
- Level: Main
Recreation Room
- Features: Ceiling Fan(s)
- Level: Basement
Other Room
- Features: Built-in Features
- Level: Basement
Heating
- Heating: Heat Pump, Wood Stove
Cooling
- Cooling: Multi Units, Electric, Zoned
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Electric Range
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Custom Cabinets, Expandable Attic, Stained Cabinets, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Laminate, Luxury Vinyl, Tile
- Basement: Finished, Inside Entrance, Walk-Out Access
- Fireplace features: Basement, Living Room, Wood Burning
- Other rooms: Balcony/Loft, Enclosed Porch, Main Floor Primary Bedroom, Mud Room, Office, Recreation Room, Workshop
Interior area
- Finished area above ground: 2,000 sqft
- Finished area below ground: 600 sqft
- Total interior livable area: 2,600 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Basement, Garage Faces Front, Garage Faces Side, Tandem
Lot
- Size: 4.14 Acres
- Features: Acreage, Cul-De-Sac, Pond(s), Wooded
- Patio & porch: Patio, Screened
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 1992
- Age: 31-40 Years
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Wooded Lot
- Cul-de-sac
- Acreage
- Waterfront
Interior
- Tile Floors
- Tall Ceilings
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Home Office
- Mudroom
- Bonus Room
- Workshop
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
Financial & listing details
- Annual tax amount: $2,685 / yr
No HOA on this home.
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,685 | $41,100 |
| 2024 | $2,663 | $38,650 |
| 2023 | $2,674 | $38,650 |
| 2022 | $2,676 | $38,610 |
| 2021 | $2,675 | $38,610 |
| 2020 | $2,713 | $38,610 |
| 2018 | $2,521 | $35,800 |
| 2017 | $2,521 | $35,800 |
| 2015 | $2,389 | $35,800 |
| 2014 | $4 | $35,800 |
| 2012 | $2,070 | $35,800 |
| 2011 | $2,061 | $35,800 |
Where it’s at
Nearby schools
Mid Buchanan · HouseLoop school ratings
- Mid-Buchanan Elementary School8
- Mid-Buchanan Sr. High School4
- Mid Buchanan
Price & tax history
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Similar listings and the Agency market
Listed by Platinum Realty LLC
Listed August 03, 2026 05:56 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2634985
HouseLoop last checked:
Listing updated:
Listed for
$550,000
Sale price not disclosed
4 Lakes Drive, Agency, MO 64401
HouseLoop user activity
HouseLoop last checked:
About this home
Tucked away on a secluded drive in Agency, Missouri, this one-owner home offers a rare combination of privacy, acreage, and thoughtful updates. Surrounded by mature trees and featuring a fully stocked pond ready for fishing, the setting feels peaceful and private with plenty of room to enjoy the outdoors. Inside,…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 4 Lakes Drive, Agency, MO 64401 identified lake visible from the property, covered front porch, finished basement, tall ceilings, fireplace and pond or creek visible on the lot, plus 52 more features. The home is a sold 3-bedroom, 3.5-bath, 2,600-square-foot single family residence, MLS #2634985.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Walk-in pantry
- Double oven
- Breakfast nook
- Wood kitchen cabinets
- Kitchen backsplash
- Subway tile backsplash
- Black stainless appliances
- Beige or brown countertops
- Raised-panel cabinets
- Finished basement
- Tall ceilings
- Fireplace
- Home office
- Statement lighting
- Home gym
- Coffered ceiling
- Tray ceiling
- Ceiling beams
- Brick fireplace
- Wall of windows
- Two-story fireplace
- Two-story living room
- Recessed lighting
- Staircase
- Wood stair railing
- Tiled shower
- Double vanity
- Wood vanity
- Lake visible from the property
- Covered front porch
- Pond or creek visible on the lot
- Deck
- Big backyard
- Mature trees
- Paver patio
- Covered patio
- Brown roof
- Asphalt shingle roof
- Brown exterior
- Paver driveway
- Mixed exterior materials
- Wood deck
- Concrete patio
- Wooded lot
- Transitional style
- Exposed brick wall
- Luxury vinyl floors
- White trim
- Accent wall
- Bronze hardware
- Beige walls
- Carpet
- Pond on property
- Finished basement with rec room
- Attached garage
Is this your home?
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Estimated Sales Range
HouseLoop Home Value History
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: ceiling fan(s), double vanity, walk-in closet(s)
- Level: Main
- Dimensions: 15 × 15
Primary Bathroom
- Level: Main
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
- Dimensions: 15 × 11
Bedroom 3
- Features: ceiling fan(s), walk-in closet(s)
- Level: Second
- Dimensions: 12 × 13
Bathroom 2
- Features: Built-in Features
- Level: Second
- Dimensions: 8 × 7
Half Bath
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Kitchen
- Features: ceiling fan(s), granite counters
- Level: Main
Dining Room
- Level: Main
Office
- Features: Built-in Features
- Level: Main
Laundry
- Level: Main
Recreation Room
- Features: Ceiling Fan(s)
- Level: Basement
Other Room
- Features: Built-in Features
- Level: Basement
Heating
- Heating: Heat Pump, Wood Stove
Cooling
- Cooling: Multi Units, Electric, Zoned
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Electric Range
- Laundry: Laundry Room, Main Level
Features
- Features: Ceiling Fan(s), Custom Cabinets, Expandable Attic, Stained Cabinets, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Laminate, Luxury Vinyl, Tile
- Basement: Finished, Inside Entrance, Walk-Out Access
- Fireplace features: Basement, Living Room, Wood Burning
- Other rooms: Balcony/Loft, Enclosed Porch, Main Floor Primary Bedroom, Mud Room, Office, Recreation Room, Workshop
Interior area
- Finished area above ground: 2,000 sqft
- Finished area below ground: 600 sqft
- Total interior livable area: 2,600 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Basement, Garage Faces Front, Garage Faces Side, Tandem
Lot
- Size: 4.14 Acres
- Features: Acreage, Cul-De-Sac, Pond(s), Wooded
- Patio & porch: Patio, Screened
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick/Mortar, Vinyl Siding
Condition
- Year built: 1992
- Age: 31-40 Years
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Highlights
Outdoor & Lot
- Covered Patio
- Wooded Lot
- Cul-de-sac
- Acreage
- Waterfront
Interior
- Tile Floors
- Tall Ceilings
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Home Office
- Mudroom
- Bonus Room
- Workshop
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 8Mid-Buchanan Elementary School
- 4Mid-Buchanan Sr. High School
Schools provided by the listing agent
- District: Mid Buchanan
- Elementary: Mid Buchanan
- Middle: Mid Buchanan
- High: Mid Buchanan
Price history
Tax
- Annual tax amount: $2,685 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,685 | $41,100 |
| 2024 | $2,663 | $38,650 |
| 2023 | $2,674 | $38,650 |
| 2022 | $2,676 | $38,610 |
| 2021 | $2,675 | $38,610 |
| 2020 | $2,713 | $38,610 |
| 2018 | $2,521 | $35,800 |
| 2017 | $2,521 | $35,800 |
| 2015 | $2,389 | $35,800 |
| 2014 | $4 | $35,800 |
| 2012 | $2,070 | $35,800 |
| 2011 | $2,061 | $35,800 |
Similar listings and the Agency market
Questions buyers asked Myli about this home
Daniel H. from Seattle, WA ·
How do I get more information about 4 Lakes Drive?
Myli · Oct 1, 1:30 PM ET
It is a 3 bed, 3.5 bath, 2,600 sqft home listed at $550,000.
Ask Myli anything about this home right on this page.
Tyler W. from Omaha, NE ·
Can I take a virtual tour of 4 Lakes Drive?
Myli · Oct 2, 12:03 PM ET
Not yet. 4 Lakes Drive doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Agency.
Elena R. from Phoenix, AZ ·
How much is the monthly payment for 4 Lakes Drive?
Myli · Oct 2, 1:32 AM ET
About $3,130 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $2,685 tax bill and mortgage insurance folded in it lands near $3,600.
Your real number moves with the down payment and rate you lock.
What is the price per square foot for 4 Lakes Drive?
$212 per square foot ($550,000 over 2,600 sqft). Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
When was 4 Lakes Drive built?
4 Lakes Drive was built in 1992, so it is about 34 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 4 Lakes Drive have?
4 Lakes Drive is a home with 3 bedrooms and 3.5 bathrooms across 2,600 square feet. On a 4.14 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 4 Lakes Drive?
4.14 acres (about 180,338 square feet), per the county record for 4 Lakes Drive. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Agency. Tap Ask a question to find out what's allowed.
Does 4 Lakes Drive have a garage, a basement, air conditioning?
4 Lakes Drive has a 4-car garage and a finished, inside entrance, walk-out access basement, and multi units and electric and zoned cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 4 Lakes Drive?
Carpet, Laminate, Luxury Vinyl and Tile, per the MLS record for 4 Lakes Drive. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Agency tend to prefer. Tap Ask a question for a HouseLoop agent's read on it.
What schools serve 4 Lakes Drive?
Mid-Buchanan Elementary School (8/10), Mid-Buchanan Sr. High School (4/10) in the Mid Buchanan district, per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 4 Lakes Drive?
Public records show about $2,685 a year (0.5% of the list price) for 4 Lakes Drive. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 4 Lakes Drive?
No HOA is listed for 4 Lakes Drive, and public records show none recorded on this parcel. No HOA means more control over the property and no monthly fee. Also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 4 Lakes Drive still for sale?
4 Lakes Drive sold on October 2, 2026 and is no longer available. This listing is here as a record rather than something you can tour or make an offer on. It went under contract 35 days after listing on August 3, 2026. Ask Myli to find you three more like it in Agency. Tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 4 Lakes Drive with someone?
Yes. Tap the share icon on this page to send 4 Lakes Drive by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Agency market?
Tap ♥ on 4 Lakes Drive to get a text the moment its price or status changes. Search Agency on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 4 Lakes Drive?
Yes. Ask her anything about 4 Lakes Drive right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Agency. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated October 02, 2026 04:25 PM
Listed by Platinum Realty LLC
Listed August 03, 2026 05:56 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2634985
HouseLoop last checked:
Listing updated: