200 Rock Creek Terrace, Smithville, MO 64089
$490,000
200 Rock Creek Terrace, Smithville, MO 64089
Price & tax history
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Where it’s at
Nearby schools
Smithville · HouseLoop school ratings
- Eagle Heights Elementary School5
- Smithville Middle School7
- Smithville High School9
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 84 homes for sale in Smithville, with 22 under contract. Homes here sell for a median of $369,900 and go under contract in a median of 24 days. This home is priced $120,100 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 902 homes for sale. Nearby Kearney runs a higher median at $424,900; Kansas City is lower at $299,888 with more inventory.
Listed by Epique Realty
Listed August 10, 2026 07:05 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2636053
HouseLoop last checked:
Listing updated:
About this home
BACK ON THE MARKET after the previous buyer got cold feet! Welcome to 200 Rock Creek Terrace in Smithville, a spacious reverse 1.5-story home offering approximately 2,665 finished square feet with nearly 1000 additional unfinished sq ft in the walkout lower level for future opportunity to increase your equity! The main level features an open kitchen with granite countertops, stained cabinetry, a large island, pantry and dining area leading to the covered deck overlooking the fenced backyard. Wood flooring adds warmth to the main living areas, while the fireplace creates an inviting gathering space. The primary suite is conveniently located on the main level and includes a walk-in closet, jetted tub and separate shower. Downstairs, approximately 867 square feet is already finished with additional living space, a bedroom and full bath. The large unfinished portion of the walkout basement offers excellent future potential for an oversized family room, recreation space, home gym, theater or additional finished living area. Don't miss the oversized 32' x 27' three-car garage with plenty of room for vehicles, a boat, workshop space, hobbies or storage. Situated on a nearly half acre, corner lot near the end of a cul-de-sac, this home also offers a covered deck, fenced backyard, walkout lower level and Smithville Schools. If you're looking for a home with plenty of space now and room to grow later, this one deserves another look. Inspections available upon request.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 200 Rock Creek Terrace, Smithville, MO 64089 identified garage for three or more cars, tall ceilings, fireplace, deck, open floor plan and big backyard, plus 50 more features. The home is a sold 4-bedroom, 3-bath, 2,665-square-foot single family residence, MLS #2636053.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Walk-in pantry
- Double oven
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Updated kitchen
- Kitchen backsplash
- Subway tile backsplash
- Black countertops
- Raised-panel cabinets
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Statement lighting
- Coffered ceiling
- Tray ceiling
- Black window frames
- Stone fireplace
- Bonus room
- Wall of windows
- Recessed lighting
- Staircase
- Wood stair railing
- Freestanding tub
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Covered patio
- Gray roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Mixed exterior materials
- Wood fence
- Wood deck
- Concrete patio
- Flat lot
- Garage for three or more cars
- Transitional style
- Hardwood floors
- Black hardware
- White trim
- Accent wall
- White walls
- Carpet
- Frameless shower
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 15 × 13
Bedroom 2
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 13 × 11
Bedroom 3
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 11 × 11
Bedroom 4
- Features: Ceiling Fan(s)
- Level: Basement
- Dimensions: 14 × 12
Family Room
- Features: Ceiling Fan(s)
- Level: Basement
- Dimensions: 26 × 16
Living Room
- Level: First
- Dimensions: 20 × 21
Kitchen
- Features: Granite Counters
- Level: First
- Dimensions: 26 × 12
Heating
- Heating: Electric
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Main Level
Features
- Features: Ceiling Fan(s), Custom Cabinets, Kitchen Island, Pantry, Stained Cabinets, Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Concrete, Finished, Walk-Out Access
- Other rooms: Family Room, Great Room, Main Floor BR, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,798 sqft
- Finished area below ground: 867 sqft
- Total interior livable area: 2,665 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Garage Faces Front
Lot
- Size: 0.46 Acres
- Features: Corner Lot, Cul-De-Sac, Level
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Board & Batten Siding, Stone Trim
Condition
- Year built: 2016
- Age: 6-10 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Fenced Yard
- Corner Lot
- Cul-de-sac
Kitchen
- Kitchen Island
- Walk-in Pantry
Interior
- Hardwood Floors
- Two-Story Living Room
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Bonus Room
Financial & listing details
- Annual tax amount: $5,513 / yr
HOA
- Has HOA: Yes
- Fee: $150
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,513 | $77,460 |
| 2024 | $5,354 | $74,160 |
| 2023 | $5,121 | $74,160 |
| 2022 | $4,476 | $62,430 |
| 2021 | $4,508 | $62,430 |
| 2020 | $4,134 | $56,850 |
| 2019 | $4,134 | $56,850 |
| 2018 | $4,164 | $50,010 |
| 2017 | $2,236 | $50,010 |
| 2016 | $2,236 | $33,380 |
| 2015 | $2,236 | $1,900 |
| 2014 | $126 | $1,900 |
Listed for
$490,000
Sale price not disclosed
200 Rock Creek Terrace, Smithville, MO 64089
HouseLoop user activity
HouseLoop last checked:
About this home
BACK ON THE MARKET after the previous buyer got cold feet! Welcome to 200 Rock Creek Terrace in Smithville, a spacious reverse 1.5-story home offering approximately 2,665 finished square feet with nearly 1000 additional unfinished sq ft in the walkout lower level for future opportunity to increase your equity! The…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 200 Rock Creek Terrace, Smithville, MO 64089 identified garage for three or more cars, tall ceilings, fireplace, deck, open floor plan and big backyard, plus 50 more features. The home is a sold 4-bedroom, 3-bath, 2,665-square-foot single family residence, MLS #2636053.
Key HouseLoop Vision features
- Open floor plan
- Kitchen island
- Granite counters
- Walk-in pantry
- Double oven
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Updated kitchen
- Kitchen backsplash
- Subway tile backsplash
- Black countertops
- Raised-panel cabinets
- Tall ceilings
- Fireplace
- Floor-to-ceiling windows
- Statement lighting
- Coffered ceiling
- Tray ceiling
- Black window frames
- Stone fireplace
- Bonus room
- Wall of windows
- Recessed lighting
- Staircase
- Wood stair railing
- Freestanding tub
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Covered patio
- Gray roof
- Asphalt shingle roof
- Beige exterior
- Concrete driveway
- Mixed exterior materials
- Wood fence
- Wood deck
- Concrete patio
- Flat lot
- Garage for three or more cars
- Transitional style
- Hardwood floors
- Black hardware
- White trim
- Accent wall
- White walls
- Carpet
- Frameless shower
- Attached garage
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Estimated Sales Range
HouseLoop Home Value History
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 15 × 13
Bedroom 2
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 13 × 11
Bedroom 3
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 11 × 11
Bedroom 4
- Features: Ceiling Fan(s)
- Level: Basement
- Dimensions: 14 × 12
Family Room
- Features: Ceiling Fan(s)
- Level: Basement
- Dimensions: 26 × 16
Living Room
- Level: First
- Dimensions: 20 × 21
Kitchen
- Features: Granite Counters
- Level: First
- Dimensions: 26 × 12
Heating
- Heating: Electric
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Main Level
Features
- Features: Ceiling Fan(s), Custom Cabinets, Kitchen Island, Pantry, Stained Cabinets, Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Concrete, Finished, Walk-Out Access
- Other rooms: Family Room, Great Room, Main Floor BR, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,798 sqft
- Finished area below ground: 867 sqft
- Total interior livable area: 2,665 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Garage Faces Front
Lot
- Size: 0.46 Acres
- Features: Corner Lot, Cul-De-Sac, Level
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Board & Batten Siding, Stone Trim
Condition
- Year built: 2016
- Age: 6-10 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Fenced Yard
- Corner Lot
- Cul-de-sac
Kitchen
- Kitchen Island
- Walk-in Pantry
Interior
- Hardwood Floors
- Two-Story Living Room
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
- Bonus Room
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $150
Nearby schools
GreatSchools rating
- 5Eagle Heights Elementary School
- 7Smithville Middle School
- 9Smithville High School
Schools provided by the listing agent
- District: Smithville
- Elementary: Eagle Heights
- Middle: Smithville
- High: Smithville
Price history
Tax
- Annual tax amount: $5,513 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $5,513 | $77,460 |
| 2024 | $5,354 | $74,160 |
| 2023 | $5,121 | $74,160 |
| 2022 | $4,476 | $62,430 |
| 2021 | $4,508 | $62,430 |
| 2020 | $4,134 | $56,850 |
| 2019 | $4,134 | $56,850 |
| 2018 | $4,164 | $50,010 |
| 2017 | $2,236 | $50,010 |
| 2016 | $2,236 | $33,380 |
| 2015 | $2,236 | $1,900 |
| 2014 | $126 | $1,900 |
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 84 homes for sale in Smithville, with 22 under contract. Homes here sell for a median of $369,900 and go under contract in a median of 24 days. This home is priced $120,100 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 902 homes for sale. Nearby Kearney runs a higher median at $424,900; Kansas City is lower at $299,888 with more inventory.
Frequently asked questions about 200 Rock Creek Terrace
How do I get more information about 200 Rock Creek Terrace?
It is a 4 bed, 3 bath, 2,665 sqft home listed at $490,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Smithville in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 200 Rock Creek Terrace?
Not yet — 200 Rock Creek Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Smithville, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How many homes are for sale near 200 Rock Creek Terrace?
84 homes are currently for sale in 64089.
More options nearby usually means more room to negotiate and more to compare this home against before you commit. Ask Myli to pull the closest matches by price and size, or tap Ask a question for a HouseLoop agent's read on it.
What is the 64089 neighborhood like?
200 Rock Creek Terrace sits in 64089. The median list here is $329,900, versus $329,900 across Smithville, MO. Homes in 64089 go under contract in a median of 24 days, about the same pace as Smithville, MO as a whole.
A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64089 compares to nearby zips, or tap Ask a question for a HouseLoop agent's read on it.
How much is the monthly payment for 200 Rock Creek Terrace?
About $2,790 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $5,513 tax bill and mortgage insurance folded in it lands near $3,480. Median sold price in 64089 is $369,950 — this $490,000 list is above it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval.
What is the price per square foot for 200 Rock Creek Terrace?
$184 per square foot ($490,000 over 2,665 sqft). Homes sold in 64089 over the same window went for a median of $189 per square foot, so this home is priced about even with that per-square-foot median.
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 200 Rock Creek Terrace built?
200 Rock Creek Terrace was built in 2016, so it is about 10 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 200 Rock Creek Terrace have?
200 Rock Creek Terrace is a home with 4 bedrooms and 3 bathrooms across 2,665 square feet, on a 0.46 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 200 Rock Creek Terrace?
0.46 acres (about 20,038 square feet), per the county record for 200 Rock Creek Terrace.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Smithville, or tap Ask a question to find out what's allowed.
Does 200 Rock Creek Terrace have a garage, a basement, air conditioning?
200 Rock Creek Terrace has a 3-car garage and a concrete, finished, walk-out access basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 200 Rock Creek Terrace?
Carpet and Wood, per the MLS record for 200 Rock Creek Terrace.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Smithville tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 200 Rock Creek Terrace?
Eagle Heights Elementary School (5/10), Smithville Middle School (7/10), Smithville High School (9/10) in the Smithville district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
Is 64089 a buyer's or a seller's market right now?
64089 is currently a balanced market, with about 4.2 months of supply. Homes there go under contract in a median of 24 days.
That shapes how much room you have to negotiate and how fast you need to move. Ask Myli what that means for an offer on 200 Rock Creek Terrace, or tap Ask a question for a HouseLoop agent's read on it.
What are the property taxes for 200 Rock Creek Terrace?
Public records show about $5,513 a year (1.1% of the list price) for 200 Rock Creek Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 200 Rock Creek Terrace?
No HOA is listed for 200 Rock Creek Terrace, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 200 Rock Creek Terrace still for sale?
200 Rock Creek Terrace sold on October 8, 2026 and is no longer available, so this listing is here as a record rather than something you can tour or make an offer on. It went under contract 40 days after listing on August 10, 2026. 242 homes have sold in 64089 over the last 12 months — Ask Myli to pull the ones most like this one.
Ask Myli to find you three more like it in Smithville, or tap Ask a question and a HouseLoop agent will build you a fresh list.
Can I share 200 Rock Creek Terrace with someone?
Yes — tap the share icon on this page to send 200 Rock Creek Terrace by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Smithville market?
Tap ♥ on 200 Rock Creek Terrace to get a text the moment its price or status changes, or search Smithville on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 200 Rock Creek Terrace?
Yes — ask her anything about 200 Rock Creek Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Smithville.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated October 08, 2026 12:13 PM
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Smithville, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by Epique Realty
Listed August 10, 2026 07:05 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2636053
HouseLoop last checked:
Listing updated:
Insights on 200 Rock Creek Terrace
This 2016 single-family home took 40 days to move from listing to accepted offer, reflecting steady buyer interest in the Rock Creek subdivision. The four-bedroom layout and 2,665 square feet appealed to families seeking established construction in the neighborhood. The home's modern build year and residential appeal generated consistent momentum through the sales cycle.
More sold homes in Rock Creek →
| Home | Bd/Ba | Sqft | Days to contract |
|---|---|---|---|
| 18410 Rock Creek Drive | 4/— | 1,958 | 245 |
| 110 Rock Creek Terrace | 3/— | 2,488 | 0 |
| 106 Rock Creek Terrace | 3/— | — | 4 |
| 106 Creek Valley N/A | 3/— | — | 227 |
| 102 Rock Creek Terrace | 3/— | 1,710 | 363 |
Homes with similar features
Frequently asked questions
How much did 200 Rock Creek Terrace sell for?
200 Rock Creek Terrace was listed at $490,000 and sold in Oct 2026. Individual sold prices aren't published here, but the surrounding data tells the story: it featured Garage for three or more cars, Tall ceilings, Fireplace per HouseLoop Vision.
How fast did 200 Rock Creek Terrace sell?
It went under contract in 40 days.
What features did this home have?
HouseLoop Vision detected: Garage for three or more cars, Tall ceilings, Fireplace, Deck, Open floor plan, Big backyard, Fenced yard, Transitional style.
What schools serve 200 Rock Creek Terrace?
This home is in the Smithville school district (Smithville High School). Verify the exact attendance boundary for this address before relying on it.