How you pay: how sellers see loan types

The big idea

Do sellers prefer a conventional offer over an FHA offer?

Your loan type changes how sellers see your offer.

FHA, VA and USDA loans are great loans, but the home has to meet their condition rules, and sometimes the seller has to fix things first.
That's why, in a busy market, conventional and cash offers can look simpler to a seller.

See it in an example

Example

Same price, busy market.

FHA, VA, USDA: condition rules

Conventional, cash: can look simpler