645 St James Court, Loch Lloyd, MO 64012

How do I schedule a tour of 645 St James Court?

It is a 4 bed, 7 bath, 5,905 sqft home listed at $2,125,000. The earliest open tour slot is today at 5:00 PM.

Tap Request a tour to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 645 St James Court?

It is a 4 bed, 7 bath, 5,905 sqft home listed at $2,125,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Loch Lloyd in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 645 St James Court?

Not yet — 645 St James Court doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

What is the 64012 neighborhood like?

645 St James Court sits in 64012. The median list here is $357,250, versus $2,160,000 across Loch Lloyd, MO. Homes in 64012 go under contract in a median of 21 days, faster than Loch Lloyd, MO as a whole.

A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64012 compares to nearby zips, or tap Request a tour to see the block for yourself.

How much is the monthly payment for 645 St James Court?

About $12,090 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $12,271 tax bill folded in it lands near $13,550. Median sold price in Loch Lloyd is $1,548,800 — this $2,125,000 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 645 St James Court?

Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in Loch Lloyd, where sellers accept 98% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 645 St James Court?

Yes. 645 St James Court has been listed 2 days. Sellers in Loch Lloyd accepted about 2% under list on average over the last 12 months across 23 sales.

Your HouseLoop agent writes the offer with the recent sales in Loch Lloyd sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 645 St James Court?

Sellers in Loch Lloyd accepted 98% of list over the last 12 months across 23 sales, median $1,548,800, near $2,040,000 – $2,080,375 on this $2,125,000 list. The median home here took 29 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 645 St James Court?

Making an offer on 645 St James Court means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 645 St James Court?

$360 per square foot ($2,125,000 over 5,905 sqft). Homes sold in Loch Lloyd, MO over the same window went for a median of $307 per square foot, so this home is priced well above the block.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 645 St James Court been on the market?

Listed on September 8, 2026, so 2 days and counting as of today. Homes in Loch Lloyd typically go under contract in 29 days, so this one is moving at a normal pace.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 645 St James Court built?

645 St James Court was built in 2009, so it is about 17 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Request a tour to see the mechanicals in person.

How many bedrooms and bathrooms does 645 St James Court have?

645 St James Court is a home with 4 bedrooms and 7 bathrooms across 5,905 square feet, on a 0.4 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Request a tour to walk the floor plan in person.

What is the lot size of 645 St James Court?

0.4 acres (about 17,424 square feet), per the county record for 645 St James Court.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Loch Lloyd, or tap Ask a question to find out what's allowed.

Does 645 St James Court have a garage, a basement, air conditioning?

645 St James Court has a 3-car garage and a basement br, finished, radon mitigation system, sump pump basement, and electric and heat pump cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Request a tour to see it in person.

What are the floors made of in 645 St James Court?

Carpet, Tile and Wood, per the MLS record for 645 St James Court.

Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Loch Lloyd tend to prefer, or tap Request a tour to see it yourself.

What are the property taxes for 645 St James Court?

Public records show about $12,271 a year (0.6% of the list price) for 645 St James Court. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 645 St James Court?

Yes — $390 a month for 645 St James Court.

An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.

Is 645 St James Court still for sale?

Yes — 645 St James Court is active as of September 8, 2026.

Tap Request a tour to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.

Can I share 645 St James Court with someone?

Yes — tap the share icon on this page to send 645 St James Court by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the Loch Lloyd market?

Tap ♥ on 645 St James Court to get a text the moment its price or status changes, or search Loch Lloyd on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 645 St James Court?

Yes — ask her anything about 645 St James Court right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Loch Lloyd.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.