How do I schedule a tour of 19713 NE 197th Terrace?

19713 NE 197th Terrace is open for tours now. It is a 4 bed, 3.5 bath, 2,136 sqft home listed at $469,950.

Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.

How do I get more information about 19713 NE 197th Terrace?

It is a 4 bed, 3.5 bath, 2,136 sqft home listed at $469,950.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in Smithville in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of 19713 NE 197th Terrace?

Not yet — 19713 NE 197th Terrace doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

What is 19713 NE 197th Terrace worth?

HouseLoop values this home at $450,943, in a range of $428,396 to $478,000 — about $19,007 below its $469,950 asking price.

This is our own estimate, not an appraisal, and it moves as new sales come in nearby. Ask Myli how we built this number, or tap Tour this home to see the home before you weigh it against the asking price.

What is the 64089 neighborhood like?

19713 NE 197th Terrace sits in 64089. The median list here is $329,900, versus $329,900 across Smithville, MO. Homes in 64089 go under contract in a median of 28 days, about the same pace as Smithville, MO as a whole.

A tighter zip code inside a bigger city often trades a little on price for a lot on convenience. Ask Myli how 64089 compares to nearby zips, or tap Tour this home to see the block for yourself.

How much is the monthly payment for 19713 NE 197th Terrace?

About $2,670 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $4,592 tax bill folded in it lands near $3,200. Median sold price in Harbor Lake is $405,750 — this $469,950 list is above it.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy 19713 NE 197th Terrace?

Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously — especially in Harbor Lake, where sellers accept 99% of list on average. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for 19713 NE 197th Terrace?

Yes. 19713 NE 197th Terrace was listed on September 24, 2026. Sellers in Harbor Lake accepted about 1% under list on average over the last 12 months across 12 sales.

Your HouseLoop agent writes the offer with the recent sales in Smithville sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

What is a good offer for 19713 NE 197th Terrace?

Sellers in Harbor Lake accepted 99% of list over the last 12 months across 12 sales, median $405,750, near $455,852 – $464,781 on this $469,950 list. The median home here took 5 days to go under contract, so most sellers aren't fielding three offers on day one.

See the Offer Insights section on this page for the full range — what wins fast, what holds, where offers get ignored. Tap Ask a question and Myli writes the offer strategy with a HouseLoop agent the same day.

How do I make an offer on 19713 NE 197th Terrace?

Making an offer on 19713 NE 197th Terrace means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

What is the price per square foot for 19713 NE 197th Terrace?

$220 per square foot ($469,950 over 2,136 sqft). Homes sold in Smithville, MO over the same window went for a median of $191 per square foot, so this home is priced well above that per-square-foot median.

Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.

How long has 19713 NE 197th Terrace been on the market?

Listed on September 24, 2026. Homes in Harbor Lake typically go under contract in 5 days.

How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.

When was 19713 NE 197th Terrace built?

19713 NE 197th Terrace was built in 2009, so it is about 17 years old.

A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.

How many bedrooms and bathrooms does 19713 NE 197th Terrace have?

19713 NE 197th Terrace is a home with 4 bedrooms and 3.5 bathrooms across 2,136 square feet, on a 0.31 acre lot, per the MLS record for this address.

Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.

What is the lot size of 19713 NE 197th Terrace?

0.31 acres (about 13,503 square feet), per the county record for 19713 NE 197th Terrace.

Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in Smithville, or tap Ask a question to find out what's allowed.

Does 19713 NE 197th Terrace have a garage, a basement, air conditioning?

19713 NE 197th Terrace has a 3-car garage and a concrete basement, and electric and heat pump cooling.

Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.

What are the floors made of in 19713 NE 197th Terrace?

Carpet, Tile and Wood, per the MLS record for 19713 NE 197th Terrace.

Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in Smithville tend to prefer, or tap Tour this home to see it yourself.

What schools serve 19713 NE 197th Terrace?

Eagle Heights Elementary School (5/10), Smithville Middle School (7/10), Smithville High School (9/10) in the Smithville district, per GreatSchools' 1-10 ratings for this address.

School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.

What are the property taxes for 19713 NE 197th Terrace?

Public records show about $4,592 a year (1% of the list price) for 19713 NE 197th Terrace. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for 19713 NE 197th Terrace?

Yes — $48 a month for 19713 NE 197th Terrace.

An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.

Is 19713 NE 197th Terrace still for sale?

Yes — 19713 NE 197th Terrace is active as of September 24, 2026.

Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.

Can I share 19713 NE 197th Terrace with someone?

Yes — tap the share icon on this page to send 19713 NE 197th Terrace by text, email, or straight to Facebook, X or WhatsApp.

Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.

How do I follow the Smithville market?

Tap ♥ on 19713 NE 197th Terrace to get a text the moment its price or status changes, or search Smithville on HouseLoop and tap Save search to hear about every new listing that matches.

A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.

Can I ask a question about 19713 NE 197th Terrace?

Yes — ask her anything about 19713 NE 197th Terrace right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in Smithville.

She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.