













































$399,900
6401 S 1st Street, St Joseph, MO 64504
6401 S 1st Street, St Joseph, MO 64504 is an off-market 3-bedroom, 3-bath, 2,147-square-foot single family residence. MLS #2630179.
Highlights
About this home
Huge Price Change! Don’t miss out on this beautiful property and investment!MOTIVATED SELLERS! BRING ALL OFFERS!! Life has changed for my clients and they are moving and would love to see all offers on this beautiful property! Discover the perfect blend of country living and income potential with this unique…
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Lower
Bedroom 1
- Level: Upper
Bathroom 1
- Level: Upper
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Electric Range, Washer
Features
- Features: Ceiling Fan(s), Kitchen Island, Stained Cabinets
- Flooring: Carpet, Wood
- Basement: Finished, Full
Interior area
- Finished area above ground: 2,147 sqft
- Total interior livable area: 2,147 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement
Lot
- Size: 6.00 Acres
- Features: Acreage
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1970
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
- Acreage
Kitchen
- Kitchen Island
- Kitchen Open to Living
Interior
- Hardwood Floors
- Shiplap / Paneling
Layout
- Open Floor Plan
- Basement
- Finished Basement
- Workshop
Garage & Parking
- Attached Garage
- Garage Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 5Hosea Elementary School
- 5Spring Garden Middle School
- 4Benton High School
Schools provided by the listing agent
- District: St. Joseph
- Middle: Spring Garden
- High: Benton
Price history
Tax
- Annual tax amount: $1,800 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2024 | $1,735 | $24,190 |
| 2023 | $1,591 | $24,190 |
| 2022 | $1,602 | $24,190 |
| 2021 | $1,609 | $24,190 |
| 2020 | $1,599 | $24,190 |
| 2018 | $1,395 | $24,190 |
| 2017 | $1,395 | $24,190 |
| 2015 | $1,380 | $24,190 |
| 2014 | $1 | $24,190 |
| 2012 | $1,501 | $24,190 |
| 2011 | $1,300 | $24,190 |
| 2010 | $1,300 | $21,530 |
HouseLoop Mortgage Calculator
$2,519
Market Estimate
Buchanan County, MO
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 6401 S 1st Street
How do I get more information about 6401 S 1st Street?
It is a 3 bed, 3 bath, 2,147 sqft home listed at $365,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 6401 S 1st Street?
Not yet — 6401 S 1st Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 6401 S 1st Street?
About $2,080 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,800 tax bill folded in it lands near $2,330.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 6401 S 1st Street?
$170 per square foot ($365,000 over 2,147 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 6401 S 1st Street built?
6401 S 1st Street was built in 1970, so it is about 56 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 6401 S 1st Street have?
6401 S 1st Street is a home with 3 bedrooms and 3 bathrooms across 2,147 square feet, on a 6 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 6401 S 1st Street?
6 acres (about 261,360 square feet), per the county record for 6401 S 1st Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 6401 S 1st Street have a garage, a basement, air conditioning?
6401 S 1st Street has a 2-car garage and a finished, full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 6401 S 1st Street?
Carpet and Wood, per the MLS record for 6401 S 1st Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 6401 S 1st Street?
Hosea Elementary School (5/10), Spring Garden Middle School (5/10), Benton High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 6401 S 1st Street?
Public records show about $1,800 a year (0.5% of the list price) for 6401 S 1st Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 6401 S 1st Street?
No HOA is listed for 6401 S 1st Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 6401 S 1st Street still for sale?
No — 6401 S 1st Street is currently not active, which means it isn't something you can tour, offer on, or track through this page right now.
Ask Myli to find you similar homes still on the market in St Joseph, or tap Ask a question to get a HouseLoop agent's take on what happened here.
Can I share 6401 S 1st Street with someone?
Yes — tap the share icon on this page to send 6401 S 1st Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 6401 S 1st Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 6401 S 1st Street?
Yes — ask her anything about 6401 S 1st Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated August 14, 2026 10:03 AM
Listed by Platinum Realty LLC
Listed July 07, 2026 02:59 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2630179
HouseLoop last checked:
Listing updated:
$399,900
74 days on HouseLoop6401 S 1st Street, St Joseph, MO 64504
About this home
Huge Price Change! Don’t miss out on this beautiful property and investment!MOTIVATED SELLERS! BRING ALL OFFERS!! Life has changed for my clients and they are moving and would love to see all offers on this beautiful property! Discover the perfect blend of country living and income potential with this unique…
HouseLoop user activity
74 days on HouseLoop
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Full bathrooms: 3
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bathroom 2
- Level: Upper
Bathroom 3
- Level: Lower
Bedroom 1
- Level: Upper
Bathroom 1
- Level: Upper
Heating
- Heating: Forced Air
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Electric Range, Washer
Features
- Features: Ceiling Fan(s), Kitchen Island, Stained Cabinets
- Flooring: Carpet, Wood
- Basement: Finished, Full
Interior area
- Finished area above ground: 2,147 sqft
- Total interior livable area: 2,147 sqft
Property
Parking
- Total spaces: 2
- Parking features: Basement
Lot
- Size: 6.00 Acres
- Features: Acreage
- Patio & porch: Deck, Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1970
- Age: 51-75 Years
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Concrete Patio
- Fenced Yard
- Big Backyard
- Mature Trees
- Wooded Lot
- Acreage
Kitchen
- Kitchen Island
- Kitchen Open to Living
Interior
- Hardwood Floors
- Shiplap / Paneling
Layout
- Open Floor Plan
- Basement
- Finished Basement
- Workshop
Garage & Parking
- Attached Garage
- Garage Workshop
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 5Hosea Elementary School
- 5Spring Garden Middle School
- 4Benton High School
Schools provided by the listing agent
- District: St. Joseph
- Middle: Spring Garden
- High: Benton
Price history
Tax
- Annual tax amount: $1,800 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2024 | $1,735 | $24,190 |
| 2023 | $1,591 | $24,190 |
| 2022 | $1,602 | $24,190 |
| 2021 | $1,609 | $24,190 |
| 2020 | $1,599 | $24,190 |
| 2018 | $1,395 | $24,190 |
| 2017 | $1,395 | $24,190 |
| 2015 | $1,380 | $24,190 |
| 2014 | $1 | $24,190 |
| 2012 | $1,501 | $24,190 |
| 2011 | $1,300 | $24,190 |
| 2010 | $1,300 | $21,530 |
HouseLoop Mortgage Calculator
$2,519
Market Estimate
Buchanan County, MO
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 6401 S 1st Street
How do I get more information about 6401 S 1st Street?
It is a 3 bed, 3 bath, 2,147 sqft home listed at $365,000.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 6401 S 1st Street?
Not yet — 6401 S 1st Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available.
Ask Myli to find you three more like it in St Joseph, or tap Ask a question and a HouseLoop agent will build you a fresh list.
How much is the monthly payment for 6401 S 1st Street?
About $2,080 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $1,800 tax bill folded in it lands near $2,330.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
What is the price per square foot for 6401 S 1st Street?
$170 per square foot ($365,000 over 2,147 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
When was 6401 S 1st Street built?
6401 S 1st Street was built in 1970, so it is about 56 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Ask a question for a HouseLoop agent's read on it.
How many bedrooms and bathrooms does 6401 S 1st Street have?
6401 S 1st Street is a home with 3 bedrooms and 3 bathrooms across 2,147 square feet, on a 6 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Ask a question for a HouseLoop agent's read on it.
What is the lot size of 6401 S 1st Street?
6 acres (about 261,360 square feet), per the county record for 6401 S 1st Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 6401 S 1st Street have a garage, a basement, air conditioning?
6401 S 1st Street has a 2-car garage and a finished, full basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Ask a question for a HouseLoop agent's read on it.
What are the floors made of in 6401 S 1st Street?
Carpet and Wood, per the MLS record for 6401 S 1st Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Ask a question for a HouseLoop agent's read on it.
What schools serve 6401 S 1st Street?
Hosea Elementary School (5/10), Spring Garden Middle School (5/10), Benton High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 6401 S 1st Street?
Public records show about $1,800 a year (0.5% of the list price) for 6401 S 1st Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 6401 S 1st Street?
No HOA is listed for 6401 S 1st Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 6401 S 1st Street still for sale?
No — 6401 S 1st Street is currently not active, which means it isn't something you can tour, offer on, or track through this page right now.
Ask Myli to find you similar homes still on the market in St Joseph, or tap Ask a question to get a HouseLoop agent's take on what happened here.
Can I share 6401 S 1st Street with someone?
Yes — tap the share icon on this page to send 6401 S 1st Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 6401 S 1st Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 6401 S 1st Street?
Yes — ask her anything about 6401 S 1st Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated August 14, 2026 10:03 AM
Listed by Platinum Realty LLC
Listed July 07, 2026 02:59 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2630179
HouseLoop last checked:
Listing updated:








