19629 Harbor Drive, Smithville, MO 64089
19629 Harbor Drive is a 4-bed, 3-bath, 2,883 sq ft home in Harbor Lake, Smithville, MO, listed at $370,000 on November 4, 2026. HouseLoop Vision saw finished basement, traditional style and tall ceilings in its 38 listing photos (as of November 4, 2026).
$370,000
19629 Harbor Drive, Smithville, MO 64089
About this home
Welcome home to this spacious and inviting 4-bedroom, 3-bathroom home in Smithville! Offering a thoughtfully designed split-level layout, this home provides plenty of room to spread out while still offering comfortable spaces to gather. The main living areas feature beautiful hardwood flooring, vaulted ceilings, and a cozy fireplace that creates a warm and welcoming atmosphere. The kitchen offers abundant cabinetry and stainless steel appliances, with a dining area conveniently nearby. The primary suite features a private bathroom and walk-in closet, while additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the additional living space throughout the home, including a spacious family room. Step outside to the deck overlooking the fenced backyard, perfect for entertaining, relaxing, or enjoying time outdoors. Complete with an attached garage and plenty of versatile living space, this home offers the room, functionality, and comfort you've been looking for. Don't miss your opportunity to make this Smithville home yours!
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19629 Harbor Drive, Smithville, MO 64089 identified finished basement, traditional style, tall ceilings, fireplace, deck and open floor plan, plus 49 more features. The home is a coming-soon 4-bedroom, 3-bath, 2,883-square-foot single family residence listed for $370,000, MLS #2650304.
Key HouseLoop Vision features
- Hardwood floors
- Granite counters
- Tray ceiling
- Wall of windows
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Herringbone backsplash
- Gray countertops
- Raised-panel cabinets
- White trim
- Black hardware
- Beige walls
- Finished basement
- Tall ceilings
- Fireplace
- Open floor plan
- Home gym
- Brick fireplace
- Built-ins
- Recessed lighting
- Staircase
- Wood stair railing
- Coffered ceiling
- Walk-in closet
- Carpet
- Statement lighting
- Tile floors
- Walk-in shower
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Tub and shower combo
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Composite deck
- Covered patio
- Attached garage
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Vinyl fence
- Flat lot
- Traditional style
- Garage storage system
- Accent wall
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Heating
- Heating: Central Electric, Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Lower Level
Features
- Features: Ceiling Fan(s), Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Finished, Walk-Out Access
- Fireplace features: Living Room
Interior area
- Finished area above ground: 1,689 sqft
- Finished area below ground: 1,194 sqft
- Total interior livable area: 2,883 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
Lot
- Size: 0.27 Acres
- Features: City Lot, Many Trees
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 2005
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Mature Trees
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
- Tall Ceilings
Layout
- Basement
- Finished Basement
- Walk-out Basement
Community
- Trails
Financial & listing details
- Annual tax amount: $3,900 / yr
HOA
- Has HOA: Yes
- Fee: $575 /year
Amenities
- Trail(s)
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,836 | $53,900 |
| 2024 | $3,409 | $47,220 |
| 2023 | $3,261 | $47,220 |
| 2022 | $2,894 | $40,360 |
| 2021 | $2,914 | $40,360 |
| 2020 | $2,738 | $37,660 |
| 2019 | $2,738 | $37,660 |
| 2018 | $2,758 | $35,630 |
| 2017 | $2,323 | $35,620 |
| 2016 | $2,323 | $34,680 |
| 2015 | $2,323 | $34,680 |
| 2014 | $2,304 | $33,310 |
Your payment
Est. payment
$2,670/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Smithville · HouseLoop school ratings
- Eagle Heights Elementary School5
- Smithville Middle School7
- Smithville High School9
Price & tax history
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Ask about this home, the neighborhood or what it costs to own.
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Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 79 homes for sale in Smithville, with 24 under contract. Homes here sell for a median of $370,000 and go under contract in a median of 23 days. This home is priced right at the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 869 homes for sale. Nearby Kearney runs a higher median at $429,750; Kansas City is lower at $299,963 with more inventory.
Listed by ReeceNichols-KCN
Listed November 04, 2026 06:01 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650304
HouseLoop last checked:
Listing updated:
$370,000
19629 Harbor Drive, Smithville, MO 64089
HouseLoop user activity
HouseLoop last checked:
About this home
Welcome home to this spacious and inviting 4-bedroom, 3-bathroom home in Smithville! Offering a thoughtfully designed split-level layout, this home provides plenty of room to spread out while still offering comfortable spaces to gather. The main living areas feature beautiful hardwood flooring, vaulted ceilings, and a…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19629 Harbor Drive, Smithville, MO 64089 identified finished basement, traditional style, tall ceilings, fireplace, deck and open floor plan, plus 49 more features. The home is a coming-soon 4-bedroom, 3-bath, 2,883-square-foot single family residence listed for $370,000, MLS #2650304.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Hardwood floors
- Granite counters
- Tray ceiling
- Wall of windows
- Stainless steel appliances
- Breakfast nook
- Wood kitchen cabinets
- Electric range
- Kitchen backsplash
- Herringbone backsplash
- Gray countertops
- Raised-panel cabinets
- White trim
- Black hardware
- Beige walls
- Finished basement
- Tall ceilings
- Fireplace
- Open floor plan
- Home gym
- Brick fireplace
- Built-ins
- Recessed lighting
- Staircase
- Wood stair railing
- Coffered ceiling
- Walk-in closet
- Carpet
- Statement lighting
- Tile floors
- Walk-in shower
- Tiled shower
- Double vanity
- Frameless glass shower
- Wood vanity
- Renovated bathrooms
- Tub and shower combo
- Deck
- Big backyard
- Fenced yard
- Mature trees
- Composite deck
- Covered patio
- Attached garage
- Driveway
- Gray roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Siding exterior
- Vinyl fence
- Flat lot
- Traditional style
- Garage storage system
- Accent wall
See this home in person
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HouseLoop Mortgage Calculator
$2,670
Offer Insights
Choose an offer strength
$358,900 – $365,930
Estimated Sales Range
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 3
Heating
- Heating: Central Electric, Heat Pump
Cooling
- Cooling: Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Range
- Laundry: Lower Level
Features
- Features: Ceiling Fan(s), Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Finished, Walk-Out Access
- Fireplace features: Living Room
Interior area
- Finished area above ground: 1,689 sqft
- Finished area below ground: 1,194 sqft
- Total interior livable area: 2,883 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
Lot
- Size: 0.27 Acres
- Features: City Lot, Many Trees
- Patio & porch: Deck
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 2005
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Mature Trees
Kitchen
- Walk-in Pantry
Interior
- Hardwood Floors
- Tall Ceilings
Layout
- Basement
- Finished Basement
- Walk-out Basement
Community
- Trails
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $575 /year
Amenities
- Trail(s)
Nearby schools
GreatSchools rating
- 5Eagle Heights Elementary School
- 7Smithville Middle School
- 9Smithville High School
Schools provided by the listing agent
- District: Smithville
- Elementary: Smithville
- Middle: Smithville
- High: Smithville
Price history
Tax
- Annual tax amount: $3,900 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,836 | $53,900 |
| 2024 | $3,409 | $47,220 |
| 2023 | $3,261 | $47,220 |
| 2022 | $2,894 | $40,360 |
| 2021 | $2,914 | $40,360 |
| 2020 | $2,738 | $37,660 |
| 2019 | $2,738 | $37,660 |
| 2018 | $2,758 | $35,630 |
| 2017 | $2,323 | $35,620 |
| 2016 | $2,323 | $34,680 |
| 2015 | $2,323 | $34,680 |
| 2014 | $2,304 | $33,310 |
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 79 homes for sale in Smithville, with 24 under contract. Homes here sell for a median of $370,000 and go under contract in a median of 23 days. This home is priced right at the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 869 homes for sale. Nearby Kearney runs a higher median at $429,750; Kansas City is lower at $299,963 with more inventory.
Questions buyers asked Myli about this home
Elena R. from Phoenix, AZ ·
How do I schedule a tour of 19629 Harbor Drive?
Myli · Nov 2, 10:29 AM ET
19629 Harbor Drive is coming soon, and tours start November 5, 2026. It is a 4 bed, 3 bath, 2,883 sqft home listed at $370,000.
Tap Tour this home to hold up to three times before you pick one.
Hannah L. from St. Louis, MO ·
How do I get more information about 19629 Harbor Drive?
Myli · Oct 30, 8:23 AM ET
It is a 4 bed, 3 bath, 2,883 sqft home listed at $370,000.
Ask Myli anything about this home right on this page.
Aisha K. from Atlanta, GA ·
Can I take a virtual tour of 19629 Harbor Drive?
Myli · Oct 31, 4:52 PM ET
Not yet. 19629 Harbor Drive doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
What is the 64089 neighborhood like?
19629 Harbor Drive sits in 64089. The median list here is $331,250, versus $329,950 across Smithville, MO. Homes in 64089 go under contract in a median of 23 days, about the same pace as Smithville, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64089 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 19629 Harbor Drive?
About $2,100 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $3,836 tax bill and mortgage insurance folded in it lands near $2,670. Median sold price in Harbor Lake is $405,750. This $370,000 list is right at it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 19629 Harbor Drive?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Harbor Lake, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 19629 Harbor Drive?
Yes. 19629 Harbor Drive was listed on November 4, 2026. Sellers in Harbor Lake accepted about 1% under list on average over the last 12 months across 12 sales. Your HouseLoop agent writes the offer with the recent sales in Smithville sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 19629 Harbor Drive?
Sellers in Harbor Lake accepted 99% of list over the last 12 months across 12 sales, median $405,750. Near $358,900 – $365,930 on this $370,000 list. The median home here took 4 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 19629 Harbor Drive?
Making an offer on 19629 Harbor Drive means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 19629 Harbor Drive?
$128 per square foot ($370,000 over 2,883 sqft). Homes sold in Smithville, MO over the same window went for a median of $190 per square foot. This home is priced well below that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 19629 Harbor Drive been on the market?
Listed on November 4, 2026. Homes in Harbor Lake typically go under contract in 4 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 19629 Harbor Drive built?
19629 Harbor Drive was built in 2005, so it is about 21 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 19629 Harbor Drive have?
19629 Harbor Drive is a home with 4 bedrooms and 3 bathrooms across 2,883 square feet. On a 0.27 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 19629 Harbor Drive?
0.27 acres (about 11,761 square feet), per the county record for 19629 Harbor Drive. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Smithville. Tap Ask a question to find out what's allowed.
Does 19629 Harbor Drive have a garage, a basement, air conditioning?
19629 Harbor Drive has a 2-car garage and a finished, walk-out access basement, and electric and heat pump cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the floors made of in 19629 Harbor Drive?
Carpet and Wood, per the MLS record for 19629 Harbor Drive. Flooring type affects both upkeep and resale. Hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Smithville tend to prefer. Tap Tour this home to see it yourself.
What schools serve 19629 Harbor Drive?
Eagle Heights Elementary School (5/10), Smithville Middle School (7/10), Smithville High School (9/10) in the Smithville district. Per GreatSchools' 1-10 ratings for this address. School assignment is one of the few things you can't change after closing. It's worth confirming before you tour. Ask Myli to pull the full attendance boundary. Tap Ask a question to double-check with the district.
What are the property taxes for 19629 Harbor Drive?
Public records show about $3,836 a year (1% of the list price) for 19629 Harbor Drive. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 19629 Harbor Drive?
Yes — $48 a month for 19629 Harbor Drive. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 19629 Harbor Drive still for sale?
19629 Harbor Drive is coming soon and will be active on the market on November 5, 2026. You can see it, and start planning around it, before most buyers even know it exists. Tap Tour this home to reserve your spot for opening day. Tap ♥ to save it and HouseLoop will let you know the moment it goes live so you're never a day behind.
Can I share 19629 Harbor Drive with someone?
Yes. Tap the share icon on this page to send 19629 Harbor Drive by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Smithville market?
Tap ♥ on 19629 Harbor Drive to get a text the moment its price or status changes. Search Smithville on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 19629 Harbor Drive?
Yes. Ask her anything about 19629 Harbor Drive right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Smithville. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 04, 2026 06:03 PM
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HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by ReeceNichols-KCN
Listed November 04, 2026 06:01 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650304
HouseLoop last checked:
Listing updated: