1404 NE 196th Street, Smithville, MO 64089
1404 NE 196th Street is a 3-bed, 3.5-bath, 1,797 sq ft home in Harbor Lake, Smithville, MO, listed at $390,000 on April 11, 2026. HouseLoop Vision saw garage for three or more cars, finished basement and fireplace in its 29 listing photos (as of November 4, 2026).
$390,000
1404 NE 196th Street, Smithville, MO 64089
About this home
Beautifully maintained, 3 bedroom, 2 1/2 bath energy-efficient home located just minutes from Smithville Lake in the popular Harbor Lake subdivision! Features include a whole-house water filtration system, newer HVAC, enhanced insulation and a security system. Enjoy the expanded composite deck plus an extra-large patio underneath, perfect for additional outdoor living space. The fully fenced backyard with 6-foot privacy fence adds both security and privacy. The updated kitchen includes LG appliances (only 5 months old). A spacious 3-car garage offers excellent storage plus a dedicated 220V outlet for electric vehicle charging. Additional storage room above the garage provides extra space. Conveniently located one block from the community pool, with walking trails and lake access nearby, and just 1 mile to the Smithville Lake boat ramp.
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1404 NE 196th Street, Smithville, MO 64089 identified garage for three or more cars, finished basement, fireplace, deck, open floor plan and corner lot, plus 28 more features. The home is a sold 3-bedroom, 3.5-bath, 1,797-square-foot single family residence, MLS #2613655.
Key HouseLoop Vision features
- Open floor plan
- White kitchen
- Stainless steel appliances
- Breakfast nook
- Kitchen backsplash
- Mosaic tile backsplash
- Beige or brown countertops
- Finished basement
- Fireplace
- Tray ceiling
- Staircase
- Wood stair railing
- Tile fireplace
- Tiled shower
- Double vanity
- Black vanity
- Deck
- Corner lot
- Big backyard
- Fenced yard
- Mature trees
- Composite deck
- Brown roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Wood fence
- Concrete patio
- Flat lot
- Garage for three or more cars
- White trim
- Gray walls
- Carpet
- Attached garage
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Level: Main
Living Room
- Level: Main
Kitchen
- Level: Main
Heating
- Heating: Electric, Exhaust Fan
Cooling
- Cooling: Electric
Appliances
- Included: Cooktop, Dishwasher, Exhaust Fan, Microwave, Electric Range, Stainless Steel Appliance(s), Water Purifier
- Laundry: In Bathroom, Laundry Room
Features
- Features: Custom Cabinets, Expandable Attic, Pantry, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Wood
- Basement: Finished, Garage Entrance, Walk-Out Access
- Fireplace features: Family Room
- Other rooms: Fam Rm Gar Level, Fam Rm Main Level, Main Floor BR, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,797 sqft
- Total interior livable area: 1,797 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Garage Faces Front
Lot
- Size: 0.36 Acres
- Features: City Limits, City Lot, Sprinkler-In Ground, Wooded
- Patio & porch: Deck, Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Wood Siding
Condition
- Year built: 2004
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Fenced Yard
- Wooded Lot
- Sprinkler System
Kitchen
- Walk-in Pantry
- Stainless Appliances
Interior
- Hardwood Floors
- Tall Ceilings
- Smart Thermostat
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Community
- Clubhouse
Financial & listing details
- Annual tax amount: $3,976 / yr
HOA
- Has HOA: Yes
- Fee: $575 /year
Amenities
- Clubhouse
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,976 | $55,860 |
| 2024 | $3,299 | $45,700 |
| 2023 | $3,156 | $45,700 |
| 2022 | $2,855 | $39,820 |
| 2021 | $2,875 | $39,820 |
| 2020 | $2,676 | $36,800 |
| 2019 | $2,676 | $36,800 |
| 2018 | $2,695 | $34,810 |
| 2017 | $2,237 | $34,810 |
| 2016 | $2,237 | $33,400 |
| 2015 | $2,237 | $33,400 |
| 2014 | $2,219 | $32,790 |
Where it’s at
Nearby schools
Smithville · HouseLoop school ratings
- Eagle Heights Elementary School5
- Smithville Middle School7
- Smithville High School9
Price & tax history
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Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 79 homes for sale in Smithville, with 25 under contract. Homes here sell for a median of $370,000 and go under contract in a median of 24 days. This home is priced $20,000 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 862 homes for sale. Nearby Kearney runs a higher median at $429,750; Kansas City is lower at $299,987 with more inventory.
Listed by United Real Estate Kansas City
Listed April 11, 2026 12:01 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2613655
HouseLoop last checked:
Listing updated:
Listed for
$390,000
Sale price not disclosed
1404 NE 196th Street, Smithville, MO 64089
HouseLoop user activity
HouseLoop last checked:
About this home
Beautifully maintained, 3 bedroom, 2 1/2 bath energy-efficient home located just minutes from Smithville Lake in the popular Harbor Lake subdivision! Features include a whole-house water filtration system, newer HVAC, enhanced insulation and a security system. Enjoy the expanded composite deck plus an extra-large…
HouseLoop Vision — AI-detected features from listing photos
HouseLoop's photo analysis of 1404 NE 196th Street, Smithville, MO 64089 identified garage for three or more cars, finished basement, fireplace, deck, open floor plan and corner lot, plus 28 more features. The home is a sold 3-bedroom, 3.5-bath, 1,797-square-foot single family residence, MLS #2613655.
Key HouseLoop Vision features
- Open floor plan
- White kitchen
- Stainless steel appliances
- Breakfast nook
- Kitchen backsplash
- Mosaic tile backsplash
- Beige or brown countertops
- Finished basement
- Fireplace
- Tray ceiling
- Staircase
- Wood stair railing
- Tile fireplace
- Tiled shower
- Double vanity
- Black vanity
- Deck
- Corner lot
- Big backyard
- Fenced yard
- Mature trees
- Composite deck
- Brown roof
- Asphalt shingle roof
- Gray exterior
- Concrete driveway
- Wood fence
- Concrete patio
- Flat lot
- Garage for three or more cars
- White trim
- Gray walls
- Carpet
- Attached garage
Is this your home?
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Estimated Sales Range
HouseLoop Home Value History
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary Bedroom
- Level: Main
Living Room
- Level: Main
Kitchen
- Level: Main
Heating
- Heating: Electric, Exhaust Fan
Cooling
- Cooling: Electric
Appliances
- Included: Cooktop, Dishwasher, Exhaust Fan, Microwave, Electric Range, Stainless Steel Appliance(s), Water Purifier
- Laundry: In Bathroom, Laundry Room
Features
- Features: Custom Cabinets, Expandable Attic, Pantry, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Wood
- Basement: Finished, Garage Entrance, Walk-Out Access
- Fireplace features: Family Room
- Other rooms: Fam Rm Gar Level, Fam Rm Main Level, Main Floor BR, Main Floor Primary Bedroom
Interior area
- Finished area above ground: 1,797 sqft
- Total interior livable area: 1,797 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Garage Faces Front
Lot
- Size: 0.36 Acres
- Features: City Limits, City Lot, Sprinkler-In Ground, Wooded
- Patio & porch: Deck, Patio, Porch
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame, Wood Siding
Condition
- Year built: 2004
- Age: 21-30 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Fenced Yard
- Wooded Lot
- Sprinkler System
Kitchen
- Walk-in Pantry
- Stainless Appliances
Interior
- Hardwood Floors
- Tall Ceilings
- Smart Thermostat
Layout
- Main Floor Primary
- Basement
- Finished Basement
- Walk-out Basement
Garage & Parking
- Attached Garage
Community
- Clubhouse
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $575 /year
Amenities
- Clubhouse
Nearby schools
GreatSchools rating
- 5Eagle Heights Elementary School
- 7Smithville Middle School
- 9Smithville High School
Schools provided by the listing agent
- District: Smithville
Price history
Tax
- Annual tax amount: $3,976 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $3,976 | $55,860 |
| 2024 | $3,299 | $45,700 |
| 2023 | $3,156 | $45,700 |
| 2022 | $2,855 | $39,820 |
| 2021 | $2,875 | $39,820 |
| 2020 | $2,676 | $36,800 |
| 2019 | $2,676 | $36,800 |
| 2018 | $2,695 | $34,810 |
| 2017 | $2,237 | $34,810 |
| 2016 | $2,237 | $33,400 |
| 2015 | $2,237 | $33,400 |
| 2014 | $2,219 | $32,790 |
Similar listings and the Smithville market
Look throughout Smithville, Missouri
There are currently 79 homes for sale in Smithville, with 25 under contract. Homes here sell for a median of $370,000 and go under contract in a median of 24 days. This home is priced $20,000 above the Smithville median.
Smithville sits in Clay County, which covers 18 zip codes and 862 homes for sale. Nearby Kearney runs a higher median at $429,750; Kansas City is lower at $299,987 with more inventory.
This home's area
Popular searches in Smithville, MO
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Smithville, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by United Real Estate Kansas City
Listed April 11, 2026 12:01 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2613655
HouseLoop last checked:
Listing updated:
Insights on 1404 NE 196th Street
This 2004 Harbor Lake single-family residence took 104 days to reach an accepted offer—significantly longer than the subdivision's four-day median—suggesting the market required time to find the right buyer. The home's 3-bedroom, 1,797-square-foot layout competed in a selective neighborhood where homes typically sell near asking value.
More sold homes in Harbor Lake →
| Home | Bd/Ba | Sqft | Days to contract |
|---|---|---|---|
| 2004 NE 196th Place | 4/— | 2,401 | 17 |
| 19710 NE 197th Terrace | 5/— | 2,828 | 4 |
| 1902 NE 197TH Court | 4/— | 2,402 | 3 |
| 1507 NE 196th Street | 3/3 | 1,900 | — |
| 1402 NE 196th Street | 4/3 | 2,836 | 35 |
Homes with similar features
Frequently asked questions
How much did 1404 NE 196th Street sell for?
1404 NE 196th Street was listed at $390,000 and sold in Sep 2026. Individual sold prices aren't published here, but the surrounding data tells the story: homes in Harbor Lake have been selling for about 98% of list price; this home performed slower than the market, going under contract in 104 days; it featured Garage for three or more cars, Finished basement, Fireplace per HouseLoop Vision.
How fast did 1404 NE 196th Street sell?
It went under contract in 104 days — slower than the market for the area.
What features did this home have?
HouseLoop Vision detected: Garage for three or more cars, Finished basement, Fireplace, Deck, Open floor plan, Corner lot, Big backyard, Fenced yard.
What schools serve 1404 NE 196th Street?
This home is in the Smithville school district (Smithville High School). Verify the exact attendance boundary for this address before relying on it.