


















$195,000
Under Contract16409 E 31st Terrace S, Independence, MO 64055
This home is under contract — it has an accepted offer.
About this home
HouseLoop user activity
HouseLoop last checked:
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Concrete, Full
Interior area
- Finished area above ground: 1,002 sqft
- Total interior livable area: 1,002 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.26 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick Trim, Vinyl Siding
Condition
- Year built: 1968
- Age: 51-75 Years
Utilities & green energy
- Water: Public
Highlights
Outdoor & Lot
- Pool
- Fire Pit
- Deck
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Interior
- White Trim
- Accent Wall
Layout
- Basement
- Home Office
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
No HOA on this home.
GreatSchools rating
- 5Glendale Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- High: Truman
Price history
- Annual tax amount: $2,096 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,097 | $29,338 |
| 2024 | $1,767 | $25,511 |
| 2023 | $1,727 | $25,511 |
| 2022 | $1,726 | $23,370 |
| 2021 | $1,726 | $23,370 |
| 2020 | $1,653 | $21,750 |
| 2019 | $1,626 | $21,750 |
| 2018 | $1,626 | $18,929 |
| 2017 | $1,525 | $18,929 |
| 2016 | $1,458 | $18,455 |
| 2014 | $1,390 | $17,917 |
| 2013 | $1,381 | $17,917 |
16409 E 31st Terrace S, Independence, MO 64055 is an under-contract 3-bedroom, 2.5-bath, 1,002-square-foot single family residence listed for $195,000. MLS #2635104.
HouseLoop's photo analysis of this home identified white trim, accent wall, fire pit and mature trees.
Key AI Vision features
- White Trim
- Accent Wall
- Fire Pit
- Mature Trees
HouseLoop Mortgage Calculator
$1,384
Offer Insights
Choose an offer strength
$191,100 – $194,805
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 391 homes for sale in Independence, with 177 under contract. Homes here sell for a median of $220,000 and go under contract in a median of 18 days. This home is priced $25,000 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,903 homes for sale. Nearby Kansas City runs a higher median at $293,596; Sugar Creek is lower at $169,900.
Sources — listings and prices: Heartland MLS as distributed by MLS GRID, as of September 30, 2026 · analysis: HouseLoop.
Frequently asked questions about 16409 E 31st Terrace S
How do I get more information about 16409 E 31st Terrace S?
It is a 3 bed, 2.5 bath, 1,002 sqft home listed at $195,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 16409 E 31st Terrace S?
Not yet — 16409 E 31st Terrace S doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Independence, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 16409 E 31st Terrace S?
About $1,110 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,096 tax bill folded in it lands near $1,380. Median sold price in Glendale Gardens is $240,000 — this $195,000 list is below it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 16409 E 31st Terrace S?
$195 per square foot ($195,000 over 1,002 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 16409 E 31st Terrace S built?
16409 E 31st Terrace S was built in 1968, so it is about 58 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 16409 E 31st Terrace S have?
16409 E 31st Terrace S is a home with 3 bedrooms and 2.5 bathrooms across 1,002 square feet, on a 0.26 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 16409 E 31st Terrace S?
0.26 acres (about 11,487 square feet), per the county record for 16409 E 31st Terrace S.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence, or tap Ask a question to find out what's allowed.
Does 16409 E 31st Terrace S have a garage, a basement, air conditioning?
16409 E 31st Terrace S has a 2-car garage and a concrete, full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 16409 E 31st Terrace S?
Glendale Elementary School (5/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 16409 E 31st Terrace S?
Public records show about $2,096 a year (1.1% of the list price) for 16409 E 31st Terrace S. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 16409 E 31st Terrace S?
No HOA is listed for 16409 E 31st Terrace S, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 16409 E 31st Terrace S still for sale?
16409 E 31st Terrace S went under contract on September 27, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 16409 E 31st Terrace S with someone?
Yes — tap the share icon on this page to send 16409 E 31st Terrace S by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 16409 E 31st Terrace S to get a text the moment its price or status changes, or search Independence on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 16409 E 31st Terrace S?
Yes — ask her anything about 16409 E 31st Terrace S right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Independence.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated September 28, 2026 09:35 AM
This home's area
Popular searches in Independence, MO
Search nearby cities
Independence, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by 1st Class Real Estate KC
Listed August 05, 2026 08:18 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2635104
HouseLoop last checked:
Listing updated:
$195,000
Under Contract16409 E 31st Terrace S, Independence, MO 64055
About this home
Plenty of potential! Inspection report available from previous buyers. Foundation repair suggested 5 piers, willing to be done before closing. Custom kitchen cabinets doors will be installed along with new LVP in kitchen. New handrails on front steps as well. This house is not perfect, but it is a great house with…
HouseLoop user activity
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Features
- Basement: Concrete, Full
Interior area
- Finished area above ground: 1,002 sqft
- Total interior livable area: 1,002 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.26 Acres
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Brick Trim, Vinyl Siding
Condition
- Year built: 1968
- Age: 51-75 Years
Utilities & green energy
- Water: Public
Highlights
Outdoor & Lot
- Pool
- Fire Pit
- Deck
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
Interior
- White Trim
- Accent Wall
Layout
- Basement
- Home Office
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 5Glendale Elementary School
- 7Bridger Middle School
- 4Truman High School
Schools provided by the listing agent
- District: Independence
- High: Truman
Price history
Tax
- Annual tax amount: $2,096 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,097 | $29,338 |
| 2024 | $1,767 | $25,511 |
| 2023 | $1,727 | $25,511 |
| 2022 | $1,726 | $23,370 |
| 2021 | $1,726 | $23,370 |
| 2020 | $1,653 | $21,750 |
| 2019 | $1,626 | $21,750 |
| 2018 | $1,626 | $18,929 |
| 2017 | $1,525 | $18,929 |
| 2016 | $1,458 | $18,455 |
| 2014 | $1,390 | $17,917 |
| 2013 | $1,381 | $17,917 |
HouseLoop Insights — AI-detected features from listing photos
16409 E 31st Terrace S, Independence, MO 64055 is an under-contract 3-bedroom, 2.5-bath, 1,002-square-foot single family residence listed for $195,000. MLS #2635104.
HouseLoop's photo analysis of this home identified white trim, accent wall, fire pit and mature trees.
Key AI Vision features
- White Trim
- Accent Wall
- Fire Pit
- Mature Trees
HouseLoop Mortgage Calculator
$1,384
Offer Insights
Choose an offer strength
$191,100 – $194,805
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the Independence market
Look throughout Independence, Missouri
There are currently 391 homes for sale in Independence, with 177 under contract. Homes here sell for a median of $220,000 and go under contract in a median of 18 days. This home is priced $25,000 below the Independence median.
Independence sits in Jackson County, which covers 51 zip codes and 2,903 homes for sale. Nearby Kansas City runs a higher median at $293,596; Sugar Creek is lower at $169,900.
Sources — listings and prices: Heartland MLS as distributed by MLS GRID, as of September 30, 2026 · analysis: HouseLoop.
Frequently asked questions about 16409 E 31st Terrace S
How do I get more information about 16409 E 31st Terrace S?
It is a 3 bed, 2.5 bath, 1,002 sqft home listed at $195,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 16409 E 31st Terrace S?
Not yet — 16409 E 31st Terrace S doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in Independence, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 16409 E 31st Terrace S?
About $1,110 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,096 tax bill folded in it lands near $1,380. Median sold price in Glendale Gardens is $240,000 — this $195,000 list is below it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 16409 E 31st Terrace S?
$195 per square foot ($195,000 over 1,002 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 16409 E 31st Terrace S built?
16409 E 31st Terrace S was built in 1968, so it is about 58 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 16409 E 31st Terrace S have?
16409 E 31st Terrace S is a home with 3 bedrooms and 2.5 bathrooms across 1,002 square feet, on a 0.26 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 16409 E 31st Terrace S?
0.26 acres (about 11,487 square feet), per the county record for 16409 E 31st Terrace S.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Independence, or tap Ask a question to find out what's allowed.
Does 16409 E 31st Terrace S have a garage, a basement, air conditioning?
16409 E 31st Terrace S has a 2-car garage and a concrete, full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 16409 E 31st Terrace S?
Glendale Elementary School (5/10), Bridger Middle School (7/10), Truman High School (4/10) in the Independence district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 16409 E 31st Terrace S?
Public records show about $2,096 a year (1.1% of the list price) for 16409 E 31st Terrace S. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 16409 E 31st Terrace S?
No HOA is listed for 16409 E 31st Terrace S, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 16409 E 31st Terrace S still for sale?
16409 E 31st Terrace S went under contract on September 27, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 16409 E 31st Terrace S with someone?
Yes — tap the share icon on this page to send 16409 E 31st Terrace S by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the Independence market?
Tap ♥ on 16409 E 31st Terrace S to get a text the moment its price or status changes, or search Independence on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 16409 E 31st Terrace S?
Yes — ask her anything about 16409 E 31st Terrace S right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Independence.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · Listing updated September 28, 2026 09:35 AM
This home's area
Popular searches in Independence, MO
Search nearby cities
Independence, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by 1st Class Real Estate KC
Listed August 05, 2026 08:18 AM · Source: Heartland MLS as distributed by MLS GRID · MLS #2635104
HouseLoop last checked:
Listing updated:








