$389,900
5602 S 40th Street, St Joseph, MO 64503
5602 S 40th Street, St Joseph, MO 64503 is an active 4-bedroom, 4.5-bath, 2,480-square-foot single family residence listed for $389,900. MLS #2637531.
Highlights
About this home
Welcome home to this beautifully renovated two-story property situated on almost an acre with a peaceful pond view! This move-in-ready home combines modern updates with plenty of space and charm. Recent renovations include a new roof, brand-new kitchen cabinets with quartz countertops and stainless steel appliances,…
Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary Bedroom
- Level: Upper
Primary Bathroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Bathroom 3
- Level: Upper
Bathroom 4
- Level: Upper
Half Bath
- Level: Main
Living Room
- Level: Main
Kitchen
- Level: Main
Breakfast Room
- Level: Main
Dining Room
- Level: Main
Laundry
- Level: Upper
Basement
- Level: Lower
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Gas Range, Stainless Steel Appliance(s)
- Laundry: Bedroom Level, Upper Level
Features
- Features: Ceiling Fan(s), Kitchen Island
- Flooring: Carpet, Luxury Vinyl
- Basement: Concrete, Egress Window(s), Inside Entrance, Unfinished, Walk-Out Access
- Fireplace features: Basement, Dining Room, Wood Burning
- Other rooms: Breakfast Room
Interior area
- Finished area above ground: 2,480 sqft
- Total interior livable area: 2,480 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.81 Acres
- Features: City Lot, Corner Lot, Pond(s), Many Trees
- Patio & porch: Deck, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1979
- Age: 41-50 Years
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Concrete Patio
- Big Backyard
- Mature Trees
- Wooded Lot
- Corner Lot
- Waterfront
Kitchen
- Kitchen Island
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
- Double Oven
- Gas Range
- Stainless Appliances
Bathroom
- Frameless Glass Shower
- Tiled Shower
- Double Vanity
Interior
- White Trim
- Tile Floors
- Ceiling Beams
- Exposed Brick
- Statement Lighting
- Floor-to-Ceiling Windows
Layout
- Open Floor Plan
- Basement
- Walk-out Basement
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
Style
- Modern
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 4Pickett Elementary School
- 2Truman Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
- Elementary: Pickett
- Middle: Truman
- High: Central
Price history
Tax
- Annual tax amount: $2,252 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,252 | $32,280 |
| 2024 | $2,160 | $30,840 |
| 2023 | $1,985 | $30,840 |
| 2022 | $1,999 | $30,840 |
| 2021 | $2,008 | $30,840 |
| 2020 | $2,000 | $30,840 |
| 2018 | $1,772 | $30,840 |
| 2017 | $1,772 | $30,840 |
| 2015 | $1,900 | $33,070 |
| 2014 | $1 | $33,070 |
| 2012 | $1,991 | $33,070 |
| 2011 | $1,960 | $33,070 |
HouseLoop Mortgage Calculator
$2,506
Estimated Sales Range
HouseLoop Home Value History
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Similar listings and the St Joseph market
Frequently asked questions about 5602 S 40th Street
How do I schedule a tour of 5602 S 40th Street?
5602 S 40th Street is open for tours now. It is a 4 bed, 4.5 bath, 2,480 sqft home listed at $389,900.
Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 5602 S 40th Street?
It is a 4 bed, 4.5 bath, 2,480 sqft home listed at $389,900.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 5602 S 40th Street?
Not yet — 5602 S 40th Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 5602 S 40th Street?
About $2,220 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,252 tax bill folded in it lands near $2,510.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 5602 S 40th Street?
Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 5602 S 40th Street?
Yes. 5602 S 40th Street was listed on August 18, 2026, and the price changed on September 16, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 5602 S 40th Street?
Making an offer on 5602 S 40th Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 5602 S 40th Street?
$157 per square foot ($389,900 over 2,480 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 5602 S 40th Street been on the market?
Listed on August 18, 2026.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.
When was 5602 S 40th Street built?
5602 S 40th Street was built in 1979, so it is about 47 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 5602 S 40th Street have?
5602 S 40th Street is a home with 4 bedrooms and 4.5 bathrooms across 2,480 square feet, on a 0.81 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 5602 S 40th Street?
0.81 acres (about 35,283 square feet), per the county record for 5602 S 40th Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 5602 S 40th Street have a garage, a basement, air conditioning?
5602 S 40th Street has a 2-car garage and a concrete, egress window(s), inside entrance, unfinished, walk-out access basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What are the floors made of in 5602 S 40th Street?
Carpet and Luxury Vinyl, per the MLS record for 5602 S 40th Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Tour this home to see it yourself.
What schools serve 5602 S 40th Street?
Pickett Elementary School (4/10), Truman Middle School (2/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 5602 S 40th Street?
Public records show about $2,252 a year (0.6% of the list price) for 5602 S 40th Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 5602 S 40th Street?
No HOA is listed for 5602 S 40th Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 5602 S 40th Street still for sale?
Yes — 5602 S 40th Street is active as of August 18, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 5602 S 40th Street with someone?
Yes — tap the share icon on this page to send 5602 S 40th Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 5602 S 40th Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 5602 S 40th Street?
Yes — ask her anything about 5602 S 40th Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 17, 2026 08:13 AM
Listed by Top Line Realty LLC
Listed August 18, 2026 07:41 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2637531
HouseLoop last checked:
Listing updated:
$389,900
31 days on HouseLoop5602 S 40th Street, St Joseph, MO 64503
About this home
Welcome home to this beautifully renovated two-story property situated on almost an acre with a peaceful pond view! This move-in-ready home combines modern updates with plenty of space and charm. Recent renovations include a new roof, brand-new kitchen cabinets with quartz countertops and stainless steel appliances,…
HouseLoop user activity
31 days on HouseLoop
HouseLoop last checked:
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Property Details
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary Bedroom
- Level: Upper
Primary Bathroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Bathroom 3
- Level: Upper
Bathroom 4
- Level: Upper
Half Bath
- Level: Main
Living Room
- Level: Main
Kitchen
- Level: Main
Breakfast Room
- Level: Main
Dining Room
- Level: Main
Laundry
- Level: Upper
Basement
- Level: Lower
Heating
- Heating: Natural Gas
Cooling
- Cooling: Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Gas Range, Stainless Steel Appliance(s)
- Laundry: Bedroom Level, Upper Level
Features
- Features: Ceiling Fan(s), Kitchen Island
- Flooring: Carpet, Luxury Vinyl
- Basement: Concrete, Egress Window(s), Inside Entrance, Unfinished, Walk-Out Access
- Fireplace features: Basement, Dining Room, Wood Burning
- Other rooms: Breakfast Room
Interior area
- Finished area above ground: 2,480 sqft
- Total interior livable area: 2,480 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
Lot
- Size: 0.81 Acres
- Features: City Lot, Corner Lot, Pond(s), Many Trees
- Patio & porch: Deck, Covered Patio
Construction
Type & style
- Home type: Residential
- Architectural style: Single Family Residence
Materials
- Materials: Frame
Condition
- Year built: 1979
- Age: 41-50 Years
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Highlights
Outdoor & Lot
- Deck
- Covered Patio
- Concrete Patio
- Big Backyard
- Mature Trees
- Wooded Lot
- Corner Lot
- Waterfront
Kitchen
- Kitchen Island
- White Kitchen
- Kitchen Open to Living
- Renovated Kitchen
- Double Oven
- Gas Range
- Stainless Appliances
Bathroom
- Frameless Glass Shower
- Tiled Shower
- Double Vanity
Interior
- White Trim
- Tile Floors
- Ceiling Beams
- Exposed Brick
- Statement Lighting
- Floor-to-Ceiling Windows
Layout
- Open Floor Plan
- Basement
- Walk-out Basement
Fireplace
- Fireplace
Garage & Parking
- Attached Garage
Style
- Modern
HOA and Amenities
No HOA on this home.
Nearby schools
GreatSchools rating
- 4Pickett Elementary School
- 2Truman Middle School
- 4Central High School
Schools provided by the listing agent
- District: St. Joseph
- Elementary: Pickett
- Middle: Truman
- High: Central
Price history
Tax
- Annual tax amount: $2,252 / yr
Property tax history
| Year | Property tax | Assessed value |
|---|---|---|
| 2025 | $2,252 | $32,280 |
| 2024 | $2,160 | $30,840 |
| 2023 | $1,985 | $30,840 |
| 2022 | $1,999 | $30,840 |
| 2021 | $2,008 | $30,840 |
| 2020 | $2,000 | $30,840 |
| 2018 | $1,772 | $30,840 |
| 2017 | $1,772 | $30,840 |
| 2015 | $1,900 | $33,070 |
| 2014 | $1 | $33,070 |
| 2012 | $1,991 | $33,070 |
| 2011 | $1,960 | $33,070 |
HouseLoop Mortgage Calculator
$2,506
Estimated Sales Range
HouseLoop Home Value History
Already own a home? What's your home worth?
Enter your address to unlock your free HouseLoop Home Value Report — Zillow, Redfin, our HouseLoop value, the demand for it, and what the market's doing around it.
Similar listings and the St Joseph market
Frequently asked questions about 5602 S 40th Street
How do I schedule a tour of 5602 S 40th Street?
5602 S 40th Street is open for tours now. It is a 4 bed, 4.5 bath, 2,480 sqft home listed at $389,900.
Tap Tour this home to hold up to three times before you pick one — Myli confirms by text and your HouseLoop agent meets you there, no back-and-forth phone tag required.
How do I get more information about 5602 S 40th Street?
It is a 4 bed, 4.5 bath, 2,480 sqft home listed at $389,900.
Ask Myli anything about this home right on this page — she can pull the schools, taxes, HOA and recent sales in St Joseph in seconds — or tap Ask a question to reach a HouseLoop agent directly.
Can I take a virtual tour of 5602 S 40th Street?
Not yet — 5602 S 40th Street doesn't have a video walkthrough posted with this listing, so the photos and floor plan on this page are the best preview available right now.
Tap Tour this home and your HouseLoop agent will walk it live on video for you if you can't make it in person, or Ask Myli to check back once one is added.
How much is the monthly payment for 5602 S 40th Street?
About $2,220 a month with 10% down at 6.5% over 30 years, before taxes and insurance; with this home's $2,252 tax bill folded in it lands near $2,510.
Your real number moves with the down payment and rate you lock — drag the sliders on this page, or tap Get pre-approved and Myli lines up a pre-approval in as little as 24 hours.
How do I get pre-approved to buy 5602 S 40th Street?
Tap Get pre-approved and a HouseLoop lending partner can answer in as little as 24 hours with a soft credit check that never affects your score — no documents to dig up before you start.
A pre-approval is what turns "we're just looking" into a real number sellers take seriously. Tap Get pre-approved to get the process moving, or Ask Myli what to expect first.
Can I negotiate the asking price for 5602 S 40th Street?
Yes. 5602 S 40th Street was listed on August 18, 2026, and the price changed on September 16, 2026. How much room there is depends on how long a home has sat and what else is competing for a buyer's attention.
Your HouseLoop agent writes the offer with the recent sales in St Joseph sitting right beside it, so you know before you sign whether you're negotiating from strength. Ask Myli or tap Ask a question to start.
How do I make an offer on 5602 S 40th Street?
Making an offer on 5602 S 40th Street means putting a price, a timeline and your financing in writing, along with any contingencies you want — inspection, financing, or an appraisal gap clause if the market calls for one.
Ask Myli "what should I offer" or tap Ask a question, and your HouseLoop agent prepares the offer and handles the contingencies, timing and paperwork with you, not for you.
What is the price per square foot for 5602 S 40th Street?
$157 per square foot ($389,900 over 2,480 sqft).
Price per square foot is the fastest way to compare this home to the next one you tour — See Offer insights below for how that stacks up against what's actually selling, or Ask Myli to pull three more like it nearby.
How long has 5602 S 40th Street been on the market?
Listed on August 18, 2026.
How long a home has been listed is the clearest early read on a seller's flexibility, so it is worth checking back as this one's count grows. Tap ♥ to save it and Myli will text you the moment the price or status changes.
When was 5602 S 40th Street built?
5602 S 40th Street was built in 1979, so it is about 47 years old.
A home's age shapes what an inspection tends to flag — roof, HVAC and plumbing lifespans especially. Ask Myli what to expect from a home this age, or tap Tour this home to see the mechanicals in person.
How many bedrooms and bathrooms does 5602 S 40th Street have?
5602 S 40th Street is a home with 4 bedrooms and 4.5 bathrooms across 2,480 square feet, on a 0.81 acre lot, per the MLS record for this address.
Bed and bath count is usually the first filter a buyer sets, so it's worth confirming here before you compare this home to the next one. Ask Myli to pull three more nearby with the same layout, or tap Tour this home to walk the floor plan in person.
What is the lot size of 5602 S 40th Street?
0.81 acres (about 35,283 square feet), per the county record for 5602 S 40th Street.
Lot size drives what you can add later — a pool, a shop, room to expand — more than the house itself does. Ask Myli how that compares to other lots in St Joseph, or tap Ask a question to find out what's allowed.
Does 5602 S 40th Street have a garage, a basement, air conditioning?
5602 S 40th Street has a 2-car garage and a concrete, egress window(s), inside entrance, unfinished, walk-out access basement, and electric cooling.
Garage size and a finished basement are two of the fastest ways to add real living space without a remodel. Ask Myli if that trade-off makes sense for your search, or tap Tour this home to see it in person.
What are the floors made of in 5602 S 40th Street?
Carpet and Luxury Vinyl, per the MLS record for 5602 S 40th Street.
Flooring type affects both upkeep and resale — hard-surface floors show better in photos and hold up longer than carpet in high-traffic rooms. Ask Myli what buyers in St Joseph tend to prefer, or tap Tour this home to see it yourself.
What schools serve 5602 S 40th Street?
Pickett Elementary School (4/10), Truman Middle School (2/10), Central High School (4/10) in the St. Joseph district, per GreatSchools' 1-10 ratings for this address.
School assignment is one of the few things you can't change after closing, so it's worth confirming before you tour. Ask Myli to pull the full attendance boundary, or tap Ask a question to double-check with the district.
What are the property taxes for 5602 S 40th Street?
Public records show about $2,252 a year (0.6% of the list price) for 5602 S 40th Street. Taxes can change on reassessment, especially after a sale.
Property tax is folded into the payment estimate above — drag the sliders in the HouseLoop Mortgage Calculator to see how a different assessment would change your monthly number, or tap Get pre-approved to ask a lender directly.
Are there HOA fees for 5602 S 40th Street?
No HOA is listed for 5602 S 40th Street, and public records show none recorded on this parcel.
No HOA means more control over the property and no monthly fee, but also no shared maintenance budget for the roof, the street or the common areas. Ask Myli if that trade-off makes sense for you.
Is 5602 S 40th Street still for sale?
Yes — 5602 S 40th Street is active as of August 18, 2026.
Tap Tour this home to see it in person this week, or Ask Myli to run the numbers on financing and the neighborhood's recent sales first if you want the full picture before you go — she can also pull the schools and taxes while you decide.
Can I share 5602 S 40th Street with someone?
Yes — tap the share icon on this page to send 5602 S 40th Street by text, email, or straight to Facebook, X or WhatsApp.
Whoever opens it lands on this exact page, photos and FAQ included, no login required to view. Ask Myli to summarize the home in a few lines you can paste yourself instead, if that's faster.
How do I follow the St Joseph market?
Tap ♥ on 5602 S 40th Street to get a text the moment its price or status changes, or search St Joseph on HouseLoop and tap Save search to hear about every new listing that matches.
A saved search runs in the background and checks itself, so you see a new listing the day it hits rather than a week later. Ask Myli to set one up for you in this conversation.
Can I ask a question about 5602 S 40th Street?
Yes — ask her anything about 5602 S 40th Street right below this list: the price history, the schools, what a fair offer looks like, or how it compares to what else is for sale in St Joseph.
She reads the full listing record and this page's own market data before she answers, and hands off to a HouseLoop agent the moment a question needs one. Tap Ask Myli below to start.
Listing data: Heartland MLS, distributed by MLS GRID · Listing updated September 17, 2026 08:13 AM
Listed by Top Line Realty LLC
Listed August 18, 2026 07:41 PM · Source: Heartland MLS as distributed by MLS GRID · MLS #2637531
HouseLoop last checked:
Listing updated: