Pear Street, St Joseph, MO 64503

How do I get more information about Pear Street?

It is listed at $250,000.

Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.

Can I take a virtual tour of Pear Street?

Not yet — Pear Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.

Tap Request a tour and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.

How much is the monthly payment for Pear Street?

About $1,420 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,032 tax bill folded in it lands near $1,560.

Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.

How do I get pre-approved to buy Pear Street?

Tap Get pre-approved and our lender, John, can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.

A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.

Can I negotiate the asking price for Pear Street?

Yes. Pear Street has been listed 179 days. Usually, though the room to negotiate depends on how long a home has sat and what else is competing for a buyer's attention.

Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.

How do I make an offer on Pear Street?

Making an offer on Pear Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.

Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.

How long has Pear Street been on the market?

Listed on March 13, 2026, so 179 days and counting as of today.

A home sitting past the neighborhood average is often where a buyer finds real room to negotiate on price or terms. Tap ♥ to save it and Myli will text you the moment the price or status changes.

What are the property taxes for Pear Street?

Public records show about $1,032 a year (0.4% of the list price) for Pear Street. Taxes can change on reassessment, especially after a sale.

Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.

Are there HOA fees for Pear Street?

No HOA is listed for Pear Street, and public records show none recorded on this parcel.

No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.

Is Pear Street still for sale?

Pear Street went under contract on August 17, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.

Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.