











$225,000
Lot 188 Lake Viking Terrace, Gallatin, MO 64640
Highlights
About this home
Don't miss this opportunity to own a beautiful waterfront lot with a peaceful view down a short cove! This gently sloping lot features a limestone shoreline and sandy beach, creating the perfect setting to enjoy everything lake life has to offer. Whether you're looking for a weekend getaway or the perfect place to…
Property Details
Interior
Bedrooms & bathrooms
- Full bathrooms: 0
Property
Lot
- Size: 0.39 Acres
- Features: Lake Front, Many Trees
Construction
Type & style
- Home type: Land
- Architectural style: Unimproved Land
Utilities & green energy
- Sewer: Unknown
- Water: Unknown - Verify
Highlights
Outdoor & Lot
- Big Backyard
- Mature Trees
- Wooded Lot
- Waterfront
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $1,052 /year
Amenities
- Boat Dock
- Clubhouse
- Community Center
- Party Room
- Play Area
- Pool
- Trail(s)
Nearby schools
Price history
Tax
- Annual tax amount: $217 / yr
HouseLoop Mortgage Calculator
$1,486
Already own a home?What's your home worth right now?
Enter your address and see live buyer demand in your neighborhood, what homes like yours are actually selling for, and what you'd walk away with, before you talk to anybody.
Similar listingsand the Gallatin market
Look throughoutGallatin, Missouri
There are currently 1 home for sale in Gallatin, with 9 under contract. Homes here sell for a median of $146,000 and go under contract in a median of 33 days. This home is priced $79,000 above that median.
Gallatin sits in Clay County, which covers 18 zip codes and 832 homes for sale. Nearby Kansas City runs a higher median at $290,791; Missouri City is lower at $125,000 with more inventory.
Sources — listings and prices: Heartland MLS as distributed by MLS GRID, as of September 10, 2026 · analysis: HouseLoop.
Frequently asked questionsabout Lot 188 Lake Viking Terrace
How do I schedule a tour of Lot 188 Lake Viking Terrace?
Lot 188 Lake Viking Terrace is ready to tour. The earliest open tour slot is today at 11:00 AM.
Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about Lot 188 Lake Viking Terrace?
It is listed at $225,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Gallatin in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of Lot 188 Lake Viking Terrace?
Not yet — Lot 188 Lake Viking Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for Lot 188 Lake Viking Terrace?
About $1,280 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $217 tax bill folded in it lands near $1,340. Median sold price in 64640 is $146,000 — this $225,000 list is above it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy Lot 188 Lake Viking Terrace?
Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64640, where sellers accept 94% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for Lot 188 Lake Viking Terrace?
Yes. Lot 188 Lake Viking Terrace has been listed 4 days. Sellers in 64640 accepted about 6% under list on average over the last 12 months across 78 sales.
Your HouseLoop agent writes the offer with the recent sales in Gallatin sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for Lot 188 Lake Viking Terrace?
Sellers in 64640 accepted 94% of list over the last 12 months across 78 sales, median $146,000, near $207,000 – $211,275 on this $225,000 list. The median home here took 33 days to go under contract, so most sellers aren't fielding three offers on day one.
See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on Lot 188 Lake Viking Terrace?
Making an offer on Lot 188 Lake Viking Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
How long has Lot 188 Lake Viking Terrace been on the market?
Listed on September 4, 2026, so 4 days and counting as of today. Homes in 64640 typically go under contract in 33 days, so this one is moving at a normal pace.
A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.
What are the property taxes for Lot 188 Lake Viking Terrace?
Public records show about $217 a year (0.1% of the list price) for Lot 188 Lake Viking Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for Lot 188 Lake Viking Terrace?
Yes — $88 a month for Lot 188 Lake Viking Terrace.
An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is Lot 188 Lake Viking Terrace still for sale?
Yes — Lot 188 Lake Viking Terrace is active as of September 4, 2026.
Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · verified September 8, 2026
Offer Insights
Choose an offer strength
$200,250 – $204,525
Estimated Sales Range
HouseLoop Home Value History
Popular searches in Gallatin, MO
Search nearby cities
Gallatin, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by REECENICHOLS-IDE CAPITAL
Listed September 04, 2026 01:28 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640620
HouseLoop last checked:
Listing updated:
$225,000
6 days on HouseLoopLot 188 Lake Viking Terrace, Gallatin, MO 64640
About this home
Don't miss this opportunity to own a beautiful waterfront lot with a peaceful view down a short cove! This gently sloping lot features a limestone shoreline and sandy beach, creating the perfect setting to enjoy everything lake life has to offer. Whether you're looking for a weekend getaway or the perfect place to…
See this home in person
Connect with a local HouseLoop agent to show you this home and answer your questions.
Pick a date
Pick a time
Checking tour times…
Property Details
Interior
Bedrooms & bathrooms
- Full bathrooms: 0
Property
Lot
- Size: 0.39 Acres
- Features: Lake Front, Many Trees
Construction
Type & style
- Home type: Land
- Architectural style: Unimproved Land
Utilities & green energy
- Sewer: Unknown
- Water: Unknown - Verify
Highlights
Outdoor & Lot
- Big Backyard
- Mature Trees
- Wooded Lot
- Waterfront
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $1,052 /year
Amenities
- Boat Dock
- Clubhouse
- Community Center
- Party Room
- Play Area
- Pool
- Trail(s)
Nearby schools
Price history
Tax
- Annual tax amount: $217 / yr
HouseLoop Mortgage Calculator
$1,486
Offer Insights
Choose an offer strength
$200,250 – $204,525
Estimated Sales Range
HouseLoop Home Value History
Already own a home?What's your home worth right now?
Enter your address and see live buyer demand in your neighborhood, what homes like yours are actually selling for, and what you'd walk away with, before you talk to anybody.
Similar listingsand the Gallatin market
Look throughoutGallatin, Missouri
There are currently 1 home for sale in Gallatin, with 9 under contract. Homes here sell for a median of $146,000 and go under contract in a median of 33 days. This home is priced $79,000 above that median.
Gallatin sits in Clay County, which covers 18 zip codes and 832 homes for sale. Nearby Kansas City runs a higher median at $290,791; Missouri City is lower at $125,000 with more inventory.
Sources — listings and prices: Heartland MLS as distributed by MLS GRID, as of September 10, 2026 · analysis: HouseLoop.
Frequently asked questionsabout Lot 188 Lake Viking Terrace
How do I schedule a tour of Lot 188 Lake Viking Terrace?
Lot 188 Lake Viking Terrace is ready to tour. The earliest open tour slot is today at 11:00 AM.
Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about Lot 188 Lake Viking Terrace?
It is listed at $225,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Gallatin in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of Lot 188 Lake Viking Terrace?
Not yet — Lot 188 Lake Viking Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for Lot 188 Lake Viking Terrace?
About $1,280 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $217 tax bill folded in it lands near $1,340. Median sold price in 64640 is $146,000 — this $225,000 list is above it.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy Lot 188 Lake Viking Terrace?
Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in 64640, where sellers accept 94% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for Lot 188 Lake Viking Terrace?
Yes. Lot 188 Lake Viking Terrace has been listed 4 days. Sellers in 64640 accepted about 6% under list on average over the last 12 months across 78 sales.
Your HouseLoop agent writes the offer with the recent sales in Gallatin sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
What is a good offer for Lot 188 Lake Viking Terrace?
Sellers in 64640 accepted 94% of list over the last 12 months across 78 sales, median $146,000, near $207,000 – $211,275 on this $225,000 list. The median home here took 33 days to go under contract, so most sellers aren't fielding three offers on day one.
See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.
How do I make an offer on Lot 188 Lake Viking Terrace?
Making an offer on Lot 188 Lake Viking Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
How long has Lot 188 Lake Viking Terrace been on the market?
Listed on September 4, 2026, so 4 days and counting as of today. Homes in 64640 typically go under contract in 33 days, so this one is moving at a normal pace.
A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.
What are the property taxes for Lot 188 Lake Viking Terrace?
Public records show about $217 a year (0.1% of the list price) for Lot 188 Lake Viking Terrace. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for Lot 188 Lake Viking Terrace?
Yes — $88 a month for Lot 188 Lake Viking Terrace.
An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is Lot 188 Lake Viking Terrace still for sale?
Yes — Lot 188 Lake Viking Terrace is active as of September 4, 2026.
Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Listing data: Heartland MLS, distributed by MLS GRID. Market numbers: HouseLoop analysis of Heartland MLS data distributed by MLS GRID · over the last 12 months · verified September 8, 2026
Popular searches in Gallatin, MO
Search nearby cities
Gallatin, MO homes for sale by zip code for sale · median sale · days to contract
HouseLoop analysis of Heartland MLS data distributed by MLS GRID · trailing 12 months. Median sale price: the median closed price among sold homes in that zip over the same window.
Counties homes for sale · median list price
Listed by REECENICHOLS-IDE CAPITAL
Listed September 04, 2026 01:28 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2640620
HouseLoop last checked:
Listing updated:








