1304 W Elm, Independence, MO 64050

How do I schedule a tour of 1304 W Elm?

It is a 8,022 sqft home listed at $545,000. The earliest open tour slot is tomorrow at 9:00 AM.

Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 1304 W Elm?

It is a 8,022 sqft home listed at $545,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Independence in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 1304 W Elm?

Not yet — 1304 W Elm doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for 1304 W Elm?

About $3,100 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $11,729 tax bill folded in it lands near $4,190. Median sold price in 64050 is $188,000 — this $545,000 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 1304 W Elm?

Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64050, where sellers accept 102% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 1304 W Elm?

Yes. 1304 W Elm has been listed 82 days. Homes in 64050 sold at about 102% of list over the last 12 months — near or above asking, so room to negotiate is tighter than usual.

Your HouseLoop agent writes the offer with the recent sales in Independence sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 1304 W Elm?

Sellers in 64050 accepted 102% of list over the last 12 months across 240 sales, median $188,000, near $545,000 – $555,355 on this $545,000 list. The median home here took 21 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 1304 W Elm?

Making an offer on 1304 W Elm means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 1304 W Elm?

$68 per square foot ($545,000 over 8,022 sqft). Homes sold in 64050 over the same window went for a median of $142 per square foot, so this home is priced well below the block.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 1304 W Elm been on the market?

Listed on June 18, 2026, so 82 days and counting as of today. Homes in 64050 typically go under contract in 21 days, so this one is sitting a little longer than average.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

What are the property taxes for 1304 W Elm?

Public records show about $11,729 a year (2.2% of the list price) for 1304 W Elm. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 1304 W Elm?

No HOA is listed for 1304 W Elm, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is 1304 W Elm still for sale?

Yes — 1304 W Elm is active as of June 18, 2026.

Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.