19 Z Street, Lake Lotawana, MO 64086
19 Z Street is a 3-bed, 3.5-bath, 3,928 sq ft home in Lake Lotawana, Lake Lotawana, MO, listed at $3,250,000 on November 4, 2026. HouseLoop Vision saw modern, mature trees and floor-to-ceiling windows in its 1 listing photos (as of November 5, 2026).


$3,250,000
19 Z Street, Lake Lotawana, MO 64086
About this home
More than 120 feet of shoreline is remarkable on its own. Pair it with sweeping views down both main lake channels, exceptional docking, and a beautiful home designed for entertaining, and 19 Z Street is something special. The waterfront offers a covered double-well dock with two boat lifts, a massive swim dock with an upper sun deck, and a PWC life. A finished boathouse gives you another space to host from right at the water’s edge. Spend the day boating and swimming, then gather around the fire pit on the private lakeside patio. Inside, soaring ceilings, walls of lake-facing windows, and an open floor plan keep the views at the heart of the home. The gourmet kitchen features granite countertops and knotty alder cabinetry, while generous living and dining spaces, a large sunroom, and a beverage bar with a 400-bottle wine closet offer room for everyone to gather. The spacious primary suite includes a large private lanai overlooking the lake. A stucco exterior and tile roof complement the home’s distinctive architecture. Heated tile floors, an elevator, a generator, a four-car garage, and a heated driveway bring comfort and convenience to everyday lake living. An extraordinary stretch of waterfront, expansive views, and space to enjoy it all—this is Lotawana living at its finest.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19 Z Street, Lake Lotawana, MO 64086 identified modern, mature trees, floor-to-ceiling windows, stucco exterior, black exterior windows and covered patio, plus 7 more features. The home is a coming-soon 3-bedroom, 3.5-bath, 3,928-square-foot single family residence listed for $3,250,000, MLS #2650198.
Key HouseLoop Vision features
- Floor-to-ceiling windows
- Wall of windows
- Mature trees
- Stucco exterior
- Black exterior windows
- Covered patio
- Tile roof
- Driveway
- Brown roof
- White exterior
- Concrete driveway
- Concrete patio
- Modern
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: Upper
- Dimensions: 21 × 16
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Upper
- Dimensions: 13 × 12
Bedroom 3
- Features: ceiling fan(s), walk-in closet(s)
- Level: Main
- Dimensions: 12 × 11
Bathroom 2
- Features: Walk-In Closet(s)
- Level: Upper
- Dimensions: 6 × 10
Bathroom 3
- Level: Main
- Dimensions: 5 × 11
Half Bath
- Level: Main
- Dimensions: 4 × 8
Great Room
- Features: built-in features, ceiling fan(s), wet bar
- Level: Main
- Dimensions: 54 × 35
Kitchen
- Features: granite counters, kitchen island
- Level: Main
- Dimensions: 21 × 22
Office
- Features: Built-in Features
- Level: Upper
- Dimensions: 9 × 11
Laundry
- Level: Main
- Dimensions: 9 × 8
Bathroom 1
- Features: built-in features, double vanity, walk-in closet(s)
- Level: Upper
- Dimensions: 11 × 11
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Down Draft, Dryer, Exhaust Fan, Microwave, Refrigerator, Gas Range, Washer
Features
- Features: Ceiling Fan(s), Central Vacuum, Custom Cabinets, Kitchen Island, Elevator, Walk-In Closet(s), Wet Bar
- Basement: Finished, Full, Walk-Out Access
- Fireplace features: Great Room
Interior area
- Finished area above ground: 3,928 sqft
- Total interior livable area: 3,928 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Garage Door Opener, Garage Faces Side
Lot
- Size: 0.62 Acres
- Features: Lake Front, Lake on Lot
- Patio & porch: Deck, Patio, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Stone Trim, Stucco & Frame
Condition
- Year built: 2009
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Waterfront
Kitchen
- Kitchen Island
- Gas Range
Interior
- Wet Bar
Layout
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Extras
- Elevator
Financial & listing details
- Annual tax amount: $30,042 / yr
HOA
- Has HOA: Yes
- Fee: $2,825 /year
Your payment
Est. payment
$22,187/mo
Tour with a HouseLoop agent
Request a no-obligation tour with a local HouseLoop agent.
Where it’s at
Nearby schools
Lee's Summit · HouseLoop school ratings
- Mason Elementary School8
- Bernard C. Campbell Middle School7
- Lee's Summit North High School8
Price & tax history
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Ask about this home, the neighborhood or what it costs to own.
She answers from HouseLoop’s own data.
Similar listings and the Lake Lotawana market
Look throughout Lake Lotawana, Missouri
There are currently 40 homes for sale in Lake Lotawana, with 13 under contract. Homes here sell for a median of $560,000 and go under contract in a median of 34 days. This home is priced $2,690,000 above the Lake Lotawana median.
Lake Lotawana sits in Jackson County, which covers 51 zip codes and 2,912 homes for sale. Nearby Kansas City is lower at $299,987 with more inventory.
Listed by Realty Executives
Listed November 04, 2026 09:29 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650198
HouseLoop last checked:
Listing updated:
$3,250,000
19 Z Street, Lake Lotawana, MO 64086
HouseLoop user activity
HouseLoop last checked:
About this home
More than 120 feet of shoreline is remarkable on its own. Pair it with sweeping views down both main lake channels, exceptional docking, and a beautiful home designed for entertaining, and 19 Z Street is something special. The waterfront offers a covered double-well dock with two boat lifts, a massive swim dock with…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 19 Z Street, Lake Lotawana, MO 64086 identified modern, mature trees, floor-to-ceiling windows, stucco exterior, black exterior windows and covered patio, plus 7 more features. The home is a coming-soon 3-bedroom, 3.5-bath, 3,928-square-foot single family residence listed for $3,250,000, MLS #2650198.
Where HouseLoop Vision saw them
Key HouseLoop Vision features
- Floor-to-ceiling windows
- Wall of windows
- Mature trees
- Stucco exterior
- Black exterior windows
- Covered patio
- Tile roof
- Driveway
- Brown roof
- White exterior
- Concrete driveway
- Concrete patio
- Modern
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
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HouseLoop Mortgage Calculator
$22,187
Offer Insights
Choose an offer strength
$2,957,500 – $3,019,250
Estimated Sales Range
HouseLoop Home Value History

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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Features: ceiling fan(s), walk-in closet(s)
- Level: Upper
- Dimensions: 21 × 16
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Upper
- Dimensions: 13 × 12
Bedroom 3
- Features: ceiling fan(s), walk-in closet(s)
- Level: Main
- Dimensions: 12 × 11
Bathroom 2
- Features: Walk-In Closet(s)
- Level: Upper
- Dimensions: 6 × 10
Bathroom 3
- Level: Main
- Dimensions: 5 × 11
Half Bath
- Level: Main
- Dimensions: 4 × 8
Great Room
- Features: built-in features, ceiling fan(s), wet bar
- Level: Main
- Dimensions: 54 × 35
Kitchen
- Features: granite counters, kitchen island
- Level: Main
- Dimensions: 21 × 22
Office
- Features: Built-in Features
- Level: Upper
- Dimensions: 9 × 11
Laundry
- Level: Main
- Dimensions: 9 × 8
Bathroom 1
- Features: built-in features, double vanity, walk-in closet(s)
- Level: Upper
- Dimensions: 11 × 11
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Down Draft, Dryer, Exhaust Fan, Microwave, Refrigerator, Gas Range, Washer
Features
- Features: Ceiling Fan(s), Central Vacuum, Custom Cabinets, Kitchen Island, Elevator, Walk-In Closet(s), Wet Bar
- Basement: Finished, Full, Walk-Out Access
- Fireplace features: Great Room
Interior area
- Finished area above ground: 3,928 sqft
- Total interior livable area: 3,928 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Garage Door Opener, Garage Faces Side
Lot
- Size: 0.62 Acres
- Features: Lake Front, Lake on Lot
- Patio & porch: Deck, Patio, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Stone Trim, Stucco & Frame
Condition
- Year built: 2009
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Fire Pit
- Deck
- Covered Patio
- Waterfront
Kitchen
- Kitchen Island
- Gas Range
Interior
- Wet Bar
Layout
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Extras
- Elevator
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $2,825 /year
Nearby schools
GreatSchools rating
- 8Mason Elementary School
- 7Bernard C. Campbell Middle School
- 8Lee's Summit North High School
Schools provided by the listing agent
- District: Lee's Summit
- Elementary: Mason Lee's Summit
- Middle: Bernard Campbell
- High: Lee's Summit North
Price history
Tax
- Annual tax amount: $30,042 / yr
Similar listings and the Lake Lotawana market
Look throughout Lake Lotawana, Missouri
There are currently 40 homes for sale in Lake Lotawana, with 13 under contract. Homes here sell for a median of $560,000 and go under contract in a median of 34 days. This home is priced $2,690,000 above the Lake Lotawana median.
Lake Lotawana sits in Jackson County, which covers 51 zip codes and 2,912 homes for sale. Nearby Kansas City is lower at $299,987 with more inventory.
Questions buyers asked Myli about this home
Marcus B. from Minneapolis, MN ·
How do I schedule a tour of 19 Z Street?
Myli · Oct 30, 4:59 PM ET
19 Z Street is coming soon, and tours start November 13, 2026. It is a 3 bed, 3.5 bath, 3,928 sqft home listed at $3,250,000.
Tap Tour this home to hold up to three times before you pick one.
Aisha K. from Atlanta, GA ·
How do I get more information about 19 Z Street?
Myli · Oct 30, 10:32 PM ET
It is a 3 bed, 3.5 bath, 3,928 sqft home listed at $3,250,000.
Ask Myli anything about this home right on this page.
Daniel H. from Seattle, WA ·
Can I take a virtual tour of 19 Z Street?
Myli · Nov 4, 11:10 AM ET
Not yet. 19 Z Street doesn't have a video walkthrough posted with this listing. The photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you. If you can't make it in person.
What is the 64086 neighborhood like?
19 Z Street sits in 64086. The median list here is $375,000, versus $449,000 across Lake Lotawana, MO. Homes in 64086 go under contract in a median of 20 days, faster than Lake Lotawana, MO as a whole. A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64086 compares to nearby zips. Tap Tour this home to see the block for yourself.
How much is the monthly payment for 19 Z Street?
About $18,490 a month with 10% down at 6.5% over 30 years, before taxes and insurance. With this home's $30,042 tax bill and mortgage insurance folded in it lands near $22,190. Median sold price in Lake Lotawana is $640,000. This $3,250,000 list is above it. Your real number moves with the down payment and rate you lock. Drag the sliders on this page. Tap Get pre-approved and Myli lines up a pre-approval.
How do I get pre-approved to buy 19 Z Street?
Tap Get pre-approved. We send your request to the one local lender you pick. That lender answers you from their own phone number and email. It is a soft credit check only. A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Especially in Lake Lotawana, where sellers accept 93% of list on average. Tap Get pre-approved to get the process moving. Ask Myli what to expect first.
Can I negotiate the asking price for 19 Z Street?
Yes. 19 Z Street was listed on November 3, 2026. Sellers in Lake Lotawana accepted about 7% under list on average over the last 12 months across 40 sales. Your HouseLoop agent writes the offer with the recent sales in Lake Lotawana sitting right beside it. You know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for 19 Z Street?
Sellers in Lake Lotawana accepted 93% of list over the last 12 months across 40 sales, median $640,000. Near $2,957,500 – $3,019,250 on this $3,250,000 list. The median home here took 28 days to go under contract. Most sellers aren't fielding three offers on day one. See the Offer Insights section on this page for the full range. What wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on 19 Z Street?
Making an offer on 19 Z Street means putting a price, a timeline and your financing in writing. Along with any contingencies you want. Inspection, financing, or an appraisal gap clause if the market calls for one. Ask Myli "what should I offer" or tap Ask a question. Your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 19 Z Street?
$827 per square foot ($3,250,000 over 3,928 sqft). Homes sold in Lake Lotawana, MO over the same window went for a median of $343 per square foot. This home is priced well above that per-square-foot median. Price per square foot is the fastest way to compare this home to the next one you tour. See Offer insights below for how that stacks up against what's actually selling. Ask Myli to pull three more like it nearby.
How long has 19 Z Street been on the market?
Listed on November 3, 2026. Homes in Lake Lotawana typically go under contract in 28 days. How long a home has been listed is the clearest early read on a seller's flexibility. It is worth checking back as this one's count grows. Tap ♥ to save it and HouseLoop will let you know the moment the price or status changes.
When was 19 Z Street built?
19 Z Street was built in 2009, so it is about 17 years old. A home's age shapes what an inspection tends to flag. Roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age. Tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 19 Z Street have?
19 Z Street is a home with 3 bedrooms and 3.5 bathrooms across 3,928 square feet. On a 0.62 acre lot, per the MLS record for this address. Bed and bath count is usually the first filter a buyer sets. It's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout. Tap Tour this home to walk the floor plan in person.
What is the lot size of 19 Z Street?
0.62 acres (about 27,007 square feet), per the county record for 19 Z Street. Lot size drives what you can add later. A pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Lake Lotawana. Tap Ask a question to find out what's allowed.
Does 19 Z Street have a garage, a basement, air conditioning?
19 Z Street has a 4-car garage and a finished, full, walk-out access basement, and electric cooling. Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search. Tap Tour this home to see it in person.
What are the property taxes for 19 Z Street?
Public records show about $30,042 a year (0.9% of the list price) for 19 Z Street. Taxes can change on reassessment, especially after a sale. Property tax is folded into the payment estimate above. Drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number. Tap Get pre-approved to ask a lender directly.
Are there HOA fees for 19 Z Street?
Yes — $235 a month for 19 Z Street. An HOA fee usually buys something back. Trash, lawn care, a pool or a clubhouse. So it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 19 Z Street still for sale?
19 Z Street is coming soon and will be active on the market on November 13, 2026. You can see it, and start planning around it, before most buyers even know it exists. Tap Tour this home to reserve your spot for opening day. Tap ♥ to save it and HouseLoop will let you know the moment it goes live so you're never a day behind.
Can I share 19 Z Street with someone?
Yes. Tap the share icon on this page to send 19 Z Street by text, email, or straight to Facebook, X or WhatsApp. Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Lake Lotawana market?
Tap ♥ on 19 Z Street to get a text the moment its price or status changes. Search Lake Lotawana on HouseLoop and tap Save search to hear about every new listing that matches. A saved search runs in the background and checks itself. You see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 19 Z Street?
Yes. Ask her anything about 19 Z Street right below this list: the price history, the schools, what a fair offer looks like. Or how it compares to what else is for sale in Lake Lotawana. She reads the full listing record and this page's own market data before she answers. Hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
The three asker names are examples. Every answer comes from this home’s listing record.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated November 04, 2026 09:30 PM
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Listed by Realty Executives
Listed November 04, 2026 09:29 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2650198
HouseLoop last checked:
Listing updated:









