
























$142,500
Under Contract712 Francis Street #A, St Joseph, MO 64501
This home is under contract — it has an accepted offer.
About this home
HouseLoop user activity
HouseLoop last checked:
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Level: Basement
Primary Bathroom
- Level: Basement
Bedroom 2
Bathroom 2
Living Room
- Level: Main
Kitchen
- Features: Pantry
- Level: Main
Dining Room
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Gas Range
- Laundry: Main Level
Features
- Flooring: Carpet, Wood
- Basement: Basement BR, Finished, Full
- Other rooms: Balcony/Loft, Den/Study, Fam Rm Main Level, Office
Interior area
- Finished area above ground: 1,800 sqft
- Finished area below ground: 600 sqft
- Total interior livable area: 2,400 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.11 Acres
- Features: City Lot
Construction
Type & style
- Home type: Residential
- Architectural style: Condominium
Materials
- Materials: Brick/Mortar
Condition
- Year built: 1910
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Kitchen
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
- Gas Range
Bathroom
- Freestanding Tub
- Frameless Glass Shower
- Tiled Shower
- Double Vanity
Interior
- White Trim
- Hardwood Floors
- Tall Ceilings
- Two-Story Living Room
- Ceiling Beams
- Coffered or Tray Ceiling
- Shiplap / Paneling
- Exposed Brick
- Statement Lighting
- Floor-to-Ceiling Windows
Layout
- Open Floor Plan
- Basement
- Finished Basement
- In-law Suite
- Home Office
- Bonus Room
Style
- Modern
HOA
- Has HOA: Yes
- Fee: $309 /quarter
GreatSchools rating
- 5Lindbergh Elementary School
- 4Robidoux Middle School
- 2Lafayette High School
Schools provided by the listing agent
- District: St. Joseph
- Elementary: Lindbergh
- Middle: Robidoux
- High: Lafayette
Price history
- Annual tax amount: $597 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2018 | $444 | $7,330 |
| 2017 | $444 | $7,330 |
| 2015 | $448 | $7,330 |
| 2014 | $0 | $7,330 |
| 2012 | $449 | $7,330 |
| 2011 | $500 | $7,330 |
| 2010 | $500 | $7,330 |
712 Francis Street #A, St Joseph, MO 64501 is an under-contract 2-bedroom, 2-bath, 2,400-square-foot condominium listed for $142,500. MLS #2633661.
HouseLoop's photo analysis of this home identified white kitchen, modern, open floor plan, freestanding tub, frameless glass shower and tiled shower, plus 9 more features.
Key AI Vision features
- White Kitchen
- Modern
- Open Floor Plan
- Freestanding Tub
- Frameless Glass Shower
- Tiled Shower
- Floor-to-Ceiling Windows
- Tall Ceilings
- Ceiling Beams
- Hardwood Floors
- White Trim
- Shiplap / Paneling
- Statement Lighting
- Double Vanity
- Updated Kitchen
HouseLoop Mortgage Calculator
$1,051
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 712 Francis Street
How do I get more information about 712 Francis Street?
It is a 2 bed, 2 bath, 2,400 sqft home listed at $142,500.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 712 Francis Street?
Not yet — 712 Francis Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 712 Francis Street?
About $810 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $597 tax bill folded in it lands near $1,060.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 712 Francis Street?
$59 per square foot ($142,500 over 2,400 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 712 Francis Street built?
712 Francis Street was built in 1910, so it is about 116 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 712 Francis Street have?
712 Francis Street is a home with 2 bedrooms and 2 bathrooms across 2,400 square feet, on a 0.11 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 712 Francis Street?
0.11 acres (about 4,791 square feet), per the county record for 712 Francis Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 712 Francis Street have a garage, a basement, air conditioning?
712 Francis Street has a basement br, finished, full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 712 Francis Street?
Carpet and Wood, per the MLS record for 712 Francis Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 712 Francis Street?
Lindbergh Elementary School (5/10), Robidoux Middle School (4/10), Lafayette High School (2/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 712 Francis Street?
Public records show about $597 a year (0.4% of the list price) for 712 Francis Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 712 Francis Street?
Yes — $103 a month for 712 Francis Street.
An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 712 Francis Street still for sale?
712 Francis Street went under contract on September 18, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 712 Francis Street with someone?
Yes — tap the share icon on this page to send 712 Francis Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 712 Francis Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 712 Francis Street?
Yes — ask her anything about 712 Francis Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 18, 2026 04:48 PM
Listed by Keller Williams KC North
Listed July 27, 2026 03:00 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2633661
HouseLoop last checked:
Listing updated:
$142,500
Under Contract712 Francis Street #A, St Joseph, MO 64501
About this home
Experience the charm of downtown St. Joseph in this one-of-a-kind 2-bedroom, 2-bath loft that perfectly blends historic character with modern updates. Natural light pours through expansive windows, creating a bright and inviting atmosphere throughout the open-concept living and dining areas. Fresh interior paint and…
HouseLoop user activity
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Full bathrooms: 2
Primary Bedroom
- Level: Basement
Primary Bathroom
- Level: Basement
Bedroom 2
Bathroom 2
Living Room
- Level: Main
Kitchen
- Features: Pantry
- Level: Main
Dining Room
- Level: Main
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Gas Range
- Laundry: Main Level
Features
- Flooring: Carpet, Wood
- Basement: Basement BR, Finished, Full
- Other rooms: Balcony/Loft, Den/Study, Fam Rm Main Level, Office
Interior area
- Finished area above ground: 1,800 sqft
- Finished area below ground: 600 sqft
- Total interior livable area: 2,400 sqft
Property
Parking
- Parking features: Off Street
Lot
- Size: 0.11 Acres
- Features: City Lot
Construction
Type & style
- Home type: Residential
- Architectural style: Condominium
Materials
- Materials: Brick/Mortar
Condition
- Year built: 1910
- Age: 16-20 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Kitchen
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
- Gas Range
Bathroom
- Freestanding Tub
- Frameless Glass Shower
- Tiled Shower
- Double Vanity
Interior
- White Trim
- Hardwood Floors
- Tall Ceilings
- Two-Story Living Room
- Ceiling Beams
- Coffered or Tray Ceiling
- Shiplap / Paneling
- Exposed Brick
- Statement Lighting
- Floor-to-Ceiling Windows
Layout
- Open Floor Plan
- Basement
- Finished Basement
- In-law Suite
- Home Office
- Bonus Room
Style
- Modern
HOA and Amenities
HOA
- Has HOA: Yes
- Fee: $309 /quarter
Nearby schools
GreatSchools rating
- 5Lindbergh Elementary School
- 4Robidoux Middle School
- 2Lafayette High School
Schools provided by the listing agent
- District: St. Joseph
- Elementary: Lindbergh
- Middle: Robidoux
- High: Lafayette
Price history
Tax
- Annual tax amount: $597 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2018 | $444 | $7,330 |
| 2017 | $444 | $7,330 |
| 2015 | $448 | $7,330 |
| 2014 | $0 | $7,330 |
| 2012 | $449 | $7,330 |
| 2011 | $500 | $7,330 |
| 2010 | $500 | $7,330 |
HouseLoop Insights — AI-detected features from listing photos
712 Francis Street #A, St Joseph, MO 64501 is an under-contract 2-bedroom, 2-bath, 2,400-square-foot condominium listed for $142,500. MLS #2633661.
HouseLoop's photo analysis of this home identified white kitchen, modern, open floor plan, freestanding tub, frameless glass shower and tiled shower, plus 9 more features.
Key AI Vision features
- White Kitchen
- Modern
- Open Floor Plan
- Freestanding Tub
- Frameless Glass Shower
- Tiled Shower
- Floor-to-Ceiling Windows
- Tall Ceilings
- Ceiling Beams
- Hardwood Floors
- White Trim
- Shiplap / Paneling
- Statement Lighting
- Double Vanity
- Updated Kitchen
HouseLoop Mortgage Calculator
$1,051
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 712 Francis Street
How do I get more information about 712 Francis Street?
It is a 2 bed, 2 bath, 2,400 sqft home listed at $142,500.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 712 Francis Street?
Not yet — 712 Francis Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 712 Francis Street?
About $810 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $597 tax bill folded in it lands near $1,060.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 712 Francis Street?
$59 per square foot ($142,500 over 2,400 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 712 Francis Street built?
712 Francis Street was built in 1910, so it is about 116 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 712 Francis Street have?
712 Francis Street is a home with 2 bedrooms and 2 bathrooms across 2,400 square feet, on a 0.11 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 712 Francis Street?
0.11 acres (about 4,791 square feet), per the county record for 712 Francis Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 712 Francis Street have a garage, a basement, air conditioning?
712 Francis Street has a basement br, finished, full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 712 Francis Street?
Carpet and Wood, per the MLS record for 712 Francis Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 712 Francis Street?
Lindbergh Elementary School (5/10), Robidoux Middle School (4/10), Lafayette High School (2/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 712 Francis Street?
Public records show about $597 a year (0.4% of the list price) for 712 Francis Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 712 Francis Street?
Yes — $103 a month for 712 Francis Street.
An HOA fee usually buys something back — trash, lawn care, a pool or a clubhouse — so it's worth asking what's included before you compare it to a fee-free listing. Ask Myli what this HOA covers, or tap Ask a question to find out.
Is 712 Francis Street still for sale?
712 Francis Street went under contract on September 18, 2026, so it's off the market for now while the buyer's financing and inspections work their way through.
Financing and inspections still fall through sometimes, especially in the first few weeks. Tap ♥ to save it and Myli will text you the moment it comes back available.
Can I share 712 Francis Street with someone?
Yes — tap the share icon on this page to send 712 Francis Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 712 Francis Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 712 Francis Street?
Yes — ask her anything about 712 Francis Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 18, 2026 04:48 PM
Listed by Keller Williams KC North
Listed July 27, 2026 03:00 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2633661
HouseLoop last checked:
Listing updated:








